Ames, IA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Ames, IA Metro in January 2026 was $1,758.279. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -2.80%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Ames, IA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Ames, IA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Ames, IA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 824.7826500830356 NaN NaN
Feb 2012 823.5371890204378 -0.15 NaN
Mar 2012 829.0689482614138 0.67 NaN
Apr 2012 826.7858827647103 -0.28 NaN
May 2012 820.4434541141302 -0.77 NaN
Jun 2012 811.2878805637279 -1.12 NaN
Jul 2012 801.4156319269026 -1.22 NaN
Aug 2012 802.2591522632974 0.11 NaN
Sep 2012 793.6384501700027 -1.07 NaN
Oct 2012 785.2811668138243 -1.05 NaN
Nov 2012 781.9217748301371 -0.43 NaN
Dec 2012 781.1346889065749 -0.10 NaN
Jan 2013 788.4033802380694 0.93 -4.41
Feb 2013 800.3016381394675 1.51 -2.82
Mar 2013 808.6005719915743 1.04 -2.47
Apr 2013 807.1411809799629 -0.18 -2.38
May 2013 818.9675200492666 1.47 -0.18
Jun 2013 857.9017260276228 4.75 5.75
Jul 2013 880.7759614240931 2.67 9.90
Aug 2013 890.6939960366594 1.13 11.02
Sep 2013 898.8734392093786 0.92 13.26
Oct 2013 885.835581691749 -1.45 12.81
Nov 2013 896.1401694390936 1.16 14.61
Dec 2013 915.9435767979992 2.21 17.26
Jan 2014 919.2694096555153 0.36 16.60
Feb 2014 916.4449270482132 -0.31 14.51
Mar 2014 926.490197527955 1.10 14.58
Apr 2014 934.5626052200487 0.87 15.79
May 2014 929.8972799221808 -0.50 13.55
Jun 2014 932.5365346016515 0.28 8.70
Jul 2014 935.4552153801635 0.31 6.21
Aug 2014 938.2427445013323 0.30 5.34
Sep 2014 943.696771941796 0.58 4.99
Oct 2014 932.3899687806547 -1.20 5.26
Nov 2014 931.1295776518118 -0.13 3.90
Dec 2014 924.646605820853 -0.70 0.95
Jan 2015 916.5203434624179 -0.88 -0.30
Feb 2015 924.0941379751464 0.83 0.84
Mar 2015 934.1445036077916 1.09 0.83
Apr 2015 934.882034762902 0.08 0.03
May 2015 955.143309885236 2.17 2.72
Jun 2015 972.6098232011291 1.83 4.30
Jul 2015 982.3387566132308 1.00 5.01
Aug 2015 976.6889661979772 -0.57 4.10
Sep 2015 979.1247788322275 0.25 3.75
Oct 2015 975.2733882842838 -0.39 4.60
Nov 2015 988.7290823592401 1.38 6.19
Dec 2015 994.2920761805815 0.56 7.53
Jan 2016 982.9085422476819 -1.14 7.24
Feb 2016 969.8800084988238 -1.33 4.96
Mar 2016 973.9539324497348 0.42 4.26
Apr 2016 969.0033613999983 -0.51 3.65
May 2016 970.3710529064836 0.14 1.59
Jun 2016 971.6010983845933 0.13 -0.10
Jul 2016 964.9611364305093 -0.68 -1.77
Aug 2016 967.5091421521909 0.26 -0.94
Sep 2016 972.4281463207345 0.51 -0.68
Oct 2016 977.3613890792467 0.51 0.21
Nov 2016 1004.2729296021389 2.75 1.57
Dec 2016 1040.0824855820802 3.57 4.61
Jan 2017 1032.7452998351105 -0.70 5.07
Feb 2017 1036.1058560404845 0.33 6.83
Mar 2017 1042.2630823010493 0.59 7.01
Apr 2017 1037.1199300800597 -0.49 7.03
May 2017 1041.4471496333376 0.42 7.33
Jun 2017 1039.3071665022055 -0.20 6.97
Jul 2017 1048.7508642280059 0.91 8.68
Aug 2017 1044.4764749558972 -0.41 7.96
Sep 2017 1040.0238536470365 -0.43 6.95
Oct 2017 1048.7780142020351 0.84 7.31
Nov 2017 1053.1655686731253 0.42 4.87
Dec 2017 1058.2088765816216 0.48 1.74
Jan 2018 1067.4500342829301 0.87 3.36
Feb 2018 1094.7324999988648 2.56 5.66
Mar 2018 1107.5434826568219 1.17 6.26
Apr 2018 1112.0665071049793 0.41 7.23
May 2018 1125.2718605791606 1.19 8.05
Jun 2018 1125.8288030514195 0.05 8.32
Jul 2018 1125.2741932954038 -0.05 7.30
Aug 2018 1129.3856259258553 0.37 8.13
Sep 2018 1138.372836507975 0.80 9.46
Oct 2018 1157.0864211544495 1.64 10.33
Nov 2018 1161.7995607780167 0.41 10.32
Dec 2018 1144.231858813833 -1.51 8.13
Jan 2019 1154.8518363418684 0.93 8.19
Feb 2019 1147.7809502091652 -0.61 4.85
Mar 2019 1139.0230047886776 -0.76 2.84
Apr 2019 1129.618429316647 -0.83 1.58
May 2019 1126.6690108284029 -0.26 0.12
Jun 2019 1107.5418963377263 -1.70 -1.62
Jul 2019 1105.8830042111233 -0.15 -1.72
Aug 2019 1093.9779485469287 -1.08 -3.13
Sep 2019 1092.5828346047028 -0.13 -4.02
Oct 2019 1102.7999840591333 0.94 -4.69
Nov 2019 1106.7016894016767 0.35 -4.74
Dec 2019 1113.2019182281379 0.59 -2.71
Jan 2020 1085.8182915103189 -2.46 -5.98
Feb 2020 1074.1044280973722 -1.08 -6.42
Mar 2020 1075.797030401959 0.16 -5.55
Apr 2020 1069.1944118911617 -0.61 -5.35
May 2020 1069.2916459573244 0.01 -5.09
Jun 2020 1067.7381837110229 -0.14 -3.59
Jul 2020 1058.8917312810754 -0.83 -4.25
Aug 2020 1055.7420870704882 -0.30 -3.49
Sep 2020 1058.5421832563416 0.27 -3.12
Oct 2020 1060.919278741379 0.23 -3.80
Nov 2020 1062.9798723876181 0.19 -3.95
Dec 2020 1063.0142993400923 0.00 -4.51
Jan 2021 1052.3598671124678 -1.00 -3.08
Feb 2021 1064.0501076163878 1.11 -0.94
Mar 2021 1092.1603258754085 2.64 1.52
Apr 2021 1097.321023596745 0.47 2.63
May 2021 1099.9211666832848 0.24 2.86
Jun 2021 1114.1845724538482 1.30 4.35
Jul 2021 1117.7385026304228 0.32 5.56
Aug 2021 1124.2091061078856 0.58 6.49
Sep 2021 1134.2442422189022 0.89 7.15
Oct 2021 1154.6600778703241 1.80 8.84
Nov 2021 1162.8557741171492 0.71 9.40
Dec 2021 1175.451771109587 1.08 10.58
Jan 2022 1196.9931767241442 1.83 13.74
Feb 2022 1239.2906637840379 3.53 16.47
Mar 2022 1295.5417288603817 4.54 18.62
Apr 2022 1396.3275539433391 7.78 27.25
May 2022 1438.5325391454592 3.02 30.79
Jun 2022 1483.6912726576713 3.14 33.16
Jul 2022 1478.7947152637976 -0.33 32.30
Aug 2022 1461.2596631771744 -1.19 29.98
Sep 2022 1568.5648045173682 7.34 38.29
Oct 2022 1671.9574303155584 6.59 44.80
Nov 2022 1670.15058046277 -0.11 43.63
Dec 2022 1624.234049754629 -2.75 38.18
Jan 2023 1609.1472498932546 -0.93 34.43
Feb 2023 1607.7388352262521 -0.09 29.73
Mar 2023 1643.7581173187054 2.24 26.88
Apr 2023 1627.727357653908 -0.97 16.57
May 2023 1649.6066351402278 1.34 14.67
Jun 2023 1700.489032234799 3.09 14.61
Jul 2023 1727.067766638962 1.56 16.79
Aug 2023 1764.0597271391364 2.14 20.72
Sep 2023 1783.5729233080583 1.11 13.71
Oct 2023 1838.5699344492466 3.08 9.97
Nov 2023 1811.9185834932068 -1.45 8.49
Dec 2023 1725.152355820157 -4.79 6.21
Jan 2024 1701.672323507675 -1.36 5.75
Feb 2024 1714.9751483845344 0.78 6.67
Mar 2024 1724.0841073277047 0.53 4.89
Apr 2024 1757.0541113902473 1.91 7.95
May 2024 1775.3429134578462 1.04 7.62
Jun 2024 1762.0757305616737 -0.75 3.62
Jul 2024 1755.2525144822532 -0.39 1.63
Aug 2024 1712.1262663370821 -2.46 -2.94
Sep 2024 1680.97602686239 -1.82 -5.75
Oct 2024 1716.8955311435095 2.14 -6.62
Nov 2024 1770.9250836117021 3.15 -2.26
Dec 2024 1768.4690520176766 -0.14 2.51
Jan 2025 1809.0282319205794 2.29 6.31
Feb 2025 1801.9521801553492 -0.39 5.07
Mar 2025 1781.7646922198303 -1.12 3.35
Apr 2025 1793.7329834451127 0.67 2.09
May 2025 1808.1894329173135 0.81 1.85
Jun 2025 1811.2238318854284 0.17 2.79
Jul 2025 1804.2874566668143 -0.38 2.79
Aug 2025 1793.0646763834013 -0.62 4.73
Sep 2025 1775.0748777534695 -1.00 5.60
Oct 2025 1765.3722306347197 -0.55 2.82
Nov 2025 1766.1617605027536 0.05 -0.27
Dec 2025 1764.11102222517 -0.12 -0.25
Jan 2026 1758.2792852880261 -0.33 -2.80