Waterloo, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Waterloo, IA Metro in February 2026 was $1,633.732. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -2.27%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Waterloo, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waterloo, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 858.9528429504213 NaN NaN
Feb 2012 862.3043189478298 0.39 NaN
Mar 2012 869.6677175561557 0.85 NaN
Apr 2012 870.9985017076594 0.15 NaN
May 2012 867.4274096515849 -0.41 NaN
Jun 2012 861.2313341242602 -0.71 NaN
Jul 2012 855.0270520045301 -0.72 NaN
Aug 2012 860.3122923270456 0.62 NaN
Sep 2012 856.625753384918 -0.43 NaN
Oct 2012 851.7624025869073 -0.57 NaN
Nov 2012 851.868292331649 0.01 NaN
Dec 2012 854.0087060144465 0.25 NaN
Jan 2013 823.2885223796334 -3.60 -4.15
Feb 2013 831.5239778153581 1.00 -3.57
Mar 2013 835.3757587491644 0.46 -3.94
Apr 2013 830.426910796048 -0.59 -4.66
May 2013 838.3697096863359 0.96 -3.35
Jun 2013 872.1396136007937 4.03 1.27
Jul 2013 891.9480755043362 2.27 4.32
Aug 2013 899.7178432973578 0.87 4.58
Sep 2013 903.5989652740824 0.43 5.48
Oct 2013 886.5608809834812 -1.89 4.09
Nov 2013 892.7059214425681 0.69 4.79
Dec 2013 909.0560531547062 1.83 6.45
Jan 2014 941.345536377665 3.55 14.34
Feb 2014 933.7717361965254 -0.80 12.30
Mar 2014 938.6091509428189 0.52 12.36
Apr 2014 943.62768173279 0.54 13.63
May 2014 939.3836477435975 -0.45 12.05
Jun 2014 941.7592225698779 0.25 7.98
Jul 2014 943.3958572219071 0.17 5.77
Aug 2014 945.9882222644706 0.28 5.14
Sep 2014 949.8962941496195 0.41 5.12
Oct 2014 938.9480372461871 -1.15 5.91
Nov 2014 934.0895247977205 -0.52 4.64
Dec 2014 926.3763487328267 -0.83 1.91
Jan 2015 917.5417356745386 -0.95 -2.53
Feb 2015 922.1430038112778 0.50 -1.25
Mar 2015 928.3485548099675 0.67 -1.09
Apr 2015 926.7433103082792 -0.17 -1.79
May 2015 941.1751865573867 1.56 0.19
Jun 2015 952.0251075913352 1.15 1.09
Jul 2015 957.2879452550515 0.55 1.47
Aug 2015 951.1246366886296 -0.64 0.54
Sep 2015 953.0769106399493 0.21 0.34
Oct 2015 950.1328126706694 -0.31 1.19
Nov 2015 961.3035457644626 1.18 2.91
Dec 2015 965.809539068393 0.47 4.26
Jan 2016 961.0563257392021 -0.49 4.74
Feb 2016 950.3842517293751 -1.11 3.06
Mar 2016 952.9713179134918 0.27 2.65
Apr 2016 947.1235221836669 -0.61 2.20
May 2016 945.1037818600857 -0.21 0.42
Jun 2016 942.459111263993 -0.28 -1.00
Jul 2016 933.2310851928269 -0.98 -2.51
Aug 2016 932.9741238125507 -0.03 -1.91
Sep 2016 935.5314025879827 0.27 -1.84
Oct 2016 937.0719398010378 0.17 -1.37
Nov 2016 956.4824014456856 2.07 -0.50
Dec 2016 984.4200890918097 2.92 1.93
Jan 2017 983.786871645895 -0.06 2.37
Feb 2017 983.4319205897368 -0.04 3.48
Mar 2017 983.7707689786632 0.03 3.23
Apr 2017 974.4284917125142 -0.95 2.88
May 2017 973.6696187461923 -0.08 3.02
Jun 2017 968.2583274872754 -0.56 2.74
Jul 2017 973.2450927987038 0.52 4.29
Aug 2017 969.0925673965833 -0.43 3.87
Sep 2017 965.9561165232543 -0.32 3.25
Oct 2017 974.4130702456575 0.88 3.99
Nov 2017 979.1248948937657 0.48 2.37
Dec 2017 983.9920312634795 0.50 -0.04
Jan 2018 989.8382950293114 0.59 0.62
Feb 2018 1012.2894485162608 2.27 2.93
Mar 2018 1023.2931329109966 1.09 4.02
Apr 2018 1028.6733394426406 0.53 5.57
May 2018 1040.63889958474 1.16 6.88
Jun 2018 1042.2541737676577 0.16 7.64
Jul 2018 1042.7367586646385 0.05 7.14
Aug 2018 1046.362099003028 0.35 7.97
Sep 2018 1054.2236849611288 0.75 9.14
Oct 2018 1070.2578716990024 1.52 9.84
Nov 2018 1076.5224125284778 0.59 9.95
Dec 2018 1063.6411650077553 -1.20 8.09
Jan 2019 1046.5649019372079 -1.60 5.73
Feb 2019 1044.917842921871 -0.16 3.22
Mar 2019 1042.9985297569792 -0.18 1.93
Apr 2019 1039.7090145247926 -0.31 1.07
May 2019 1038.6549682476154 -0.10 -0.19
Jun 2019 1024.4183680162582 -1.37 -1.71
Jul 2019 1025.4572492659545 0.10 -1.66
Aug 2019 1017.4846817313345 -0.78 -2.76
Sep 2019 1018.0479757304735 0.06 -3.43
Oct 2019 1026.3114983534178 0.81 -4.11
Nov 2019 1029.9909323050542 0.36 -4.32
Dec 2019 1034.4722529895412 0.44 -2.74
Jan 2020 1022.2262814258968 -1.18 -2.33
Feb 2020 1009.9954278292687 -1.20 -3.34
Mar 2020 1007.5940295043762 -0.24 -3.39
Apr 2020 997.4351401966519 -1.01 -4.07
May 2020 992.8840377152563 -0.46 -4.41
Jun 2020 988.6461984928342 -0.43 -3.49
Jul 2020 980.4257481694324 -0.83 -4.39
Aug 2020 979.5222449297125 -0.09 -3.73
Sep 2020 984.9913107248287 0.56 -3.25
Oct 2020 988.790494613095 0.39 -3.66
Nov 2020 990.4107052674624 0.16 -3.84
Dec 2020 987.5298276900141 -0.29 -4.54
Jan 2021 982.728186098544 -0.49 -3.86
Feb 2021 990.4726086725605 0.79 -1.93
Mar 2021 1013.0529693222443 2.28 0.54
Apr 2021 1016.6518214632923 0.36 1.93
May 2021 1016.5215855895796 -0.01 2.38
Jun 2021 1027.3139522064553 1.06 3.91
Jul 2021 1030.3462885596587 0.30 5.09
Aug 2021 1036.762265848472 0.62 5.84
Sep 2021 1045.8492505969061 0.88 6.18
Oct 2021 1062.1420475129742 1.56 7.42
Nov 2021 1066.721745850843 0.43 7.71
Dec 2021 1073.6396135739183 0.65 8.72
Jan 2022 1094.621354089441 1.95 11.39
Feb 2022 1130.8665486744312 3.31 14.17
Mar 2022 1179.0079915705337 4.26 16.38
Apr 2022 1263.7298640652052 7.19 24.30
May 2022 1301.7203949109642 3.01 28.06
Jun 2022 1344.426934948859 3.28 30.87
Jul 2022 1345.3602550969501 0.07 30.57
Aug 2022 1332.1223561083052 -0.98 28.49
Sep 2022 1417.3744181099073 6.40 35.52
Oct 2022 1497.3693000056396 5.64 40.98
Nov 2022 1491.9172317712782 -0.36 39.86
Dec 2022 1452.1790471998595 -2.66 35.26
Jan 2023 1439.7146006122691 -0.86 31.53
Feb 2023 1440.3970608871045 0.05 27.37
Mar 2023 1472.350662261368 2.22 24.88
Apr 2023 1460.0047181375887 -0.84 15.53
May 2023 1480.4201468243502 1.40 13.73
Jun 2023 1526.039401034889 3.08 13.51
Jul 2023 1553.494356276903 1.80 15.47
Aug 2023 1587.3325509384476 2.18 19.16
Sep 2023 1604.9010399012648 1.11 13.23
Oct 2023 1653.114380678991 3.00 10.40
Nov 2023 1635.9249066376883 -1.04 9.65
Dec 2023 1570.1555341239743 -4.02 8.12
Jan 2024 1548.8009554980306 -1.36 7.58
Feb 2024 1567.4757435335946 1.21 8.82
Mar 2024 1582.5513975100775 0.96 7.49
Apr 2024 1615.5677275844405 2.09 10.66
May 2024 1633.919241341358 1.14 10.37
Jun 2024 1623.3983048328669 -0.64 6.38
Jul 2024 1617.2546678489946 -0.38 4.10
Aug 2024 1580.0647800970464 -2.30 -0.46
Sep 2024 1552.6904308644587 -1.73 -3.25
Oct 2024 1582.9742982379971 1.95 -4.24
Nov 2024 1631.9266366971012 3.09 -0.24
Dec 2024 1634.6782879830919 0.17 4.11
Jan 2025 1674.8894928195837 2.46 8.14
Feb 2025 1671.6461697252591 -0.19 6.65
Mar 2025 1654.83982228992 -1.00 4.57
Apr 2025 1665.4117599627552 0.64 3.09
May 2025 1676.2928494605314 0.65 2.59
Jun 2025 1677.502085540766 0.07 3.33
Jul 2025 1671.2508024596023 -0.37 3.34
Aug 2025 1661.9391650329117 -0.56 5.18
Sep 2025 1646.6039956530337 -0.92 6.05
Oct 2025 1639.1036886960956 -0.46 3.55
Nov 2025 1641.2983176892355 0.13 0.57
Dec 2025 1642.270064008136 0.06 0.46
Jan 2026 1637.148188034486 -0.31 -2.25
Feb 2026 1633.7317699751861 -0.21 -2.27