Utica, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Utica, NY Metro in February 2026 was $1,704.43. The month over month percentage change (MoM) was -0.02%, and the year over year percentage change (YoY) was 0.81%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Utica, NY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Utica, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Utica, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Utica, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Utica, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 859.2557745038491 | NaN | NaN |
| Feb 2012 | 859.53831580731 | 0.03 | NaN |
| Mar 2012 | 866.2938477002322 | 0.79 | NaN |
| Apr 2012 | 865.2784290056919 | -0.12 | NaN |
| May 2012 | 859.4809106177491 | -0.67 | NaN |
| Jun 2012 | 852.0253025871248 | -0.87 | NaN |
| Jul 2012 | 844.5835099809887 | -0.87 | NaN |
| Aug 2012 | 843.8340680760786 | -0.09 | NaN |
| Sep 2012 | 835.4898730457719 | -0.99 | NaN |
| Oct 2012 | 827.8151579321952 | -0.92 | NaN |
| Nov 2012 | 825.618218776975 | -0.26 | NaN |
| Dec 2012 | 824.8366911048292 | -0.09 | NaN |
| Jan 2013 | 828.21678175065 | 0.41 | -3.61 |
| Feb 2013 | 836.314474608155 | 0.98 | -2.70 |
| Mar 2013 | 841.6838382175576 | 0.64 | -2.84 |
| Apr 2013 | 839.96722590272 | -0.20 | -2.92 |
| May 2013 | 848.3124864998808 | 0.99 | -1.30 |
| Jun 2013 | 878.8812565667082 | 3.60 | 3.15 |
| Jul 2013 | 895.8472446928758 | 1.93 | 6.07 |
| Aug 2013 | 900.7482534234973 | 0.55 | 6.75 |
| Sep 2013 | 900.7526984906178 | 0.00 | 7.81 |
| Oct 2013 | 884.0631137616942 | -1.85 | 6.80 |
| Nov 2013 | 886.5324770483008 | 0.28 | 7.38 |
| Dec 2013 | 897.9203623699254 | 1.29 | 8.86 |
| Jan 2014 | 896.4057218141172 | -0.17 | 8.23 |
| Feb 2014 | 890.2270993306386 | -0.69 | 6.45 |
| Mar 2014 | 892.6906561935997 | 0.28 | 6.06 |
| Apr 2014 | 894.5492410366801 | 0.21 | 6.50 |
| May 2014 | 890.0668725208398 | -0.50 | 4.92 |
| Jun 2014 | 892.2373323672348 | 0.24 | 1.52 |
| Jul 2014 | 891.5795545125814 | -0.07 | -0.48 |
| Aug 2014 | 888.3117212630855 | -0.37 | -1.38 |
| Sep 2014 | 887.0721262633224 | -0.14 | -1.52 |
| Oct 2014 | 876.180229576795 | -1.23 | -0.89 |
| Nov 2014 | 873.1941251497133 | -0.34 | -1.50 |
| Dec 2014 | 868.0012306166587 | -0.59 | -3.33 |
| Jan 2015 | 860.9729460429089 | -0.81 | -3.95 |
| Feb 2015 | 866.620685465651 | 0.66 | -2.65 |
| Mar 2015 | 873.3035724682898 | 0.77 | -2.17 |
| Apr 2015 | 872.7501256882151 | -0.06 | -2.44 |
| May 2015 | 884.6972448974079 | 1.37 | -0.60 |
| Jun 2015 | 894.4287534813036 | 1.10 | 0.25 |
| Jul 2015 | 899.36866564813 | 0.55 | 0.87 |
| Aug 2015 | 894.1581323729176 | -0.58 | 0.66 |
| Sep 2015 | 895.3106328219698 | 0.13 | 0.93 |
| Oct 2015 | 893.6688427514554 | -0.18 | 2.00 |
| Nov 2015 | 904.2979300290567 | 1.19 | 3.56 |
| Dec 2015 | 908.6573584896073 | 0.48 | 4.68 |
| Jan 2016 | 905.450963087233 | -0.35 | 5.17 |
| Feb 2016 | 894.7744722773788 | -1.18 | 3.25 |
| Mar 2016 | 895.7250126473436 | 0.11 | 2.57 |
| Apr 2016 | 889.7505953045987 | -0.67 | 1.95 |
| May 2016 | 889.5492024645255 | -0.02 | 0.55 |
| Jun 2016 | 890.1902250186097 | 0.07 | -0.47 |
| Jul 2016 | 886.3737424234754 | -0.43 | -1.44 |
| Aug 2016 | 890.1191783805721 | 0.42 | -0.45 |
| Sep 2016 | 895.7678647230284 | 0.64 | 0.05 |
| Oct 2016 | 901.0248049194158 | 0.59 | 0.82 |
| Nov 2016 | 922.0196329113459 | 2.33 | 1.96 |
| Dec 2016 | 950.5994400026012 | 3.10 | 4.62 |
| Jan 2017 | 939.5031146985227 | -1.17 | 3.76 |
| Feb 2017 | 942.686240576028 | 0.34 | 5.36 |
| Mar 2017 | 945.0877993683948 | 0.26 | 5.51 |
| Apr 2017 | 938.0826345688495 | -0.74 | 5.43 |
| May 2017 | 937.8443526608735 | -0.02 | 5.43 |
| Jun 2017 | 933.7673461884183 | -0.43 | 4.89 |
| Jul 2017 | 941.0693102910336 | 0.78 | 6.17 |
| Aug 2017 | 941.9292904134549 | 0.09 | 5.82 |
| Sep 2017 | 944.3396780273331 | 0.26 | 5.42 |
| Oct 2017 | 955.3745713899439 | 1.17 | 6.03 |
| Nov 2017 | 962.953134071038 | 0.79 | 4.44 |
| Dec 2017 | 970.7541386665224 | 0.81 | 2.12 |
| Jan 2018 | 814.7761516270091 | -16.07 | -13.28 |
| Feb 2018 | 835.8534981629766 | 2.59 | -11.33 |
| Mar 2018 | 847.1133827104036 | 1.35 | -10.37 |
| Apr 2018 | 852.33975591192 | 0.62 | -9.14 |
| May 2018 | 865.1081926625774 | 1.50 | -7.76 |
| Jun 2018 | 869.678642627729 | 0.53 | -6.86 |
| Jul 2018 | 874.0789306572156 | 0.51 | -7.12 |
| Aug 2018 | 881.9835809155962 | 0.90 | -6.36 |
| Sep 2018 | 891.6753309992057 | 1.10 | -5.58 |
| Oct 2018 | 905.5486980978185 | 1.56 | -5.21 |
| Nov 2018 | 908.0327914693689 | 0.27 | -5.70 |
| Dec 2018 | 892.2611691187221 | -1.74 | -8.09 |
| Jan 2019 | 882.0676652440465 | -1.14 | 8.26 |
| Feb 2019 | 877.7103497503265 | -0.49 | 5.01 |
| Mar 2019 | 874.1315795717015 | -0.41 | 3.19 |
| Apr 2019 | 869.2505588369575 | -0.56 | 1.98 |
| May 2019 | 867.8351509966255 | -0.16 | 0.32 |
| Jun 2019 | 854.1592375292648 | -1.58 | -1.78 |
| Jul 2019 | 856.3453121189615 | 0.26 | -2.03 |
| Aug 2019 | 851.2688074500736 | -0.59 | -3.48 |
| Sep 2019 | 854.417337788358 | 0.37 | -4.18 |
| Oct 2019 | 864.1351425882752 | 1.14 | -4.57 |
| Nov 2019 | 870.2480202504398 | 0.71 | -4.16 |
| Dec 2019 | 877.121046947264 | 0.79 | -1.70 |
| Jan 2020 | 875.9719642997651 | -0.13 | -0.69 |
| Feb 2020 | 870.5955353615852 | -0.61 | -0.81 |
| Mar 2020 | 874.7549704698174 | 0.48 | 0.07 |
| Apr 2020 | 870.2320318067442 | -0.52 | 0.11 |
| May 2020 | 869.554293617423 | -0.08 | 0.20 |
| Jun 2020 | 869.7841478516109 | 0.03 | 1.83 |
| Jul 2020 | 864.9616394444389 | -0.55 | 1.01 |
| Aug 2020 | 865.1844829690431 | 0.03 | 1.64 |
| Sep 2020 | 870.3541329232951 | 0.60 | 1.87 |
| Oct 2020 | 878.1422269309564 | 0.90 | 1.62 |
| Nov 2020 | 888.7050171417964 | 1.20 | 2.12 |
| Dec 2020 | 897.9293617513613 | 1.04 | 2.37 |
| Jan 2021 | 912.828736087225 | 1.66 | 4.21 |
| Feb 2021 | 928.2159927913378 | 1.69 | 6.62 |
| Mar 2021 | 957.6832987219303 | 3.18 | 9.48 |
| Apr 2021 | 966.7791514480577 | 0.95 | 11.09 |
| May 2021 | 970.9369205706711 | 0.43 | 11.66 |
| Jun 2021 | 984.1604431735733 | 1.36 | 13.15 |
| Jul 2021 | 985.6026910453445 | 0.15 | 13.95 |
| Aug 2021 | 987.5821024340416 | 0.20 | 14.15 |
| Sep 2021 | 989.9064181617953 | 0.24 | 13.74 |
| Oct 2021 | 1001.7018574284027 | 1.19 | 14.07 |
| Nov 2021 | 1002.9324501803792 | 0.12 | 12.85 |
| Dec 2021 | 1008.3589432629983 | 0.54 | 12.30 |
| Jan 2022 | 1046.5210312812146 | 3.79 | 14.65 |
| Feb 2022 | 1089.1884004347703 | 4.08 | 17.34 |
| Mar 2022 | 1146.1456879089792 | 5.23 | 19.68 |
| Apr 2022 | 1238.400320755137 | 8.05 | 28.10 |
| May 2022 | 1277.7309929145845 | 3.18 | 31.60 |
| Jun 2022 | 1323.2830262061707 | 3.57 | 34.46 |
| Jul 2022 | 1325.7407734154065 | 0.19 | 34.51 |
| Aug 2022 | 1314.1685914402315 | -0.87 | 33.07 |
| Sep 2022 | 1404.5376951737535 | 6.88 | 41.89 |
| Oct 2022 | 1486.648691742942 | 5.85 | 48.41 |
| Nov 2022 | 1475.7650170236136 | -0.73 | 47.15 |
| Dec 2022 | 1426.945693064738 | -3.31 | 41.51 |
| Jan 2023 | 1413.47335686212 | -0.94 | 35.06 |
| Feb 2023 | 1408.478271897787 | -0.35 | 29.31 |
| Mar 2023 | 1437.5290282088818 | 2.06 | 25.42 |
| Apr 2023 | 1423.5721954163257 | -0.97 | 14.95 |
| May 2023 | 1444.5726476317884 | 1.48 | 13.06 |
| Jun 2023 | 1491.1039012892256 | 3.22 | 12.68 |
| Jul 2023 | 1517.4272752426405 | 1.77 | 14.46 |
| Aug 2023 | 1553.5227011878983 | 2.38 | 18.21 |
| Sep 2023 | 1577.4351565590066 | 1.54 | 12.31 |
| Oct 2023 | 1634.4562740658575 | 3.62 | 9.94 |
| Nov 2023 | 1623.658686451306 | -0.66 | 10.02 |
| Dec 2023 | 1559.0570360211318 | -3.98 | 9.26 |
| Jan 2024 | 1542.5739580410282 | -1.06 | 9.13 |
| Feb 2024 | 1562.617367945882 | 1.30 | 10.94 |
| Mar 2024 | 1578.0643752955439 | 0.99 | 9.78 |
| Apr 2024 | 1614.7692930743515 | 2.33 | 13.43 |
| May 2024 | 1637.6264407491255 | 1.42 | 13.36 |
| Jun 2024 | 1634.9927605578619 | -0.16 | 9.65 |
| Jul 2024 | 1636.3357687144176 | 0.08 | 7.84 |
| Aug 2024 | 1603.1593207836104 | -2.03 | 3.20 |
| Sep 2024 | 1579.475448850018 | -1.48 | 0.13 |
| Oct 2024 | 1615.6662162002801 | 2.29 | -1.15 |
| Nov 2024 | 1667.4599873630305 | 3.21 | 2.70 |
| Dec 2024 | 1666.1713378944592 | -0.08 | 6.87 |
| Jan 2025 | 1700.3384422044855 | 2.05 | 10.23 |
| Feb 2025 | 1690.6954478935374 | -0.57 | 8.20 |
| Mar 2025 | 1667.9963207294486 | -1.34 | 5.70 |
| Apr 2025 | 1680.203452134627 | 0.73 | 4.05 |
| May 2025 | 1699.1284419951091 | 1.13 | 3.76 |
| Jun 2025 | 1711.728018670754 | 0.74 | 4.69 |
| Jul 2025 | 1716.6847986540242 | 0.29 | 4.91 |
| Aug 2025 | 1714.7037717562675 | -0.11 | 6.96 |
| Sep 2025 | 1705.5760103409393 | -0.53 | 7.98 |
| Oct 2025 | 1702.1612161098935 | -0.20 | 5.35 |
| Nov 2025 | 1707.7617805437428 | 0.33 | 2.42 |
| Dec 2025 | 1709.4329704804907 | 0.10 | 2.60 |
| Jan 2026 | 1704.7733702285266 | -0.27 | 0.26 |
| Feb 2026 | 1704.4298167084528 | -0.02 | 0.81 |
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