St. Joseph, MO (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the St. Joseph, MO Metro in February 2026 was $1,603.254. The month over month percentage change (MoM) was 0.35%, and the year over year percentage change (YoY) was 0.58%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the St. Joseph, MO metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the St. Joseph, MO metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
St. Joseph, MO (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
St. Joseph, MO (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 741.0599520180892 NaN NaN
Feb 2012 739.3713411232056 -0.23 NaN
Mar 2012 744.5843425114626 0.71 NaN
Apr 2012 745.5420344021618 0.13 NaN
May 2012 742.8472610760806 -0.36 NaN
Jun 2012 738.0881653918243 -0.64 NaN
Jul 2012 733.2507627519627 -0.65 NaN
Aug 2012 736.2441037205668 0.41 NaN
Sep 2012 731.0061666418707 -0.71 NaN
Oct 2012 723.5814484119603 -1.02 NaN
Nov 2012 722.8919440916999 -0.09 NaN
Dec 2012 724.4089844098988 0.21 NaN
Jan 2013 730.7818165738875 0.88 -1.39
Feb 2013 740.3534725132637 1.31 0.13
Mar 2013 746.4321788144059 0.82 0.25
Apr 2013 745.6953114367693 -0.10 0.02
May 2013 756.3200035498013 1.43 1.81
Jun 2013 790.8969914063005 4.57 7.16
Jul 2013 814.010018132075 2.92 11.01
Aug 2013 825.5409663844209 1.42 12.13
Sep 2013 833.4175553095779 0.95 14.01
Oct 2013 819.5073764375827 -1.67 13.26
Nov 2013 827.2031827655826 0.94 14.43
Dec 2013 842.1323597358225 1.81 16.25
Jan 2014 750.4413314602692 -10.89 2.69
Feb 2014 742.8476716366099 -1.01 0.34
Mar 2014 745.9842893781638 0.42 -0.06
Apr 2014 746.2355410473384 0.03 0.07
May 2014 739.2987007388824 -0.93 -2.25
Jun 2014 739.3243792346495 0.00 -6.52
Jul 2014 738.4298486144155 -0.12 -9.28
Aug 2014 736.2082197012421 -0.30 -10.82
Sep 2014 736.8035966212892 0.08 -11.59
Oct 2014 726.1427557837255 -1.45 -11.39
Nov 2014 722.7572333123768 -0.47 -12.63
Dec 2014 714.7804814160554 -1.10 -15.12
Jan 2015 786.942030398141 10.10 4.86
Feb 2015 787.1866752103849 0.03 5.97
Mar 2015 790.0276704389919 0.36 5.90
Apr 2015 786.5882395043228 -0.43 5.41
May 2015 800.1751938767255 1.73 8.23
Jun 2015 812.1783712884103 1.50 9.85
Jul 2015 820.0495478630719 0.97 11.05
Aug 2015 813.9767749722237 -0.74 10.56
Sep 2015 814.5464640382232 0.07 10.55
Oct 2015 809.6163978943325 -0.60 11.50
Nov 2015 820.5541042880218 1.35 13.53
Dec 2015 825.5457744438136 0.61 15.50
Jan 2016 737.7889825951395 -10.63 -6.25
Feb 2016 729.3692304968522 -1.14 -7.34
Mar 2016 733.2485387380015 0.53 -7.19
Apr 2016 728.872219923679 -0.60 -7.34
May 2016 728.044850066087 -0.11 -9.01
Jun 2016 726.7047819444113 -0.18 -10.52
Jul 2016 718.7849871227146 -1.09 -12.35
Aug 2016 718.4301153929114 -0.05 -11.74
Sep 2016 720.8753240137413 0.34 -11.50
Oct 2016 724.159626631309 0.46 -10.55
Nov 2016 745.436411743428 2.94 -9.15
Dec 2016 773.2588023230306 3.73 -6.33
Jan 2017 857.3051952107799 10.87 16.20
Feb 2017 858.3790280063321 0.13 17.69
Mar 2017 860.5763510457753 0.26 17.36
Apr 2017 852.2485989413409 -0.97 16.93
May 2017 851.9380754815752 -0.04 17.02
Jun 2017 848.9480608866132 -0.35 16.82
Jul 2017 856.8006698448391 0.93 19.20
Aug 2017 853.6448741249287 -0.37 18.82
Sep 2017 851.0722928322602 -0.30 18.06
Oct 2017 858.6595767487007 0.89 18.57
Nov 2017 862.7297413335626 0.47 15.74
Dec 2017 866.1288104613199 0.39 12.01
Jan 2018 870.4115496034497 0.49 1.53
Feb 2018 892.8266548191242 2.58 4.01
Mar 2018 905.1335848147802 1.38 5.18
Apr 2018 910.6404815334062 0.61 6.85
May 2018 922.4881159388789 1.30 8.28
Jun 2018 924.0310502791132 0.17 8.84
Jul 2018 923.4622150846888 -0.06 7.78
Aug 2018 926.3419698432622 0.31 8.52
Sep 2018 933.8487764753659 0.81 9.73
Oct 2018 949.7155447423359 1.70 10.60
Nov 2018 955.7877934769506 0.64 10.79
Dec 2018 942.781065016552 -1.36 8.85
Jan 2019 934.8704572477069 -0.84 7.41
Feb 2019 933.1120346750299 -0.19 4.51
Mar 2019 932.5064159150609 -0.06 3.02
Apr 2019 929.8487706582393 -0.28 2.11
May 2019 929.372318547734 -0.05 0.75
Jun 2019 915.2719577192831 -1.52 -0.95
Jul 2019 916.7778545689487 0.17 -0.72
Aug 2019 909.8738495087116 -0.75 -1.78
Sep 2019 909.3527207207469 -0.06 -2.62
Oct 2019 916.9833396062979 0.84 -3.45
Nov 2019 923.0192361672606 0.66 -3.43
Dec 2019 933.2649994299546 1.11 -1.01
Jan 2020 935.6153622599159 0.25 0.08
Feb 2020 929.017097324707 -0.70 -0.44
Mar 2020 932.0558637424812 0.33 -0.05
Apr 2020 927.2114653783553 -0.52 -0.28
May 2020 926.4139795165039 -0.09 -0.32
Jun 2020 923.8784160124428 -0.27 0.94
Jul 2020 917.6331112898447 -0.68 0.09
Aug 2020 919.9914132550509 0.26 1.11
Sep 2020 930.1845197929262 1.11 2.29
Oct 2020 940.0546252569483 1.06 2.52
Nov 2020 946.7771395902139 0.72 2.57
Dec 2020 948.8334933226336 0.22 1.67
Jan 2021 940.4677078124452 -0.88 0.52
Feb 2021 953.2832589566353 1.36 2.61
Mar 2021 981.9149429301866 3.00 5.35
Apr 2021 989.7148648505033 0.79 6.74
May 2021 991.8062388624905 0.21 7.06
Jun 2021 1003.3602172311502 1.17 8.60
Jul 2021 1007.153448232724 0.38 9.76
Aug 2021 1015.0415123896951 0.78 10.33
Sep 2021 1026.876967009834 1.17 10.40
Oct 2021 1046.6331594143621 1.92 11.34
Nov 2021 1054.9129232944156 0.79 11.42
Dec 2021 1064.9629897199598 0.95 12.24
Jan 2022 1093.5905045853674 2.69 16.28
Feb 2022 1126.06792704054 2.97 18.13
Mar 2022 1168.0241593362389 3.73 18.95
Apr 2022 1248.7851209615176 6.91 26.18
May 2022 1279.0358031909755 2.42 28.96
Jun 2022 1316.6758727716322 2.94 31.23
Jul 2022 1313.0580835271508 -0.28 30.37
Aug 2022 1298.7517287451196 -1.09 27.95
Sep 2022 1386.5793862527705 6.76 35.03
Oct 2022 1468.8496935437931 5.93 40.34
Nov 2022 1461.180182665922 -0.52 38.51
Dec 2022 1416.8514365341593 -3.03 33.04
Jan 2023 1397.8396218093715 -1.34 27.82
Feb 2023 1395.497498370245 -0.17 23.93
Mar 2023 1428.9513018750722 2.40 22.34
Apr 2023 1418.4669686584489 -0.73 13.59
May 2023 1440.5803832395245 1.56 12.63
Jun 2023 1483.2276680846583 2.96 12.65
Jul 2023 1501.8263525425762 1.25 14.38
Aug 2023 1527.1928611779585 1.69 17.59
Sep 2023 1540.562835429345 0.88 11.11
Oct 2023 1584.4704727718138 2.85 7.87
Nov 2023 1565.6957229407399 -1.18 7.15
Dec 2023 1499.7988685252517 -4.21 5.85
Jan 2024 1484.7601456468974 -1.00 6.22
Feb 2024 1508.8075179935324 1.62 8.12
Mar 2024 1526.0305402046329 1.14 6.79
Apr 2024 1561.4842472171526 2.32 10.08
May 2024 1580.6618138636763 1.23 9.72
Jun 2024 1573.9151559714596 -0.43 6.11
Jul 2024 1573.9508008246282 0.00 4.80
Aug 2024 1540.5691828528395 -2.12 0.88
Sep 2024 1517.6079495817892 -1.49 -1.49
Oct 2024 1550.270239943937 2.15 -2.16
Nov 2024 1601.314183907474 3.29 2.28
Dec 2024 1603.567886046993 0.14 6.92
Jan 2025 1596.5102902532558 -0.44 7.53
Feb 2025 1594.0178902871003 -0.16 5.65
Mar 2025 1579.6208020140075 -0.90 3.51
Apr 2025 1592.0364215885572 0.79 1.96
May 2025 1605.951879336863 0.87 1.60
Jun 2025 1609.71643777749 0.23 2.28
Jul 2025 1606.504750610736 -0.20 2.07
Aug 2025 1598.719111459648 -0.48 3.78
Sep 2025 1588.722963756388 -0.62 4.69
Oct 2025 1584.5671958285432 -0.26 2.21
Nov 2025 1591.4188031733968 0.43 -0.62
Dec 2025 1596.2862461012671 0.31 -0.45
Jan 2026 1597.5962800196303 0.08 0.07
Feb 2026 1603.253644900801 0.35 0.58