Waterloo, IA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Waterloo, IA Metro in February 2026 was $1,633.732. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -2.27%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Waterloo, IA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Waterloo, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 858.9528429504213 | NaN | NaN |
| Feb 2012 | 862.3043189478298 | 0.39 | NaN |
| Mar 2012 | 869.6677175561557 | 0.85 | NaN |
| Apr 2012 | 870.9985017076594 | 0.15 | NaN |
| May 2012 | 867.4274096515849 | -0.41 | NaN |
| Jun 2012 | 861.2313341242602 | -0.71 | NaN |
| Jul 2012 | 855.0270520045301 | -0.72 | NaN |
| Aug 2012 | 860.3122923270456 | 0.62 | NaN |
| Sep 2012 | 856.625753384918 | -0.43 | NaN |
| Oct 2012 | 851.7624025869073 | -0.57 | NaN |
| Nov 2012 | 851.868292331649 | 0.01 | NaN |
| Dec 2012 | 854.0087060144465 | 0.25 | NaN |
| Jan 2013 | 823.2885223796334 | -3.60 | -4.15 |
| Feb 2013 | 831.5239778153581 | 1.00 | -3.57 |
| Mar 2013 | 835.3757587491644 | 0.46 | -3.94 |
| Apr 2013 | 830.426910796048 | -0.59 | -4.66 |
| May 2013 | 838.3697096863359 | 0.96 | -3.35 |
| Jun 2013 | 872.1396136007937 | 4.03 | 1.27 |
| Jul 2013 | 891.9480755043362 | 2.27 | 4.32 |
| Aug 2013 | 899.7178432973578 | 0.87 | 4.58 |
| Sep 2013 | 903.5989652740824 | 0.43 | 5.48 |
| Oct 2013 | 886.5608809834812 | -1.89 | 4.09 |
| Nov 2013 | 892.7059214425681 | 0.69 | 4.79 |
| Dec 2013 | 909.0560531547062 | 1.83 | 6.45 |
| Jan 2014 | 941.345536377665 | 3.55 | 14.34 |
| Feb 2014 | 933.7717361965254 | -0.80 | 12.30 |
| Mar 2014 | 938.6091509428189 | 0.52 | 12.36 |
| Apr 2014 | 943.62768173279 | 0.54 | 13.63 |
| May 2014 | 939.3836477435975 | -0.45 | 12.05 |
| Jun 2014 | 941.7592225698779 | 0.25 | 7.98 |
| Jul 2014 | 943.3958572219071 | 0.17 | 5.77 |
| Aug 2014 | 945.9882222644706 | 0.28 | 5.14 |
| Sep 2014 | 949.8962941496195 | 0.41 | 5.12 |
| Oct 2014 | 938.9480372461871 | -1.15 | 5.91 |
| Nov 2014 | 934.0895247977205 | -0.52 | 4.64 |
| Dec 2014 | 926.3763487328267 | -0.83 | 1.91 |
| Jan 2015 | 917.5417356745386 | -0.95 | -2.53 |
| Feb 2015 | 922.1430038112778 | 0.50 | -1.25 |
| Mar 2015 | 928.3485548099675 | 0.67 | -1.09 |
| Apr 2015 | 926.7433103082792 | -0.17 | -1.79 |
| May 2015 | 941.1751865573867 | 1.56 | 0.19 |
| Jun 2015 | 952.0251075913352 | 1.15 | 1.09 |
| Jul 2015 | 957.2879452550515 | 0.55 | 1.47 |
| Aug 2015 | 951.1246366886296 | -0.64 | 0.54 |
| Sep 2015 | 953.0769106399493 | 0.21 | 0.34 |
| Oct 2015 | 950.1328126706694 | -0.31 | 1.19 |
| Nov 2015 | 961.3035457644626 | 1.18 | 2.91 |
| Dec 2015 | 965.809539068393 | 0.47 | 4.26 |
| Jan 2016 | 961.0563257392021 | -0.49 | 4.74 |
| Feb 2016 | 950.3842517293751 | -1.11 | 3.06 |
| Mar 2016 | 952.9713179134918 | 0.27 | 2.65 |
| Apr 2016 | 947.1235221836669 | -0.61 | 2.20 |
| May 2016 | 945.1037818600857 | -0.21 | 0.42 |
| Jun 2016 | 942.459111263993 | -0.28 | -1.00 |
| Jul 2016 | 933.2310851928269 | -0.98 | -2.51 |
| Aug 2016 | 932.9741238125507 | -0.03 | -1.91 |
| Sep 2016 | 935.5314025879827 | 0.27 | -1.84 |
| Oct 2016 | 937.0719398010378 | 0.17 | -1.37 |
| Nov 2016 | 956.4824014456856 | 2.07 | -0.50 |
| Dec 2016 | 984.4200890918097 | 2.92 | 1.93 |
| Jan 2017 | 983.786871645895 | -0.06 | 2.37 |
| Feb 2017 | 983.4319205897368 | -0.04 | 3.48 |
| Mar 2017 | 983.7707689786632 | 0.03 | 3.23 |
| Apr 2017 | 974.4284917125142 | -0.95 | 2.88 |
| May 2017 | 973.6696187461923 | -0.08 | 3.02 |
| Jun 2017 | 968.2583274872754 | -0.56 | 2.74 |
| Jul 2017 | 973.2450927987038 | 0.52 | 4.29 |
| Aug 2017 | 969.0925673965833 | -0.43 | 3.87 |
| Sep 2017 | 965.9561165232543 | -0.32 | 3.25 |
| Oct 2017 | 974.4130702456575 | 0.88 | 3.99 |
| Nov 2017 | 979.1248948937657 | 0.48 | 2.37 |
| Dec 2017 | 983.9920312634795 | 0.50 | -0.04 |
| Jan 2018 | 989.8382950293114 | 0.59 | 0.62 |
| Feb 2018 | 1012.2894485162608 | 2.27 | 2.93 |
| Mar 2018 | 1023.2931329109966 | 1.09 | 4.02 |
| Apr 2018 | 1028.6733394426406 | 0.53 | 5.57 |
| May 2018 | 1040.63889958474 | 1.16 | 6.88 |
| Jun 2018 | 1042.2541737676577 | 0.16 | 7.64 |
| Jul 2018 | 1042.7367586646385 | 0.05 | 7.14 |
| Aug 2018 | 1046.362099003028 | 0.35 | 7.97 |
| Sep 2018 | 1054.2236849611288 | 0.75 | 9.14 |
| Oct 2018 | 1070.2578716990024 | 1.52 | 9.84 |
| Nov 2018 | 1076.5224125284778 | 0.59 | 9.95 |
| Dec 2018 | 1063.6411650077553 | -1.20 | 8.09 |
| Jan 2019 | 1046.5649019372079 | -1.60 | 5.73 |
| Feb 2019 | 1044.917842921871 | -0.16 | 3.22 |
| Mar 2019 | 1042.9985297569792 | -0.18 | 1.93 |
| Apr 2019 | 1039.7090145247926 | -0.31 | 1.07 |
| May 2019 | 1038.6549682476154 | -0.10 | -0.19 |
| Jun 2019 | 1024.4183680162582 | -1.37 | -1.71 |
| Jul 2019 | 1025.4572492659545 | 0.10 | -1.66 |
| Aug 2019 | 1017.4846817313345 | -0.78 | -2.76 |
| Sep 2019 | 1018.0479757304735 | 0.06 | -3.43 |
| Oct 2019 | 1026.3114983534178 | 0.81 | -4.11 |
| Nov 2019 | 1029.9909323050542 | 0.36 | -4.32 |
| Dec 2019 | 1034.4722529895412 | 0.44 | -2.74 |
| Jan 2020 | 1022.2262814258968 | -1.18 | -2.33 |
| Feb 2020 | 1009.9954278292687 | -1.20 | -3.34 |
| Mar 2020 | 1007.5940295043762 | -0.24 | -3.39 |
| Apr 2020 | 997.4351401966519 | -1.01 | -4.07 |
| May 2020 | 992.8840377152563 | -0.46 | -4.41 |
| Jun 2020 | 988.6461984928342 | -0.43 | -3.49 |
| Jul 2020 | 980.4257481694324 | -0.83 | -4.39 |
| Aug 2020 | 979.5222449297125 | -0.09 | -3.73 |
| Sep 2020 | 984.9913107248287 | 0.56 | -3.25 |
| Oct 2020 | 988.790494613095 | 0.39 | -3.66 |
| Nov 2020 | 990.4107052674624 | 0.16 | -3.84 |
| Dec 2020 | 987.5298276900141 | -0.29 | -4.54 |
| Jan 2021 | 982.728186098544 | -0.49 | -3.86 |
| Feb 2021 | 990.4726086725605 | 0.79 | -1.93 |
| Mar 2021 | 1013.0529693222443 | 2.28 | 0.54 |
| Apr 2021 | 1016.6518214632923 | 0.36 | 1.93 |
| May 2021 | 1016.5215855895796 | -0.01 | 2.38 |
| Jun 2021 | 1027.3139522064553 | 1.06 | 3.91 |
| Jul 2021 | 1030.3462885596587 | 0.30 | 5.09 |
| Aug 2021 | 1036.762265848472 | 0.62 | 5.84 |
| Sep 2021 | 1045.8492505969061 | 0.88 | 6.18 |
| Oct 2021 | 1062.1420475129742 | 1.56 | 7.42 |
| Nov 2021 | 1066.721745850843 | 0.43 | 7.71 |
| Dec 2021 | 1073.6396135739183 | 0.65 | 8.72 |
| Jan 2022 | 1094.621354089441 | 1.95 | 11.39 |
| Feb 2022 | 1130.8665486744312 | 3.31 | 14.17 |
| Mar 2022 | 1179.0079915705337 | 4.26 | 16.38 |
| Apr 2022 | 1263.7298640652052 | 7.19 | 24.30 |
| May 2022 | 1301.7203949109642 | 3.01 | 28.06 |
| Jun 2022 | 1344.426934948859 | 3.28 | 30.87 |
| Jul 2022 | 1345.3602550969501 | 0.07 | 30.57 |
| Aug 2022 | 1332.1223561083052 | -0.98 | 28.49 |
| Sep 2022 | 1417.3744181099073 | 6.40 | 35.52 |
| Oct 2022 | 1497.3693000056396 | 5.64 | 40.98 |
| Nov 2022 | 1491.9172317712782 | -0.36 | 39.86 |
| Dec 2022 | 1452.1790471998595 | -2.66 | 35.26 |
| Jan 2023 | 1439.7146006122691 | -0.86 | 31.53 |
| Feb 2023 | 1440.3970608871045 | 0.05 | 27.37 |
| Mar 2023 | 1472.350662261368 | 2.22 | 24.88 |
| Apr 2023 | 1460.0047181375887 | -0.84 | 15.53 |
| May 2023 | 1480.4201468243502 | 1.40 | 13.73 |
| Jun 2023 | 1526.039401034889 | 3.08 | 13.51 |
| Jul 2023 | 1553.494356276903 | 1.80 | 15.47 |
| Aug 2023 | 1587.3325509384476 | 2.18 | 19.16 |
| Sep 2023 | 1604.9010399012648 | 1.11 | 13.23 |
| Oct 2023 | 1653.114380678991 | 3.00 | 10.40 |
| Nov 2023 | 1635.9249066376883 | -1.04 | 9.65 |
| Dec 2023 | 1570.1555341239743 | -4.02 | 8.12 |
| Jan 2024 | 1548.8009554980306 | -1.36 | 7.58 |
| Feb 2024 | 1567.4757435335946 | 1.21 | 8.82 |
| Mar 2024 | 1582.5513975100775 | 0.96 | 7.49 |
| Apr 2024 | 1615.5677275844405 | 2.09 | 10.66 |
| May 2024 | 1633.919241341358 | 1.14 | 10.37 |
| Jun 2024 | 1623.3983048328669 | -0.64 | 6.38 |
| Jul 2024 | 1617.2546678489946 | -0.38 | 4.10 |
| Aug 2024 | 1580.0647800970464 | -2.30 | -0.46 |
| Sep 2024 | 1552.6904308644587 | -1.73 | -3.25 |
| Oct 2024 | 1582.9742982379971 | 1.95 | -4.24 |
| Nov 2024 | 1631.9266366971012 | 3.09 | -0.24 |
| Dec 2024 | 1634.6782879830919 | 0.17 | 4.11 |
| Jan 2025 | 1674.8894928195837 | 2.46 | 8.14 |
| Feb 2025 | 1671.6461697252591 | -0.19 | 6.65 |
| Mar 2025 | 1654.83982228992 | -1.00 | 4.57 |
| Apr 2025 | 1665.4117599627552 | 0.64 | 3.09 |
| May 2025 | 1676.2928494605314 | 0.65 | 2.59 |
| Jun 2025 | 1677.502085540766 | 0.07 | 3.33 |
| Jul 2025 | 1671.2508024596023 | -0.37 | 3.34 |
| Aug 2025 | 1661.9391650329117 | -0.56 | 5.18 |
| Sep 2025 | 1646.6039956530337 | -0.92 | 6.05 |
| Oct 2025 | 1639.1036886960956 | -0.46 | 3.55 |
| Nov 2025 | 1641.2983176892355 | 0.13 | 0.57 |
| Dec 2025 | 1642.270064008136 | 0.06 | 0.46 |
| Jan 2026 | 1637.148188034486 | -0.31 | -2.25 |
| Feb 2026 | 1633.7317699751861 | -0.21 | -2.27 |