Spokane, WA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Spokane, WA Metro in February 2026 was $3,148.399. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -5.10%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Spokane, WA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Spokane, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Spokane, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Spokane, WA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Spokane, WA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 918.8608515588267 | NaN | NaN |
| Feb 2012 | 918.1302206611597 | -0.08 | NaN |
| Mar 2012 | 923.811906712965 | 0.62 | NaN |
| Apr 2012 | 916.302049462894 | -0.81 | NaN |
| May 2012 | 902.7236567387143 | -1.48 | NaN |
| Jun 2012 | 889.0124191364691 | -1.52 | NaN |
| Jul 2012 | 875.8762805042522 | -1.48 | NaN |
| Aug 2012 | 877.5281043407041 | 0.19 | NaN |
| Sep 2012 | 868.6012954899054 | -1.02 | NaN |
| Oct 2012 | 860.8155213029358 | -0.90 | NaN |
| Nov 2012 | 861.3909905319631 | 0.07 | NaN |
| Dec 2012 | 865.7023826189189 | 0.50 | NaN |
| Jan 2013 | 1049.072926906414 | 21.18 | 14.17 |
| Feb 2013 | 1063.7677531874513 | 1.40 | 15.86 |
| Mar 2013 | 1068.3143979550136 | 0.43 | 15.64 |
| Apr 2013 | 1061.1558809687208 | -0.67 | 15.81 |
| May 2013 | 1072.0567719640944 | 1.03 | 18.76 |
| Jun 2013 | 1120.8340378349408 | 4.55 | 26.08 |
| Jul 2013 | 1150.1240578375255 | 2.61 | 31.31 |
| Aug 2013 | 1158.714649370809 | 0.75 | 32.04 |
| Sep 2013 | 1161.6400512723487 | 0.25 | 33.74 |
| Oct 2013 | 1137.6483874622218 | -2.06 | 32.16 |
| Nov 2013 | 1146.15051876144 | 0.75 | 33.06 |
| Dec 2013 | 1170.8287177113707 | 2.15 | 35.25 |
| Jan 2014 | 1170.8205782972623 | 0.00 | 11.61 |
| Feb 2014 | 1164.6141151174556 | -0.53 | 9.48 |
| Mar 2014 | 1169.890108852448 | 0.45 | 9.51 |
| Apr 2014 | 1172.706997170678 | 0.24 | 10.51 |
| May 2014 | 1163.0155087480478 | -0.83 | 8.49 |
| Jun 2014 | 1162.5102518200224 | -0.04 | 3.72 |
| Jul 2014 | 1161.8600777895324 | -0.06 | 1.02 |
| Aug 2014 | 1162.4285278198577 | 0.05 | 0.32 |
| Sep 2014 | 1168.7645522516125 | 0.55 | 0.61 |
| Oct 2014 | 1158.7584331576709 | -0.86 | 1.86 |
| Nov 2014 | 1157.9836911626332 | -0.07 | 1.03 |
| Dec 2014 | 1152.457606449294 | -0.48 | -1.57 |
| Jan 2015 | 1128.6015323664972 | -2.07 | -3.61 |
| Feb 2015 | 1137.5133917720186 | 0.79 | -2.33 |
| Mar 2015 | 1145.5378747852394 | 0.71 | -2.08 |
| Apr 2015 | 1142.126409490046 | -0.30 | -2.61 |
| May 2015 | 1162.3981440087962 | 1.78 | -0.05 |
| Jun 2015 | 1181.97719492888 | 1.68 | 1.68 |
| Jul 2015 | 1195.654173538271 | 1.16 | 2.91 |
| Aug 2015 | 1191.4841780935958 | -0.35 | 2.50 |
| Sep 2015 | 1199.4599866286253 | 0.67 | 2.63 |
| Oct 2015 | 1200.3881841479108 | 0.08 | 3.59 |
| Nov 2015 | 1223.306418705335 | 1.91 | 5.64 |
| Dec 2015 | 1236.2842465941112 | 1.06 | 7.27 |
| Jan 2016 | 1237.9757080473225 | 0.14 | 9.69 |
| Feb 2016 | 1228.6334515911985 | -0.75 | 8.01 |
| Mar 2016 | 1238.5489016190004 | 0.81 | 8.12 |
| Apr 2016 | 1235.8580353414147 | -0.22 | 8.21 |
| May 2016 | 1239.9810233746093 | 0.33 | 6.67 |
| Jun 2016 | 1242.6701815057227 | 0.22 | 5.14 |
| Jul 2016 | 1236.2209915077326 | -0.52 | 3.39 |
| Aug 2016 | 1242.3763815588097 | 0.50 | 4.27 |
| Sep 2016 | 1251.9798224660312 | 0.77 | 4.38 |
| Oct 2016 | 1262.3361120266786 | 0.83 | 5.16 |
| Nov 2016 | 1302.7690552502984 | 3.20 | 6.50 |
| Dec 2016 | 1359.2014617127425 | 4.33 | 9.94 |
| Jan 2017 | 1366.8208096286558 | 0.56 | 10.41 |
| Feb 2017 | 1384.1683819188688 | 1.27 | 12.66 |
| Mar 2017 | 1402.619100406192 | 1.33 | 13.25 |
| Apr 2017 | 1399.9724438445328 | -0.19 | 13.28 |
| May 2017 | 1406.712466693556 | 0.48 | 13.45 |
| Jun 2017 | 1405.2093164855742 | -0.11 | 13.08 |
| Jul 2017 | 1421.440852989342 | 1.16 | 14.98 |
| Aug 2017 | 1420.3842500472435 | -0.07 | 14.33 |
| Sep 2017 | 1420.3265272969124 | 0.00 | 13.45 |
| Oct 2017 | 1436.6263708318143 | 1.15 | 13.81 |
| Nov 2017 | 1446.8496192673065 | 0.71 | 11.06 |
| Dec 2017 | 1459.0200952482655 | 0.84 | 7.34 |
| Jan 2018 | 1447.103205518335 | -0.82 | 5.87 |
| Feb 2018 | 1495.9465110655995 | 3.38 | 8.07 |
| Mar 2018 | 1526.449317310353 | 2.04 | 8.83 |
| Apr 2018 | 1547.1363592535617 | 1.36 | 10.51 |
| May 2018 | 1577.9561660611344 | 1.99 | 12.17 |
| Jun 2018 | 1590.22210028462 | 0.78 | 13.17 |
| Jul 2018 | 1602.164940854296 | 0.75 | 12.71 |
| Aug 2018 | 1622.3477376684257 | 1.26 | 14.22 |
| Sep 2018 | 1647.938335769445 | 1.58 | 16.02 |
| Oct 2018 | 1684.5672053280664 | 2.22 | 17.26 |
| Nov 2018 | 1699.20870191393 | 0.87 | 17.44 |
| Dec 2018 | 1679.9647202553085 | -1.13 | 15.14 |
| Jan 2019 | 1647.5587150296194 | -1.93 | 13.85 |
| Feb 2019 | 1648.7526951284485 | 0.07 | 10.22 |
| Mar 2019 | 1653.98575133822 | 0.32 | 8.36 |
| Apr 2019 | 1661.3580280453189 | 0.45 | 7.38 |
| May 2019 | 1675.3632717564212 | 0.84 | 6.17 |
| Jun 2019 | 1659.784738448409 | -0.93 | 4.37 |
| Jul 2019 | 1668.9830628359098 | 0.55 | 4.17 |
| Aug 2019 | 1659.7188726725014 | -0.56 | 2.30 |
| Sep 2019 | 1665.1242972889181 | 0.33 | 1.04 |
| Oct 2019 | 1683.9882802711033 | 1.13 | -0.03 |
| Nov 2019 | 1694.7139393067973 | 0.64 | -0.26 |
| Dec 2019 | 1709.2781813483473 | 0.86 | 1.75 |
| Jan 2020 | 1713.8229965429457 | 0.27 | 4.02 |
| Feb 2020 | 1715.2799803729322 | 0.09 | 4.04 |
| Mar 2020 | 1739.8491741538348 | 1.43 | 5.19 |
| Apr 2020 | 1739.4975348833927 | -0.02 | 4.70 |
| May 2020 | 1743.0102539498953 | 0.20 | 4.04 |
| Jun 2020 | 1742.3202570852136 | -0.04 | 4.97 |
| Jul 2020 | 1731.2666683976656 | -0.63 | 3.73 |
| Aug 2020 | 1735.8558843432481 | 0.27 | 4.59 |
| Sep 2020 | 1753.367067157058 | 1.01 | 5.30 |
| Oct 2020 | 1774.9176690375575 | 1.23 | 5.40 |
| Nov 2020 | 1796.8004552642285 | 1.23 | 6.02 |
| Dec 2020 | 1816.7005367476886 | 1.11 | 6.29 |
| Jan 2021 | 1824.7329038634618 | 0.44 | 6.47 |
| Feb 2021 | 1872.380422996977 | 2.61 | 9.16 |
| Mar 2021 | 1958.0805607212894 | 4.58 | 12.54 |
| Apr 2021 | 2006.6026048604986 | 2.48 | 15.36 |
| May 2021 | 2043.2731970220138 | 1.83 | 17.23 |
| Jun 2021 | 2097.6225915930427 | 2.66 | 20.39 |
| Jul 2021 | 2123.186003240729 | 1.22 | 22.64 |
| Aug 2021 | 2148.7116717154768 | 1.20 | 23.78 |
| Sep 2021 | 2175.1011002376445 | 1.23 | 24.05 |
| Oct 2021 | 2215.574885049251 | 1.86 | 24.83 |
| Nov 2021 | 2227.094575320307 | 0.52 | 23.95 |
| Dec 2021 | 2249.2461750283696 | 1.00 | 23.81 |
| Jan 2022 | 2357.939681686862 | 4.83 | 29.22 |
| Feb 2022 | 2458.8797626437376 | 4.28 | 31.32 |
| Mar 2022 | 2594.2665180746744 | 5.51 | 32.49 |
| Apr 2022 | 2827.7160473833646 | 9.00 | 40.92 |
| May 2022 | 2937.0855882948204 | 3.87 | 43.74 |
| Jun 2022 | 3043.7033226090634 | 3.63 | 45.10 |
| Jul 2022 | 3026.8649340481825 | -0.55 | 42.56 |
| Aug 2022 | 2965.785166784826 | -2.02 | 38.03 |
| Sep 2022 | 3143.573660490732 | 6.00 | 44.53 |
| Oct 2022 | 3305.6973761520385 | 5.16 | 49.20 |
| Nov 2022 | 3258.0514244866426 | -1.44 | 46.29 |
| Dec 2022 | 3132.533509562113 | -3.85 | 39.27 |
| Jan 2023 | 3103.6251660186113 | -0.92 | 31.62 |
| Feb 2023 | 3080.718446081314 | -0.74 | 25.29 |
| Mar 2023 | 3136.533152080313 | 1.81 | 20.90 |
| Apr 2023 | 3090.314799702926 | -1.47 | 9.29 |
| May 2023 | 3117.5514707236184 | 0.88 | 6.14 |
| Jun 2023 | 3196.8162935192718 | 2.54 | 5.03 |
| Jul 2023 | 3237.370365619619 | 1.27 | 6.96 |
| Aug 2023 | 3302.910754382892 | 2.02 | 11.37 |
| Sep 2023 | 3340.5529556220354 | 1.14 | 6.27 |
| Oct 2023 | 3447.2171765477738 | 3.19 | 4.28 |
| Nov 2023 | 3402.569983595403 | -1.29 | 4.44 |
| Dec 2023 | 3246.6940000704176 | -4.58 | 3.64 |
| Jan 2024 | 3211.43843125661 | -1.09 | 3.47 |
| Feb 2024 | 3242.3085293195104 | 0.96 | 5.25 |
| Mar 2024 | 3259.75836371053 | 0.54 | 3.93 |
| Apr 2024 | 3316.8922002553372 | 1.75 | 7.33 |
| May 2024 | 3347.2867257651765 | 0.92 | 7.37 |
| Jun 2024 | 3316.2461503917757 | -0.93 | 3.74 |
| Jul 2024 | 3298.4883335104114 | -0.53 | 1.89 |
| Aug 2024 | 3211.8767148829597 | -2.63 | -2.76 |
| Sep 2024 | 3145.33623007707 | -2.07 | -5.84 |
| Oct 2024 | 3210.729896709337 | 2.08 | -6.86 |
| Nov 2024 | 3309.19505847221 | 3.07 | -2.74 |
| Dec 2024 | 3296.5047087094395 | -0.38 | 1.53 |
| Jan 2025 | 3344.64985966436 | 1.46 | 4.15 |
| Feb 2025 | 3317.664207410907 | -0.81 | 2.32 |
| Mar 2025 | 3263.8361863392747 | -1.62 | 0.13 |
| Apr 2025 | 3274.0564328807077 | 0.31 | -1.29 |
| May 2025 | 3288.3833996294643 | 0.44 | -1.76 |
| Jun 2025 | 3281.930513352795 | -0.20 | -1.03 |
| Jul 2025 | 3255.213179568921 | -0.81 | -1.31 |
| Aug 2025 | 3222.4455221280773 | -1.01 | 0.33 |
| Sep 2025 | 3177.5930255071785 | -1.39 | 1.03 |
| Oct 2025 | 3161.9136378658977 | -0.49 | -1.52 |
| Nov 2025 | 3169.5481365969194 | 0.24 | -4.22 |
| Dec 2025 | 3170.9548043603386 | 0.04 | -3.81 |
| Jan 2026 | 3158.849349169527 | -0.38 | -5.55 |
| Feb 2026 | 3148.3985359065955 | -0.33 | -5.10 |
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