Winchester, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Winchester, VA Metro in February 2026 was $2,802.386. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -4.66%.
The chart below shows the trend of the total monthly payments with 10% down for all homes in the Winchester, VA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Winchester, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1148.206839789236 | NaN | NaN |
| Feb 2012 | 1147.251297446788 | -0.08 | NaN |
| Mar 2012 | 1147.986773147855 | 0.06 | NaN |
| Apr 2012 | 1136.689316190692 | -0.98 | NaN |
| May 2012 | 1124.9615815680718 | -1.03 | NaN |
| Jun 2012 | 1118.0238891522256 | -0.62 | NaN |
| Jul 2012 | 1113.0253720752044 | -0.45 | NaN |
| Aug 2012 | 1123.7782359063435 | 0.97 | NaN |
| Sep 2012 | 1118.7329386301103 | -0.45 | NaN |
| Oct 2012 | 1111.5803336882861 | -0.64 | NaN |
| Nov 2012 | 1110.6781720630793 | -0.08 | NaN |
| Dec 2012 | 1111.2536070168546 | 0.05 | NaN |
| Jan 2013 | 1120.5911552637924 | 0.84 | -2.40 |
| Feb 2013 | 1136.9847565445998 | 1.46 | -0.89 |
| Mar 2013 | 1146.5648878613376 | 0.84 | -0.12 |
| Apr 2013 | 1140.8728292870162 | -0.50 | 0.37 |
| May 2013 | 1159.2087836729902 | 1.61 | 3.04 |
| Jun 2013 | 1222.9612546157366 | 5.50 | 9.39 |
| Jul 2013 | 1263.2936704280498 | 3.30 | 13.50 |
| Aug 2013 | 1278.4575590962622 | 1.20 | 13.76 |
| Sep 2013 | 1287.3090672674293 | 0.69 | 15.07 |
| Oct 2013 | 1262.136087813133 | -1.95 | 13.54 |
| Nov 2013 | 1272.9331775397327 | 0.86 | 14.61 |
| Dec 2013 | 1297.060149907702 | 1.90 | 16.72 |
| Jan 2014 | 1266.5879308077729 | -2.35 | 13.03 |
| Feb 2014 | 1254.5251119986756 | -0.95 | 10.34 |
| Mar 2014 | 1260.7952473205166 | 0.50 | 9.96 |
| Apr 2014 | 1263.3488427837895 | 0.20 | 10.74 |
| May 2014 | 1254.6370720505304 | -0.69 | 8.23 |
| Jun 2014 | 1257.3116923889916 | 0.21 | 2.81 |
| Jul 2014 | 1259.1292873003867 | 0.14 | -0.33 |
| Aug 2014 | 1260.6297160280424 | 0.12 | -1.39 |
| Sep 2014 | 1269.8866872260546 | 0.73 | -1.35 |
| Oct 2014 | 1258.8609153380778 | -0.87 | -0.26 |
| Nov 2014 | 1256.7342773285093 | -0.17 | -1.27 |
| Dec 2014 | 1244.305419916128 | -0.99 | -4.07 |
| Jan 2015 | 1264.5169291294303 | 1.62 | -0.16 |
| Feb 2015 | 1271.5885384433218 | 0.56 | 1.36 |
| Mar 2015 | 1280.5759754627688 | 0.71 | 1.57 |
| Apr 2015 | 1274.9156221029275 | -0.44 | 0.92 |
| May 2015 | 1300.3952777582977 | 2.00 | 3.65 |
| Jun 2015 | 1324.4740932089162 | 1.85 | 5.34 |
| Jul 2015 | 1340.399919533875 | 1.20 | 6.46 |
| Aug 2015 | 1330.9061344957593 | -0.71 | 5.58 |
| Sep 2015 | 1335.001072559287 | 0.31 | 5.13 |
| Oct 2015 | 1328.49135632534 | -0.49 | 5.53 |
| Nov 2015 | 1347.3726330384102 | 1.42 | 7.21 |
| Dec 2015 | 1352.687693819258 | 0.39 | 8.71 |
| Jan 2016 | 1350.445102278929 | -0.17 | 6.80 |
| Feb 2016 | 1332.9211746269814 | -1.30 | 4.82 |
| Mar 2016 | 1340.4886432450346 | 0.57 | 4.68 |
| Apr 2016 | 1333.596178152962 | -0.51 | 4.60 |
| May 2016 | 1335.9284425889575 | 0.18 | 2.73 |
| Jun 2016 | 1335.875856244457 | 0.00 | 0.86 |
| Jul 2016 | 1325.6334500602277 | -0.77 | -1.10 |
| Aug 2016 | 1327.6255769676077 | 0.15 | -0.25 |
| Sep 2016 | 1335.20826718542 | 0.57 | 0.02 |
| Oct 2016 | 1341.9228895499355 | 0.50 | 1.01 |
| Nov 2016 | 1381.9372104900335 | 2.98 | 2.57 |
| Dec 2016 | 1437.9366047888007 | 4.05 | 6.30 |
| Jan 2017 | 1441.6896694386876 | 0.26 | 6.76 |
| Feb 2017 | 1450.5072253496282 | 0.61 | 8.82 |
| Mar 2017 | 1459.5082725157818 | 0.62 | 8.88 |
| Apr 2017 | 1448.4290524580365 | -0.76 | 8.61 |
| May 2017 | 1451.5631393610229 | 0.22 | 8.66 |
| Jun 2017 | 1445.7068103665988 | -0.40 | 8.22 |
| Jul 2017 | 1458.5900149944564 | 0.89 | 10.03 |
| Aug 2017 | 1451.7045664567438 | -0.47 | 9.35 |
| Sep 2017 | 1448.0408521565316 | -0.25 | 8.45 |
| Oct 2017 | 1466.0050355319095 | 1.24 | 9.25 |
| Nov 2017 | 1475.657590339915 | 0.66 | 6.78 |
| Dec 2017 | 1484.600032718611 | 0.61 | 3.25 |
| Jan 2018 | 1495.8204799206187 | 0.76 | 3.76 |
| Feb 2018 | 1538.9874677428588 | 2.89 | 6.10 |
| Mar 2018 | 1560.6913700517944 | 1.41 | 6.93 |
| Apr 2018 | 1570.2512765393235 | 0.61 | 8.41 |
| May 2018 | 1592.0547822304172 | 1.39 | 9.68 |
| Jun 2018 | 1593.053454762449 | 0.06 | 10.19 |
| Jul 2018 | 1591.0150379100583 | -0.13 | 9.08 |
| Aug 2018 | 1595.2456686408682 | 0.27 | 9.89 |
| Sep 2018 | 1608.497169352106 | 0.83 | 11.08 |
| Oct 2018 | 1637.4047914638463 | 1.80 | 11.69 |
| Nov 2018 | 1643.6167140976788 | 0.38 | 11.38 |
| Dec 2018 | 1615.7735451747085 | -1.69 | 8.84 |
| Jan 2019 | 1696.5217506771169 | 5.00 | 13.42 |
| Feb 2019 | 1696.3940721705123 | -0.01 | 10.23 |
| Mar 2019 | 1696.0483053796538 | -0.02 | 8.67 |
| Apr 2019 | 1691.0297357233826 | -0.30 | 7.69 |
| May 2019 | 1689.6509906680544 | -0.08 | 6.13 |
| Jun 2019 | 1659.7404357589785 | -1.77 | 4.19 |
| Jul 2019 | 1659.660920137162 | 0.00 | 4.32 |
| Aug 2019 | 1644.0654589503263 | -0.94 | 3.06 |
| Sep 2019 | 1646.9854457864842 | 0.18 | 2.39 |
| Oct 2019 | 1662.69316026097 | 0.95 | 1.54 |
| Nov 2019 | 1669.8322960137757 | 0.43 | 1.60 |
| Dec 2019 | 1679.2853178462747 | 0.57 | 3.93 |
| Jan 2020 | 1567.566578103594 | -6.65 | -7.60 |
| Feb 2020 | 1554.16562887619 | -0.85 | -8.38 |
| Mar 2020 | 1561.2228710910113 | 0.45 | -7.95 |
| Apr 2020 | 1550.878541179332 | -0.66 | -8.29 |
| May 2020 | 1544.8986870150284 | -0.39 | -8.57 |
| Jun 2020 | 1536.4509567338785 | -0.55 | -7.43 |
| Jul 2020 | 1520.3499034153788 | -1.05 | -8.39 |
| Aug 2020 | 1518.6489041003088 | -0.11 | -7.63 |
| Sep 2020 | 1528.3100802600923 | 0.64 | -7.21 |
| Oct 2020 | 1541.1023214951192 | 0.84 | -7.31 |
| Nov 2020 | 1555.6420004729955 | 0.94 | -6.84 |
| Dec 2020 | 1569.1623253285081 | 0.87 | -6.56 |
| Jan 2021 | 1535.3262741420417 | -2.16 | -2.06 |
| Feb 2021 | 1565.5463688149666 | 1.97 | 0.73 |
| Mar 2021 | 1623.2962462078979 | 3.69 | 3.98 |
| Apr 2021 | 1641.9240820936193 | 1.15 | 5.87 |
| May 2021 | 1652.8191499663264 | 0.66 | 6.99 |
| Jun 2021 | 1682.094553163512 | 1.77 | 9.48 |
| Jul 2021 | 1687.6382566371688 | 0.33 | 11.00 |
| Aug 2021 | 1695.6788766820468 | 0.48 | 11.66 |
| Sep 2021 | 1707.7885283510163 | 0.71 | 11.74 |
| Oct 2021 | 1738.30437569604 | 1.79 | 12.80 |
| Nov 2021 | 1749.3536378376837 | 0.64 | 12.45 |
| Dec 2021 | 1769.6291996448876 | 1.16 | 12.78 |
| Jan 2022 | 1848.120008097147 | 4.43 | 20.37 |
| Feb 2022 | 1930.233653528985 | 4.44 | 23.30 |
| Mar 2022 | 2036.017956197641 | 5.48 | 25.43 |
| Apr 2022 | 2216.052195204145 | 8.84 | 34.97 |
| May 2022 | 2291.9035124926877 | 3.42 | 38.67 |
| Jun 2022 | 2370.7783376648435 | 3.44 | 40.94 |
| Jul 2022 | 2357.2065905514146 | -0.57 | 39.67 |
| Aug 2022 | 2317.573465828311 | -1.68 | 36.67 |
| Sep 2022 | 2483.598500219247 | 7.16 | 45.43 |
| Oct 2022 | 2638.8495604595278 | 6.25 | 51.81 |
| Nov 2022 | 2615.9727052674607 | -0.87 | 49.54 |
| Dec 2022 | 2523.9041674818636 | -3.52 | 42.62 |
| Jan 2023 | 2560.102487879766 | 1.43 | 38.53 |
| Feb 2023 | 2557.13588144823 | -0.12 | 32.48 |
| Mar 2023 | 2621.3626548982174 | 2.51 | 28.75 |
| Apr 2023 | 2589.7750562504825 | -1.20 | 16.86 |
| May 2023 | 2622.830187237495 | 1.28 | 14.44 |
| Jun 2023 | 2700.4917340578913 | 2.96 | 13.91 |
| Jul 2023 | 2743.0992763785284 | 1.58 | 16.37 |
| Aug 2023 | 2807.174576260946 | 2.34 | 21.13 |
| Sep 2023 | 2847.7676307226357 | 1.45 | 14.66 |
| Oct 2023 | 2952.229870112166 | 3.67 | 11.88 |
| Nov 2023 | 2922.575434816743 | -1.00 | 11.72 |
| Dec 2023 | 2792.651594637112 | -4.45 | 10.65 |
| Jan 2024 | 2751.4670801377983 | -1.47 | 7.48 |
| Feb 2024 | 2786.877339436646 | 1.29 | 8.98 |
| Mar 2024 | 2807.4586853069927 | 0.74 | 7.10 |
| Apr 2024 | 2863.3202293098416 | 1.99 | 10.56 |
| May 2024 | 2891.7402293512987 | 0.99 | 10.25 |
| Jun 2024 | 2867.7171491935064 | -0.83 | 6.19 |
| Jul 2024 | 2857.436234788051 | -0.36 | 4.17 |
| Aug 2024 | 2786.1692087979127 | -2.49 | -0.75 |
| Sep 2024 | 2732.0497801213587 | -1.94 | -4.06 |
| Oct 2024 | 2796.645119218309 | 2.36 | -5.27 |
| Nov 2024 | 2892.1055349962267 | 3.41 | -1.04 |
| Dec 2024 | 2884.737718668904 | -0.25 | 3.30 |
| Jan 2025 | 2959.2419977116474 | 2.58 | 7.55 |
| Feb 2025 | 2939.4544290045856 | -0.67 | 5.48 |
| Mar 2025 | 2897.2521678761846 | -1.44 | 3.20 |
| Apr 2025 | 2912.040348322472 | 0.51 | 1.70 |
| May 2025 | 2930.1283408701333 | 0.62 | 1.33 |
| Jun 2025 | 2928.502513744398 | -0.05 | 2.12 |
| Jul 2025 | 2909.3591089978263 | -0.65 | 1.82 |
| Aug 2025 | 2883.9620576621282 | -0.87 | 3.51 |
| Sep 2025 | 2846.1887893348603 | -1.31 | 4.18 |
| Oct 2025 | 2830.4079918518228 | -0.55 | 1.21 |
| Nov 2025 | 2832.768193087616 | 0.08 | -2.05 |
| Dec 2025 | 2827.5075569447745 | -0.19 | -1.98 |
| Jan 2026 | 2811.4107277765943 | -0.57 | -5.00 |
| Feb 2026 | 2802.3857482832477 | -0.32 | -4.66 |