Wilmington, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Wilmington, NC Metro in February 2026 was $3,265.851. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -6.47%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1299.2897159863637 | NaN | NaN |
| Feb 2012 | 1291.107920775875 | -0.63 | NaN |
| Mar 2012 | 1289.8712333926553 | -0.10 | NaN |
| Apr 2012 | 1277.565538489363 | -0.95 | NaN |
| May 2012 | 1261.1719867356278 | -1.28 | NaN |
| Jun 2012 | 1247.6320814882788 | -1.07 | NaN |
| Jul 2012 | 1235.90674447183 | -0.94 | NaN |
| Aug 2012 | 1242.371934081047 | 0.52 | NaN |
| Sep 2012 | 1235.7291980804098 | -0.53 | NaN |
| Oct 2012 | 1227.5418154319846 | -0.66 | NaN |
| Nov 2012 | 1227.2789427239036 | -0.02 | NaN |
| Dec 2012 | 1229.1650837455904 | 0.15 | NaN |
| Jan 2013 | 1245.831860141659 | 1.36 | -4.11 |
| Feb 2013 | 1264.213235315378 | 1.48 | -2.08 |
| Mar 2013 | 1274.0374787912478 | 0.78 | -1.23 |
| Apr 2013 | 1267.9017956274563 | -0.48 | -0.76 |
| May 2013 | 1281.854604866387 | 1.10 | 1.64 |
| Jun 2013 | 1340.7341548425968 | 4.59 | 7.46 |
| Jul 2013 | 1377.5684359150837 | 2.75 | 11.46 |
| Aug 2013 | 1393.4861625065505 | 1.16 | 12.16 |
| Sep 2013 | 1406.187145871375 | 0.91 | 13.79 |
| Oct 2013 | 1383.6187228168687 | -1.60 | 12.72 |
| Nov 2013 | 1395.6222840810817 | 0.87 | 13.72 |
| Dec 2013 | 1420.9333222756643 | 1.81 | 15.60 |
| Jan 2014 | 1439.6423740877199 | 1.32 | 15.56 |
| Feb 2014 | 1430.807791791302 | -0.61 | 13.18 |
| Mar 2014 | 1438.4501787505037 | 0.53 | 12.91 |
| Apr 2014 | 1439.7470115158449 | 0.09 | 13.55 |
| May 2014 | 1424.981680852706 | -1.03 | 11.17 |
| Jun 2014 | 1422.0203679008932 | -0.21 | 6.06 |
| Jul 2014 | 1422.4235890876957 | 0.03 | 3.26 |
| Aug 2014 | 1426.8911782755008 | 0.31 | 2.40 |
| Sep 2014 | 1439.6897831728295 | 0.90 | 2.38 |
| Oct 2014 | 1432.2072452724626 | -0.52 | 3.51 |
| Nov 2014 | 1434.3495742379152 | 0.15 | 2.78 |
| Dec 2014 | 1427.4976415879983 | -0.48 | 0.46 |
| Jan 2015 | 1387.576374773904 | -2.80 | -3.62 |
| Feb 2015 | 1400.6262730601013 | 0.94 | -2.11 |
| Mar 2015 | 1413.7793164335706 | 0.94 | -1.71 |
| Apr 2015 | 1411.0220924785997 | -0.19 | -1.99 |
| May 2015 | 1436.8177120688424 | 1.83 | 0.83 |
| Jun 2015 | 1460.0431481851297 | 1.62 | 2.67 |
| Jul 2015 | 1472.8704258611328 | 0.88 | 3.55 |
| Aug 2015 | 1460.6138145207653 | -0.83 | 2.36 |
| Sep 2015 | 1464.8964433729282 | 0.29 | 1.75 |
| Oct 2015 | 1461.145612842327 | -0.26 | 2.02 |
| Nov 2015 | 1483.287985332695 | 1.52 | 3.41 |
| Dec 2015 | 1491.5313794374679 | 0.56 | 4.49 |
| Jan 2016 | 1482.4341381055058 | -0.61 | 6.84 |
| Feb 2016 | 1463.9716031762655 | -1.25 | 4.52 |
| Mar 2016 | 1469.1360322149467 | 0.35 | 3.92 |
| Apr 2016 | 1458.7671347201947 | -0.71 | 3.38 |
| May 2016 | 1456.9115064632 | -0.13 | 1.40 |
| Jun 2016 | 1453.4272297548841 | -0.24 | -0.45 |
| Jul 2016 | 1438.9195305960807 | -1.00 | -2.31 |
| Aug 2016 | 1440.2631343170328 | 0.09 | -1.39 |
| Sep 2016 | 1447.1455728065403 | 0.48 | -1.21 |
| Oct 2016 | 1454.7953397969497 | 0.53 | -0.43 |
| Nov 2016 | 1497.1863806761955 | 2.91 | 0.94 |
| Dec 2016 | 1555.5114578749499 | 3.90 | 4.29 |
| Jan 2017 | 1550.2453273715137 | -0.34 | 4.57 |
| Feb 2017 | 1559.1427158188735 | 0.57 | 6.50 |
| Mar 2017 | 1570.371754102907 | 0.72 | 6.89 |
| Apr 2017 | 1562.6796710509632 | -0.49 | 7.12 |
| May 2017 | 1568.4122688223301 | 0.37 | 7.65 |
| Jun 2017 | 1564.8280477013827 | -0.23 | 7.67 |
| Jul 2017 | 1579.2417895976514 | 0.92 | 9.75 |
| Aug 2017 | 1574.6840406125957 | -0.29 | 9.33 |
| Sep 2017 | 1571.1435895198551 | -0.22 | 8.57 |
| Oct 2017 | 1587.9502022815718 | 1.07 | 9.15 |
| Nov 2017 | 1598.2282476684936 | 0.65 | 6.75 |
| Dec 2017 | 1609.9777945687458 | 0.74 | 3.50 |
| Jan 2018 | 1623.1708773125852 | 0.82 | 4.70 |
| Feb 2018 | 1670.282457221962 | 2.90 | 7.13 |
| Mar 2018 | 1693.6160964958653 | 1.40 | 7.85 |
| Apr 2018 | 1704.4186203563088 | 0.64 | 9.07 |
| May 2018 | 1727.1348877239966 | 1.33 | 10.12 |
| Jun 2018 | 1730.5345219514234 | 0.20 | 10.59 |
| Jul 2018 | 1730.3951892499135 | -0.01 | 9.57 |
| Aug 2018 | 1739.0217923078812 | 0.50 | 10.44 |
| Sep 2018 | 1755.5803074824762 | 0.95 | 11.74 |
| Oct 2018 | 1789.3856507444925 | 1.93 | 12.69 |
| Nov 2018 | 1799.2978775179397 | 0.55 | 12.58 |
| Dec 2018 | 1772.809104032963 | -1.47 | 10.11 |
| Jan 2019 | 1743.2174005900322 | -1.67 | 7.40 |
| Feb 2019 | 1737.9202801030242 | -0.30 | 4.05 |
| Mar 2019 | 1733.1588950738756 | -0.27 | 2.34 |
| Apr 2019 | 1727.2691693742504 | -0.34 | 1.34 |
| May 2019 | 1726.5922569069946 | -0.04 | -0.03 |
| Jun 2019 | 1696.1649746118212 | -1.76 | -1.99 |
| Jul 2019 | 1696.9036638905554 | 0.04 | -1.93 |
| Aug 2019 | 1684.1454579672356 | -0.75 | -3.16 |
| Sep 2019 | 1689.299916735116 | 0.31 | -3.77 |
| Oct 2019 | 1708.5161554833244 | 1.14 | -4.52 |
| Nov 2019 | 1719.036698107602 | 0.62 | -4.46 |
| Dec 2019 | 1733.5316082636077 | 0.84 | -2.22 |
| Jan 2020 | 1711.7600673753616 | -1.26 | -1.80 |
| Feb 2020 | 1701.3663507820665 | -0.61 | -2.10 |
| Mar 2020 | 1712.4906065949513 | 0.65 | -1.19 |
| Apr 2020 | 1705.0271638097968 | -0.44 | -1.29 |
| May 2020 | 1702.766690522848 | -0.13 | -1.38 |
| Jun 2020 | 1698.0601742021363 | -0.28 | 0.11 |
| Jul 2020 | 1682.7599325992553 | -0.90 | -0.83 |
| Aug 2020 | 1680.1532089578664 | -0.15 | -0.24 |
| Sep 2020 | 1688.6706451004338 | 0.51 | -0.04 |
| Oct 2020 | 1699.5072842119846 | 0.64 | -0.53 |
| Nov 2020 | 1710.0434979631116 | 0.62 | -0.52 |
| Dec 2020 | 1718.5535212941609 | 0.50 | -0.86 |
| Jan 2021 | 1745.1549373166358 | 1.55 | 1.95 |
| Feb 2021 | 1777.1131329146235 | 1.83 | 4.45 |
| Mar 2021 | 1840.119059794248 | 3.55 | 7.45 |
| Apr 2021 | 1862.0454544923991 | 1.19 | 9.21 |
| May 2021 | 1876.7961444096672 | 0.79 | 10.22 |
| Jun 2021 | 1910.8904523033248 | 1.82 | 12.53 |
| Jul 2021 | 1926.206255140494 | 0.80 | 14.47 |
| Aug 2021 | 1949.3756592373788 | 1.20 | 16.02 |
| Sep 2021 | 1981.3052777064029 | 1.64 | 17.33 |
| Oct 2021 | 2030.0612160729452 | 2.46 | 19.45 |
| Nov 2021 | 2051.7728480302517 | 1.07 | 19.98 |
| Dec 2021 | 2079.1353686717025 | 1.33 | 20.98 |
| Jan 2022 | 2139.549078993908 | 2.91 | 22.60 |
| Feb 2022 | 2231.715716318564 | 4.31 | 25.58 |
| Mar 2022 | 2354.2522421893364 | 5.49 | 27.94 |
| Apr 2022 | 2569.1787728862023 | 9.13 | 37.98 |
| May 2022 | 2672.945681123908 | 4.04 | 42.42 |
| Jun 2022 | 2782.6043389468987 | 4.10 | 45.62 |
| Jul 2022 | 2787.893850793346 | 0.19 | 44.74 |
| Aug 2022 | 2763.03179141327 | -0.89 | 41.74 |
| Sep 2022 | 2975.779416899066 | 7.70 | 50.19 |
| Oct 2022 | 3177.588390198007 | 6.78 | 56.53 |
| Nov 2022 | 3167.817319767508 | -0.31 | 54.39 |
| Dec 2022 | 3069.671592767232 | -3.10 | 47.64 |
| Jan 2023 | 3040.9990735317674 | -0.93 | 42.13 |
| Feb 2023 | 3040.652035795757 | -0.01 | 36.25 |
| Mar 2023 | 3120.5176473893334 | 2.63 | 32.55 |
| Apr 2023 | 3092.828024499707 | -0.89 | 20.38 |
| May 2023 | 3138.692698250171 | 1.48 | 17.42 |
| Jun 2023 | 3237.5829611021486 | 3.15 | 16.35 |
| Jul 2023 | 3293.96127125304 | 1.74 | 18.15 |
| Aug 2023 | 3374.1219829985625 | 2.43 | 22.12 |
| Sep 2023 | 3423.608563003295 | 1.47 | 15.05 |
| Oct 2023 | 3547.5051011154933 | 3.62 | 11.64 |
| Nov 2023 | 3514.6174839420937 | -0.93 | 10.95 |
| Dec 2023 | 3363.692820636826 | -4.29 | 9.58 |
| Jan 2024 | 3326.752647732863 | -1.10 | 9.40 |
| Feb 2024 | 3374.3298400440844 | 1.43 | 10.97 |
| Mar 2024 | 3402.687400818262 | 0.84 | 9.04 |
| Apr 2024 | 3467.313651230248 | 1.90 | 12.11 |
| May 2024 | 3497.2281975611086 | 0.86 | 11.42 |
| Jun 2024 | 3462.6228808428114 | -0.99 | 6.95 |
| Jul 2024 | 3443.2110878197964 | -0.56 | 4.53 |
| Aug 2024 | 3351.4585958490134 | -2.66 | -0.67 |
| Sep 2024 | 3281.9545973088716 | -2.07 | -4.14 |
| Oct 2024 | 3349.4458417638307 | 2.06 | -5.58 |
| Nov 2024 | 3450.974703281587 | 3.03 | -1.81 |
| Dec 2024 | 3431.0316920374203 | -0.58 | 2.00 |
| Jan 2025 | 3516.389705069263 | 2.49 | 5.70 |
| Feb 2025 | 3491.87446171522 | -0.70 | 3.48 |
| Mar 2025 | 3444.188564387239 | -1.37 | 1.22 |
| Apr 2025 | 3460.2414075038323 | 0.47 | -0.20 |
| May 2025 | 3478.108069832224 | 0.52 | -0.55 |
| Jun 2025 | 3471.286034098296 | -0.20 | 0.25 |
| Jul 2025 | 3438.4356689614365 | -0.95 | -0.14 |
| Aug 2025 | 3396.5295742786902 | -1.22 | 1.35 |
| Sep 2025 | 3342.1553463902437 | -1.60 | 1.83 |
| Oct 2025 | 3317.6457855752965 | -0.73 | -0.95 |
| Nov 2025 | 3313.6552235167783 | -0.12 | -3.98 |
| Dec 2025 | 3302.3120415757035 | -0.34 | -3.75 |
| Jan 2026 | 3279.811016785663 | -0.68 | -6.73 |
| Feb 2026 | 3265.8510543632115 | -0.43 | -6.47 |