Augusta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Augusta, GA Metro in January 2026 was $1,470.07. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -5.34%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Augusta, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Augusta, GA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Augusta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Augusta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 682.1512101352081 NaN NaN
Feb 2012 680.1212997987286 -0.30 NaN
Mar 2012 683.1844399713984 0.45 NaN
Apr 2012 680.315097680721 -0.42 NaN
May 2012 674.7782114524814 -0.81 NaN
Jun 2012 669.201037604646 -0.83 NaN
Jul 2012 664.2831900225955 -0.73 NaN
Aug 2012 667.8633799900134 0.54 NaN
Sep 2012 663.1614317871765 -0.70 NaN
Oct 2012 657.4673765935559 -0.86 NaN
Nov 2012 655.8893483092631 -0.24 NaN
Dec 2012 655.3265687115324 -0.09 NaN
Jan 2013 600.5447521931101 -8.36 -11.96
Feb 2013 607.4064312512085 1.14 -10.69
Mar 2013 610.2311814519707 0.47 -10.68
Apr 2013 605.1950135984414 -0.82 -11.04
May 2013 611.7173138330929 1.08 -9.35
Jun 2013 642.6007848658505 5.05 -3.97
Jul 2013 661.2518803910842 2.90 -0.46
Aug 2013 667.9160217137634 1.01 0.01
Sep 2013 671.7549003093582 0.57 1.30
Oct 2013 656.272798711504 -2.31 -0.18
Nov 2013 660.16929688351 0.59 0.65
Dec 2013 672.2822967438684 1.84 2.59
Jan 2014 710.9901587217098 5.76 18.39
Feb 2014 704.6067389954 -0.90 16.00
Mar 2014 706.6912736309635 0.30 15.81
Apr 2014 706.4757207373931 -0.03 16.74
May 2014 698.715826116581 -1.10 14.22
Jun 2014 699.0668543075888 0.05 8.79
Jul 2014 700.3779711633881 0.19 5.92
Aug 2014 702.3181321554403 0.28 5.15
Sep 2014 706.8678751814849 0.65 5.23
Oct 2014 700.236743452184 -0.94 6.70
Nov 2014 699.2437193275657 -0.14 5.92
Dec 2014 693.6285236617141 -0.80 3.18
Jan 2015 683.0545824630038 -1.52 -3.93
Feb 2015 686.5814026556646 0.52 -2.56
Mar 2015 690.9131290819979 0.63 -2.23
Apr 2015 687.7912707987335 -0.45 -2.64
May 2015 700.7975469933738 1.89 0.30
Jun 2015 713.46835340193 1.81 2.06
Jul 2015 721.5646695199827 1.14 3.03
Aug 2015 716.8399421682701 -0.65 2.07
Sep 2015 719.4151062370461 0.36 1.78
Oct 2015 717.3155266688881 -0.29 2.44
Nov 2015 728.6114230876382 1.58 4.20
Dec 2015 732.4228181377812 0.52 5.59
Jan 2016 735.5499104427909 0.43 7.69
Feb 2016 725.2035993564073 -1.41 5.63
Mar 2016 727.9304517577001 0.38 5.36
Apr 2016 723.2385776877768 -0.64 5.15
May 2016 723.646622439699 0.06 3.26
Jun 2016 723.1064024188324 -0.07 1.35
Jul 2016 716.9220546203607 -0.85 -0.64
Aug 2016 718.4321764573426 0.21 0.22
Sep 2016 721.6288413673145 0.45 0.31
Oct 2016 724.0894114126752 0.34 0.94
Nov 2016 743.708618964423 2.71 2.07
Dec 2016 771.7988358749066 3.78 5.38
Jan 2017 782.978278422903 1.45 6.45
Feb 2017 786.4084831684602 0.44 8.44
Mar 2017 790.7734732776986 0.56 8.63
Apr 2017 784.5946817527503 -0.78 8.48
May 2017 785.1465185191855 0.07 8.50
Jun 2017 781.5168594491099 -0.46 8.08
Jul 2017 787.9967329533879 0.83 9.91
Aug 2017 785.5401314653084 -0.31 9.34
Sep 2017 784.2914948671607 -0.16 8.68
Oct 2017 793.6359154428974 1.19 9.61
Nov 2017 798.584466210601 0.62 7.38
Dec 2017 803.4855273151084 0.61 4.11
Jan 2018 806.4211583844151 0.37 2.99
Feb 2018 829.0442753472771 2.81 5.42
Mar 2018 841.2788822454665 1.48 6.39
Apr 2018 847.63903657374 0.76 8.04
May 2018 860.7576677306449 1.55 9.63
Jun 2018 862.8758987097206 0.25 10.41
Jul 2018 864.7421841874973 0.22 9.74
Aug 2018 871.9664769899755 0.84 11.00
Sep 2018 884.1316270041914 1.40 12.73
Oct 2018 903.9059144486278 2.24 13.89
Nov 2018 913.0450987741783 1.01 14.33
Dec 2018 903.5021753600206 -1.04 12.45
Jan 2019 906.9248350239028 0.38 12.46
Feb 2019 907.3487366816676 0.05 9.45
Mar 2019 907.0594057263247 -0.03 7.82
Apr 2019 904.0396569314893 -0.33 6.65
May 2019 903.0008149975245 -0.11 4.91
Jun 2019 886.9257844809099 -1.78 2.79
Jul 2019 886.2362024843542 -0.08 2.49
Aug 2019 877.4812375623751 -0.99 0.63
Sep 2019 877.7217345979676 0.03 -0.72
Oct 2019 885.4712192118263 0.88 -2.04
Nov 2019 889.5608108897102 0.46 -2.57
Dec 2019 896.0977984821977 0.74 -0.82
Jan 2020 869.6505084283659 -2.95 -4.11
Feb 2020 862.4358816700483 -0.83 -4.95
Mar 2020 866.2519593137081 0.44 -4.50
Apr 2020 860.4400606966844 -0.67 -4.82
May 2020 858.1863512351365 -0.26 -4.96
Jun 2020 854.980338303163 -0.37 -3.60
Jul 2020 848.2625863616202 -0.79 -4.28
Aug 2020 850.1585509575212 0.22 -3.11
Sep 2020 857.9375345279382 0.92 -2.25
Oct 2020 866.4207718803648 0.99 -2.15
Nov 2020 874.623857863693 0.95 -1.68
Dec 2020 880.5735969767736 0.68 -1.73
Jan 2021 878.1178668191632 -0.28 0.97
Feb 2021 894.512169143951 1.87 3.72
Mar 2021 926.888563273209 3.62 7.00
Apr 2021 937.0281613138771 1.09 8.90
May 2021 942.0160829121347 0.53 9.77
Jun 2021 957.1047777205292 1.60 11.95
Jul 2021 960.0900836559258 0.31 13.18
Aug 2021 965.154845430273 0.53 13.53
Sep 2021 973.921950784521 0.91 13.52
Oct 2021 992.6226570349683 1.92 14.57
Nov 2021 999.0774960589504 0.65 14.23
Dec 2021 1009.3537562997091 1.03 14.63
Jan 2022 1053.0863090215187 4.33 19.93
Feb 2022 1098.1438429627538 4.28 22.77
Mar 2022 1154.8569643852707 5.16 24.60
Apr 2022 1254.1611755271215 8.60 33.85
May 2022 1295.4251040593113 3.29 37.52
Jun 2022 1342.9785812438304 3.67 40.32
Jul 2022 1342.2372466999602 -0.05 39.80
Aug 2022 1329.1375770384761 -0.98 37.71
Sep 2022 1433.0957297696955 7.82 47.15
Oct 2022 1529.5888524176498 6.73 54.10
Nov 2022 1521.9090481619573 -0.50 52.33
Dec 2022 1472.3689744955839 -3.25 45.87
Jan 2023 1444.6892886062108 -1.88 37.19
Feb 2023 1441.2788641970749 -0.24 31.25
Mar 2023 1477.5840387440787 2.52 27.95
Apr 2023 1462.794593230033 -1.00 16.64
May 2023 1482.996292298014 1.38 14.48
Jun 2023 1525.8503715846512 2.89 13.62
Jul 2023 1546.4829199514159 1.35 15.22
Aug 2023 1580.3137634744521 2.19 18.90
Sep 2023 1601.0213010729813 1.31 11.72
Oct 2023 1658.4697373350177 3.59 8.43
Nov 2023 1639.1305391967892 -1.17 7.70
Dec 2023 1562.6397625425886 -4.67 6.13
Jan 2024 1542.1101486008215 -1.31 6.74
Feb 2024 1560.3607010448143 1.18 8.26
Mar 2024 1572.1073217777716 0.75 6.40
Apr 2024 1604.3098865472405 2.05 9.67
May 2024 1621.5964840439988 1.08 9.35
Jun 2024 1609.513711706411 -0.74 5.48
Jul 2024 1604.242072509198 -0.33 3.74
Aug 2024 1562.810201886229 -2.58 -1.11
Sep 2024 1530.1528868289279 -2.09 -4.43
Oct 2024 1561.5168226100045 2.05 -5.85
Nov 2024 1608.8382177451927 3.03 -1.85
Dec 2024 1600.3646212976905 -0.53 2.41
Jan 2025 1553.0274990057603 -2.96 0.71
Feb 2025 1539.1817693564158 -0.89 -1.36
Mar 2025 1513.0931385808196 -1.69 -3.75
Apr 2025 1519.3626663846428 0.41 -5.29
May 2025 1530.4762439639558 0.73 -5.62
Jun 2025 1531.237883018587 0.05 -4.86
Jul 2025 1520.264536760231 -0.72 -5.23
Aug 2025 1503.669043803058 -1.09 -3.78
Sep 2025 1482.307053393662 -1.42 -3.13
Oct 2025 1473.7389793673012 -0.58 -5.62
Nov 2025 1476.666288459498 0.20 -8.21
Dec 2025 1476.2981880467853 -0.02 -7.75
Jan 2026 1470.0701958884817 -0.42 -5.34