Athens, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Athens, GA Metro in January 2026 was $2,280.007. The month over month percentage change (MoM) was -0.39%, and the year over year percentage change (YoY) was -4.81%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Athens, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Athens, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 886.782340504998 | NaN | NaN |
| Feb 2012 | 878.7579447650392 | -0.90 | NaN |
| Mar 2012 | 875.4530507011118 | -0.38 | NaN |
| Apr 2012 | 866.6994158486953 | -1.00 | NaN |
| May 2012 | 856.9927742218051 | -1.12 | NaN |
| Jun 2012 | 849.1999703022145 | -0.91 | NaN |
| Jul 2012 | 843.0547435394624 | -0.72 | NaN |
| Aug 2012 | 847.220032611032 | 0.49 | NaN |
| Sep 2012 | 843.1455773083267 | -0.48 | NaN |
| Oct 2012 | 838.0475964068132 | -0.60 | NaN |
| Nov 2012 | 838.4480559545241 | 0.05 | NaN |
| Dec 2012 | 838.7150586997235 | 0.03 | NaN |
| Jan 2013 | 741.4754522584385 | -11.59 | -16.39 |
| Feb 2013 | 752.6777556257978 | 1.51 | -14.35 |
| Mar 2013 | 761.2099747311828 | 1.13 | -13.05 |
| Apr 2013 | 760.3047007089071 | -0.12 | -12.28 |
| May 2013 | 771.7440824488647 | 1.51 | -9.95 |
| Jun 2013 | 809.9327205469185 | 4.95 | -4.62 |
| Jul 2013 | 831.9949324518407 | 2.72 | -1.31 |
| Aug 2013 | 839.6550025787953 | 0.92 | -0.89 |
| Sep 2013 | 843.5632732920125 | 0.47 | 0.05 |
| Oct 2013 | 825.795155244068 | -2.11 | -1.46 |
| Nov 2013 | 831.0564565419709 | 0.64 | -0.88 |
| Dec 2013 | 848.0474215028551 | 2.05 | 1.11 |
| Jan 2014 | 873.579978637437 | 3.01 | 17.82 |
| Feb 2014 | 870.97608477118 | -0.30 | 15.72 |
| Mar 2014 | 879.6038127106838 | 0.99 | 15.55 |
| Apr 2014 | 884.2629555398287 | 0.53 | 16.30 |
| May 2014 | 877.838569687425 | -0.73 | 13.75 |
| Jun 2014 | 877.41377780176 | -0.05 | 8.33 |
| Jul 2014 | 876.1499399189508 | -0.14 | 5.31 |
| Aug 2014 | 875.7477322696859 | -0.05 | 4.30 |
| Sep 2014 | 880.8503211111333 | 0.58 | 4.42 |
| Oct 2014 | 873.5720532764101 | -0.83 | 5.79 |
| Nov 2014 | 873.2280253401341 | -0.04 | 5.07 |
| Dec 2014 | 866.3011505802583 | -0.79 | 2.15 |
| Jan 2015 | 845.5851087133597 | -2.39 | -3.20 |
| Feb 2015 | 850.0445237847675 | 0.53 | -2.40 |
| Mar 2015 | 856.1907820023317 | 0.72 | -2.66 |
| Apr 2015 | 852.3281573517452 | -0.45 | -3.61 |
| May 2015 | 867.4894900248152 | 1.78 | -1.18 |
| Jun 2015 | 879.7295565508498 | 1.41 | 0.26 |
| Jul 2015 | 886.3212418768198 | 0.75 | 1.16 |
| Aug 2015 | 878.3463929904988 | -0.90 | 0.30 |
| Sep 2015 | 881.5317480730206 | 0.36 | 0.08 |
| Oct 2015 | 879.3595368416312 | -0.25 | 0.66 |
| Nov 2015 | 894.2573476182556 | 1.69 | 2.41 |
| Dec 2015 | 899.5104689705925 | 0.59 | 3.83 |
| Jan 2016 | 892.7861636416624 | -0.75 | 5.58 |
| Feb 2016 | 881.2272968593023 | -1.29 | 3.67 |
| Mar 2016 | 887.020396850588 | 0.66 | 3.60 |
| Apr 2016 | 884.0724983980481 | -0.33 | 3.72 |
| May 2016 | 887.8635387708958 | 0.43 | 2.35 |
| Jun 2016 | 889.434129154228 | 0.18 | 1.10 |
| Jul 2016 | 883.0792031415277 | -0.71 | -0.37 |
| Aug 2016 | 885.5655110822358 | 0.28 | 0.82 |
| Sep 2016 | 891.1403639821631 | 0.63 | 1.09 |
| Oct 2016 | 896.2126318950901 | 0.57 | 1.92 |
| Nov 2016 | 922.6639980342883 | 2.95 | 3.18 |
| Dec 2016 | 958.8871231288635 | 3.93 | 6.60 |
| Jan 2017 | 961.6248513358219 | 0.29 | 7.71 |
| Feb 2017 | 968.3445678608311 | 0.70 | 9.89 |
| Mar 2017 | 977.5936099559517 | 0.96 | 10.21 |
| Apr 2017 | 974.5942435703363 | -0.31 | 10.24 |
| May 2017 | 980.2347106147668 | 0.58 | 10.40 |
| Jun 2017 | 979.5631652522504 | -0.07 | 10.13 |
| Jul 2017 | 991.280461377494 | 1.20 | 12.25 |
| Aug 2017 | 990.2416403898831 | -0.10 | 11.82 |
| Sep 2017 | 990.7814669231082 | 0.06 | 11.18 |
| Oct 2017 | 1004.9630909344838 | 1.43 | 12.13 |
| Nov 2017 | 1012.8540337194293 | 0.79 | 9.78 |
| Dec 2017 | 1019.5555892808976 | 0.66 | 6.33 |
| Jan 2018 | 1013.743792433593 | -0.57 | 5.42 |
| Feb 2018 | 1043.2497238354806 | 2.91 | 7.74 |
| Mar 2018 | 1059.2709909220996 | 1.54 | 8.36 |
| Apr 2018 | 1068.143978704989 | 0.84 | 9.60 |
| May 2018 | 1085.080271390405 | 1.59 | 10.70 |
| Jun 2018 | 1088.1978614511113 | 0.29 | 11.09 |
| Jul 2018 | 1091.7505540789546 | 0.33 | 10.14 |
| Aug 2018 | 1102.3826449825697 | 0.97 | 11.33 |
| Sep 2018 | 1120.2567260639307 | 1.62 | 13.07 |
| Oct 2018 | 1148.6701691266414 | 2.54 | 14.30 |
| Nov 2018 | 1163.4549459937982 | 1.29 | 14.87 |
| Dec 2018 | 1152.8276139343966 | -0.91 | 13.07 |
| Jan 2019 | 1146.312537876403 | -0.56 | 13.08 |
| Feb 2019 | 1146.9814075200532 | 0.06 | 9.94 |
| Mar 2019 | 1146.9470043291412 | 0.00 | 8.28 |
| Apr 2019 | 1145.411671927685 | -0.13 | 7.23 |
| May 2019 | 1147.1078333960859 | 0.15 | 5.72 |
| Jun 2019 | 1128.7329354301328 | -1.60 | 3.73 |
| Jul 2019 | 1130.7897269875157 | 0.18 | 3.58 |
| Aug 2019 | 1122.5615475920267 | -0.73 | 1.83 |
| Sep 2019 | 1126.752741937456 | 0.37 | 0.58 |
| Oct 2019 | 1142.3658088363936 | 1.39 | -0.55 |
| Nov 2019 | 1152.2325695296481 | 0.86 | -0.96 |
| Dec 2019 | 1164.7935342973683 | 1.09 | 1.04 |
| Jan 2020 | 1153.20863686958 | -0.99 | 0.60 |
| Feb 2020 | 1147.4246280512928 | -0.50 | 0.04 |
| Mar 2020 | 1156.2733667431894 | 0.77 | 0.81 |
| Apr 2020 | 1151.5157421452204 | -0.41 | 0.53 |
| May 2020 | 1151.2116594263757 | -0.03 | 0.36 |
| Jun 2020 | 1149.7628701500562 | -0.13 | 1.86 |
| Jul 2020 | 1141.3496180758814 | -0.73 | 0.93 |
| Aug 2020 | 1143.139051010033 | 0.16 | 1.83 |
| Sep 2020 | 1153.4043804278422 | 0.90 | 2.37 |
| Oct 2020 | 1165.432964444053 | 1.04 | 2.02 |
| Nov 2020 | 1177.5306721287832 | 1.04 | 2.20 |
| Dec 2020 | 1187.7468524099907 | 0.87 | 1.97 |
| Jan 2021 | 1187.264791411058 | -0.04 | 2.95 |
| Feb 2021 | 1212.5858322987883 | 2.13 | 5.68 |
| Mar 2021 | 1258.507185532045 | 3.79 | 8.84 |
| Apr 2021 | 1272.5136623428134 | 1.11 | 10.51 |
| May 2021 | 1279.4858474107255 | 0.55 | 11.14 |
| Jun 2021 | 1301.320952690146 | 1.71 | 13.18 |
| Jul 2021 | 1308.4166579968692 | 0.55 | 14.64 |
| Aug 2021 | 1319.9523325203045 | 0.88 | 15.47 |
| Sep 2021 | 1337.9047434498125 | 1.36 | 16.00 |
| Oct 2021 | 1370.3602127014078 | 2.43 | 17.58 |
| Nov 2021 | 1386.733563622457 | 1.20 | 17.77 |
| Dec 2021 | 1410.2644361633259 | 1.70 | 18.73 |
| Jan 2022 | 1479.8703158729663 | 4.94 | 24.65 |
| Feb 2022 | 1550.5104768128938 | 4.77 | 27.87 |
| Mar 2022 | 1634.2512843106588 | 5.40 | 29.86 |
| Apr 2022 | 1777.4689938428828 | 8.76 | 39.68 |
| May 2022 | 1835.8433961562032 | 3.28 | 43.48 |
| Jun 2022 | 1900.2349874318227 | 3.51 | 46.02 |
| Jul 2022 | 1892.7948898315954 | -0.39 | 44.66 |
| Aug 2022 | 1864.4492251143497 | -1.50 | 41.25 |
| Sep 2022 | 2003.6809671070973 | 7.47 | 49.76 |
| Oct 2022 | 2131.896449188612 | 6.40 | 55.57 |
| Nov 2022 | 2114.3566328732636 | -0.82 | 52.47 |
| Dec 2022 | 2039.8089855739074 | -3.53 | 44.64 |
| Jan 2023 | 2025.6459920135812 | -0.69 | 36.88 |
| Feb 2023 | 2028.3533831910609 | 0.13 | 30.82 |
| Mar 2023 | 2087.7738547501026 | 2.93 | 27.75 |
| Apr 2023 | 2066.9302332056564 | -1.00 | 16.29 |
| May 2023 | 2096.2474678224007 | 1.42 | 14.18 |
| Jun 2023 | 2160.6179213133664 | 3.07 | 13.70 |
| Jul 2023 | 2198.1249741256847 | 1.74 | 16.13 |
| Aug 2023 | 2255.2078681805965 | 2.60 | 20.96 |
| Sep 2023 | 2292.900023936917 | 1.67 | 14.43 |
| Oct 2023 | 2382.4395634073817 | 3.91 | 11.75 |
| Nov 2023 | 2361.0676334787586 | -0.90 | 11.67 |
| Dec 2023 | 2258.6076242379113 | -4.34 | 10.73 |
| Jan 2024 | 2236.613383582939 | -0.97 | 10.42 |
| Feb 2024 | 2270.665228632119 | 1.52 | 11.95 |
| Mar 2024 | 2293.4146697019423 | 1.00 | 9.85 |
| Apr 2024 | 2344.372179480845 | 2.22 | 13.42 |
| May 2024 | 2373.2190824552654 | 1.23 | 13.21 |
| Jun 2024 | 2354.5458748771216 | -0.79 | 8.98 |
| Jul 2024 | 2343.54821966563 | -0.47 | 6.62 |
| Aug 2024 | 2279.796052754527 | -2.72 | 1.09 |
| Sep 2024 | 2229.2262839702207 | -2.22 | -2.78 |
| Oct 2024 | 2276.61135939234 | 2.13 | -4.44 |
| Nov 2024 | 2349.7317041715332 | 3.21 | -0.48 |
| Dec 2024 | 2340.6029116416366 | -0.39 | 3.63 |
| Jan 2025 | 2395.327284579973 | 2.34 | 7.10 |
| Feb 2025 | 2380.6625920857814 | -0.61 | 4.84 |
| Mar 2025 | 2346.7149166122476 | -1.43 | 2.32 |
| Apr 2025 | 2358.111060502992 | 0.49 | 0.59 |
| May 2025 | 2373.014229903952 | 0.63 | -0.01 |
| Jun 2025 | 2372.866721848222 | -0.01 | 0.78 |
| Jul 2025 | 2356.6843105005555 | -0.68 | 0.56 |
| Aug 2025 | 2334.8917853277603 | -0.92 | 2.42 |
| Sep 2025 | 2302.7377427438305 | -1.38 | 3.30 |
| Oct 2025 | 2288.715996840646 | -0.61 | 0.53 |
| Nov 2025 | 2291.4600854302894 | 0.12 | -2.48 |
| Dec 2025 | 2289.036185817404 | -0.11 | -2.20 |
| Jan 2026 | 2280.0073247432124 | -0.39 | -4.81 |