Watertown, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Watertown, NY Metro in February 2026 was $1,962.185. The month over month percentage change (MoM) was 0.07%, and the year over year percentage change (YoY) was -3.60%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Watertown, NY metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Watertown, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Watertown, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Watertown, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Watertown, NY (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1011.2224196096746 | NaN | NaN |
| Feb 2012 | 1024.60974702615 | 1.32 | NaN |
| Mar 2012 | 1045.7809827150884 | 2.07 | NaN |
| Apr 2012 | 1053.2175786314233 | 0.71 | NaN |
| May 2012 | 1051.7450962584664 | -0.14 | NaN |
| Jun 2012 | 1048.559897553397 | -0.30 | NaN |
| Jul 2012 | 1045.606661196245 | -0.28 | NaN |
| Aug 2012 | 1050.7029628260568 | 0.49 | NaN |
| Sep 2012 | 1040.304474978694 | -0.99 | NaN |
| Oct 2012 | 1027.6443310052564 | -1.22 | NaN |
| Nov 2012 | 1021.5140241373745 | -0.60 | NaN |
| Dec 2012 | 1019.6017854908896 | -0.19 | NaN |
| Jan 2013 | 1026.4769086751562 | 0.67 | 1.51 |
| Feb 2013 | 1041.1502993425854 | 1.43 | 1.61 |
| Mar 2013 | 1050.1596895038642 | 0.87 | 0.42 |
| Apr 2013 | 1048.4300296209015 | -0.16 | -0.45 |
| May 2013 | 1062.4874965026556 | 1.34 | 1.02 |
| Jun 2013 | 1111.0504961126735 | 4.57 | 5.96 |
| Jul 2013 | 1139.4241936440847 | 2.55 | 8.97 |
| Aug 2013 | 1145.836091358966 | 0.56 | 9.05 |
| Sep 2013 | 1142.0052006596725 | -0.33 | 9.78 |
| Oct 2013 | 1112.5804220513005 | -2.58 | 8.27 |
| Nov 2013 | 1110.1193638916202 | -0.22 | 8.67 |
| Dec 2013 | 1121.558242096575 | 1.03 | 10.00 |
| Jan 2014 | 1119.431152132469 | -0.19 | 9.06 |
| Feb 2014 | 1114.6143553894465 | -0.43 | 7.06 |
| Mar 2014 | 1122.0794507478838 | 0.67 | 6.85 |
| Apr 2014 | 1124.5908356416026 | 0.22 | 7.26 |
| May 2014 | 1116.4692500576339 | -0.72 | 5.08 |
| Jun 2014 | 1117.4423304576442 | 0.09 | 0.57 |
| Jul 2014 | 1116.4502645992497 | -0.09 | -2.02 |
| Aug 2014 | 1111.687573807094 | -0.43 | -2.98 |
| Sep 2014 | 1108.1052676246027 | -0.32 | -2.97 |
| Oct 2014 | 1088.8639775301276 | -1.74 | -2.13 |
| Nov 2014 | 1078.1924224891004 | -0.98 | -2.88 |
| Dec 2014 | 1065.0714116925544 | -1.22 | -5.04 |
| Jan 2015 | 1051.9845370559533 | -1.23 | -6.02 |
| Feb 2015 | 1056.818406806102 | 0.46 | -5.18 |
| Mar 2015 | 1061.6339707585612 | 0.46 | -5.39 |
| Apr 2015 | 1055.6340285102729 | -0.56 | -6.13 |
| May 2015 | 1069.7924392759578 | 1.34 | -4.18 |
| Jun 2015 | 1084.1767350106334 | 1.35 | -2.98 |
| Jul 2015 | 1093.5228242993521 | 0.86 | -2.05 |
| Aug 2015 | 1087.63839282558 | -0.54 | -2.16 |
| Sep 2015 | 1087.2990766681776 | -0.03 | -1.88 |
| Oct 2015 | 1078.1327652410462 | -0.84 | -0.99 |
| Nov 2015 | 1082.4016749165057 | 0.40 | 0.39 |
| Dec 2015 | 1080.471180172063 | -0.18 | 1.45 |
| Jan 2016 | 1073.081892036265 | -0.68 | 2.01 |
| Feb 2016 | 1060.5049639671925 | -1.17 | 0.35 |
| Mar 2016 | 1062.5529887785292 | 0.19 | 0.09 |
| Apr 2016 | 1053.9690477486947 | -0.81 | -0.16 |
| May 2016 | 1051.1653470888436 | -0.27 | -1.74 |
| Jun 2016 | 1049.0910081705483 | -0.20 | -3.24 |
| Jul 2016 | 1039.8482352749743 | -0.88 | -4.91 |
| Aug 2016 | 1038.0570753932675 | -0.17 | -4.56 |
| Sep 2016 | 1037.0702538852133 | -0.09 | -4.62 |
| Oct 2016 | 1036.1611837139667 | -0.09 | -3.89 |
| Nov 2016 | 1057.0585610993494 | 2.02 | -2.34 |
| Dec 2016 | 1090.046831999678 | 3.12 | 0.89 |
| Jan 2017 | 1097.375626488023 | 0.67 | 2.26 |
| Feb 2017 | 1096.9402498576267 | -0.04 | 3.44 |
| Mar 2017 | 1095.415828585215 | -0.14 | 3.09 |
| Apr 2017 | 1082.4891784382103 | -1.18 | 2.71 |
| May 2017 | 1079.2773713445608 | -0.30 | 2.67 |
| Jun 2017 | 1070.0324850576922 | -0.86 | 2.00 |
| Jul 2017 | 1075.3994512133743 | 0.50 | 3.42 |
| Aug 2017 | 1072.1740042001074 | -0.30 | 3.29 |
| Sep 2017 | 1071.725654563566 | -0.04 | 3.34 |
| Oct 2017 | 1081.4836862802274 | 0.91 | 4.37 |
| Nov 2017 | 1087.121348608311 | 0.52 | 2.84 |
| Dec 2017 | 1092.5643849397889 | 0.50 | 0.23 |
| Jan 2018 | 1133.1493227639826 | 3.72 | 3.26 |
| Feb 2018 | 1154.068198726329 | 1.85 | 5.21 |
| Mar 2018 | 1162.784350714268 | 0.76 | 6.15 |
| Apr 2018 | 1166.8710120319904 | 0.35 | 7.80 |
| May 2018 | 1182.2362126245912 | 1.32 | 9.54 |
| Jun 2018 | 1187.8980614057434 | 0.48 | 11.02 |
| Jul 2018 | 1192.638607740763 | 0.40 | 10.90 |
| Aug 2018 | 1200.2616993627803 | 0.64 | 11.95 |
| Sep 2018 | 1210.5629050685834 | 0.86 | 12.96 |
| Oct 2018 | 1224.681728996944 | 1.17 | 13.24 |
| Nov 2018 | 1225.0057293804712 | 0.03 | 12.68 |
| Dec 2018 | 1203.8270768251855 | -1.73 | 10.18 |
| Jan 2019 | 1190.5188239605525 | -1.10 | 5.06 |
| Feb 2019 | 1185.308342920913 | -0.44 | 2.71 |
| Mar 2019 | 1181.933084322374 | -0.28 | 1.65 |
| Apr 2019 | 1176.4265954830732 | -0.47 | 0.82 |
| May 2019 | 1173.8201610937826 | -0.22 | -0.71 |
| Jun 2019 | 1155.7810810932133 | -1.54 | -2.70 |
| Jul 2019 | 1157.2198898311508 | 0.12 | -2.97 |
| Aug 2019 | 1151.780433548145 | -0.47 | -4.04 |
| Sep 2019 | 1156.7399050164233 | 0.43 | -4.45 |
| Oct 2019 | 1168.4393115998057 | 1.01 | -4.59 |
| Nov 2019 | 1173.8354953951828 | 0.46 | -4.18 |
| Dec 2019 | 1180.3368558147613 | 0.55 | -1.95 |
| Jan 2020 | 1176.4030636763052 | -0.33 | -1.19 |
| Feb 2020 | 1168.4917225096688 | -0.67 | -1.42 |
| Mar 2020 | 1170.993511454145 | 0.21 | -0.93 |
| Apr 2020 | 1164.515354717064 | -0.55 | -1.01 |
| May 2020 | 1161.7412759832955 | -0.24 | -1.03 |
| Jun 2020 | 1158.4151018807704 | -0.29 | 0.23 |
| Jul 2020 | 1148.1996678791108 | -0.88 | -0.78 |
| Aug 2020 | 1143.5833141189046 | -0.40 | -0.71 |
| Sep 2020 | 1147.4806313582765 | 0.34 | -0.80 |
| Oct 2020 | 1156.630511891352 | 0.80 | -1.01 |
| Nov 2020 | 1169.1024401462057 | 1.08 | -0.40 |
| Dec 2020 | 1178.1409836652679 | 0.77 | -0.19 |
| Jan 2021 | 1193.265274639911 | 1.28 | 1.43 |
| Feb 2021 | 1207.5553497368967 | 1.20 | 3.34 |
| Mar 2021 | 1237.6326944653904 | 2.49 | 5.69 |
| Apr 2021 | 1244.1237326086914 | 0.52 | 6.84 |
| May 2021 | 1247.9445634611357 | 0.31 | 7.42 |
| Jun 2021 | 1261.2821960451745 | 1.07 | 8.88 |
| Jul 2021 | 1263.2184995597263 | 0.15 | 10.02 |
| Aug 2021 | 1265.095794992615 | 0.15 | 10.63 |
| Sep 2021 | 1268.0416014070147 | 0.23 | 10.51 |
| Oct 2021 | 1281.1552977933898 | 1.03 | 10.77 |
| Nov 2021 | 1283.5069474802574 | 0.18 | 9.79 |
| Dec 2021 | 1292.121626033519 | 0.67 | 9.68 |
| Jan 2022 | 1334.6548696658656 | 3.29 | 11.85 |
| Feb 2022 | 1378.9619114977788 | 3.32 | 14.20 |
| Mar 2022 | 1436.7470348446468 | 4.19 | 16.09 |
| Apr 2022 | 1536.4523040742538 | 6.94 | 23.50 |
| May 2022 | 1584.128024037029 | 3.10 | 26.94 |
| Jun 2022 | 1641.9383999912734 | 3.65 | 30.18 |
| Jul 2022 | 1649.9710669220956 | 0.49 | 30.62 |
| Aug 2022 | 1640.4779708454992 | -0.57 | 29.67 |
| Sep 2022 | 1736.060128567059 | 5.83 | 36.91 |
| Oct 2022 | 1824.5443118766855 | 5.10 | 42.41 |
| Nov 2022 | 1813.8327280603535 | -0.59 | 41.32 |
| Dec 2022 | 1766.7375709981834 | -2.60 | 36.73 |
| Jan 2023 | 1752.9521018218054 | -0.78 | 31.34 |
| Feb 2023 | 1747.0741488181193 | -0.33 | 26.70 |
| Mar 2023 | 1773.861201368201 | 1.53 | 23.46 |
| Apr 2023 | 1753.1425552556955 | -1.17 | 14.10 |
| May 2023 | 1768.9052797739641 | 0.90 | 11.66 |
| Jun 2023 | 1815.3012480517264 | 2.62 | 10.56 |
| Jul 2023 | 1846.312366185633 | 1.71 | 11.90 |
| Aug 2023 | 1891.2563494980204 | 2.43 | 15.29 |
| Sep 2023 | 1921.5530591534125 | 1.60 | 10.69 |
| Oct 2023 | 1987.232768295753 | 3.42 | 8.92 |
| Nov 2023 | 1981.4471380657967 | -0.29 | 9.24 |
| Dec 2023 | 1914.162621092678 | -3.40 | 8.34 |
| Jan 2024 | 1892.4978090267562 | -1.13 | 7.96 |
| Feb 2024 | 1906.700926531587 | 0.75 | 9.14 |
| Mar 2024 | 1918.3195335589544 | 0.61 | 8.14 |
| Apr 2024 | 1956.744006554006 | 2.00 | 11.61 |
| May 2024 | 1985.4249742445948 | 1.47 | 12.24 |
| Jun 2024 | 1989.7672471680503 | 0.22 | 9.61 |
| Jul 2024 | 1997.7986277661826 | 0.40 | 8.21 |
| Aug 2024 | 1966.4646692087363 | -1.57 | 3.98 |
| Sep 2024 | 1939.6731816723336 | -1.36 | 0.94 |
| Oct 2024 | 1976.1895045913734 | 1.88 | -0.56 |
| Nov 2024 | 2027.7844803951098 | 2.61 | 2.34 |
| Dec 2024 | 2022.0484538799942 | -0.28 | 5.64 |
| Jan 2025 | 2051.9900620838835 | 1.48 | 8.43 |
| Feb 2025 | 2035.4926146940848 | -0.80 | 6.76 |
| Mar 2025 | 2004.3642471346566 | -1.53 | 4.49 |
| Apr 2025 | 2010.3845129945967 | 0.30 | 2.74 |
| May 2025 | 2019.4020496275684 | 0.45 | 1.71 |
| Jun 2025 | 2021.790512732377 | 0.12 | 1.61 |
| Jul 2025 | 2015.0850585385383 | -0.33 | 0.87 |
| Aug 2025 | 2001.7788070239378 | -0.66 | 1.80 |
| Sep 2025 | 1982.31345885672 | -0.97 | 2.20 |
| Oct 2025 | 1971.7148409723652 | -0.53 | -0.23 |
| Nov 2025 | 1971.3881242610769 | -0.02 | -2.78 |
| Dec 2025 | 1967.9839819182087 | -0.17 | -2.67 |
| Jan 2026 | 1960.876786575107 | -0.36 | -4.44 |
| Feb 2026 | 1962.1849096900442 | 0.07 | -3.60 |
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