Tampa, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Tampa, FL Metro in February 2026 was $2,868.437. The month over month percentage change (MoM) was -0.30%, and the year over year percentage change (YoY) was -9.11%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Tampa, FL metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Tampa, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Tampa, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Tampa, FL (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 901.8407757121852 NaN NaN
Feb 2012 899.8147945512053 -0.22 NaN
Mar 2012 904.749573378981 0.55 NaN
Apr 2012 905.77030506479 0.11 NaN
May 2012 902.888541493473 -0.32 NaN
Jun 2012 899.176904119171 -0.41 NaN
Jul 2012 894.9897053470104 -0.47 NaN
Aug 2012 900.4484410861594 0.61 NaN
Sep 2012 896.5434443846714 -0.43 NaN
Oct 2012 893.3002519884573 -0.36 NaN
Nov 2012 897.5568574034119 0.48 NaN
Dec 2012 906.0026771817526 0.94 NaN
Jan 2013 912.2615699485214 0.69 1.16
Feb 2013 928.2163447246126 1.75 3.16
Mar 2013 938.9382367761657 1.16 3.78
Apr 2013 940.8324277800489 0.20 3.87
May 2013 958.726803791036 1.90 6.18
Jun 2013 1006.6411520752401 5.00 11.95
Jul 2013 1039.7164340963545 3.29 16.17
Aug 2013 1057.180227326192 1.68 17.41
Sep 2013 1070.200091695659 1.23 19.37
Oct 2013 1059.630594391012 -0.99 18.62
Nov 2013 1074.6178042377105 1.41 19.73
Dec 2013 1100.8782626855277 2.44 21.51
Jan 2014 1103.1033153226008 0.20 20.92
Feb 2014 1102.0916240117012 -0.09 18.73
Mar 2014 1113.05189507456 0.99 18.54
Apr 2014 1119.9481735174982 0.62 19.04
May 2014 1115.671722895305 -0.38 16.37
Jun 2014 1119.0426890041301 0.30 11.17
Jul 2014 1122.7602066370227 0.33 7.99
Aug 2014 1126.5898413375953 0.34 6.57
Sep 2014 1135.764706259566 0.81 6.13
Oct 2014 1130.646414772623 -0.45 6.70
Nov 2014 1133.7895303426562 0.28 5.51
Dec 2014 1130.8329914273265 -0.26 2.72
Jan 2015 1120.35315363847 -0.93 1.56
Feb 2015 1129.8914063077414 0.85 2.52
Mar 2015 1140.3409950456653 0.93 2.45
Apr 2015 1138.939310849876 -0.12 1.70
May 2015 1159.558583966532 1.81 3.93
Jun 2015 1178.2701743057703 1.61 5.29
Jul 2015 1191.4899742608975 1.12 6.12
Aug 2015 1187.8880091924343 -0.30 5.44
Sep 2015 1195.967414632381 0.68 5.30
Oct 2015 1197.6183996828254 0.14 5.92
Nov 2015 1220.2623061986737 1.89 7.63
Dec 2015 1232.5800037968788 1.01 9.00
Jan 2016 1230.7424488005054 -0.15 9.85
Feb 2016 1221.3749922921106 -0.76 8.10
Mar 2016 1232.1001040554959 0.88 8.05
Apr 2016 1232.398109209201 0.02 8.21
May 2016 1238.821851105076 0.52 6.84
Jun 2016 1243.0202874281324 0.34 5.50
Jul 2016 1238.3754115710506 -0.37 3.94
Aug 2016 1246.4488543929745 0.65 4.93
Sep 2016 1259.1538683401043 1.02 5.28
Oct 2016 1271.5182935192954 0.98 6.17
Nov 2016 1311.5062535318173 3.15 7.48
Dec 2016 1363.8521139320471 3.99 10.65
Jan 2017 1370.2149137194288 0.47 11.33
Feb 2017 1381.3229364340432 0.81 13.10
Mar 2017 1393.833457300238 0.91 13.13
Apr 2017 1388.7753956619715 -0.36 12.69
May 2017 1394.1521442558926 0.39 12.54
Jun 2017 1392.8234880185184 -0.09 12.05
Jul 2017 1408.4547046141784 1.12 13.73
Aug 2017 1409.3269837798061 0.06 13.07
Sep 2017 1410.9096556483323 0.11 12.05
Oct 2017 1429.3609837795618 1.31 12.41
Nov 2017 1441.9310806151163 0.88 9.95
Dec 2017 1455.397936345821 0.93 6.71
Jan 2018 1468.696643114723 0.91 7.19
Feb 2018 1508.791797049094 2.73 9.23
Mar 2018 1529.366613698769 1.36 9.72
Apr 2018 1540.485023566472 0.73 10.92
May 2018 1562.1101524594578 1.40 12.05
Jun 2018 1566.6729828065615 0.29 12.48
Jul 2018 1570.0309449433912 0.21 11.47
Aug 2018 1581.5161472354707 0.73 12.22
Sep 2018 1599.4584820027362 1.14 13.36
Oct 2018 1630.4544459690824 1.94 14.07
Nov 2018 1642.5745980212903 0.74 13.92
Dec 2018 1623.8646343179855 -1.14 11.58
Jan 2019 1605.9644897118005 -1.10 9.35
Feb 2019 1602.5165022688007 -0.21 6.21
Mar 2019 1595.7758471106454 -0.42 4.34
Apr 2019 1586.4590746267704 -0.58 2.98
May 2019 1582.0669185293505 -0.28 1.28
Jun 2019 1555.8146530247425 -1.66 -0.69
Jul 2019 1556.6974418807831 0.06 -0.85
Aug 2019 1545.6393734706344 -0.71 -2.27
Sep 2019 1549.4626831135945 0.25 -3.13
Oct 2019 1565.0952041385497 1.01 -4.01
Nov 2019 1573.6431899454246 0.55 -4.20
Dec 2019 1586.4489289841842 0.81 -2.30
Jan 2020 1592.197010600301 0.36 -0.86
Feb 2020 1586.4421612617452 -0.36 -1.00
Mar 2020 1596.4524016499736 0.63 0.04
Apr 2020 1585.8436539999138 -0.66 -0.04
May 2020 1580.1409580932948 -0.36 -0.12
Jun 2020 1574.5642659894988 -0.35 1.21
Jul 2020 1563.1969143163751 -0.72 0.42
Aug 2020 1565.2141574113198 0.13 1.27
Sep 2020 1576.5133785527669 0.72 1.75
Oct 2020 1588.7711799138697 0.78 1.51
Nov 2020 1602.5611164971724 0.87 1.84
Dec 2020 1614.8561424991349 0.77 1.79
Jan 2021 1613.6530487908944 -0.07 1.35
Feb 2021 1648.238487443841 2.14 3.90
Mar 2021 1711.6879072770419 3.85 7.22
Apr 2021 1738.902435515136 1.59 9.65
May 2021 1759.0001440822034 1.16 11.32
Jun 2021 1798.7400137590762 2.26 14.24
Jul 2021 1823.3103039383177 1.37 16.64
Aug 2021 1855.0900136044456 1.74 18.52
Sep 2021 1892.8474561524554 2.04 20.07
Oct 2021 1945.4489878903453 2.78 22.45
Nov 2021 1976.9249846852367 1.62 23.36
Dec 2021 2015.3712125453644 1.95 24.80
Jan 2022 2084.2703598738344 3.42 29.17
Feb 2022 2187.2429615860565 4.94 32.70
Mar 2022 2320.1049151168554 6.07 35.55
Apr 2022 2541.1900771739847 9.53 46.14
May 2022 2660.680713964567 4.70 51.26
Jun 2022 2785.677218462134 4.70 54.87
Jul 2022 2807.7640302817686 0.79 53.99
Aug 2022 2791.3001225771986 -0.59 50.47
Sep 2022 2989.033530194267 7.08 57.91
Oct 2022 3160.317454517802 5.73 62.45
Nov 2022 3124.8845199851594 -1.12 58.07
Dec 2022 3009.601868279794 -3.69 49.33
Jan 2023 2997.745637460477 -0.39 43.83
Feb 2023 2982.433844841486 -0.51 36.36
Mar 2023 3041.5020571087903 1.98 31.09
Apr 2023 3000.381992331789 -1.35 18.07
May 2023 3027.7164115725614 0.91 13.80
Jun 2023 3107.5751205656497 2.64 11.56
Jul 2023 3153.626303071003 1.48 12.32
Aug 2023 3224.4751493919584 2.25 15.52
Sep 2023 3267.3407593138595 1.33 9.31
Oct 2023 3378.326903832839 3.40 6.90
Nov 2023 3347.3732829961154 -0.92 7.12
Dec 2023 3212.8879911527615 -4.02 6.76
Jan 2024 3200.2383956959484 -0.39 6.76
Feb 2024 3240.5952797607797 1.26 8.66
Mar 2024 3261.386738714121 0.64 7.23
Apr 2024 3312.2802256601 1.56 10.40
May 2024 3329.210379024334 0.51 9.96
Jun 2024 3288.828737233477 -1.21 5.83
Jul 2024 3264.0934468102514 -0.75 3.50
Aug 2024 3176.176074105171 -2.69 -1.50
Sep 2024 3108.786115992939 -2.12 -4.85
Oct 2024 3154.3633319920373 1.47 -6.63
Nov 2024 3225.635447203963 2.26 -3.64
Dec 2024 3192.6994998466566 -1.02 -0.63
Jan 2025 3191.9917922300037 -0.02 -0.26
Feb 2025 3155.8140802658927 -1.13 -2.62
Mar 2025 3101.3470898005 -1.73 -4.91
Apr 2025 3100.736390999304 -0.02 -6.39
May 2025 3102.583658357281 0.06 -6.81
Jun 2025 3083.2414127011016 -0.62 -6.25
Jul 2025 3042.128507673566 -1.33 -6.80
Aug 2025 2994.407681303368 -1.57 -5.72
Sep 2025 2942.9408933917066 -1.72 -5.33
Oct 2025 2914.0191885916065 -0.98 -7.62
Nov 2025 2906.6111532932596 -0.25 -9.89
Dec 2025 2894.914409198475 -0.40 -9.33
Jan 2026 2877.2169882402495 -0.61 -9.86
Feb 2026 2868.437321055406 -0.30 -9.11