Athens, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Athens, GA Metro in January 2026 was $2,280.007. The month over month percentage change (MoM) was -0.39%, and the year over year percentage change (YoY) was -4.81%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Athens, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Athens, GA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Athens, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Athens, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 886.782340504998 NaN NaN
Feb 2012 878.7579447650392 -0.90 NaN
Mar 2012 875.4530507011118 -0.38 NaN
Apr 2012 866.6994158486953 -1.00 NaN
May 2012 856.9927742218051 -1.12 NaN
Jun 2012 849.1999703022145 -0.91 NaN
Jul 2012 843.0547435394624 -0.72 NaN
Aug 2012 847.220032611032 0.49 NaN
Sep 2012 843.1455773083267 -0.48 NaN
Oct 2012 838.0475964068132 -0.60 NaN
Nov 2012 838.4480559545241 0.05 NaN
Dec 2012 838.7150586997235 0.03 NaN
Jan 2013 741.4754522584385 -11.59 -16.39
Feb 2013 752.6777556257978 1.51 -14.35
Mar 2013 761.2099747311828 1.13 -13.05
Apr 2013 760.3047007089071 -0.12 -12.28
May 2013 771.7440824488647 1.51 -9.95
Jun 2013 809.9327205469185 4.95 -4.62
Jul 2013 831.9949324518407 2.72 -1.31
Aug 2013 839.6550025787953 0.92 -0.89
Sep 2013 843.5632732920125 0.47 0.05
Oct 2013 825.795155244068 -2.11 -1.46
Nov 2013 831.0564565419709 0.64 -0.88
Dec 2013 848.0474215028551 2.05 1.11
Jan 2014 873.579978637437 3.01 17.82
Feb 2014 870.97608477118 -0.30 15.72
Mar 2014 879.6038127106838 0.99 15.55
Apr 2014 884.2629555398287 0.53 16.30
May 2014 877.838569687425 -0.73 13.75
Jun 2014 877.41377780176 -0.05 8.33
Jul 2014 876.1499399189508 -0.14 5.31
Aug 2014 875.7477322696859 -0.05 4.30
Sep 2014 880.8503211111333 0.58 4.42
Oct 2014 873.5720532764101 -0.83 5.79
Nov 2014 873.2280253401341 -0.04 5.07
Dec 2014 866.3011505802583 -0.79 2.15
Jan 2015 845.5851087133597 -2.39 -3.20
Feb 2015 850.0445237847675 0.53 -2.40
Mar 2015 856.1907820023317 0.72 -2.66
Apr 2015 852.3281573517452 -0.45 -3.61
May 2015 867.4894900248152 1.78 -1.18
Jun 2015 879.7295565508498 1.41 0.26
Jul 2015 886.3212418768198 0.75 1.16
Aug 2015 878.3463929904988 -0.90 0.30
Sep 2015 881.5317480730206 0.36 0.08
Oct 2015 879.3595368416312 -0.25 0.66
Nov 2015 894.2573476182556 1.69 2.41
Dec 2015 899.5104689705925 0.59 3.83
Jan 2016 892.7861636416624 -0.75 5.58
Feb 2016 881.2272968593023 -1.29 3.67
Mar 2016 887.020396850588 0.66 3.60
Apr 2016 884.0724983980481 -0.33 3.72
May 2016 887.8635387708958 0.43 2.35
Jun 2016 889.434129154228 0.18 1.10
Jul 2016 883.0792031415277 -0.71 -0.37
Aug 2016 885.5655110822358 0.28 0.82
Sep 2016 891.1403639821631 0.63 1.09
Oct 2016 896.2126318950901 0.57 1.92
Nov 2016 922.6639980342883 2.95 3.18
Dec 2016 958.8871231288635 3.93 6.60
Jan 2017 961.6248513358219 0.29 7.71
Feb 2017 968.3445678608311 0.70 9.89
Mar 2017 977.5936099559517 0.96 10.21
Apr 2017 974.5942435703363 -0.31 10.24
May 2017 980.2347106147668 0.58 10.40
Jun 2017 979.5631652522504 -0.07 10.13
Jul 2017 991.280461377494 1.20 12.25
Aug 2017 990.2416403898831 -0.10 11.82
Sep 2017 990.7814669231082 0.06 11.18
Oct 2017 1004.9630909344838 1.43 12.13
Nov 2017 1012.8540337194293 0.79 9.78
Dec 2017 1019.5555892808976 0.66 6.33
Jan 2018 1013.743792433593 -0.57 5.42
Feb 2018 1043.2497238354806 2.91 7.74
Mar 2018 1059.2709909220996 1.54 8.36
Apr 2018 1068.143978704989 0.84 9.60
May 2018 1085.080271390405 1.59 10.70
Jun 2018 1088.1978614511113 0.29 11.09
Jul 2018 1091.7505540789546 0.33 10.14
Aug 2018 1102.3826449825697 0.97 11.33
Sep 2018 1120.2567260639307 1.62 13.07
Oct 2018 1148.6701691266414 2.54 14.30
Nov 2018 1163.4549459937982 1.29 14.87
Dec 2018 1152.8276139343966 -0.91 13.07
Jan 2019 1146.312537876403 -0.56 13.08
Feb 2019 1146.9814075200532 0.06 9.94
Mar 2019 1146.9470043291412 0.00 8.28
Apr 2019 1145.411671927685 -0.13 7.23
May 2019 1147.1078333960859 0.15 5.72
Jun 2019 1128.7329354301328 -1.60 3.73
Jul 2019 1130.7897269875157 0.18 3.58
Aug 2019 1122.5615475920267 -0.73 1.83
Sep 2019 1126.752741937456 0.37 0.58
Oct 2019 1142.3658088363936 1.39 -0.55
Nov 2019 1152.2325695296481 0.86 -0.96
Dec 2019 1164.7935342973683 1.09 1.04
Jan 2020 1153.20863686958 -0.99 0.60
Feb 2020 1147.4246280512928 -0.50 0.04
Mar 2020 1156.2733667431894 0.77 0.81
Apr 2020 1151.5157421452204 -0.41 0.53
May 2020 1151.2116594263757 -0.03 0.36
Jun 2020 1149.7628701500562 -0.13 1.86
Jul 2020 1141.3496180758814 -0.73 0.93
Aug 2020 1143.139051010033 0.16 1.83
Sep 2020 1153.4043804278422 0.90 2.37
Oct 2020 1165.432964444053 1.04 2.02
Nov 2020 1177.5306721287832 1.04 2.20
Dec 2020 1187.7468524099907 0.87 1.97
Jan 2021 1187.264791411058 -0.04 2.95
Feb 2021 1212.5858322987883 2.13 5.68
Mar 2021 1258.507185532045 3.79 8.84
Apr 2021 1272.5136623428134 1.11 10.51
May 2021 1279.4858474107255 0.55 11.14
Jun 2021 1301.320952690146 1.71 13.18
Jul 2021 1308.4166579968692 0.55 14.64
Aug 2021 1319.9523325203045 0.88 15.47
Sep 2021 1337.9047434498125 1.36 16.00
Oct 2021 1370.3602127014078 2.43 17.58
Nov 2021 1386.733563622457 1.20 17.77
Dec 2021 1410.2644361633259 1.70 18.73
Jan 2022 1479.8703158729663 4.94 24.65
Feb 2022 1550.5104768128938 4.77 27.87
Mar 2022 1634.2512843106588 5.40 29.86
Apr 2022 1777.4689938428828 8.76 39.68
May 2022 1835.8433961562032 3.28 43.48
Jun 2022 1900.2349874318227 3.51 46.02
Jul 2022 1892.7948898315954 -0.39 44.66
Aug 2022 1864.4492251143497 -1.50 41.25
Sep 2022 2003.6809671070973 7.47 49.76
Oct 2022 2131.896449188612 6.40 55.57
Nov 2022 2114.3566328732636 -0.82 52.47
Dec 2022 2039.8089855739074 -3.53 44.64
Jan 2023 2025.6459920135812 -0.69 36.88
Feb 2023 2028.3533831910609 0.13 30.82
Mar 2023 2087.7738547501026 2.93 27.75
Apr 2023 2066.9302332056564 -1.00 16.29
May 2023 2096.2474678224007 1.42 14.18
Jun 2023 2160.6179213133664 3.07 13.70
Jul 2023 2198.1249741256847 1.74 16.13
Aug 2023 2255.2078681805965 2.60 20.96
Sep 2023 2292.900023936917 1.67 14.43
Oct 2023 2382.4395634073817 3.91 11.75
Nov 2023 2361.0676334787586 -0.90 11.67
Dec 2023 2258.6076242379113 -4.34 10.73
Jan 2024 2236.613383582939 -0.97 10.42
Feb 2024 2270.665228632119 1.52 11.95
Mar 2024 2293.4146697019423 1.00 9.85
Apr 2024 2344.372179480845 2.22 13.42
May 2024 2373.2190824552654 1.23 13.21
Jun 2024 2354.5458748771216 -0.79 8.98
Jul 2024 2343.54821966563 -0.47 6.62
Aug 2024 2279.796052754527 -2.72 1.09
Sep 2024 2229.2262839702207 -2.22 -2.78
Oct 2024 2276.61135939234 2.13 -4.44
Nov 2024 2349.7317041715332 3.21 -0.48
Dec 2024 2340.6029116416366 -0.39 3.63
Jan 2025 2395.327284579973 2.34 7.10
Feb 2025 2380.6625920857814 -0.61 4.84
Mar 2025 2346.7149166122476 -1.43 2.32
Apr 2025 2358.111060502992 0.49 0.59
May 2025 2373.014229903952 0.63 -0.01
Jun 2025 2372.866721848222 -0.01 0.78
Jul 2025 2356.6843105005555 -0.68 0.56
Aug 2025 2334.8917853277603 -0.92 2.42
Sep 2025 2302.7377427438305 -1.38 3.30
Oct 2025 2288.715996840646 -0.61 0.53
Nov 2025 2291.4600854302894 0.12 -2.48
Dec 2025 2289.036185817404 -0.11 -2.20
Jan 2026 2280.0073247432124 -0.39 -4.81