Ames, IA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Ames, IA Metro in January 2026 was $1,758.279. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -2.80%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Ames, IA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 824.7826500830356 | NaN | NaN |
| Feb 2012 | 823.5371890204378 | -0.15 | NaN |
| Mar 2012 | 829.0689482614138 | 0.67 | NaN |
| Apr 2012 | 826.7858827647103 | -0.28 | NaN |
| May 2012 | 820.4434541141302 | -0.77 | NaN |
| Jun 2012 | 811.2878805637279 | -1.12 | NaN |
| Jul 2012 | 801.4156319269026 | -1.22 | NaN |
| Aug 2012 | 802.2591522632974 | 0.11 | NaN |
| Sep 2012 | 793.6384501700027 | -1.07 | NaN |
| Oct 2012 | 785.2811668138243 | -1.05 | NaN |
| Nov 2012 | 781.9217748301371 | -0.43 | NaN |
| Dec 2012 | 781.1346889065749 | -0.10 | NaN |
| Jan 2013 | 788.4033802380694 | 0.93 | -4.41 |
| Feb 2013 | 800.3016381394675 | 1.51 | -2.82 |
| Mar 2013 | 808.6005719915743 | 1.04 | -2.47 |
| Apr 2013 | 807.1411809799629 | -0.18 | -2.38 |
| May 2013 | 818.9675200492666 | 1.47 | -0.18 |
| Jun 2013 | 857.9017260276228 | 4.75 | 5.75 |
| Jul 2013 | 880.7759614240931 | 2.67 | 9.90 |
| Aug 2013 | 890.6939960366594 | 1.13 | 11.02 |
| Sep 2013 | 898.8734392093786 | 0.92 | 13.26 |
| Oct 2013 | 885.835581691749 | -1.45 | 12.81 |
| Nov 2013 | 896.1401694390936 | 1.16 | 14.61 |
| Dec 2013 | 915.9435767979992 | 2.21 | 17.26 |
| Jan 2014 | 919.2694096555153 | 0.36 | 16.60 |
| Feb 2014 | 916.4449270482132 | -0.31 | 14.51 |
| Mar 2014 | 926.490197527955 | 1.10 | 14.58 |
| Apr 2014 | 934.5626052200487 | 0.87 | 15.79 |
| May 2014 | 929.8972799221808 | -0.50 | 13.55 |
| Jun 2014 | 932.5365346016515 | 0.28 | 8.70 |
| Jul 2014 | 935.4552153801635 | 0.31 | 6.21 |
| Aug 2014 | 938.2427445013323 | 0.30 | 5.34 |
| Sep 2014 | 943.696771941796 | 0.58 | 4.99 |
| Oct 2014 | 932.3899687806547 | -1.20 | 5.26 |
| Nov 2014 | 931.1295776518118 | -0.13 | 3.90 |
| Dec 2014 | 924.646605820853 | -0.70 | 0.95 |
| Jan 2015 | 916.5203434624179 | -0.88 | -0.30 |
| Feb 2015 | 924.0941379751464 | 0.83 | 0.84 |
| Mar 2015 | 934.1445036077916 | 1.09 | 0.83 |
| Apr 2015 | 934.882034762902 | 0.08 | 0.03 |
| May 2015 | 955.143309885236 | 2.17 | 2.72 |
| Jun 2015 | 972.6098232011291 | 1.83 | 4.30 |
| Jul 2015 | 982.3387566132308 | 1.00 | 5.01 |
| Aug 2015 | 976.6889661979772 | -0.57 | 4.10 |
| Sep 2015 | 979.1247788322275 | 0.25 | 3.75 |
| Oct 2015 | 975.2733882842838 | -0.39 | 4.60 |
| Nov 2015 | 988.7290823592401 | 1.38 | 6.19 |
| Dec 2015 | 994.2920761805815 | 0.56 | 7.53 |
| Jan 2016 | 982.9085422476819 | -1.14 | 7.24 |
| Feb 2016 | 969.8800084988238 | -1.33 | 4.96 |
| Mar 2016 | 973.9539324497348 | 0.42 | 4.26 |
| Apr 2016 | 969.0033613999983 | -0.51 | 3.65 |
| May 2016 | 970.3710529064836 | 0.14 | 1.59 |
| Jun 2016 | 971.6010983845933 | 0.13 | -0.10 |
| Jul 2016 | 964.9611364305093 | -0.68 | -1.77 |
| Aug 2016 | 967.5091421521909 | 0.26 | -0.94 |
| Sep 2016 | 972.4281463207345 | 0.51 | -0.68 |
| Oct 2016 | 977.3613890792467 | 0.51 | 0.21 |
| Nov 2016 | 1004.2729296021389 | 2.75 | 1.57 |
| Dec 2016 | 1040.0824855820802 | 3.57 | 4.61 |
| Jan 2017 | 1032.7452998351105 | -0.70 | 5.07 |
| Feb 2017 | 1036.1058560404845 | 0.33 | 6.83 |
| Mar 2017 | 1042.2630823010493 | 0.59 | 7.01 |
| Apr 2017 | 1037.1199300800597 | -0.49 | 7.03 |
| May 2017 | 1041.4471496333376 | 0.42 | 7.33 |
| Jun 2017 | 1039.3071665022055 | -0.20 | 6.97 |
| Jul 2017 | 1048.7508642280059 | 0.91 | 8.68 |
| Aug 2017 | 1044.4764749558972 | -0.41 | 7.96 |
| Sep 2017 | 1040.0238536470365 | -0.43 | 6.95 |
| Oct 2017 | 1048.7780142020351 | 0.84 | 7.31 |
| Nov 2017 | 1053.1655686731253 | 0.42 | 4.87 |
| Dec 2017 | 1058.2088765816216 | 0.48 | 1.74 |
| Jan 2018 | 1067.4500342829301 | 0.87 | 3.36 |
| Feb 2018 | 1094.7324999988648 | 2.56 | 5.66 |
| Mar 2018 | 1107.5434826568219 | 1.17 | 6.26 |
| Apr 2018 | 1112.0665071049793 | 0.41 | 7.23 |
| May 2018 | 1125.2718605791606 | 1.19 | 8.05 |
| Jun 2018 | 1125.8288030514195 | 0.05 | 8.32 |
| Jul 2018 | 1125.2741932954038 | -0.05 | 7.30 |
| Aug 2018 | 1129.3856259258553 | 0.37 | 8.13 |
| Sep 2018 | 1138.372836507975 | 0.80 | 9.46 |
| Oct 2018 | 1157.0864211544495 | 1.64 | 10.33 |
| Nov 2018 | 1161.7995607780167 | 0.41 | 10.32 |
| Dec 2018 | 1144.231858813833 | -1.51 | 8.13 |
| Jan 2019 | 1154.8518363418684 | 0.93 | 8.19 |
| Feb 2019 | 1147.7809502091652 | -0.61 | 4.85 |
| Mar 2019 | 1139.0230047886776 | -0.76 | 2.84 |
| Apr 2019 | 1129.618429316647 | -0.83 | 1.58 |
| May 2019 | 1126.6690108284029 | -0.26 | 0.12 |
| Jun 2019 | 1107.5418963377263 | -1.70 | -1.62 |
| Jul 2019 | 1105.8830042111233 | -0.15 | -1.72 |
| Aug 2019 | 1093.9779485469287 | -1.08 | -3.13 |
| Sep 2019 | 1092.5828346047028 | -0.13 | -4.02 |
| Oct 2019 | 1102.7999840591333 | 0.94 | -4.69 |
| Nov 2019 | 1106.7016894016767 | 0.35 | -4.74 |
| Dec 2019 | 1113.2019182281379 | 0.59 | -2.71 |
| Jan 2020 | 1085.8182915103189 | -2.46 | -5.98 |
| Feb 2020 | 1074.1044280973722 | -1.08 | -6.42 |
| Mar 2020 | 1075.797030401959 | 0.16 | -5.55 |
| Apr 2020 | 1069.1944118911617 | -0.61 | -5.35 |
| May 2020 | 1069.2916459573244 | 0.01 | -5.09 |
| Jun 2020 | 1067.7381837110229 | -0.14 | -3.59 |
| Jul 2020 | 1058.8917312810754 | -0.83 | -4.25 |
| Aug 2020 | 1055.7420870704882 | -0.30 | -3.49 |
| Sep 2020 | 1058.5421832563416 | 0.27 | -3.12 |
| Oct 2020 | 1060.919278741379 | 0.23 | -3.80 |
| Nov 2020 | 1062.9798723876181 | 0.19 | -3.95 |
| Dec 2020 | 1063.0142993400923 | 0.00 | -4.51 |
| Jan 2021 | 1052.3598671124678 | -1.00 | -3.08 |
| Feb 2021 | 1064.0501076163878 | 1.11 | -0.94 |
| Mar 2021 | 1092.1603258754085 | 2.64 | 1.52 |
| Apr 2021 | 1097.321023596745 | 0.47 | 2.63 |
| May 2021 | 1099.9211666832848 | 0.24 | 2.86 |
| Jun 2021 | 1114.1845724538482 | 1.30 | 4.35 |
| Jul 2021 | 1117.7385026304228 | 0.32 | 5.56 |
| Aug 2021 | 1124.2091061078856 | 0.58 | 6.49 |
| Sep 2021 | 1134.2442422189022 | 0.89 | 7.15 |
| Oct 2021 | 1154.6600778703241 | 1.80 | 8.84 |
| Nov 2021 | 1162.8557741171492 | 0.71 | 9.40 |
| Dec 2021 | 1175.451771109587 | 1.08 | 10.58 |
| Jan 2022 | 1196.9931767241442 | 1.83 | 13.74 |
| Feb 2022 | 1239.2906637840379 | 3.53 | 16.47 |
| Mar 2022 | 1295.5417288603817 | 4.54 | 18.62 |
| Apr 2022 | 1396.3275539433391 | 7.78 | 27.25 |
| May 2022 | 1438.5325391454592 | 3.02 | 30.79 |
| Jun 2022 | 1483.6912726576713 | 3.14 | 33.16 |
| Jul 2022 | 1478.7947152637976 | -0.33 | 32.30 |
| Aug 2022 | 1461.2596631771744 | -1.19 | 29.98 |
| Sep 2022 | 1568.5648045173682 | 7.34 | 38.29 |
| Oct 2022 | 1671.9574303155584 | 6.59 | 44.80 |
| Nov 2022 | 1670.15058046277 | -0.11 | 43.63 |
| Dec 2022 | 1624.234049754629 | -2.75 | 38.18 |
| Jan 2023 | 1609.1472498932546 | -0.93 | 34.43 |
| Feb 2023 | 1607.7388352262521 | -0.09 | 29.73 |
| Mar 2023 | 1643.7581173187054 | 2.24 | 26.88 |
| Apr 2023 | 1627.727357653908 | -0.97 | 16.57 |
| May 2023 | 1649.6066351402278 | 1.34 | 14.67 |
| Jun 2023 | 1700.489032234799 | 3.09 | 14.61 |
| Jul 2023 | 1727.067766638962 | 1.56 | 16.79 |
| Aug 2023 | 1764.0597271391364 | 2.14 | 20.72 |
| Sep 2023 | 1783.5729233080583 | 1.11 | 13.71 |
| Oct 2023 | 1838.5699344492466 | 3.08 | 9.97 |
| Nov 2023 | 1811.9185834932068 | -1.45 | 8.49 |
| Dec 2023 | 1725.152355820157 | -4.79 | 6.21 |
| Jan 2024 | 1701.672323507675 | -1.36 | 5.75 |
| Feb 2024 | 1714.9751483845344 | 0.78 | 6.67 |
| Mar 2024 | 1724.0841073277047 | 0.53 | 4.89 |
| Apr 2024 | 1757.0541113902473 | 1.91 | 7.95 |
| May 2024 | 1775.3429134578462 | 1.04 | 7.62 |
| Jun 2024 | 1762.0757305616737 | -0.75 | 3.62 |
| Jul 2024 | 1755.2525144822532 | -0.39 | 1.63 |
| Aug 2024 | 1712.1262663370821 | -2.46 | -2.94 |
| Sep 2024 | 1680.97602686239 | -1.82 | -5.75 |
| Oct 2024 | 1716.8955311435095 | 2.14 | -6.62 |
| Nov 2024 | 1770.9250836117021 | 3.15 | -2.26 |
| Dec 2024 | 1768.4690520176766 | -0.14 | 2.51 |
| Jan 2025 | 1809.0282319205794 | 2.29 | 6.31 |
| Feb 2025 | 1801.9521801553492 | -0.39 | 5.07 |
| Mar 2025 | 1781.7646922198303 | -1.12 | 3.35 |
| Apr 2025 | 1793.7329834451127 | 0.67 | 2.09 |
| May 2025 | 1808.1894329173135 | 0.81 | 1.85 |
| Jun 2025 | 1811.2238318854284 | 0.17 | 2.79 |
| Jul 2025 | 1804.2874566668143 | -0.38 | 2.79 |
| Aug 2025 | 1793.0646763834013 | -0.62 | 4.73 |
| Sep 2025 | 1775.0748777534695 | -1.00 | 5.60 |
| Oct 2025 | 1765.3722306347197 | -0.55 | 2.82 |
| Nov 2025 | 1766.1617605027536 | 0.05 | -0.27 |
| Dec 2025 | 1764.11102222517 | -0.12 | -0.25 |
| Jan 2026 | 1758.2792852880261 | -0.33 | -2.80 |