Winchester, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 10% down for all homes in the Winchester, VA Metro in February 2026 was $2,802.386. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -4.66%.

The chart below shows the trend of the total monthly payments with 10% down for all homes in the Winchester, VA metro. The table below shows the trend of the the total monthly payments with 10% down, and the MoM and YoY percentage changes for all homes in the Winchester, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Winchester, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Winchester, VA (Metro) - Trend of Total Monthly Payments: 10% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1148.206839789236 NaN NaN
Feb 2012 1147.251297446788 -0.08 NaN
Mar 2012 1147.986773147855 0.06 NaN
Apr 2012 1136.689316190692 -0.98 NaN
May 2012 1124.9615815680718 -1.03 NaN
Jun 2012 1118.0238891522256 -0.62 NaN
Jul 2012 1113.0253720752044 -0.45 NaN
Aug 2012 1123.7782359063435 0.97 NaN
Sep 2012 1118.7329386301103 -0.45 NaN
Oct 2012 1111.5803336882861 -0.64 NaN
Nov 2012 1110.6781720630793 -0.08 NaN
Dec 2012 1111.2536070168546 0.05 NaN
Jan 2013 1120.5911552637924 0.84 -2.40
Feb 2013 1136.9847565445998 1.46 -0.89
Mar 2013 1146.5648878613376 0.84 -0.12
Apr 2013 1140.8728292870162 -0.50 0.37
May 2013 1159.2087836729902 1.61 3.04
Jun 2013 1222.9612546157366 5.50 9.39
Jul 2013 1263.2936704280498 3.30 13.50
Aug 2013 1278.4575590962622 1.20 13.76
Sep 2013 1287.3090672674293 0.69 15.07
Oct 2013 1262.136087813133 -1.95 13.54
Nov 2013 1272.9331775397327 0.86 14.61
Dec 2013 1297.060149907702 1.90 16.72
Jan 2014 1266.5879308077729 -2.35 13.03
Feb 2014 1254.5251119986756 -0.95 10.34
Mar 2014 1260.7952473205166 0.50 9.96
Apr 2014 1263.3488427837895 0.20 10.74
May 2014 1254.6370720505304 -0.69 8.23
Jun 2014 1257.3116923889916 0.21 2.81
Jul 2014 1259.1292873003867 0.14 -0.33
Aug 2014 1260.6297160280424 0.12 -1.39
Sep 2014 1269.8866872260546 0.73 -1.35
Oct 2014 1258.8609153380778 -0.87 -0.26
Nov 2014 1256.7342773285093 -0.17 -1.27
Dec 2014 1244.305419916128 -0.99 -4.07
Jan 2015 1264.5169291294303 1.62 -0.16
Feb 2015 1271.5885384433218 0.56 1.36
Mar 2015 1280.5759754627688 0.71 1.57
Apr 2015 1274.9156221029275 -0.44 0.92
May 2015 1300.3952777582977 2.00 3.65
Jun 2015 1324.4740932089162 1.85 5.34
Jul 2015 1340.399919533875 1.20 6.46
Aug 2015 1330.9061344957593 -0.71 5.58
Sep 2015 1335.001072559287 0.31 5.13
Oct 2015 1328.49135632534 -0.49 5.53
Nov 2015 1347.3726330384102 1.42 7.21
Dec 2015 1352.687693819258 0.39 8.71
Jan 2016 1350.445102278929 -0.17 6.80
Feb 2016 1332.9211746269814 -1.30 4.82
Mar 2016 1340.4886432450346 0.57 4.68
Apr 2016 1333.596178152962 -0.51 4.60
May 2016 1335.9284425889575 0.18 2.73
Jun 2016 1335.875856244457 0.00 0.86
Jul 2016 1325.6334500602277 -0.77 -1.10
Aug 2016 1327.6255769676077 0.15 -0.25
Sep 2016 1335.20826718542 0.57 0.02
Oct 2016 1341.9228895499355 0.50 1.01
Nov 2016 1381.9372104900335 2.98 2.57
Dec 2016 1437.9366047888007 4.05 6.30
Jan 2017 1441.6896694386876 0.26 6.76
Feb 2017 1450.5072253496282 0.61 8.82
Mar 2017 1459.5082725157818 0.62 8.88
Apr 2017 1448.4290524580365 -0.76 8.61
May 2017 1451.5631393610229 0.22 8.66
Jun 2017 1445.7068103665988 -0.40 8.22
Jul 2017 1458.5900149944564 0.89 10.03
Aug 2017 1451.7045664567438 -0.47 9.35
Sep 2017 1448.0408521565316 -0.25 8.45
Oct 2017 1466.0050355319095 1.24 9.25
Nov 2017 1475.657590339915 0.66 6.78
Dec 2017 1484.600032718611 0.61 3.25
Jan 2018 1495.8204799206187 0.76 3.76
Feb 2018 1538.9874677428588 2.89 6.10
Mar 2018 1560.6913700517944 1.41 6.93
Apr 2018 1570.2512765393235 0.61 8.41
May 2018 1592.0547822304172 1.39 9.68
Jun 2018 1593.053454762449 0.06 10.19
Jul 2018 1591.0150379100583 -0.13 9.08
Aug 2018 1595.2456686408682 0.27 9.89
Sep 2018 1608.497169352106 0.83 11.08
Oct 2018 1637.4047914638463 1.80 11.69
Nov 2018 1643.6167140976788 0.38 11.38
Dec 2018 1615.7735451747085 -1.69 8.84
Jan 2019 1696.5217506771169 5.00 13.42
Feb 2019 1696.3940721705123 -0.01 10.23
Mar 2019 1696.0483053796538 -0.02 8.67
Apr 2019 1691.0297357233826 -0.30 7.69
May 2019 1689.6509906680544 -0.08 6.13
Jun 2019 1659.7404357589785 -1.77 4.19
Jul 2019 1659.660920137162 0.00 4.32
Aug 2019 1644.0654589503263 -0.94 3.06
Sep 2019 1646.9854457864842 0.18 2.39
Oct 2019 1662.69316026097 0.95 1.54
Nov 2019 1669.8322960137757 0.43 1.60
Dec 2019 1679.2853178462747 0.57 3.93
Jan 2020 1567.566578103594 -6.65 -7.60
Feb 2020 1554.16562887619 -0.85 -8.38
Mar 2020 1561.2228710910113 0.45 -7.95
Apr 2020 1550.878541179332 -0.66 -8.29
May 2020 1544.8986870150284 -0.39 -8.57
Jun 2020 1536.4509567338785 -0.55 -7.43
Jul 2020 1520.3499034153788 -1.05 -8.39
Aug 2020 1518.6489041003088 -0.11 -7.63
Sep 2020 1528.3100802600923 0.64 -7.21
Oct 2020 1541.1023214951192 0.84 -7.31
Nov 2020 1555.6420004729955 0.94 -6.84
Dec 2020 1569.1623253285081 0.87 -6.56
Jan 2021 1535.3262741420417 -2.16 -2.06
Feb 2021 1565.5463688149666 1.97 0.73
Mar 2021 1623.2962462078979 3.69 3.98
Apr 2021 1641.9240820936193 1.15 5.87
May 2021 1652.8191499663264 0.66 6.99
Jun 2021 1682.094553163512 1.77 9.48
Jul 2021 1687.6382566371688 0.33 11.00
Aug 2021 1695.6788766820468 0.48 11.66
Sep 2021 1707.7885283510163 0.71 11.74
Oct 2021 1738.30437569604 1.79 12.80
Nov 2021 1749.3536378376837 0.64 12.45
Dec 2021 1769.6291996448876 1.16 12.78
Jan 2022 1848.120008097147 4.43 20.37
Feb 2022 1930.233653528985 4.44 23.30
Mar 2022 2036.017956197641 5.48 25.43
Apr 2022 2216.052195204145 8.84 34.97
May 2022 2291.9035124926877 3.42 38.67
Jun 2022 2370.7783376648435 3.44 40.94
Jul 2022 2357.2065905514146 -0.57 39.67
Aug 2022 2317.573465828311 -1.68 36.67
Sep 2022 2483.598500219247 7.16 45.43
Oct 2022 2638.8495604595278 6.25 51.81
Nov 2022 2615.9727052674607 -0.87 49.54
Dec 2022 2523.9041674818636 -3.52 42.62
Jan 2023 2560.102487879766 1.43 38.53
Feb 2023 2557.13588144823 -0.12 32.48
Mar 2023 2621.3626548982174 2.51 28.75
Apr 2023 2589.7750562504825 -1.20 16.86
May 2023 2622.830187237495 1.28 14.44
Jun 2023 2700.4917340578913 2.96 13.91
Jul 2023 2743.0992763785284 1.58 16.37
Aug 2023 2807.174576260946 2.34 21.13
Sep 2023 2847.7676307226357 1.45 14.66
Oct 2023 2952.229870112166 3.67 11.88
Nov 2023 2922.575434816743 -1.00 11.72
Dec 2023 2792.651594637112 -4.45 10.65
Jan 2024 2751.4670801377983 -1.47 7.48
Feb 2024 2786.877339436646 1.29 8.98
Mar 2024 2807.4586853069927 0.74 7.10
Apr 2024 2863.3202293098416 1.99 10.56
May 2024 2891.7402293512987 0.99 10.25
Jun 2024 2867.7171491935064 -0.83 6.19
Jul 2024 2857.436234788051 -0.36 4.17
Aug 2024 2786.1692087979127 -2.49 -0.75
Sep 2024 2732.0497801213587 -1.94 -4.06
Oct 2024 2796.645119218309 2.36 -5.27
Nov 2024 2892.1055349962267 3.41 -1.04
Dec 2024 2884.737718668904 -0.25 3.30
Jan 2025 2959.2419977116474 2.58 7.55
Feb 2025 2939.4544290045856 -0.67 5.48
Mar 2025 2897.2521678761846 -1.44 3.20
Apr 2025 2912.040348322472 0.51 1.70
May 2025 2930.1283408701333 0.62 1.33
Jun 2025 2928.502513744398 -0.05 2.12
Jul 2025 2909.3591089978263 -0.65 1.82
Aug 2025 2883.9620576621282 -0.87 3.51
Sep 2025 2846.1887893348603 -1.31 4.18
Oct 2025 2830.4079918518228 -0.55 1.21
Nov 2025 2832.768193087616 0.08 -2.05
Dec 2025 2827.5075569447745 -0.19 -1.98
Jan 2026 2811.4107277765943 -0.57 -5.00
Feb 2026 2802.3857482832477 -0.32 -4.66