Albuquerque, NM (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Albuquerque, NM Metro in January 2026 was $2,083.874. The month over month percentage change (MoM) was -0.53%, and the year over year percentage change (YoY) was -5.57%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Albuquerque, NM metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Albuquerque, NM metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Albuquerque, NM (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Albuquerque, NM (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Albuquerque, NM (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 762.5600127692633 | NaN | NaN |
| Feb 2012 | 759.4480338587958 | -0.41 | NaN |
| Mar 2012 | 763.2980903536643 | 0.51 | NaN |
| Apr 2012 | 758.6720483944717 | -0.61 | NaN |
| May 2012 | 748.7157011121594 | -1.31 | NaN |
| Jun 2012 | 738.47610331552 | -1.37 | NaN |
| Jul 2012 | 728.267874009998 | -1.38 | NaN |
| Aug 2012 | 731.2631464490885 | 0.41 | NaN |
| Sep 2012 | 723.2429166379487 | -1.10 | NaN |
| Oct 2012 | 715.3723585368575 | -1.09 | NaN |
| Nov 2012 | 714.9400549857118 | -0.06 | NaN |
| Dec 2012 | 716.8399044089698 | 0.27 | NaN |
| Jan 2013 | 869.130609556581 | 21.25 | 13.98 |
| Feb 2013 | 880.2339202015962 | 1.28 | 15.90 |
| Mar 2013 | 885.5411724495253 | 0.60 | 16.02 |
| Apr 2013 | 879.7445381510984 | -0.65 | 15.96 |
| May 2013 | 889.0141247154438 | 1.05 | 18.74 |
| Jun 2013 | 931.1241020615039 | 4.74 | 26.09 |
| Jul 2013 | 954.8954817590229 | 2.55 | 31.12 |
| Aug 2013 | 962.3555951026958 | 0.78 | 31.60 |
| Sep 2013 | 964.7936560909525 | 0.25 | 33.40 |
| Oct 2013 | 941.7649122650553 | -2.39 | 31.65 |
| Nov 2013 | 945.8792259414761 | 0.44 | 32.30 |
| Dec 2013 | 961.7671695956683 | 1.68 | 34.17 |
| Jan 2014 | 957.3846569129742 | -0.46 | 10.15 |
| Feb 2014 | 949.9860720711995 | -0.77 | 7.92 |
| Mar 2014 | 955.8688840451091 | 0.62 | 7.94 |
| Apr 2014 | 958.4830623741582 | 0.27 | 8.95 |
| May 2014 | 950.408452734044 | -0.84 | 6.91 |
| Jun 2014 | 949.620646553075 | -0.08 | 1.99 |
| Jul 2014 | 947.6392790689767 | -0.21 | -0.76 |
| Aug 2014 | 946.0336528592949 | -0.17 | -1.70 |
| Sep 2014 | 949.735261000525 | 0.39 | -1.56 |
| Oct 2014 | 939.8882516369953 | -1.04 | -0.20 |
| Nov 2014 | 938.6353463209 | -0.13 | -0.77 |
| Dec 2014 | 931.3102567559939 | -0.78 | -3.17 |
| Jan 2015 | 4711.394442552986 | 405.89 | 392.11 |
| Feb 2015 | 4730.591364420647 | 0.41 | 397.96 |
| Mar 2015 | 4754.499908804698 | 0.51 | 397.40 |
| Apr 2015 | 4768.877001759389 | 0.30 | 397.54 |
| May 2015 | 4795.229991549142 | 0.55 | 404.54 |
| Jun 2015 | 4809.2359797060335 | 0.29 | 406.44 |
| Jul 2015 | 4814.842643693519 | 0.12 | 408.09 |
| Aug 2015 | 4811.706159578701 | -0.06 | 408.62 |
| Sep 2015 | 4828.511897167804 | 0.35 | 408.41 |
| Oct 2015 | 4840.451495549705 | 0.25 | 415.00 |
| Nov 2015 | 4866.206363077021 | 0.53 | 418.43 |
| Dec 2015 | 4888.86429518753 | 0.47 | 424.95 |
| Jan 2016 | 963.338989891983 | -80.29 | -79.55 |
| Feb 2016 | 949.7274165776054 | -1.41 | -79.92 |
| Mar 2016 | 953.7523198350273 | 0.42 | -79.94 |
| Apr 2016 | 949.1771022633661 | -0.48 | -80.10 |
| May 2016 | 952.343196999537 | 0.33 | -80.14 |
| Jun 2016 | 953.8052115524756 | 0.15 | -80.17 |
| Jul 2016 | 946.9632915800973 | -0.72 | -80.33 |
| Aug 2016 | 950.2908664551014 | 0.35 | -80.25 |
| Sep 2016 | 954.6287986666935 | 0.46 | -80.23 |
| Oct 2016 | 959.4284538178947 | 0.50 | -80.18 |
| Nov 2016 | 988.5232899570078 | 3.03 | -79.69 |
| Dec 2016 | 1029.3798580916578 | 4.13 | -78.94 |
| Jan 2017 | 1029.6237576731726 | 0.02 | 6.88 |
| Feb 2017 | 1032.838325009438 | 0.31 | 8.75 |
| Mar 2017 | 1037.714066696384 | 0.47 | 8.80 |
| Apr 2017 | 1030.8528585766483 | -0.66 | 8.61 |
| May 2017 | 1033.161740185627 | 0.22 | 8.49 |
| Jun 2017 | 1029.1842314836213 | -0.38 | 7.90 |
| Jul 2017 | 1037.550063497305 | 0.81 | 9.57 |
| Aug 2017 | 1032.424621265265 | -0.49 | 8.64 |
| Sep 2017 | 1028.6115427649393 | -0.37 | 7.75 |
| Oct 2017 | 1038.9414208480373 | 1.00 | 8.29 |
| Nov 2017 | 1044.9919191279942 | 0.58 | 5.71 |
| Dec 2017 | 1051.407663226792 | 0.61 | 2.14 |
| Jan 2018 | 1038.7876835842162 | -1.20 | 0.89 |
| Feb 2018 | 1067.6273800421418 | 2.78 | 3.37 |
| Mar 2018 | 1081.027634795088 | 1.25 | 4.17 |
| Apr 2018 | 1086.8277104418185 | 0.54 | 5.43 |
| May 2018 | 1101.0455314213189 | 1.31 | 6.57 |
| Jun 2018 | 1102.3823931995294 | 0.12 | 7.11 |
| Jul 2018 | 1102.848316604299 | 0.04 | 6.29 |
| Aug 2018 | 1110.156345167131 | 0.66 | 7.53 |
| Sep 2018 | 1122.9914263760547 | 1.16 | 9.18 |
| Oct 2018 | 1145.8105453077744 | 2.03 | 10.29 |
| Nov 2018 | 1152.9578712160778 | 0.62 | 10.33 |
| Dec 2018 | 1134.9447729042552 | -1.56 | 7.95 |
| Jan 2019 | 1101.6461924229045 | -2.93 | 6.05 |
| Feb 2019 | 1100.1230114425857 | -0.14 | 3.04 |
| Mar 2019 | 1099.3463435314127 | -0.07 | 1.70 |
| Apr 2019 | 1096.9780563427435 | -0.21 | 0.93 |
| May 2019 | 1098.79523892864 | 0.17 | -0.20 |
| Jun 2019 | 1080.2240846175832 | -1.69 | -2.01 |
| Jul 2019 | 1081.1826889301171 | 0.09 | -1.96 |
| Aug 2019 | 1071.0289730395625 | -0.94 | -3.52 |
| Sep 2019 | 1073.6611727516124 | 0.25 | -4.39 |
| Oct 2019 | 1085.4779096437924 | 1.10 | -5.26 |
| Nov 2019 | 1091.2747307784052 | 0.53 | -5.35 |
| Dec 2019 | 1100.062913016689 | 0.81 | -3.07 |
| Jan 2020 | 1121.2018959965044 | 1.92 | 1.78 |
| Feb 2020 | 1112.7147743542014 | -0.76 | 1.15 |
| Mar 2020 | 1118.7260626553934 | 0.54 | 1.76 |
| Apr 2020 | 1112.463891573911 | -0.56 | 1.41 |
| May 2020 | 1111.9541738031483 | -0.05 | 1.20 |
| Jun 2020 | 1111.4702456270636 | -0.04 | 2.89 |
| Jul 2020 | 1104.8757800373787 | -0.59 | 2.19 |
| Aug 2020 | 1107.3384041397849 | 0.22 | 3.39 |
| Sep 2020 | 1116.368477153975 | 0.82 | 3.98 |
| Oct 2020 | 1126.089377967571 | 0.87 | 3.74 |
| Nov 2020 | 1133.786474178111 | 0.68 | 3.90 |
| Dec 2020 | 1138.9664104458498 | 0.46 | 3.54 |
| Jan 2021 | 1127.7012308171472 | -0.99 | 0.58 |
| Feb 2021 | 1150.902840022565 | 2.06 | 3.43 |
| Mar 2021 | 1197.3265410811432 | 4.03 | 7.03 |
| Apr 2021 | 1214.0236715638955 | 1.40 | 9.13 |
| May 2021 | 1221.9334877028155 | 0.65 | 9.89 |
| Jun 2021 | 1241.3212666232562 | 1.59 | 11.68 |
| Jul 2021 | 1246.6387262422886 | 0.43 | 12.83 |
| Aug 2021 | 1260.1172744846365 | 1.08 | 13.80 |
| Sep 2021 | 1278.7314456996148 | 1.48 | 14.54 |
| Oct 2021 | 1309.402489631791 | 2.40 | 16.28 |
| Nov 2021 | 1323.157170507115 | 1.05 | 16.70 |
| Dec 2021 | 1343.0230314031396 | 1.50 | 17.92 |
| Jan 2022 | 1384.3146056542814 | 3.08 | 22.76 |
| Feb 2022 | 1454.4058272750738 | 5.06 | 26.37 |
| Mar 2022 | 1544.8267802314956 | 6.22 | 29.02 |
| Apr 2022 | 1694.893949606498 | 9.71 | 39.61 |
| May 2022 | 1762.137116805351 | 3.97 | 44.21 |
| Jun 2022 | 1833.058617358351 | 4.03 | 47.67 |
| Jul 2022 | 1831.3070379164135 | -0.10 | 46.90 |
| Aug 2022 | 1804.3438881815784 | -1.47 | 43.19 |
| Sep 2022 | 1935.8522260165394 | 7.29 | 51.39 |
| Oct 2022 | 2055.0948847077584 | 6.16 | 56.95 |
| Nov 2022 | 2033.2908087388341 | -1.06 | 53.67 |
| Dec 2022 | 1958.143328368799 | -3.70 | 45.80 |
| Jan 2023 | 1953.451959063779 | -0.24 | 41.11 |
| Feb 2023 | 1949.4247591387907 | -0.21 | 34.04 |
| Mar 2023 | 1997.4890443938593 | 2.47 | 29.30 |
| Apr 2023 | 1973.801505631555 | -1.19 | 16.46 |
| May 2023 | 1999.4100074236233 | 1.30 | 13.47 |
| Jun 2023 | 2059.964187646142 | 3.03 | 12.38 |
| Jul 2023 | 2094.5588927012236 | 1.68 | 14.38 |
| Aug 2023 | 2147.1825063805736 | 2.51 | 19.00 |
| Sep 2023 | 2181.2986244576873 | 1.59 | 12.68 |
| Oct 2023 | 2264.2228870685994 | 3.80 | 10.18 |
| Nov 2023 | 2239.8796478001664 | -1.07 | 10.16 |
| Dec 2023 | 2135.6605036664723 | -4.65 | 9.07 |
| Jan 2024 | 2110.198256356705 | -1.19 | 8.02 |
| Feb 2024 | 2140.788163451457 | 1.45 | 9.82 |
| Mar 2024 | 2160.130610356764 | 0.90 | 8.14 |
| Apr 2024 | 2203.8883911016255 | 2.03 | 11.66 |
| May 2024 | 2224.7537509583844 | 0.95 | 11.27 |
| Jun 2024 | 2201.1238757193332 | -1.06 | 6.85 |
| Jul 2024 | 2188.8830492646343 | -0.56 | 4.50 |
| Aug 2024 | 2129.763570005879 | -2.70 | -0.81 |
| Sep 2024 | 2085.0538525831635 | -2.10 | -4.41 |
| Oct 2024 | 2134.331717346829 | 2.36 | -5.74 |
| Nov 2024 | 2207.137494742363 | 3.41 | -1.46 |
| Dec 2024 | 2198.6511165617685 | -0.38 | 2.95 |
| Jan 2025 | 2206.8825088537596 | 0.37 | 4.58 |
| Feb 2025 | 2193.476157854851 | -0.61 | 2.46 |
| Mar 2025 | 2163.1450639923482 | -1.38 | 0.14 |
| Apr 2025 | 2177.2313970172277 | 0.65 | -1.21 |
| May 2025 | 2193.6523731985785 | 0.75 | -1.40 |
| Jun 2025 | 2192.299378723006 | -0.06 | -0.40 |
| Jul 2025 | 2173.2528762251823 | -0.87 | -0.71 |
| Aug 2025 | 2148.053748684507 | -1.16 | 0.86 |
| Sep 2025 | 2112.750722634452 | -1.64 | 1.33 |
| Oct 2025 | 2098.095920713467 | -0.69 | -1.70 |
| Nov 2025 | 2099.1592471089834 | 0.05 | -4.89 |
| Dec 2025 | 2095.012468940473 | -0.20 | -4.71 |
| Jan 2026 | 2083.8735328713447 | -0.53 | -5.57 |
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