Albany, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Albany, NY Metro in January 2026 was $2,761.239. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -1.59%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Albany, NY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Albany, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1293.7575479121197 | NaN | NaN |
| Feb 2012 | 1293.6823998611837 | -0.01 | NaN |
| Mar 2012 | 1302.6919773967181 | 0.70 | NaN |
| Apr 2012 | 1302.4458561269137 | -0.02 | NaN |
| May 2012 | 1295.5883944423113 | -0.53 | NaN |
| Jun 2012 | 1285.0489951072723 | -0.81 | NaN |
| Jul 2012 | 1271.753528124534 | -1.03 | NaN |
| Aug 2012 | 1270.8731540263877 | -0.07 | NaN |
| Sep 2012 | 1258.3327723244452 | -0.99 | NaN |
| Oct 2012 | 1246.5750858208808 | -0.93 | NaN |
| Nov 2012 | 1245.7274812772525 | -0.07 | NaN |
| Dec 2012 | 1247.1510786868034 | 0.11 | NaN |
| Jan 2013 | 1257.134973228894 | 0.80 | -2.83 |
| Feb 2013 | 1271.9618938040971 | 1.18 | -1.68 |
| Mar 2013 | 1278.8068711859623 | 0.54 | -1.83 |
| Apr 2013 | 1272.5167592244725 | -0.49 | -2.30 |
| May 2013 | 1284.8232719685557 | 0.97 | -0.83 |
| Jun 2013 | 1336.5333202733482 | 4.03 | 4.01 |
| Jul 2013 | 1365.4588976795205 | 2.16 | 7.37 |
| Aug 2013 | 1371.484620140761 | 0.44 | 7.92 |
| Sep 2013 | 1371.989668335126 | 0.04 | 9.03 |
| Oct 2013 | 1341.789659958742 | -2.20 | 7.64 |
| Nov 2013 | 1346.4541477648122 | 0.35 | 8.09 |
| Dec 2013 | 1365.2997319855513 | 1.40 | 9.47 |
| Jan 2014 | 1364.7966301214822 | -0.04 | 8.56 |
| Feb 2014 | 1355.825997856181 | -0.66 | 6.59 |
| Mar 2014 | 1363.1604139942392 | 0.54 | 6.60 |
| Apr 2014 | 1366.0286825641253 | 0.21 | 7.35 |
| May 2014 | 1356.9020702628234 | -0.67 | 5.61 |
| Jun 2014 | 1355.9982388810756 | -0.07 | 1.46 |
| Jul 2014 | 1353.0612290186841 | -0.22 | -0.91 |
| Aug 2014 | 1348.3421944591166 | -0.35 | -1.69 |
| Sep 2014 | 1349.9066262708268 | 0.12 | -1.61 |
| Oct 2014 | 1334.3520317710622 | -1.15 | -0.55 |
| Nov 2014 | 1327.9586296123443 | -0.48 | -1.37 |
| Dec 2014 | 1314.8989864999185 | -0.98 | -3.69 |
| Jan 2015 | 1179.975149262095 | -10.26 | -13.54 |
| Feb 2015 | 1186.330673502159 | 0.54 | -12.50 |
| Mar 2015 | 1194.2493343658764 | 0.67 | -12.39 |
| Apr 2015 | 1187.6891161109513 | -0.55 | -13.05 |
| May 2015 | 1205.1740169199138 | 1.47 | -11.18 |
| Jun 2015 | 1219.8409272746208 | 1.22 | -10.04 |
| Jul 2015 | 1228.4020312960706 | 0.70 | -9.21 |
| Aug 2015 | 1218.7552266236269 | -0.78 | -9.61 |
| Sep 2015 | 1221.1041345928961 | 0.19 | -9.54 |
| Oct 2015 | 1214.6756956211982 | -0.53 | -8.97 |
| Nov 2015 | 1229.2904592552945 | 1.20 | -7.43 |
| Dec 2015 | 1233.1920555625866 | 0.32 | -6.21 |
| Jan 2016 | 1465.8839061898611 | 18.87 | 24.23 |
| Feb 2016 | 1451.3006393272362 | -0.99 | 22.34 |
| Mar 2016 | 1457.0192975660848 | 0.39 | 22.00 |
| Apr 2016 | 1451.4722766813172 | -0.38 | 22.21 |
| May 2016 | 1452.960654609377 | 0.10 | 20.56 |
| Jun 2016 | 1453.60367787921 | 0.04 | 19.16 |
| Jul 2016 | 1444.0351776651735 | -0.66 | 17.55 |
| Aug 2016 | 1446.0846184553452 | 0.14 | 18.65 |
| Sep 2016 | 1450.7318778584172 | 0.32 | 18.81 |
| Oct 2016 | 1454.7420150788112 | 0.28 | 19.76 |
| Nov 2016 | 1486.6340633257903 | 2.19 | 20.93 |
| Dec 2016 | 1531.6568364859595 | 3.03 | 24.20 |
| Jan 2017 | 1459.599505916612 | -4.70 | -0.43 |
| Feb 2017 | 1462.9048319472042 | 0.23 | 0.80 |
| Mar 2017 | 1467.0478708156309 | 0.28 | 0.69 |
| Apr 2017 | 1456.6273730355997 | -0.71 | 0.36 |
| May 2017 | 1459.1595041107482 | 0.17 | 0.43 |
| Jun 2017 | 1456.2684097098486 | -0.20 | 0.18 |
| Jul 2017 | 1468.6772795620495 | 0.85 | 1.71 |
| Aug 2017 | 1465.5351235635494 | -0.21 | 1.35 |
| Sep 2017 | 1463.2770237849563 | -0.15 | 0.87 |
| Oct 2017 | 1477.5550874117232 | 0.98 | 1.57 |
| Nov 2017 | 1486.214868569452 | 0.59 | -0.03 |
| Dec 2017 | 1494.4381449979037 | 0.55 | -2.43 |
| Jan 2018 | 1418.343481469533 | -5.09 | -2.83 |
| Feb 2018 | 1453.030329315803 | 2.45 | -0.67 |
| Mar 2018 | 1470.6925812702846 | 1.22 | 0.25 |
| Apr 2018 | 1477.7919215673464 | 0.48 | 1.45 |
| May 2018 | 1496.848625290465 | 1.29 | 2.58 |
| Jun 2018 | 1501.4040231055624 | 0.30 | 3.10 |
| Jul 2018 | 1504.7469950365878 | 0.22 | 2.46 |
| Aug 2018 | 1514.4121529618797 | 0.64 | 3.34 |
| Sep 2018 | 1528.839681821545 | 0.95 | 4.48 |
| Oct 2018 | 1552.8237176445302 | 1.57 | 5.09 |
| Nov 2018 | 1558.2989418602606 | 0.35 | 4.85 |
| Dec 2018 | 1534.1880779636633 | -1.55 | 2.66 |
| Jan 2019 | 1518.8623234014192 | -1.00 | 7.09 |
| Feb 2019 | 1513.8605136731303 | -0.33 | 4.19 |
| Mar 2019 | 1510.0177444196602 | -0.25 | 2.67 |
| Apr 2019 | 1503.235922949546 | -0.45 | 1.72 |
| May 2019 | 1499.8227549315816 | -0.23 | 0.20 |
| Jun 2019 | 1475.8761640638436 | -1.60 | -1.70 |
| Jul 2019 | 1476.5959394759786 | 0.05 | -1.87 |
| Aug 2019 | 1466.2300308116896 | -0.70 | -3.18 |
| Sep 2019 | 1468.6612949668734 | 0.17 | -3.94 |
| Oct 2019 | 1481.5095807271664 | 0.88 | -4.59 |
| Nov 2019 | 1488.6173816355279 | 0.48 | -4.47 |
| Dec 2019 | 1497.7976846233212 | 0.62 | -2.37 |
| Jan 2020 | 1494.5921883447813 | -0.21 | -1.60 |
| Feb 2020 | 1483.4458067198784 | -0.75 | -2.01 |
| Mar 2020 | 1486.9537436514022 | 0.24 | -1.53 |
| Apr 2020 | 1476.4290150349843 | -0.71 | -1.78 |
| May 2020 | 1472.0841550789464 | -0.29 | -1.85 |
| Jun 2020 | 1469.7662879994077 | -0.16 | -0.41 |
| Jul 2020 | 1460.2520699141037 | -0.65 | -1.11 |
| Aug 2020 | 1459.4419916453496 | -0.05 | -0.46 |
| Sep 2020 | 1466.6491159825955 | 0.49 | -0.14 |
| Oct 2020 | 1475.1219090169284 | 0.58 | -0.43 |
| Nov 2020 | 1484.665803173892 | 0.65 | -0.26 |
| Dec 2020 | 1491.54178497455 | 0.46 | -0.42 |
| Jan 2021 | 1595.5850786286524 | 6.98 | 6.76 |
| Feb 2021 | 1618.9347186848024 | 1.46 | 9.13 |
| Mar 2021 | 1665.5820474898833 | 2.88 | 12.01 |
| Apr 2021 | 1679.6677133183368 | 0.85 | 13.77 |
| May 2021 | 1687.9975149869733 | 0.50 | 14.67 |
| Jun 2021 | 1709.3689672714781 | 1.27 | 16.30 |
| Jul 2021 | 1716.1187251408332 | 0.40 | 17.52 |
| Aug 2021 | 1725.4581743637118 | 0.54 | 18.23 |
| Sep 2021 | 1738.3250087955744 | 0.75 | 18.52 |
| Oct 2021 | 1763.3440728263952 | 1.44 | 19.54 |
| Nov 2021 | 1771.4553936946727 | 0.46 | 19.32 |
| Dec 2021 | 1783.0651750878587 | 0.66 | 19.55 |
| Jan 2022 | 1837.8282313516638 | 3.07 | 15.18 |
| Feb 2022 | 1892.3021173128059 | 2.96 | 16.89 |
| Mar 2022 | 1966.404486421545 | 3.92 | 18.06 |
| Apr 2022 | 2101.99139391476 | 6.90 | 25.14 |
| May 2022 | 2161.9959541679464 | 2.86 | 28.08 |
| Jun 2022 | 2231.332589833338 | 3.21 | 30.54 |
| Jul 2022 | 2234.7230338955555 | 0.15 | 30.22 |
| Aug 2022 | 2220.8874839176897 | -0.62 | 28.71 |
| Sep 2022 | 2360.4691420007016 | 6.29 | 35.79 |
| Oct 2022 | 2488.137504677465 | 5.41 | 41.10 |
| Nov 2022 | 2474.2588189586295 | -0.56 | 39.67 |
| Dec 2022 | 2405.952126930383 | -2.76 | 34.93 |
| Jan 2023 | 2389.7190859306047 | -0.67 | 30.03 |
| Feb 2023 | 2391.3561318997276 | 0.07 | 26.37 |
| Mar 2023 | 2444.5754465386312 | 2.23 | 24.32 |
| Apr 2023 | 2426.567866022969 | -0.74 | 15.44 |
| May 2023 | 2454.4026641242017 | 1.15 | 13.53 |
| Jun 2023 | 2520.440778515114 | 2.69 | 12.96 |
| Jul 2023 | 2561.7524399019994 | 1.64 | 14.63 |
| Aug 2023 | 2617.4734662559385 | 2.17 | 17.86 |
| Sep 2023 | 2651.4739266471843 | 1.30 | 12.33 |
| Oct 2023 | 2732.190326035051 | 3.04 | 9.81 |
| Nov 2023 | 2709.284400737755 | -0.84 | 9.50 |
| Dec 2023 | 2611.6850307118148 | -3.60 | 8.55 |
| Jan 2024 | 2591.5834936666515 | -0.77 | 8.45 |
| Feb 2024 | 2627.582885395641 | 1.39 | 9.88 |
| Mar 2024 | 2652.7710918243256 | 0.96 | 8.52 |
| Apr 2024 | 2706.4316938910647 | 2.02 | 11.53 |
| May 2024 | 2739.5933139873605 | 1.23 | 11.62 |
| Jun 2024 | 2730.356073962895 | -0.34 | 8.33 |
| Jul 2024 | 2730.7103214447343 | 0.01 | 6.60 |
| Aug 2024 | 2680.3089517688213 | -1.85 | 2.40 |
| Sep 2024 | 2639.813665047976 | -1.51 | -0.44 |
| Oct 2024 | 2690.6291493222584 | 1.93 | -1.52 |
| Nov 2024 | 2763.1110394953303 | 2.69 | 1.99 |
| Dec 2024 | 2755.576076635791 | -0.27 | 5.51 |
| Jan 2025 | 2805.93416311102 | 1.83 | 8.27 |
| Feb 2025 | 2793.4817889113583 | -0.44 | 6.31 |
| Mar 2025 | 2763.48075427108 | -1.07 | 4.17 |
| Apr 2025 | 2782.939333847604 | 0.70 | 2.83 |
| May 2025 | 2807.4565969671175 | 0.88 | 2.48 |
| Jun 2025 | 2817.0555049393797 | 0.34 | 3.18 |
| Jul 2025 | 2811.2451516599167 | -0.21 | 2.95 |
| Aug 2025 | 2797.496628286409 | -0.49 | 4.37 |
| Sep 2025 | 2771.390374144039 | -0.93 | 4.98 |
| Oct 2025 | 2762.028876483625 | -0.34 | 2.65 |
| Nov 2025 | 2766.880472288526 | 0.18 | 0.14 |
| Dec 2025 | 2766.5157873252915 | -0.01 | 0.40 |
| Jan 2026 | 2761.2390033503334 | -0.19 | -1.59 |