Traverse City, MI (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Traverse City, MI Metro in February 2026 was $3,016.017. The month over month percentage change (MoM) was 0.03%, and the year over year percentage change (YoY) was -4.15%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Traverse City, MI metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Traverse City, MI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Traverse City, MI (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Traverse City, MI (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 846.7261331735755 NaN NaN
Feb 2012 844.699327025532 -0.24 NaN
Mar 2012 857.1960547934386 1.48 NaN
Apr 2012 868.2762616150624 1.29 NaN
May 2012 871.6997527515448 0.39 NaN
Jun 2012 874.1604380630524 0.28 NaN
Jul 2012 876.2074676769034 0.23 NaN
Aug 2012 892.4473523793513 1.85 NaN
Sep 2012 893.6487883391127 0.14 NaN
Oct 2012 890.3355908393437 -0.37 NaN
Nov 2012 890.8311673784011 0.06 NaN
Dec 2012 891.4214349352003 0.07 NaN
Jan 2013 898.6966709388513 0.82 6.14
Feb 2013 910.9143820136842 1.36 7.84
Mar 2013 916.7361890233278 0.64 6.95
Apr 2013 910.0238101182267 -0.73 4.81
May 2013 918.4568337813907 0.93 5.36
Jun 2013 967.1948446672695 5.31 10.64
Jul 2013 999.610951623649 3.35 14.08
Aug 2013 1019.6160133809872 2.00 14.25
Sep 2013 1035.425928465588 1.55 15.87
Oct 2013 1019.9850765261743 -1.49 14.56
Nov 2013 1035.139821288484 1.49 16.20
Dec 2013 1061.0099452832233 2.50 19.02
Jan 2014 1065.2606905440048 0.40 18.53
Feb 2014 1057.9093610886741 -0.69 16.14
Mar 2014 1063.8162980398715 0.56 16.04
Apr 2014 1066.3210337239664 0.24 17.18
May 2014 1053.9831446639832 -1.16 14.76
Jun 2014 1054.631711206078 0.06 9.04
Jul 2014 1057.3126796978645 0.25 5.77
Aug 2014 1065.2158530410281 0.75 4.47
Sep 2014 1080.9908827286029 1.48 4.40
Oct 2014 1077.8193519464803 -0.29 5.67
Nov 2014 1082.9995283052392 0.48 4.62
Dec 2014 1079.4176191975102 -0.33 1.74
Jan 2015 1069.542636874021 -0.91 0.40
Feb 2015 1080.4191413878384 1.02 2.13
Mar 2015 1090.033582929188 0.89 2.46
Apr 2015 1083.6387442058626 -0.59 1.62
May 2015 1100.7590837856492 1.58 4.44
Jun 2015 1114.797991681924 1.27 5.71
Jul 2015 1120.7437745433826 0.53 6.00
Aug 2015 1110.0419690349313 -0.95 4.21
Sep 2015 1115.0407545231894 0.45 3.15
Oct 2015 1113.2906202522845 -0.16 3.29
Nov 2015 1135.717054113582 2.01 4.87
Dec 2015 1145.1846714552732 0.83 6.09
Jan 2016 1301.303729483742 13.63 21.67
Feb 2016 1288.8164870527771 -0.96 19.29
Mar 2016 1296.7243309367555 0.61 18.96
Apr 2016 1289.414361353533 -0.56 18.99
May 2016 1291.4256278556568 0.16 17.32
Jun 2016 1291.283508413002 -0.01 15.83
Jul 2016 1278.7118766372066 -0.97 14.10
Aug 2016 1277.2497347526016 -0.11 15.06
Sep 2016 1281.477519592623 0.33 14.93
Oct 2016 1286.1084120041835 0.36 15.52
Nov 2016 1321.8644260509618 2.78 16.39
Dec 2016 1375.6282362459224 4.07 20.12
Jan 2017 1370.8801412360588 -0.34 5.35
Feb 2017 1385.5515327780895 1.07 7.51
Mar 2017 1399.3727667868852 1.00 7.92
Apr 2017 1393.0543856569793 -0.45 8.04
May 2017 1396.4996943712254 0.25 8.14
Jun 2017 1391.3841278773498 -0.37 7.75
Jul 2017 1404.057913610066 0.91 9.80
Aug 2017 1400.8044125687506 -0.23 9.67
Sep 2017 1398.6195848038433 -0.16 9.14
Oct 2017 1413.8965165791983 1.09 9.94
Nov 2017 1423.0276257350847 0.65 7.65
Dec 2017 1434.1418052415206 0.78 4.25
Jan 2018 1478.892038780243 3.12 7.88
Feb 2018 1522.0426136819651 2.92 9.85
Mar 2018 1543.5479556480643 1.41 10.30
Apr 2018 1552.6925270271831 0.59 11.46
May 2018 1575.0073562556577 1.44 12.78
Jun 2018 1579.2236692960537 0.27 13.50
Jul 2018 1583.9414405902967 0.30 12.81
Aug 2018 1594.2907339537778 0.65 13.81
Sep 2018 1612.1535380355415 1.12 15.27
Oct 2018 1640.4628663029382 1.76 16.02
Nov 2018 1649.7793337364524 0.57 15.93
Dec 2018 1626.9224921572372 -1.38 13.44
Jan 2019 1609.1105588685164 -1.09 8.81
Feb 2019 1604.4541691368454 -0.29 5.42
Mar 2019 1596.0118122156389 -0.53 3.40
Apr 2019 1584.735565758911 -0.71 2.06
May 2019 1577.7340004818984 -0.44 0.17
Jun 2019 1548.9745507167254 -1.82 -1.91
Jul 2019 1548.791296737528 -0.01 -2.22
Aug 2019 1535.8308040406737 -0.84 -3.67
Sep 2019 1538.334823284378 0.16 -4.58
Oct 2019 1554.5448486243913 1.05 -5.24
Nov 2019 1563.764059550511 0.59 -5.21
Dec 2019 1575.680900188741 0.76 -3.15
Jan 2020 1541.13108323189 -2.19 -4.22
Feb 2020 1535.0162841015485 -0.40 -4.33
Mar 2020 1547.2459659280744 0.80 -3.05
Apr 2020 1536.4414144545506 -0.70 -3.05
May 2020 1523.9834647192063 -0.81 -3.41
Jun 2020 1507.2791376463317 -1.10 -2.69
Jul 2020 1486.64624494819 -1.37 -4.01
Aug 2020 1485.4600097468374 -0.08 -3.28
Sep 2020 1500.935126143204 1.04 -2.43
Oct 2020 1519.670774950399 1.25 -2.24
Nov 2020 1540.462631109776 1.37 -1.49
Dec 2020 1559.133701850769 1.21 -1.05
Jan 2021 1573.4566031990207 0.92 2.10
Feb 2021 1614.6982434480456 2.62 5.19
Mar 2021 1683.7902253527284 4.28 8.82
Apr 2021 1715.960578435929 1.91 11.68
May 2021 1740.788925827209 1.45 14.23
Jun 2021 1785.4805505916684 2.57 18.46
Jul 2021 1804.3262634366768 1.06 21.37
Aug 2021 1823.2321139162425 1.05 22.74
Sep 2021 1839.9743075340698 0.92 22.59
Oct 2021 1871.6688431565958 1.72 23.16
Nov 2021 1880.4462209834503 0.47 22.07
Dec 2021 1896.3363978735156 0.85 21.63
Jan 2022 1958.774431521863 3.29 24.49
Feb 2022 2039.6742483731346 4.13 26.32
Mar 2022 2149.3891297468163 5.38 27.65
Apr 2022 2340.0567887300276 8.87 36.37
May 2022 2427.0720611787056 3.72 39.42
Jun 2022 2520.8339281202516 3.86 41.19
Jul 2022 2516.9912570593788 -0.15 39.50
Aug 2022 2482.0344846963576 -1.39 36.13
Sep 2022 2652.619786857724 6.87 44.17
Oct 2022 2813.9288357674122 6.08 50.34
Nov 2022 2794.2949815292286 -0.70 48.60
Dec 2022 2701.1863749970707 -3.33 42.44
Jan 2023 2678.5442950689467 -0.84 36.75
Feb 2023 2673.2142047833427 -0.20 31.06
Mar 2023 2742.1422087266365 2.58 27.58
Apr 2023 2719.9408286519792 -0.81 16.23
May 2023 2774.8092765473916 2.02 14.33
Jun 2023 2874.0446367662676 3.58 14.01
Jul 2023 2929.961052687349 1.95 16.41
Aug 2023 3001.58149771385 2.44 20.93
Sep 2023 3045.557499325109 1.47 14.81
Oct 2023 3150.6045869428044 3.45 11.97
Nov 2023 3111.874134860331 -1.23 11.37
Dec 2023 2967.0611378922285 -4.65 9.84
Jan 2024 2921.3456825751364 -1.54 9.07
Feb 2024 2958.6632153898076 1.28 10.68
Mar 2024 2987.2893582232878 0.97 8.94
Apr 2024 3050.356005623437 2.11 12.15
May 2024 3081.5087042216624 1.02 11.05
Jun 2024 3056.984332139777 -0.80 6.37
Jul 2024 3048.188795765241 -0.29 4.04
Aug 2024 2978.209790245681 -2.30 -0.78
Sep 2024 2925.250545892713 -1.78 -3.95
Oct 2024 2997.9468934887605 2.49 -4.84
Nov 2024 3098.459401849506 3.35 -0.43
Dec 2024 3083.422055146092 -0.48 3.92
Jan 2025 3172.3799380104015 2.89 8.59
Feb 2025 3146.5385398011003 -0.81 6.35
Mar 2025 3102.986574974255 -1.38 3.87
Apr 2025 3121.611671605534 0.60 2.34
May 2025 3144.6123276034273 0.74 2.05
Jun 2025 3144.0146696474894 -0.02 2.85
Jul 2025 3118.703257502523 -0.80 2.31
Aug 2025 3083.2754654641885 -1.14 3.53
Sep 2025 3033.6079125113897 -1.61 3.70
Oct 2025 3013.0852119292995 -0.68 0.51
Nov 2025 3017.957364047871 0.16 -2.60
Dec 2025 3020.9192740807184 0.10 -2.03
Jan 2026 3015.169843231584 -0.19 -4.96
Feb 2026 3016.0168257936084 0.03 -4.15