Waco, TX (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Waco, TX Metro in February 2026 was $2,078.696. The month over month percentage change (MoM) was -0.18%, and the year over year percentage change (YoY) was -5.81%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Waco, TX metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 854.1956447320474 | NaN | NaN |
| Feb 2012 | 852.41848952734 | -0.21 | NaN |
| Mar 2012 | 853.877774528233 | 0.17 | NaN |
| Apr 2012 | 846.513629213748 | -0.86 | NaN |
| May 2012 | 835.3356312731526 | -1.32 | NaN |
| Jun 2012 | 824.4253855533791 | -1.31 | NaN |
| Jul 2012 | 816.1591386355396 | -1.00 | NaN |
| Aug 2012 | 817.1078491395069 | 0.12 | NaN |
| Sep 2012 | 810.4504438796193 | -0.81 | NaN |
| Oct 2012 | 802.6002171478513 | -0.97 | NaN |
| Nov 2012 | 799.5378956520577 | -0.38 | NaN |
| Dec 2012 | 797.6941904202628 | -0.23 | NaN |
| Jan 2013 | 802.450460446447 | 0.60 | -6.06 |
| Feb 2013 | 810.4926450288149 | 1.00 | -4.92 |
| Mar 2013 | 813.8180137771435 | 0.41 | -4.69 |
| Apr 2013 | 807.1346852380846 | -0.82 | -4.65 |
| May 2013 | 811.6176581430487 | 0.56 | -2.84 |
| Jun 2013 | 840.4637150844167 | 3.55 | 1.95 |
| Jul 2013 | 857.0851895872609 | 1.98 | 5.01 |
| Aug 2013 | 863.4471158279209 | 0.74 | 5.67 |
| Sep 2013 | 867.0611949456854 | 0.42 | 6.99 |
| Oct 2013 | 852.8955562284439 | -1.63 | 6.27 |
| Nov 2013 | 858.0040120587743 | 0.60 | 7.31 |
| Dec 2013 | 871.8839713027708 | 1.62 | 9.30 |
| Jan 2014 | 890.3962765488909 | 2.12 | 10.96 |
| Feb 2014 | 889.0871547544164 | -0.15 | 9.70 |
| Mar 2014 | 897.704324893745 | 0.97 | 10.31 |
| Apr 2014 | 903.7707658771344 | 0.68 | 11.97 |
| May 2014 | 900.9452118802966 | -0.31 | 11.01 |
| Jun 2014 | 904.8867563613262 | 0.44 | 7.67 |
| Jul 2014 | 907.640905226599 | 0.30 | 5.90 |
| Aug 2014 | 910.5148525015147 | 0.32 | 5.45 |
| Sep 2014 | 915.1307059416107 | 0.51 | 5.54 |
| Oct 2014 | 908.7996023993828 | -0.69 | 6.56 |
| Nov 2014 | 907.8442689924891 | -0.10 | 5.81 |
| Dec 2014 | 903.3629187162688 | -0.49 | 3.61 |
| Jan 2015 | 883.7409915216797 | -2.17 | -0.75 |
| Feb 2015 | 891.9765202460135 | 0.93 | 0.33 |
| Mar 2015 | 901.0811154437483 | 1.02 | 0.38 |
| Apr 2015 | 900.6187016648628 | -0.05 | -0.35 |
| May 2015 | 915.1111064557665 | 1.61 | 1.57 |
| Jun 2015 | 928.5311975609086 | 1.47 | 2.61 |
| Jul 2015 | 938.4618149483015 | 1.07 | 3.40 |
| Aug 2015 | 936.6007476681286 | -0.20 | 2.87 |
| Sep 2015 | 943.1173561558544 | 0.70 | 3.06 |
| Oct 2015 | 945.2269943883441 | 0.22 | 4.01 |
| Nov 2015 | 959.8650271865182 | 1.55 | 5.73 |
| Dec 2015 | 966.1461796239585 | 0.65 | 6.95 |
| Jan 2016 | 951.6352843072152 | -1.50 | 7.68 |
| Feb 2016 | 943.9989876895295 | -0.80 | 5.83 |
| Mar 2016 | 949.3072124943537 | 0.56 | 5.35 |
| Apr 2016 | 947.1525141174842 | -0.23 | 5.17 |
| May 2016 | 951.6158515892959 | 0.47 | 3.99 |
| Jun 2016 | 957.0285883167562 | 0.57 | 3.07 |
| Jul 2016 | 954.9224486060623 | -0.22 | 1.75 |
| Aug 2016 | 958.9242096283531 | 0.42 | 2.38 |
| Sep 2016 | 965.7755134067364 | 0.71 | 2.40 |
| Oct 2016 | 973.4432055652305 | 0.79 | 2.99 |
| Nov 2016 | 1001.2422929421797 | 2.86 | 4.31 |
| Dec 2016 | 1039.2725417472861 | 3.80 | 7.57 |
| Jan 2017 | 1050.9628720190292 | 1.13 | 10.44 |
| Feb 2017 | 1058.4174181463704 | 0.71 | 12.12 |
| Mar 2017 | 1064.488329595255 | 0.57 | 12.13 |
| Apr 2017 | 1058.553933325601 | -0.56 | 11.76 |
| May 2017 | 1060.9080279733325 | 0.22 | 11.49 |
| Jun 2017 | 1059.203475430042 | -0.16 | 10.68 |
| Jul 2017 | 1070.278666075661 | 1.05 | 12.08 |
| Aug 2017 | 1073.3669106212178 | 0.29 | 11.93 |
| Sep 2017 | 1078.9034356264694 | 0.52 | 11.71 |
| Oct 2017 | 1096.8275212896835 | 1.66 | 12.68 |
| Nov 2017 | 1109.1446946570966 | 1.12 | 10.78 |
| Dec 2017 | 1120.2385551362513 | 1.00 | 7.79 |
| Jan 2018 | 1129.1199834941133 | 0.79 | 7.44 |
| Feb 2018 | 1159.8603473276273 | 2.72 | 9.58 |
| Mar 2018 | 1178.25665159117 | 1.59 | 10.69 |
| Apr 2018 | 1187.9826794968635 | 0.83 | 12.23 |
| May 2018 | 1206.7717920970479 | 1.58 | 13.75 |
| Jun 2018 | 1213.2333236645995 | 0.54 | 14.54 |
| Jul 2018 | 1218.295735077585 | 0.42 | 13.83 |
| Aug 2018 | 1226.3875480611441 | 0.66 | 14.26 |
| Sep 2018 | 1239.4420426479564 | 1.06 | 14.88 |
| Oct 2018 | 1261.4807967067688 | 1.78 | 15.01 |
| Nov 2018 | 1270.7126016645589 | 0.73 | 14.57 |
| Dec 2018 | 1256.2543949314272 | -1.14 | 12.14 |
| Jan 2019 | 1225.5320174985022 | -2.45 | 8.54 |
| Feb 2019 | 1223.9482114518667 | -0.13 | 5.53 |
| Mar 2019 | 1222.2999509808285 | -0.13 | 3.74 |
| Apr 2019 | 1218.9154967420245 | -0.28 | 2.60 |
| May 2019 | 1219.6992453508017 | 0.06 | 1.07 |
| Jun 2019 | 1203.947960444365 | -1.29 | -0.76 |
| Jul 2019 | 1206.59693460651 | 0.22 | -0.96 |
| Aug 2019 | 1198.8103657449506 | -0.64 | -2.25 |
| Sep 2019 | 1201.6152349992972 | 0.23 | -3.05 |
| Oct 2019 | 1213.7564919397469 | 1.01 | -3.78 |
| Nov 2019 | 1220.5732498515647 | 0.56 | -3.95 |
| Dec 2019 | 1229.6395227677315 | 0.74 | -2.12 |
| Jan 2020 | 1112.883471182386 | -9.49 | -9.19 |
| Feb 2020 | 1107.8393933165394 | -0.45 | -9.49 |
| Mar 2020 | 1115.6244512894355 | 0.70 | -8.73 |
| Apr 2020 | 1110.6706291090693 | -0.44 | -8.88 |
| May 2020 | 1109.659864316849 | -0.09 | -9.02 |
| Jun 2020 | 1108.3109184997813 | -0.12 | -7.94 |
| Jul 2020 | 1103.0663092209315 | -0.47 | -8.58 |
| Aug 2020 | 1106.4476198301588 | 0.31 | -7.70 |
| Sep 2020 | 1116.3865503330408 | 0.90 | -7.09 |
| Oct 2020 | 1127.5871606294043 | 1.00 | -7.10 |
| Nov 2020 | 1138.8055584042231 | 1.00 | -6.70 |
| Dec 2020 | 1146.9418510977998 | 0.71 | -6.72 |
| Jan 2021 | 1262.8717659672604 | 10.11 | 13.48 |
| Feb 2021 | 1284.3151424120663 | 1.70 | 15.93 |
| Mar 2021 | 1326.4453185800076 | 3.28 | 18.90 |
| Apr 2021 | 1344.7679874391388 | 1.38 | 21.08 |
| May 2021 | 1358.2369553453595 | 1.00 | 22.40 |
| Jun 2021 | 1387.224545137364 | 2.13 | 25.17 |
| Jul 2021 | 1403.6597113193548 | 1.19 | 27.25 |
| Aug 2021 | 1422.5623312108596 | 1.35 | 28.57 |
| Sep 2021 | 1442.502400744016 | 1.40 | 29.21 |
| Oct 2021 | 1471.8403832158297 | 2.03 | 30.53 |
| Nov 2021 | 1486.5838210302836 | 1.00 | 30.54 |
| Dec 2021 | 1505.6745324363549 | 1.28 | 31.28 |
| Jan 2022 | 1536.233846675144 | 2.03 | 21.65 |
| Feb 2022 | 1603.6626247463294 | 4.39 | 24.87 |
| Mar 2022 | 1693.3090717723937 | 5.59 | 27.66 |
| Apr 2022 | 1836.5270463188267 | 8.46 | 36.57 |
| May 2022 | 1907.0153913518534 | 3.84 | 40.40 |
| Jun 2022 | 1977.9395032177238 | 3.72 | 42.58 |
| Jul 2022 | 1982.7247189065938 | 0.24 | 41.25 |
| Aug 2022 | 1964.188054380936 | -0.93 | 38.07 |
| Sep 2022 | 2092.220956059142 | 6.52 | 45.04 |
| Oct 2022 | 2208.4175423265715 | 5.55 | 50.05 |
| Nov 2022 | 2193.623816996018 | -0.67 | 47.56 |
| Dec 2022 | 2125.660673488483 | -3.10 | 41.18 |
| Jan 2023 | 2086.3821430528387 | -1.85 | 35.81 |
| Feb 2023 | 2080.0506443293425 | -0.30 | 29.71 |
| Mar 2023 | 2121.628688735438 | 2.00 | 25.30 |
| Apr 2023 | 2098.6610194950254 | -1.08 | 14.27 |
| May 2023 | 2121.2425974591415 | 1.08 | 11.23 |
| Jun 2023 | 2177.993132703009 | 2.68 | 10.11 |
| Jul 2023 | 2206.1619385316076 | 1.29 | 11.27 |
| Aug 2023 | 2247.24481474578 | 1.86 | 14.41 |
| Sep 2023 | 2264.022910964597 | 0.75 | 8.21 |
| Oct 2023 | 2323.197349984848 | 2.61 | 5.20 |
| Nov 2023 | 2288.414452616208 | -1.50 | 4.32 |
| Dec 2023 | 2189.8995138887735 | -4.30 | 3.02 |
| Jan 2024 | 2158.456733750799 | -1.44 | 3.46 |
| Feb 2024 | 2186.303396123733 | 1.29 | 5.11 |
| Mar 2024 | 2204.7334712271904 | 0.84 | 3.92 |
| Apr 2024 | 2245.4830964413404 | 1.85 | 7.00 |
| May 2024 | 2262.658275736104 | 0.77 | 6.67 |
| Jun 2024 | 2241.952046687845 | -0.91 | 2.94 |
| Jul 2024 | 2226.7569453304222 | -0.68 | 0.93 |
| Aug 2024 | 2169.1439578870236 | -2.59 | -3.47 |
| Sep 2024 | 2125.001515673575 | -2.03 | -6.14 |
| Oct 2024 | 2156.9527484221844 | 1.50 | -7.16 |
| Nov 2024 | 2209.100296371008 | 2.42 | -3.47 |
| Dec 2024 | 2196.5224643741603 | -0.57 | 0.30 |
| Jan 2025 | 2221.799576141257 | 1.15 | 2.94 |
| Feb 2025 | 2206.821970389097 | -0.67 | 0.94 |
| Mar 2025 | 2176.6077687140382 | -1.37 | -1.28 |
| Apr 2025 | 2184.799566776604 | 0.38 | -2.70 |
| May 2025 | 2193.8659196923063 | 0.42 | -3.04 |
| Jun 2025 | 2188.9579967174313 | -0.22 | -2.36 |
| Jul 2025 | 2168.723215267498 | -0.92 | -2.61 |
| Aug 2025 | 2142.6159605234516 | -1.20 | -1.22 |
| Sep 2025 | 2112.6585177328243 | -1.40 | -0.58 |
| Oct 2025 | 2095.5381876188553 | -0.81 | -2.85 |
| Nov 2025 | 2094.5724623084743 | -0.05 | -5.18 |
| Dec 2025 | 2091.123479210904 | -0.16 | -4.80 |
| Jan 2026 | 2082.465230028426 | -0.41 | -6.27 |
| Feb 2026 | 2078.6964702415685 | -0.18 | -5.81 |