Atlanta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Atlanta, GA Metro in January 2026 was $2,506.862. The month over month percentage change (MoM) was -0.80%, and the year over year percentage change (YoY) was -8.28%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Atlanta, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Atlanta, GA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Atlanta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Atlanta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 717.8700273836092 NaN NaN
Feb 2012 713.9237116471813 -0.55 NaN
Mar 2012 718.8216208629508 0.69 NaN
Apr 2012 718.1512851292881 -0.09 NaN
May 2012 714.0564597061436 -0.57 NaN
Jun 2012 709.8662068661099 -0.59 NaN
Jul 2012 706.2685553363988 -0.51 NaN
Aug 2012 712.1178809734117 0.83 NaN
Sep 2012 708.8569592891095 -0.46 NaN
Oct 2012 704.4728713814551 -0.62 NaN
Nov 2012 706.1100410712775 0.23 NaN
Dec 2012 709.4653129413052 0.48 NaN
Jan 2013 712.5799144316178 0.44 -0.74
Feb 2013 724.9596872592977 1.74 1.55
Mar 2013 734.5135128807507 1.32 2.18
Apr 2013 736.891253743124 0.32 2.61
May 2013 754.5574857523756 2.40 5.67
Jun 2013 801.66910340432 6.24 12.93
Jul 2013 834.8786341608127 4.14 18.21
Aug 2013 853.5214478710571 2.23 19.86
Sep 2013 867.0243676300647 1.58 22.31
Oct 2013 857.3097539554067 -1.12 21.70
Nov 2013 871.8529702974349 1.70 23.47
Dec 2013 897.3116155194534 2.92 26.48
Jan 2014 933.0535904718812 3.98 30.94
Feb 2014 933.4642489121701 0.04 28.76
Mar 2014 945.9550812152902 1.34 28.79
Apr 2014 955.274034149474 0.99 29.64
May 2014 953.9365200484618 -0.14 26.42
Jun 2014 959.7449676802512 0.61 19.72
Jul 2014 964.0396637575204 0.45 15.47
Aug 2014 967.9818664478356 0.41 13.41
Sep 2014 976.5139141162952 0.88 12.63
Oct 2014 971.0682658748135 -0.56 13.27
Nov 2014 973.259924354845 0.23 11.63
Dec 2014 968.2152366860489 -0.52 7.90
Jan 2015 934.6905963393011 -3.46 0.18
Feb 2015 942.3103721671257 0.82 0.95
Mar 2015 951.7350185106502 1.00 0.61
Apr 2015 949.3024746673816 -0.26 -0.62
May 2015 968.4281605277596 2.02 1.52
Jun 2015 985.6292926617127 1.78 2.70
Jul 2015 997.4028043108426 1.20 3.46
Aug 2015 992.7041333863773 -0.47 2.55
Sep 2015 998.7205776732949 0.61 2.27
Oct 2015 997.8931187138455 -0.08 2.76
Nov 2015 1016.8671283132859 1.90 4.48
Dec 2015 1025.8875497314498 0.89 5.96
Jan 2016 1022.1255688354361 -0.37 9.35
Feb 2016 1012.1366837810965 -0.98 7.41
Mar 2016 1021.4834193818248 0.92 7.33
Apr 2016 1020.5116127369336 -0.09 7.50
May 2016 1026.2732746307188 0.56 5.97
Jun 2016 1029.6498522001516 0.33 4.47
Jul 2016 1022.6502848710631 -0.68 2.53
Aug 2016 1025.4331014069478 0.27 3.30
Sep 2016 1031.7873921852968 0.62 3.31
Oct 2016 1038.6725002074854 0.67 4.09
Nov 2016 1072.649289525133 3.27 5.49
Dec 2016 1120.1670475207402 4.43 9.19
Jan 2017 1124.553838652812 0.39 10.02
Feb 2017 1134.3948486385962 0.88 12.08
Mar 2017 1145.0952711048378 0.94 12.10
Apr 2017 1138.9934587477005 -0.53 11.61
May 2017 1142.7371244765518 0.33 11.35
Jun 2017 1138.8372105928368 -0.34 10.60
Jul 2017 1150.9904119890316 1.07 12.55
Aug 2017 1148.8406299922851 -0.19 12.04
Sep 2017 1148.2448331813762 -0.05 11.29
Oct 2017 1163.894604797051 1.36 12.06
Nov 2017 1175.0481816974157 0.96 9.55
Dec 2017 1188.1668275230047 1.12 6.07
Jan 2018 1208.2200842249863 1.69 7.44
Feb 2018 1248.9316486481082 3.37 10.10
Mar 2018 1270.9908718558372 1.77 10.99
Apr 2018 1282.2184205030665 0.88 12.58
May 2018 1303.158906556175 1.63 14.04
Jun 2018 1307.8892226965559 0.36 14.84
Jul 2018 1311.533717390496 0.28 13.95
Aug 2018 1321.9783399410262 0.80 15.07
Sep 2018 1339.6227514227505 1.34 16.67
Oct 2018 1370.159801662703 2.28 17.72
Nov 2018 1382.9123489141116 0.93 17.69
Dec 2018 1366.3753284037834 -1.20 15.00
Jan 2019 1353.124144045384 -0.97 11.99
Feb 2019 1350.8751330008977 -0.17 8.16
Mar 2019 1346.1071016446697 -0.35 5.91
Apr 2019 1337.99210481003 -0.60 4.35
May 2019 1334.5257986520212 -0.26 2.41
Jun 2019 1308.1453478234998 -1.98 0.02
Jul 2019 1307.3923454840963 -0.06 -0.32
Aug 2019 1294.9996486991474 -0.95 -2.04
Sep 2019 1297.7614042401206 0.21 -3.12
Oct 2019 1311.8279644706731 1.08 -4.26
Nov 2019 1319.1754206242463 0.56 -4.61
Dec 2019 1330.3777165176537 0.85 -2.63
Jan 2020 1331.0674539254874 0.05 -1.63
Feb 2020 1322.8131287953 -0.62 -2.08
Mar 2020 1329.6272274096018 0.52 -1.22
Apr 2020 1319.5939702988906 -0.75 -1.37
May 2020 1313.8050353680287 -0.44 -1.55
Jun 2020 1307.5240833092269 -0.48 -0.05
Jul 2020 1294.8014796685159 -0.97 -0.96
Aug 2020 1294.2113350628824 -0.05 -0.06
Sep 2020 1302.496763379673 0.64 0.37
Oct 2020 1313.0340908704538 0.81 0.09
Nov 2020 1324.4372211547702 0.87 0.40
Dec 2020 1334.599999683353 0.77 0.32
Jan 2021 1323.6404038342375 -0.82 -0.56
Feb 2021 1352.7933086691276 2.20 2.27
Mar 2021 1407.7826175499392 4.07 5.88
Apr 2021 1428.1018250124962 1.44 8.22
May 2021 1440.661188105254 0.88 9.66
Jun 2021 1468.8155682295424 1.95 12.34
Jul 2021 1480.0690888931524 0.77 14.31
Aug 2021 1498.1508105617818 1.22 15.76
Sep 2021 1524.2839220281642 1.74 17.03
Oct 2021 1568.3496419263781 2.89 19.45
Nov 2021 1594.035800840442 1.64 20.36
Dec 2021 1627.175198894793 2.08 21.92
Jan 2022 1705.700371335737 4.83 28.86
Feb 2022 1793.651412120711 5.16 32.59
Mar 2022 1902.7066083329253 6.08 35.16
Apr 2022 2083.6539534289213 9.51 45.90
May 2022 2167.3810745012097 4.02 50.44
Jun 2022 2254.4420433937867 4.02 53.49
Jul 2022 2253.111345713376 -0.06 52.23
Aug 2022 2223.7288912267763 -1.30 48.43
Sep 2022 2389.717800638626 7.46 56.78
Oct 2022 2539.6240398706905 6.27 61.93
Nov 2022 2513.622089324313 -1.02 57.69
Dec 2022 2418.772406821834 -3.77 48.65
Jan 2023 2401.7848848768226 -0.70 40.81
Feb 2023 2392.986259837512 -0.37 33.41
Mar 2023 2448.3652188802325 2.31 28.68
Apr 2023 2413.721657333564 -1.41 15.84
May 2023 2439.5167213430545 1.07 12.56
Jun 2023 2509.078676113526 2.85 11.30
Jul 2023 2548.668076443627 1.58 13.12
Aug 2023 2609.5916834676736 2.39 17.35
Sep 2023 2648.238152867544 1.48 10.82
Oct 2023 2745.69379724029 3.68 8.11
Nov 2023 2716.9757078357325 -1.05 8.09
Dec 2023 2594.32141260298 -4.51 7.26
Jan 2024 2589.078473160212 -0.20 7.80
Feb 2024 2623.6493619000694 1.34 9.64
Mar 2024 2644.08271480452 0.78 7.99
Apr 2024 2694.6100497195803 1.91 11.64
May 2024 2716.9661271647296 0.83 11.37
Jun 2024 2688.9492876839745 -1.03 7.17
Jul 2024 2673.5908298711074 -0.57 4.90
Aug 2024 2601.3253285948977 -2.70 -0.32
Sep 2024 2544.0748824057073 -2.20 -3.93
Oct 2024 2591.404562600439 1.86 -5.62
Nov 2024 2663.2482035897438 2.77 -1.98
Dec 2024 2639.732836439352 -0.88 1.75
Jan 2025 2733.213382668461 3.54 5.57
Feb 2025 2704.3416209119073 -1.06 3.08
Mar 2025 2657.8745897128065 -1.72 0.52
Apr 2025 2664.461919759001 0.25 -1.12
May 2025 2673.3004057196013 0.33 -1.61
Jun 2025 2664.9594706682583 -0.31 -0.89
Jul 2025 2637.794442770398 -1.02 -1.34
Aug 2025 2606.2942662132436 -1.19 0.19
Sep 2025 2566.19533684448 -1.54 0.87
Oct 2025 2545.2385280553017 -0.82 -1.78
Nov 2025 2539.401930121455 -0.23 -4.65
Dec 2025 2526.9912371939363 -0.49 -4.27
Jan 2026 2506.8621181493313 -0.80 -8.28