Albany, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Albany, GA Metro in January 2026 was $1,170.872. The month over month percentage change (MoM) was -0.35%, and the year over year percentage change (YoY) was -6.13%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Albany, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Albany, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Albany, GA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Albany, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Albany, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 571.3573723215216 | NaN | NaN |
| Feb 2012 | 569.5634110732101 | -0.31 | NaN |
| Mar 2012 | 573.6818628135011 | 0.72 | NaN |
| Apr 2012 | 574.1378357009955 | 0.08 | NaN |
| May 2012 | 570.8192325356995 | -0.58 | NaN |
| Jun 2012 | 566.4474239408013 | -0.77 | NaN |
| Jul 2012 | 561.4754140260732 | -0.88 | NaN |
| Aug 2012 | 563.2286438643706 | 0.31 | NaN |
| Sep 2012 | 558.5805416078505 | -0.82 | NaN |
| Oct 2012 | 552.630706323432 | -1.06 | NaN |
| Nov 2012 | 550.3790344896456 | -0.41 | NaN |
| Dec 2012 | 547.7244885953323 | -0.48 | NaN |
| Jan 2013 | 547.4854242761713 | -0.04 | -4.18 |
| Feb 2013 | 552.5643254099551 | 0.93 | -2.98 |
| Mar 2013 | 555.8343928171541 | 0.59 | -3.11 |
| Apr 2013 | 552.4543282510713 | -0.61 | -3.78 |
| May 2013 | 557.362334882002 | 0.89 | -2.36 |
| Jun 2013 | 581.1404421400002 | 4.27 | 2.59 |
| Jul 2013 | 595.4235523777618 | 2.46 | 6.05 |
| Aug 2013 | 601.2265689872457 | 0.98 | 6.75 |
| Sep 2013 | 604.1946653001264 | 0.49 | 8.17 |
| Oct 2013 | 590.9995941188326 | -2.18 | 6.94 |
| Nov 2013 | 591.5031875086422 | 0.09 | 7.47 |
| Dec 2013 | 598.0167417204375 | 1.10 | 9.18 |
| Jan 2014 | 593.3552303104827 | -0.78 | 8.38 |
| Feb 2014 | 587.5410598325724 | -0.98 | 6.33 |
| Mar 2014 | 588.7073972185739 | 0.20 | 5.91 |
| Apr 2014 | 588.3369150636256 | -0.06 | 6.50 |
| May 2014 | 582.7690882395675 | -0.95 | 4.56 |
| Jun 2014 | 582.5919138141213 | -0.03 | 0.25 |
| Jul 2014 | 582.4252375979011 | -0.03 | -2.18 |
| Aug 2014 | 582.0402336586938 | -0.07 | -3.19 |
| Sep 2014 | 584.3368101842085 | 0.40 | -3.29 |
| Oct 2014 | 577.561587694004 | -1.16 | -2.27 |
| Nov 2014 | 575.1055020844543 | -0.42 | -2.77 |
| Dec 2014 | 567.7981665880229 | -1.27 | -5.05 |
| Jan 2015 | 586.333387824786 | 3.26 | -1.18 |
| Feb 2015 | 586.900054208317 | 0.10 | -0.11 |
| Mar 2015 | 590.2468106080181 | 0.57 | 0.26 |
| Apr 2015 | 588.5821290339849 | -0.28 | 0.04 |
| May 2015 | 599.0101422753766 | 1.77 | 2.79 |
| Jun 2015 | 607.727599103783 | 1.46 | 4.31 |
| Jul 2015 | 612.698667462147 | 0.82 | 5.20 |
| Aug 2015 | 608.1065730804632 | -0.75 | 4.48 |
| Sep 2015 | 609.088815101352 | 0.16 | 4.24 |
| Oct 2015 | 606.6982195062201 | -0.39 | 5.05 |
| Nov 2015 | 613.4269085820202 | 1.11 | 6.66 |
| Dec 2015 | 615.3128099091932 | 0.31 | 8.37 |
| Jan 2016 | 614.9796989491167 | -0.05 | 4.89 |
| Feb 2016 | 606.0500668698332 | -1.45 | 3.26 |
| Mar 2016 | 605.1514311852255 | -0.15 | 2.53 |
| Apr 2016 | 598.7897632217207 | -1.05 | 1.73 |
| May 2016 | 597.4844367020494 | -0.22 | -0.25 |
| Jun 2016 | 596.5115613002692 | -0.16 | -1.85 |
| Jul 2016 | 590.1781307628805 | -1.06 | -3.68 |
| Aug 2016 | 587.7557852347138 | -0.41 | -3.35 |
| Sep 2016 | 585.9673515674724 | -0.30 | -3.80 |
| Oct 2016 | 585.1577655123015 | -0.14 | -3.55 |
| Nov 2016 | 596.8643069567677 | 2.00 | -2.70 |
| Dec 2016 | 613.9233133017983 | 2.86 | -0.23 |
| Jan 2017 | 619.3961902930417 | 0.89 | 0.72 |
| Feb 2017 | 617.9799933659787 | -0.23 | 1.97 |
| Mar 2017 | 617.767358619876 | -0.03 | 2.09 |
| Apr 2017 | 610.4088856816202 | -1.19 | 1.94 |
| May 2017 | 608.3700492346958 | -0.33 | 1.82 |
| Jun 2017 | 603.7071768848577 | -0.77 | 1.21 |
| Jul 2017 | 606.9417057071644 | 0.54 | 2.84 |
| Aug 2017 | 605.1156699416254 | -0.30 | 2.95 |
| Sep 2017 | 605.2516322125532 | 0.02 | 3.29 |
| Oct 2017 | 612.9734042305304 | 1.28 | 4.75 |
| Nov 2017 | 618.6035300591634 | 0.92 | 3.64 |
| Dec 2017 | 625.1859777489972 | 1.06 | 1.84 |
| Jan 2018 | 618.5829931830989 | -1.06 | -0.13 |
| Feb 2018 | 637.3167276795486 | 3.03 | 3.13 |
| Mar 2018 | 647.6532557606662 | 1.62 | 4.84 |
| Apr 2018 | 653.1650645529627 | 0.85 | 7.01 |
| May 2018 | 661.9992475068311 | 1.35 | 8.82 |
| Jun 2018 | 663.0743945430406 | 0.16 | 9.83 |
| Jul 2018 | 663.5303101635461 | 0.07 | 9.32 |
| Aug 2018 | 667.0082429050176 | 0.52 | 10.23 |
| Sep 2018 | 672.9051634301302 | 0.88 | 11.18 |
| Oct 2018 | 683.2782137950062 | 1.54 | 11.47 |
| Nov 2018 | 687.2211756013496 | 0.58 | 11.09 |
| Dec 2018 | 678.417499970303 | -1.28 | 8.52 |
| Jan 2019 | 676.4647674597102 | -0.29 | 9.36 |
| Feb 2019 | 673.903436669006 | -0.38 | 5.74 |
| Mar 2019 | 672.1918291407546 | -0.25 | 3.79 |
| Apr 2019 | 669.7860249051439 | -0.36 | 2.55 |
| May 2019 | 668.917416236758 | -0.13 | 1.05 |
| Jun 2019 | 659.1160173787425 | -1.46 | -0.60 |
| Jul 2019 | 659.776945454236 | 0.10 | -0.57 |
| Aug 2019 | 656.3500756688898 | -0.52 | -1.60 |
| Sep 2019 | 658.2410189853233 | 0.29 | -2.18 |
| Oct 2019 | 665.4453583211558 | 1.09 | -2.61 |
| Nov 2019 | 668.3124036510985 | 0.43 | -2.75 |
| Dec 2019 | 672.8730510148011 | 0.68 | -0.82 |
| Jan 2020 | 657.8619112966035 | -2.23 | -2.75 |
| Feb 2020 | 653.692199636451 | -0.63 | -3.00 |
| Mar 2020 | 657.4384302228527 | 0.57 | -2.19 |
| Apr 2020 | 656.259581157354 | -0.18 | -2.02 |
| May 2020 | 657.7925839390375 | 0.23 | -1.66 |
| Jun 2020 | 657.6946207669419 | -0.01 | -0.22 |
| Jul 2020 | 653.7035769528437 | -0.61 | -0.92 |
| Aug 2020 | 654.3570006690636 | 0.10 | -0.30 |
| Sep 2020 | 659.207386760615 | 0.74 | 0.15 |
| Oct 2020 | 664.6998150355032 | 0.83 | -0.11 |
| Nov 2020 | 669.451667931891 | 0.72 | 0.17 |
| Dec 2020 | 671.8712679184475 | 0.36 | -0.15 |
| Jan 2021 | 663.45656059769 | -1.25 | 0.85 |
| Feb 2021 | 672.1479198388379 | 1.31 | 2.82 |
| Mar 2021 | 691.735213419089 | 2.91 | 5.22 |
| Apr 2021 | 697.0530530195206 | 0.77 | 6.22 |
| May 2021 | 700.3189142605897 | 0.47 | 6.47 |
| Jun 2021 | 711.1150941780711 | 1.54 | 8.12 |
| Jul 2021 | 713.1910295868066 | 0.29 | 9.10 |
| Aug 2021 | 717.195362660525 | 0.56 | 9.60 |
| Sep 2021 | 723.5799713001088 | 0.89 | 9.77 |
| Oct 2021 | 739.4330763572332 | 2.19 | 11.24 |
| Nov 2021 | 747.9743072262254 | 1.16 | 11.73 |
| Dec 2021 | 759.6925540136418 | 1.57 | 13.07 |
| Jan 2022 | 773.4711759951927 | 1.81 | 16.58 |
| Feb 2022 | 807.2472896240536 | 4.37 | 20.10 |
| Mar 2022 | 845.2877646051297 | 4.71 | 22.20 |
| Apr 2022 | 907.7921375715041 | 7.39 | 30.23 |
| May 2022 | 931.223156488334 | 2.58 | 32.97 |
| Jun 2022 | 962.9472311900539 | 3.41 | 35.41 |
| Jul 2022 | 968.1639883254951 | 0.54 | 35.75 |
| Aug 2022 | 966.6020546035508 | -0.16 | 34.78 |
| Sep 2022 | 1041.81264142992 | 7.78 | 43.98 |
| Oct 2022 | 1110.1351187917894 | 6.56 | 50.13 |
| Nov 2022 | 1105.9760983904755 | -0.37 | 47.86 |
| Dec 2022 | 1070.0729158550557 | -3.25 | 40.86 |
| Jan 2023 | 1043.36065828682 | -2.50 | 34.89 |
| Feb 2023 | 1042.0053305096785 | -0.13 | 29.08 |
| Mar 2023 | 1069.2721631638178 | 2.62 | 26.50 |
| Apr 2023 | 1061.0732686112415 | -0.77 | 16.89 |
| May 2023 | 1077.0559524489563 | 1.51 | 15.66 |
| Jun 2023 | 1108.6235438250922 | 2.93 | 15.13 |
| Jul 2023 | 1126.4133601231167 | 1.61 | 16.35 |
| Aug 2023 | 1153.2824624846212 | 2.38 | 19.31 |
| Sep 2023 | 1172.419151134185 | 1.66 | 12.54 |
| Oct 2023 | 1215.1365012220167 | 3.64 | 9.46 |
| Nov 2023 | 1205.463651796927 | -0.80 | 8.99 |
| Dec 2023 | 1156.1513544115815 | -4.09 | 8.04 |
| Jan 2024 | 1159.006654036569 | 0.25 | 11.08 |
| Feb 2024 | 1175.5486831131175 | 1.43 | 12.82 |
| Mar 2024 | 1189.9924581856808 | 1.23 | 11.29 |
| Apr 2024 | 1219.7299830289044 | 2.50 | 14.95 |
| May 2024 | 1237.9891125409622 | 1.50 | 14.94 |
| Jun 2024 | 1235.0049133504726 | -0.24 | 11.40 |
| Jul 2024 | 1233.863251818776 | -0.09 | 9.54 |
| Aug 2024 | 1206.6900428865497 | -2.20 | 4.63 |
| Sep 2024 | 1185.0752004771382 | -1.79 | 1.08 |
| Oct 2024 | 1203.8485358721266 | 1.58 | -0.93 |
| Nov 2024 | 1232.7043971719504 | 2.40 | 2.26 |
| Dec 2024 | 1225.4695658894332 | -0.59 | 6.00 |
| Jan 2025 | 1247.3980301272038 | 1.79 | 7.63 |
| Feb 2025 | 1239.018233856611 | -0.67 | 5.40 |
| Mar 2025 | 1221.5550489104626 | -1.41 | 2.65 |
| Apr 2025 | 1223.2499311466793 | 0.14 | 0.29 |
| May 2025 | 1225.027082042921 | 0.14 | -1.05 |
| Jun 2025 | 1218.9045770619884 | -0.50 | -1.30 |
| Jul 2025 | 1208.5590379934001 | -0.85 | -2.05 |
| Aug 2025 | 1195.105351947763 | -1.11 | -0.96 |
| Sep 2025 | 1182.190267844465 | -1.08 | -0.24 |
| Oct 2025 | 1173.257434803558 | -0.76 | -2.54 |
| Nov 2025 | 1174.683727698031 | 0.12 | -4.71 |
| Dec 2025 | 1174.9590114163518 | 0.02 | -4.12 |
| Jan 2026 | 1170.8719504704834 | -0.35 | -6.13 |
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