Waco, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Waco, TX Metro in February 2026 was $2,078.696. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -5.81%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Waco, TX metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Waco, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waco, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 854.1956447320474 NaN NaN
Feb 2012 852.41848952734 -0.21 NaN
Mar 2012 853.877774528233 0.17 NaN
Apr 2012 846.513629213748 -0.86 NaN
May 2012 835.3356312731526 -1.32 NaN
Jun 2012 824.4253855533791 -1.31 NaN
Jul 2012 816.1591386355396 -1.00 NaN
Aug 2012 817.1078491395069 0.12 NaN
Sep 2012 810.4504438796193 -0.81 NaN
Oct 2012 802.6002171478513 -0.97 NaN
Nov 2012 799.5378956520577 -0.38 NaN
Dec 2012 797.6941904202628 -0.23 NaN
Jan 2013 802.450460446447 0.60 -6.06
Feb 2013 810.4926450288149 1.00 -4.92
Mar 2013 813.8180137771435 0.41 -4.69
Apr 2013 807.1346852380846 -0.82 -4.65
May 2013 811.6176581430487 0.56 -2.84
Jun 2013 840.4637150844167 3.55 1.95
Jul 2013 857.0851895872609 1.98 5.01
Aug 2013 863.4471158279209 0.74 5.67
Sep 2013 867.0611949456854 0.42 6.99
Oct 2013 852.8955562284439 -1.63 6.27
Nov 2013 858.0040120587743 0.60 7.31
Dec 2013 871.8839713027708 1.62 9.30
Jan 2014 890.3962765488909 2.12 10.96
Feb 2014 889.0871547544164 -0.15 9.70
Mar 2014 897.704324893745 0.97 10.31
Apr 2014 903.7707658771344 0.68 11.97
May 2014 900.9452118802966 -0.31 11.01
Jun 2014 904.8867563613262 0.44 7.67
Jul 2014 907.640905226599 0.30 5.90
Aug 2014 910.5148525015147 0.32 5.45
Sep 2014 915.1307059416107 0.51 5.54
Oct 2014 908.7996023993828 -0.69 6.56
Nov 2014 907.8442689924891 -0.10 5.81
Dec 2014 903.3629187162688 -0.49 3.61
Jan 2015 883.7409915216797 -2.17 -0.75
Feb 2015 891.9765202460135 0.93 0.33
Mar 2015 901.0811154437483 1.02 0.38
Apr 2015 900.6187016648628 -0.05 -0.35
May 2015 915.1111064557665 1.61 1.57
Jun 2015 928.5311975609086 1.47 2.61
Jul 2015 938.4618149483015 1.07 3.40
Aug 2015 936.6007476681286 -0.20 2.87
Sep 2015 943.1173561558544 0.70 3.06
Oct 2015 945.2269943883441 0.22 4.01
Nov 2015 959.8650271865182 1.55 5.73
Dec 2015 966.1461796239585 0.65 6.95
Jan 2016 951.6352843072152 -1.50 7.68
Feb 2016 943.9989876895295 -0.80 5.83
Mar 2016 949.3072124943537 0.56 5.35
Apr 2016 947.1525141174842 -0.23 5.17
May 2016 951.6158515892959 0.47 3.99
Jun 2016 957.0285883167562 0.57 3.07
Jul 2016 954.9224486060623 -0.22 1.75
Aug 2016 958.9242096283531 0.42 2.38
Sep 2016 965.7755134067364 0.71 2.40
Oct 2016 973.4432055652305 0.79 2.99
Nov 2016 1001.2422929421797 2.86 4.31
Dec 2016 1039.2725417472861 3.80 7.57
Jan 2017 1050.9628720190292 1.13 10.44
Feb 2017 1058.4174181463704 0.71 12.12
Mar 2017 1064.488329595255 0.57 12.13
Apr 2017 1058.553933325601 -0.56 11.76
May 2017 1060.9080279733325 0.22 11.49
Jun 2017 1059.203475430042 -0.16 10.68
Jul 2017 1070.278666075661 1.05 12.08
Aug 2017 1073.3669106212178 0.29 11.93
Sep 2017 1078.9034356264694 0.52 11.71
Oct 2017 1096.8275212896835 1.66 12.68
Nov 2017 1109.1446946570966 1.12 10.78
Dec 2017 1120.2385551362513 1.00 7.79
Jan 2018 1129.1199834941133 0.79 7.44
Feb 2018 1159.8603473276273 2.72 9.58
Mar 2018 1178.25665159117 1.59 10.69
Apr 2018 1187.9826794968635 0.83 12.23
May 2018 1206.7717920970479 1.58 13.75
Jun 2018 1213.2333236645995 0.54 14.54
Jul 2018 1218.295735077585 0.42 13.83
Aug 2018 1226.3875480611441 0.66 14.26
Sep 2018 1239.4420426479564 1.06 14.88
Oct 2018 1261.4807967067688 1.78 15.01
Nov 2018 1270.7126016645589 0.73 14.57
Dec 2018 1256.2543949314272 -1.14 12.14
Jan 2019 1225.5320174985022 -2.45 8.54
Feb 2019 1223.9482114518667 -0.13 5.53
Mar 2019 1222.2999509808285 -0.13 3.74
Apr 2019 1218.9154967420245 -0.28 2.60
May 2019 1219.6992453508017 0.06 1.07
Jun 2019 1203.947960444365 -1.29 -0.76
Jul 2019 1206.59693460651 0.22 -0.96
Aug 2019 1198.8103657449506 -0.64 -2.25
Sep 2019 1201.6152349992972 0.23 -3.05
Oct 2019 1213.7564919397469 1.01 -3.78
Nov 2019 1220.5732498515647 0.56 -3.95
Dec 2019 1229.6395227677315 0.74 -2.12
Jan 2020 1112.883471182386 -9.49 -9.19
Feb 2020 1107.8393933165394 -0.45 -9.49
Mar 2020 1115.6244512894355 0.70 -8.73
Apr 2020 1110.6706291090693 -0.44 -8.88
May 2020 1109.659864316849 -0.09 -9.02
Jun 2020 1108.3109184997813 -0.12 -7.94
Jul 2020 1103.0663092209315 -0.47 -8.58
Aug 2020 1106.4476198301588 0.31 -7.70
Sep 2020 1116.3865503330408 0.90 -7.09
Oct 2020 1127.5871606294043 1.00 -7.10
Nov 2020 1138.8055584042231 1.00 -6.70
Dec 2020 1146.9418510977998 0.71 -6.72
Jan 2021 1262.8717659672604 10.11 13.48
Feb 2021 1284.3151424120663 1.70 15.93
Mar 2021 1326.4453185800076 3.28 18.90
Apr 2021 1344.7679874391388 1.38 21.08
May 2021 1358.2369553453595 1.00 22.40
Jun 2021 1387.224545137364 2.13 25.17
Jul 2021 1403.6597113193548 1.19 27.25
Aug 2021 1422.5623312108596 1.35 28.57
Sep 2021 1442.502400744016 1.40 29.21
Oct 2021 1471.8403832158297 2.03 30.53
Nov 2021 1486.5838210302836 1.00 30.54
Dec 2021 1505.6745324363549 1.28 31.28
Jan 2022 1536.233846675144 2.03 21.65
Feb 2022 1603.6626247463294 4.39 24.87
Mar 2022 1693.3090717723937 5.59 27.66
Apr 2022 1836.5270463188267 8.46 36.57
May 2022 1907.0153913518534 3.84 40.40
Jun 2022 1977.9395032177238 3.72 42.58
Jul 2022 1982.7247189065938 0.24 41.25
Aug 2022 1964.188054380936 -0.93 38.07
Sep 2022 2092.220956059142 6.52 45.04
Oct 2022 2208.4175423265715 5.55 50.05
Nov 2022 2193.623816996018 -0.67 47.56
Dec 2022 2125.660673488483 -3.10 41.18
Jan 2023 2086.3821430528387 -1.85 35.81
Feb 2023 2080.0506443293425 -0.30 29.71
Mar 2023 2121.628688735438 2.00 25.30
Apr 2023 2098.6610194950254 -1.08 14.27
May 2023 2121.2425974591415 1.08 11.23
Jun 2023 2177.993132703009 2.68 10.11
Jul 2023 2206.1619385316076 1.29 11.27
Aug 2023 2247.24481474578 1.86 14.41
Sep 2023 2264.022910964597 0.75 8.21
Oct 2023 2323.197349984848 2.61 5.20
Nov 2023 2288.414452616208 -1.50 4.32
Dec 2023 2189.8995138887735 -4.30 3.02
Jan 2024 2158.456733750799 -1.44 3.46
Feb 2024 2186.303396123733 1.29 5.11
Mar 2024 2204.7334712271904 0.84 3.92
Apr 2024 2245.4830964413404 1.85 7.00
May 2024 2262.658275736104 0.77 6.67
Jun 2024 2241.952046687845 -0.91 2.94
Jul 2024 2226.7569453304222 -0.68 0.93
Aug 2024 2169.1439578870236 -2.59 -3.47
Sep 2024 2125.001515673575 -2.03 -6.14
Oct 2024 2156.9527484221844 1.50 -7.16
Nov 2024 2209.100296371008 2.42 -3.47
Dec 2024 2196.5224643741603 -0.57 0.30
Jan 2025 2221.799576141257 1.15 2.94
Feb 2025 2206.821970389097 -0.67 0.94
Mar 2025 2176.6077687140382 -1.37 -1.28
Apr 2025 2184.799566776604 0.38 -2.70
May 2025 2193.8659196923063 0.42 -3.04
Jun 2025 2188.9579967174313 -0.22 -2.36
Jul 2025 2168.723215267498 -0.92 -2.61
Aug 2025 2142.6159605234516 -1.20 -1.22
Sep 2025 2112.6585177328243 -1.40 -0.58
Oct 2025 2095.5381876188553 -0.81 -2.85
Nov 2025 2094.5724623084743 -0.05 -5.18
Dec 2025 2091.123479210904 -0.16 -4.80
Jan 2026 2082.465230028426 -0.41 -6.27
Feb 2026 2078.6964702415685 -0.18 -5.81