Springfield, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Springfield, IL Metro in February 2026 was $1,742.993. The month over month percentage change (MoM) was 0.35%, and the year over year percentage change (YoY) was 2.99%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Springfield, IL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Springfield, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Springfield, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Springfield, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, IL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 941.4085990244014 | NaN | NaN |
| Feb 2012 | 943.4045821475017 | 0.21 | NaN |
| Mar 2012 | 951.1190496006382 | 0.82 | NaN |
| Apr 2012 | 951.1856594406051 | 0.01 | NaN |
| May 2012 | 947.2606384367527 | -0.41 | NaN |
| Jun 2012 | 943.1716055153561 | -0.43 | NaN |
| Jul 2012 | 940.0948988059667 | -0.33 | NaN |
| Aug 2012 | 948.6094975188879 | 0.91 | NaN |
| Sep 2012 | 947.8477259294532 | -0.08 | NaN |
| Oct 2012 | 946.145405582362 | -0.18 | NaN |
| Nov 2012 | 946.8560058758424 | 0.08 | NaN |
| Dec 2012 | 947.1521281635262 | 0.03 | NaN |
| Jan 2013 | 951.4036209851085 | 0.45 | 1.06 |
| Feb 2013 | 959.1512919638237 | 0.81 | 1.67 |
| Mar 2013 | 962.1659091407173 | 0.31 | 1.16 |
| Apr 2013 | 955.1080636845638 | -0.73 | 0.41 |
| May 2013 | 960.3241168246059 | 0.55 | 1.38 |
| Jun 2013 | 995.3135530526677 | 3.64 | 5.53 |
| Jul 2013 | 1017.520298225503 | 2.23 | 8.24 |
| Aug 2013 | 1028.9195091806596 | 1.12 | 8.47 |
| Sep 2013 | 1034.6799320977887 | 0.56 | 9.16 |
| Oct 2013 | 1017.3327074426323 | -1.68 | 7.52 |
| Nov 2013 | 1021.4763244936084 | 0.41 | 7.88 |
| Dec 2013 | 1034.7663409019094 | 1.30 | 9.25 |
| Jan 2014 | 1030.5102644632332 | -0.41 | 8.32 |
| Feb 2014 | 1023.8722862654038 | -0.64 | 6.75 |
| Mar 2014 | 1028.9802076815242 | 0.50 | 6.94 |
| Apr 2014 | 1031.914636529532 | 0.28 | 8.04 |
| May 2014 | 1022.7128389817572 | -0.89 | 6.50 |
| Jun 2014 | 1024.2059033276005 | 0.15 | 2.90 |
| Jul 2014 | 1028.4962633227583 | 0.42 | 1.08 |
| Aug 2014 | 1036.4967414951175 | 0.78 | 0.74 |
| Sep 2014 | 1046.0671479995403 | 0.92 | 1.10 |
| Oct 2014 | 1039.5946252335348 | -0.62 | 2.19 |
| Nov 2014 | 1035.3789833033616 | -0.41 | 1.36 |
| Dec 2014 | 1023.9278831152844 | -1.11 | -1.05 |
| Jan 2015 | 1012.3065869488612 | -1.13 | -1.77 |
| Feb 2015 | 1010.3821842412502 | -0.19 | -1.32 |
| Mar 2015 | 1012.4355024822762 | 0.20 | -1.61 |
| Apr 2015 | 1005.488561608262 | -0.69 | -2.56 |
| May 2015 | 1017.1569850228987 | 1.16 | -0.54 |
| Jun 2015 | 1026.4949883427528 | 0.92 | 0.22 |
| Jul 2015 | 1032.5993619020146 | 0.60 | 0.40 |
| Aug 2015 | 1025.6275675320953 | -0.67 | -1.05 |
| Sep 2015 | 1026.375937550233 | 0.07 | -1.88 |
| Oct 2015 | 1023.4731134126462 | -0.28 | -1.55 |
| Nov 2015 | 1035.0864468705167 | 1.14 | -0.03 |
| Dec 2015 | 1038.6743844559885 | 0.35 | 1.44 |
| Jan 2016 | 1032.761713925076 | -0.57 | 2.02 |
| Feb 2016 | 1019.4411980353382 | -1.29 | 0.90 |
| Mar 2016 | 1020.7150891803859 | 0.13 | 0.82 |
| Apr 2016 | 1014.8784654720772 | -0.57 | 0.93 |
| May 2016 | 1015.8432846186336 | 0.10 | -0.13 |
| Jun 2016 | 1017.3145277614957 | 0.14 | -0.89 |
| Jul 2016 | 1009.265503584573 | -0.79 | -2.26 |
| Aug 2016 | 1008.5664864487462 | -0.07 | -1.66 |
| Sep 2016 | 1008.1444477219388 | -0.04 | -1.78 |
| Oct 2016 | 1009.9111754615963 | 0.18 | -1.32 |
| Nov 2016 | 1032.604809130339 | 2.25 | -0.24 |
| Dec 2016 | 1066.4775154188426 | 3.28 | 2.68 |
| Jan 2017 | 1070.904965639851 | 0.42 | 3.69 |
| Feb 2017 | 1074.091567075506 | 0.30 | 5.36 |
| Mar 2017 | 1077.0455692842709 | 0.28 | 5.52 |
| Apr 2017 | 1068.0189325975794 | -0.84 | 5.24 |
| May 2017 | 1067.3026565836094 | -0.07 | 5.07 |
| Jun 2017 | 1059.8494549075108 | -0.70 | 4.18 |
| Jul 2017 | 1062.5023796612982 | 0.25 | 5.28 |
| Aug 2017 | 1053.9493115381024 | -0.80 | 4.50 |
| Sep 2017 | 1049.398568069332 | -0.43 | 4.09 |
| Oct 2017 | 1055.7917820559205 | 0.61 | 4.54 |
| Nov 2017 | 1059.3665924990628 | 0.34 | 2.59 |
| Dec 2017 | 1062.1032910034176 | 0.26 | -0.41 |
| Jan 2018 | 1078.4524193465954 | 1.54 | 0.71 |
| Feb 2018 | 1098.5990315792585 | 1.87 | 2.28 |
| Mar 2018 | 1107.0546388337016 | 0.77 | 2.79 |
| Apr 2018 | 1109.3669351609476 | 0.21 | 3.87 |
| May 2018 | 1119.4662149014448 | 0.91 | 4.89 |
| Jun 2018 | 1116.5175052833652 | -0.26 | 5.35 |
| Jul 2018 | 1113.558803106728 | -0.26 | 4.81 |
| Aug 2018 | 1113.2025115624567 | -0.03 | 5.62 |
| Sep 2018 | 1119.5704058351598 | 0.57 | 6.69 |
| Oct 2018 | 1131.4018019009866 | 1.06 | 7.16 |
| Nov 2018 | 1133.522458879342 | 0.19 | 7.00 |
| Dec 2018 | 1116.1204575308575 | -1.53 | 5.09 |
| Jan 2019 | 1095.8106544929826 | -1.82 | 1.61 |
| Feb 2019 | 1095.6831608286698 | -0.01 | -0.26 |
| Mar 2019 | 1096.992638403765 | 0.12 | -0.91 |
| Apr 2019 | 1096.0117629742751 | -0.09 | -1.20 |
| May 2019 | 1096.6357273395372 | 0.06 | -2.04 |
| Jun 2019 | 1079.6919197525478 | -1.54 | -3.30 |
| Jul 2019 | 1077.0762919100582 | -0.24 | -3.28 |
| Aug 2019 | 1066.3433026923517 | -1.00 | -4.21 |
| Sep 2019 | 1065.7995154612279 | -0.05 | -4.80 |
| Oct 2019 | 1074.511664825101 | 0.82 | -5.03 |
| Nov 2019 | 1080.6548042435204 | 0.57 | -4.66 |
| Dec 2019 | 1090.520877114795 | 0.91 | -2.29 |
| Jan 2020 | 1092.1595526883298 | 0.15 | -0.33 |
| Feb 2020 | 1085.8531837022115 | -0.58 | -0.90 |
| Mar 2020 | 1089.2916013604129 | 0.32 | -0.70 |
| Apr 2020 | 1083.6134718893368 | -0.52 | -1.13 |
| May 2020 | 1080.343311621118 | -0.30 | -1.49 |
| Jun 2020 | 1073.945535226676 | -0.59 | -0.53 |
| Jul 2020 | 1063.5694605786796 | -0.97 | -1.25 |
| Aug 2020 | 1061.193424928255 | -0.22 | -0.48 |
| Sep 2020 | 1068.715544305848 | 0.71 | 0.27 |
| Oct 2020 | 1072.1924747308599 | 0.33 | -0.22 |
| Nov 2020 | 1070.7593665798286 | -0.13 | -0.92 |
| Dec 2020 | 1061.7927526846863 | -0.84 | -2.63 |
| Jan 2021 | 1054.2614406909727 | -0.71 | -3.47 |
| Feb 2021 | 1060.551956180349 | 0.60 | -2.33 |
| Mar 2021 | 1081.2090872924064 | 1.95 | -0.74 |
| Apr 2021 | 1081.208157755007 | 0.00 | -0.22 |
| May 2021 | 1078.594741946324 | -0.24 | -0.16 |
| Jun 2021 | 1089.4667900900904 | 1.01 | 1.45 |
| Jul 2021 | 1092.1683630085106 | 0.25 | 2.69 |
| Aug 2021 | 1094.3923669541348 | 0.20 | 3.13 |
| Sep 2021 | 1095.7940663101747 | 0.13 | 2.53 |
| Oct 2021 | 1105.9344740841375 | 0.93 | 3.15 |
| Nov 2021 | 1107.312574013753 | 0.13 | 3.41 |
| Dec 2021 | 1114.972118472665 | 0.69 | 5.01 |
| Jan 2022 | 1137.6454529878497 | 2.03 | 7.91 |
| Feb 2022 | 1172.3647700931117 | 3.05 | 10.54 |
| Mar 2022 | 1213.6122965448321 | 3.52 | 12.25 |
| Apr 2022 | 1290.1611731206926 | 6.31 | 19.33 |
| May 2022 | 1315.6274691893564 | 1.97 | 21.98 |
| Jun 2022 | 1344.9248641505565 | 2.23 | 23.45 |
| Jul 2022 | 1332.9398119682658 | -0.89 | 22.05 |
| Aug 2022 | 1316.3953438741564 | -1.24 | 20.29 |
| Sep 2022 | 1394.2717194373195 | 5.92 | 27.24 |
| Oct 2022 | 1473.472895350768 | 5.68 | 33.23 |
| Nov 2022 | 1474.9594916470649 | 0.10 | 33.20 |
| Dec 2022 | 1447.548783942915 | -1.86 | 29.83 |
| Jan 2023 | 1439.3238082176915 | -0.57 | 26.52 |
| Feb 2023 | 1442.242131969675 | 0.20 | 23.02 |
| Mar 2023 | 1473.6853120373632 | 2.18 | 21.43 |
| Apr 2023 | 1465.4503256149687 | -0.56 | 13.59 |
| May 2023 | 1491.186689983805 | 1.76 | 13.34 |
| Jun 2023 | 1536.9562192924213 | 3.07 | 14.28 |
| Jul 2023 | 1564.0413086341628 | 1.76 | 17.34 |
| Aug 2023 | 1600.9984569989874 | 2.36 | 21.62 |
| Sep 2023 | 1623.4673496168887 | 1.40 | 16.44 |
| Oct 2023 | 1676.08855890298 | 3.24 | 13.75 |
| Nov 2023 | 1666.000179448396 | -0.60 | 12.95 |
| Dec 2023 | 1608.759339822866 | -3.44 | 11.14 |
| Jan 2024 | 1585.7075613118461 | -1.43 | 10.17 |
| Feb 2024 | 1601.582844079504 | 1.00 | 11.05 |
| Mar 2024 | 1617.4239405249239 | 0.99 | 9.75 |
| Apr 2024 | 1653.278140976504 | 2.22 | 12.82 |
| May 2024 | 1669.9726866525314 | 1.01 | 11.99 |
| Jun 2024 | 1658.170477625459 | -0.71 | 7.89 |
| Jul 2024 | 1649.0442735531467 | -0.55 | 5.44 |
| Aug 2024 | 1613.374059472421 | -2.16 | 0.77 |
| Sep 2024 | 1588.6429949716974 | -1.53 | -2.14 |
| Oct 2024 | 1620.1067211672932 | 1.98 | -3.34 |
| Nov 2024 | 1668.0838361774327 | 2.96 | 0.13 |
| Dec 2024 | 1669.4020137809857 | 0.08 | 3.77 |
| Jan 2025 | 1701.2787274022255 | 1.91 | 7.29 |
| Feb 2025 | 1692.4164293182046 | -0.52 | 5.67 |
| Mar 2025 | 1675.5342442271321 | -1.00 | 3.59 |
| Apr 2025 | 1684.537552461792 | 0.54 | 1.89 |
| May 2025 | 1698.4222513219565 | 0.82 | 1.70 |
| Jun 2025 | 1706.3533248134058 | 0.47 | 2.91 |
| Jul 2025 | 1708.3897843874065 | 0.12 | 3.60 |
| Aug 2025 | 1709.7077323101305 | 0.08 | 5.97 |
| Sep 2025 | 1705.748835002777 | -0.23 | 7.37 |
| Oct 2025 | 1710.2423758056116 | 0.26 | 5.56 |
| Nov 2025 | 1723.5103371234513 | 0.78 | 3.32 |
| Dec 2025 | 1734.119701273221 | 0.62 | 3.88 |
| Jan 2026 | 1737.0067447550132 | 0.17 | 2.10 |
| Feb 2026 | 1742.9926714478247 | 0.35 | 2.99 |
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