Wilmington, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Wilmington, NC Metro in February 2026 was $3,265.851. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -6.47%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Wilmington, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Wilmington, NC (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1299.2897159863637 NaN NaN
Feb 2012 1291.107920775875 -0.63 NaN
Mar 2012 1289.8712333926553 -0.10 NaN
Apr 2012 1277.565538489363 -0.95 NaN
May 2012 1261.1719867356278 -1.28 NaN
Jun 2012 1247.6320814882788 -1.07 NaN
Jul 2012 1235.90674447183 -0.94 NaN
Aug 2012 1242.371934081047 0.52 NaN
Sep 2012 1235.7291980804098 -0.53 NaN
Oct 2012 1227.5418154319846 -0.66 NaN
Nov 2012 1227.2789427239036 -0.02 NaN
Dec 2012 1229.1650837455904 0.15 NaN
Jan 2013 1245.831860141659 1.36 -4.11
Feb 2013 1264.213235315378 1.48 -2.08
Mar 2013 1274.0374787912478 0.78 -1.23
Apr 2013 1267.9017956274563 -0.48 -0.76
May 2013 1281.854604866387 1.10 1.64
Jun 2013 1340.7341548425968 4.59 7.46
Jul 2013 1377.5684359150837 2.75 11.46
Aug 2013 1393.4861625065505 1.16 12.16
Sep 2013 1406.187145871375 0.91 13.79
Oct 2013 1383.6187228168687 -1.60 12.72
Nov 2013 1395.6222840810817 0.87 13.72
Dec 2013 1420.9333222756643 1.81 15.60
Jan 2014 1439.6423740877199 1.32 15.56
Feb 2014 1430.807791791302 -0.61 13.18
Mar 2014 1438.4501787505037 0.53 12.91
Apr 2014 1439.7470115158449 0.09 13.55
May 2014 1424.981680852706 -1.03 11.17
Jun 2014 1422.0203679008932 -0.21 6.06
Jul 2014 1422.4235890876957 0.03 3.26
Aug 2014 1426.8911782755008 0.31 2.40
Sep 2014 1439.6897831728295 0.90 2.38
Oct 2014 1432.2072452724626 -0.52 3.51
Nov 2014 1434.3495742379152 0.15 2.78
Dec 2014 1427.4976415879983 -0.48 0.46
Jan 2015 1387.576374773904 -2.80 -3.62
Feb 2015 1400.6262730601013 0.94 -2.11
Mar 2015 1413.7793164335706 0.94 -1.71
Apr 2015 1411.0220924785997 -0.19 -1.99
May 2015 1436.8177120688424 1.83 0.83
Jun 2015 1460.0431481851297 1.62 2.67
Jul 2015 1472.8704258611328 0.88 3.55
Aug 2015 1460.6138145207653 -0.83 2.36
Sep 2015 1464.8964433729282 0.29 1.75
Oct 2015 1461.145612842327 -0.26 2.02
Nov 2015 1483.287985332695 1.52 3.41
Dec 2015 1491.5313794374679 0.56 4.49
Jan 2016 1482.4341381055058 -0.61 6.84
Feb 2016 1463.9716031762655 -1.25 4.52
Mar 2016 1469.1360322149467 0.35 3.92
Apr 2016 1458.7671347201947 -0.71 3.38
May 2016 1456.9115064632 -0.13 1.40
Jun 2016 1453.4272297548841 -0.24 -0.45
Jul 2016 1438.9195305960807 -1.00 -2.31
Aug 2016 1440.2631343170328 0.09 -1.39
Sep 2016 1447.1455728065403 0.48 -1.21
Oct 2016 1454.7953397969497 0.53 -0.43
Nov 2016 1497.1863806761955 2.91 0.94
Dec 2016 1555.5114578749499 3.90 4.29
Jan 2017 1550.2453273715137 -0.34 4.57
Feb 2017 1559.1427158188735 0.57 6.50
Mar 2017 1570.371754102907 0.72 6.89
Apr 2017 1562.6796710509632 -0.49 7.12
May 2017 1568.4122688223301 0.37 7.65
Jun 2017 1564.8280477013827 -0.23 7.67
Jul 2017 1579.2417895976514 0.92 9.75
Aug 2017 1574.6840406125957 -0.29 9.33
Sep 2017 1571.1435895198551 -0.22 8.57
Oct 2017 1587.9502022815718 1.07 9.15
Nov 2017 1598.2282476684936 0.65 6.75
Dec 2017 1609.9777945687458 0.74 3.50
Jan 2018 1623.1708773125852 0.82 4.70
Feb 2018 1670.282457221962 2.90 7.13
Mar 2018 1693.6160964958653 1.40 7.85
Apr 2018 1704.4186203563088 0.64 9.07
May 2018 1727.1348877239966 1.33 10.12
Jun 2018 1730.5345219514234 0.20 10.59
Jul 2018 1730.3951892499135 -0.01 9.57
Aug 2018 1739.0217923078812 0.50 10.44
Sep 2018 1755.5803074824762 0.95 11.74
Oct 2018 1789.3856507444925 1.93 12.69
Nov 2018 1799.2978775179397 0.55 12.58
Dec 2018 1772.809104032963 -1.47 10.11
Jan 2019 1743.2174005900322 -1.67 7.40
Feb 2019 1737.9202801030242 -0.30 4.05
Mar 2019 1733.1588950738756 -0.27 2.34
Apr 2019 1727.2691693742504 -0.34 1.34
May 2019 1726.5922569069946 -0.04 -0.03
Jun 2019 1696.1649746118212 -1.76 -1.99
Jul 2019 1696.9036638905554 0.04 -1.93
Aug 2019 1684.1454579672356 -0.75 -3.16
Sep 2019 1689.299916735116 0.31 -3.77
Oct 2019 1708.5161554833244 1.14 -4.52
Nov 2019 1719.036698107602 0.62 -4.46
Dec 2019 1733.5316082636077 0.84 -2.22
Jan 2020 1711.7600673753616 -1.26 -1.80
Feb 2020 1701.3663507820665 -0.61 -2.10
Mar 2020 1712.4906065949513 0.65 -1.19
Apr 2020 1705.0271638097968 -0.44 -1.29
May 2020 1702.766690522848 -0.13 -1.38
Jun 2020 1698.0601742021363 -0.28 0.11
Jul 2020 1682.7599325992553 -0.90 -0.83
Aug 2020 1680.1532089578664 -0.15 -0.24
Sep 2020 1688.6706451004338 0.51 -0.04
Oct 2020 1699.5072842119846 0.64 -0.53
Nov 2020 1710.0434979631116 0.62 -0.52
Dec 2020 1718.5535212941609 0.50 -0.86
Jan 2021 1745.1549373166358 1.55 1.95
Feb 2021 1777.1131329146235 1.83 4.45
Mar 2021 1840.119059794248 3.55 7.45
Apr 2021 1862.0454544923991 1.19 9.21
May 2021 1876.7961444096672 0.79 10.22
Jun 2021 1910.8904523033248 1.82 12.53
Jul 2021 1926.206255140494 0.80 14.47
Aug 2021 1949.3756592373788 1.20 16.02
Sep 2021 1981.3052777064029 1.64 17.33
Oct 2021 2030.0612160729452 2.46 19.45
Nov 2021 2051.7728480302517 1.07 19.98
Dec 2021 2079.1353686717025 1.33 20.98
Jan 2022 2139.549078993908 2.91 22.60
Feb 2022 2231.715716318564 4.31 25.58
Mar 2022 2354.2522421893364 5.49 27.94
Apr 2022 2569.1787728862023 9.13 37.98
May 2022 2672.945681123908 4.04 42.42
Jun 2022 2782.6043389468987 4.10 45.62
Jul 2022 2787.893850793346 0.19 44.74
Aug 2022 2763.03179141327 -0.89 41.74
Sep 2022 2975.779416899066 7.70 50.19
Oct 2022 3177.588390198007 6.78 56.53
Nov 2022 3167.817319767508 -0.31 54.39
Dec 2022 3069.671592767232 -3.10 47.64
Jan 2023 3040.9990735317674 -0.93 42.13
Feb 2023 3040.652035795757 -0.01 36.25
Mar 2023 3120.5176473893334 2.63 32.55
Apr 2023 3092.828024499707 -0.89 20.38
May 2023 3138.692698250171 1.48 17.42
Jun 2023 3237.5829611021486 3.15 16.35
Jul 2023 3293.96127125304 1.74 18.15
Aug 2023 3374.1219829985625 2.43 22.12
Sep 2023 3423.608563003295 1.47 15.05
Oct 2023 3547.5051011154933 3.62 11.64
Nov 2023 3514.6174839420937 -0.93 10.95
Dec 2023 3363.692820636826 -4.29 9.58
Jan 2024 3326.752647732863 -1.10 9.40
Feb 2024 3374.3298400440844 1.43 10.97
Mar 2024 3402.687400818262 0.84 9.04
Apr 2024 3467.313651230248 1.90 12.11
May 2024 3497.2281975611086 0.86 11.42
Jun 2024 3462.6228808428114 -0.99 6.95
Jul 2024 3443.2110878197964 -0.56 4.53
Aug 2024 3351.4585958490134 -2.66 -0.67
Sep 2024 3281.9545973088716 -2.07 -4.14
Oct 2024 3349.4458417638307 2.06 -5.58
Nov 2024 3450.974703281587 3.03 -1.81
Dec 2024 3431.0316920374203 -0.58 2.00
Jan 2025 3516.389705069263 2.49 5.70
Feb 2025 3491.87446171522 -0.70 3.48
Mar 2025 3444.188564387239 -1.37 1.22
Apr 2025 3460.2414075038323 0.47 -0.20
May 2025 3478.108069832224 0.52 -0.55
Jun 2025 3471.286034098296 -0.20 0.25
Jul 2025 3438.4356689614365 -0.95 -0.14
Aug 2025 3396.5295742786902 -1.22 1.35
Sep 2025 3342.1553463902437 -1.60 1.83
Oct 2025 3317.6457855752965 -0.73 -0.95
Nov 2025 3313.6552235167783 -0.12 -3.98
Dec 2025 3302.3120415757035 -0.34 -3.75
Jan 2026 3279.811016785663 -0.68 -6.73
Feb 2026 3265.8510543632115 -0.43 -6.47