San Jose, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the San Jose, CA Metro in February 2026 was $11,690.283. The month over month percentage change (MoM) was -0.65%, and the year over year percentage change (YoY) was -7.56%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the San Jose, CA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the San Jose, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
San Jose, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
San Jose, CA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 3146.6057726035506 NaN NaN
Feb 2012 3142.091938371548 -0.14 NaN
Mar 2012 3183.8092806318846 1.33 NaN
Apr 2012 3214.407884499781 0.96 NaN
May 2012 3224.2651588624676 0.31 NaN
Jun 2012 3234.41390569094 0.32 NaN
Jul 2012 3263.8760679370575 0.91 NaN
Aug 2012 3363.4257609400465 3.05 NaN
Sep 2012 3435.5638335889835 2.15 NaN
Oct 2012 3503.2390963712924 1.97 NaN
Nov 2012 3590.186241123256 2.48 NaN
Dec 2012 3678.4654386876086 2.46 NaN
Jan 2013 3665.5557670763237 -0.35 16.49
Feb 2013 3743.818201547468 2.13 19.15
Mar 2013 3772.515096014714 0.77 18.49
Apr 2013 3749.7388626135134 -0.60 16.65
May 2013 3806.439261008535 1.51 18.06
Jun 2013 4023.6345966020267 5.71 24.40
Jul 2013 4194.843931271675 4.26 28.52
Aug 2013 4301.550586512698 2.54 27.89
Sep 2013 4393.345889770818 2.13 27.88
Oct 2013 4359.0158703906945 -0.78 24.43
Nov 2013 4450.489184870965 2.10 23.96
Dec 2013 4591.4179438675565 3.17 24.82
Jan 2014 4598.2598861760625 0.15 25.45
Feb 2014 4579.033413733355 -0.42 22.31
Mar 2014 4605.351462779065 0.57 22.08
Apr 2014 4612.389504332136 0.15 23.01
May 2014 4570.374424359975 -0.91 20.07
Jun 2014 4571.419498300569 0.02 13.61
Jul 2014 4586.383742807866 0.33 9.33
Aug 2014 4623.91803143983 0.82 7.49
Sep 2014 4708.420078679364 1.83 7.17
Oct 2014 4733.385430340522 0.53 8.59
Nov 2014 4805.615647243623 1.53 7.98
Dec 2014 4840.012491542602 0.72 5.41
Jan 2015 4740.8566218986725 -2.05 3.10
Feb 2015 4813.788806604215 1.54 5.13
Mar 2015 4872.213679524866 1.21 5.80
Apr 2015 4848.137255756203 -0.49 5.11
May 2015 4934.123153102558 1.77 7.96
Jun 2015 5023.177654671606 1.81 9.88
Jul 2015 5106.968693772182 1.67 11.35
Aug 2015 5121.438500741998 0.28 10.76
Sep 2015 5210.923422025835 1.75 10.67
Oct 2015 5263.457745726787 1.01 11.20
Nov 2015 5408.844125216568 2.76 12.55
Dec 2015 5483.436557688757 1.38 13.29
Jan 2016 5547.829624679212 1.17 17.02
Feb 2016 5507.108065659682 -0.73 14.40
Mar 2016 5547.632117526403 0.74 13.86
Apr 2016 5501.006577256546 -0.84 13.47
May 2016 5468.9966111808135 -0.58 10.84
Jun 2016 5423.684483969509 -0.83 7.97
Jul 2016 5316.128319683548 -1.98 4.10
Aug 2016 5248.488884082701 -1.27 2.48
Sep 2016 5189.620861070257 -1.12 -0.41
Oct 2016 5150.203584333946 -0.76 -2.15
Nov 2016 5263.4054755200905 2.20 -2.69
Dec 2016 5462.1418999555835 3.78 -0.39
Jan 2017 5476.614974362414 0.27 -1.28
Feb 2017 5568.738376669045 1.68 1.12
Mar 2017 5684.169568407082 2.07 2.46
Apr 2017 5699.08922188881 0.26 3.60
May 2017 5745.88167005686 0.82 5.06
Jun 2017 5754.062660788004 0.14 6.09
Jul 2017 5799.149294944149 0.78 9.09
Aug 2017 5740.459398752158 -1.01 9.37
Sep 2017 5674.921035679899 -1.14 9.35
Oct 2017 5730.155172632043 0.97 11.26
Nov 2017 5773.884164538076 0.76 9.70
Dec 2017 5846.7120550520385 1.26 7.04
Jan 2018 5887.25545046243 0.69 7.50
Feb 2018 6254.505307657344 6.24 12.32
Mar 2018 6585.658037090498 5.30 15.86
Apr 2018 6881.299890918747 4.49 20.74
May 2018 7197.634311493977 4.60 25.27
Jun 2018 7369.121393870577 2.38 28.07
Jul 2018 7464.504736949395 1.29 28.72
Aug 2018 7567.516486242585 1.38 31.83
Sep 2018 7699.494421926619 1.74 35.68
Oct 2018 7895.291641718406 2.54 37.78
Nov 2018 7948.494729285697 0.67 37.66
Dec 2018 7791.275013895187 -1.98 33.26
Jan 2019 7723.238466072852 -0.87 31.19
Feb 2019 7548.510750899586 -2.26 20.69
Mar 2019 7346.157180566331 -2.68 11.55
Apr 2019 7146.63012883887 -2.72 3.86
May 2019 7009.912078327198 -1.91 -2.61
Jun 2019 6772.890472449108 -3.38 -8.09
Jul 2019 6707.886341943081 -0.96 -10.14
Aug 2019 6606.2632579842975 -1.51 -12.70
Sep 2019 6617.2509466755055 0.17 -14.06
Oct 2019 6681.198519361591 0.97 -15.38
Nov 2019 6704.831173046637 0.35 -15.65
Dec 2019 6741.367589416224 0.55 -13.47
Jan 2020 6715.020008848261 -0.39 -13.05
Feb 2020 6684.703167920527 -0.45 -11.44
Mar 2020 6739.366531880997 0.82 -8.26
Apr 2020 6681.098374401426 -0.86 -6.51
May 2020 6607.858107229318 -1.10 -5.74
Jun 2020 6501.914653378789 -1.60 -4.00
Jul 2020 6377.417322042622 -1.91 -4.93
Aug 2020 6349.756126883464 -0.43 -3.88
Sep 2020 6408.794461000152 0.93 -3.15
Oct 2020 6494.510730410791 1.34 -2.79
Nov 2020 6597.670297936851 1.59 -1.60
Dec 2020 6686.009126981506 1.34 -0.82
Jan 2021 6748.078537037061 0.93 0.49
Feb 2021 6854.433891946285 1.58 2.54
Mar 2021 7061.555602610664 3.02 4.78
Apr 2021 7122.097225161342 0.86 6.60
May 2021 7163.094908849646 0.58 8.40
Jun 2021 7284.037792174382 1.69 12.03
Jul 2021 7315.926241378273 0.44 14.72
Aug 2021 7373.595715788311 0.79 16.12
Sep 2021 7470.770342846794 1.32 16.57
Oct 2021 7640.727479736095 2.28 17.65
Nov 2021 7723.424979167621 1.08 17.06
Dec 2021 7862.8649571575315 1.81 17.60
Jan 2022 8263.449025001875 5.10 22.46
Feb 2022 8732.133100847845 5.67 27.39
Mar 2022 9311.531222754227 6.64 31.86
Apr 2022 10193.694250862998 9.47 43.13
May 2022 10538.88835151771 3.39 47.13
Jun 2022 10793.11109847148 2.41 48.18
Jul 2022 10575.193568643317 -2.02 44.55
Aug 2022 10199.66885149229 -3.55 38.33
Sep 2022 10722.039259554183 5.12 43.52
Oct 2022 11212.502537768296 4.57 46.75
Nov 2022 11028.651882976486 -1.64 42.80
Dec 2022 10619.840555279148 -3.71 35.06
Jan 2023 10539.385174893614 -0.76 27.54
Feb 2023 10402.130004944125 -1.30 19.13
Mar 2023 10490.863403366095 0.85 12.67
Apr 2023 10247.537346700812 -2.32 0.53
May 2023 10316.077329078948 0.67 -2.11
Jun 2023 10623.401328110378 2.98 -1.57
Jul 2023 10875.764167602509 2.38 2.84
Aug 2023 11269.737236800478 3.62 10.49
Sep 2023 11598.197882100212 2.92 8.17
Oct 2023 12172.494954002865 4.95 8.56
Nov 2023 12164.145648045936 -0.07 10.30
Dec 2023 11688.005414659494 -3.91 10.06
Jan 2024 11490.026143231746 -1.69 9.02
Feb 2024 11578.864930101907 0.77 11.31
Mar 2024 11626.612711855138 0.41 10.83
Apr 2024 11881.597277961831 2.19 15.95
May 2024 12083.94007182341 1.70 17.14
Jun 2024 12067.872501930298 -0.13 13.60
Jul 2024 12114.496958536289 0.39 11.39
Aug 2024 11884.768027104257 -1.90 5.46
Sep 2024 11681.228938733231 -1.71 0.72
Oct 2024 11990.187084831483 2.65 -1.50
Nov 2024 12445.715172035732 3.80 2.32
Dec 2024 12455.916827613177 0.08 6.57
Jan 2025 12793.51465451439 2.71 11.35
Feb 2025 12646.55832115244 -1.15 9.22
Mar 2025 12368.83653954123 -2.20 6.38
Apr 2025 12348.982956518767 -0.16 3.93
May 2025 12306.93779287816 -0.34 1.85
Jun 2025 12174.012157682717 -1.08 0.88
Jul 2025 11992.359569886965 -1.49 -1.01
Aug 2025 11840.834179496935 -1.26 -0.37
Sep 2025 11670.781523811229 -1.44 -0.09
Oct 2025 11658.618150056893 -0.10 -2.76
Nov 2025 11753.904419267847 0.82 -5.56
Dec 2025 11812.155275745767 0.50 -5.17
Jan 2026 11767.325870385883 -0.38 -8.02
Feb 2026 11690.282990056157 -0.65 -7.56