Austin, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Austin, TX Metro in January 2026 was $2,736.369. The month over month percentage change (MoM) was -1.05%, and the year over year percentage change (YoY) was -11.24%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Austin, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1054.6362737115319 | NaN | NaN |
| Feb 2012 | 1055.5537044471102 | 0.09 | NaN |
| Mar 2012 | 1065.1818560365236 | 0.91 | NaN |
| Apr 2012 | 1065.1108401689146 | -0.01 | NaN |
| May 2012 | 1059.59713209632 | -0.52 | NaN |
| Jun 2012 | 1054.2678896565758 | -0.50 | NaN |
| Jul 2012 | 1049.316684056817 | -0.47 | NaN |
| Aug 2012 | 1060.1225161061611 | 1.03 | NaN |
| Sep 2012 | 1057.3207554302714 | -0.26 | NaN |
| Oct 2012 | 1053.7683228844105 | -0.34 | NaN |
| Nov 2012 | 1057.931892663986 | 0.40 | NaN |
| Dec 2012 | 1063.875923196811 | 0.56 | NaN |
| Jan 2013 | 1077.5100784724107 | 1.28 | 2.17 |
| Feb 2013 | 1096.576840431431 | 1.77 | 3.89 |
| Mar 2013 | 1108.612936050542 | 1.10 | 4.08 |
| Apr 2013 | 1106.725360367875 | -0.17 | 3.91 |
| May 2013 | 1124.0367458712608 | 1.56 | 6.08 |
| Jun 2013 | 1185.9948609886455 | 5.51 | 12.50 |
| Jul 2013 | 1227.25810325634 | 3.48 | 16.96 |
| Aug 2013 | 1247.92070031266 | 1.68 | 17.72 |
| Sep 2013 | 1262.0725440010808 | 1.13 | 19.36 |
| Oct 2013 | 1241.7924366827178 | -1.61 | 17.84 |
| Nov 2013 | 1257.9193670617194 | 1.30 | 18.90 |
| Dec 2013 | 1288.4791584228415 | 2.43 | 21.11 |
| Jan 2014 | 1426.0776865596752 | 10.68 | 32.35 |
| Feb 2014 | 1424.6659027489022 | -0.10 | 29.92 |
| Mar 2014 | 1441.8549042637633 | 1.21 | 30.06 |
| Apr 2014 | 1454.4737501250393 | 0.88 | 31.42 |
| May 2014 | 1452.8774944180882 | -0.11 | 29.26 |
| Jun 2014 | 1463.6338537685185 | 0.74 | 23.41 |
| Jul 2014 | 1474.1051162667018 | 0.72 | 20.11 |
| Aug 2014 | 1484.9415310636573 | 0.74 | 18.99 |
| Sep 2014 | 1501.75286002565 | 1.13 | 18.99 |
| Oct 2014 | 1497.3163290020798 | -0.29 | 20.58 |
| Nov 2014 | 1503.9228143204887 | 0.44 | 19.56 |
| Dec 2014 | 1500.6404762267189 | -0.22 | 16.47 |
| Jan 2015 | 1471.18383358606 | -1.96 | 3.16 |
| Feb 2015 | 1489.8874448279307 | 1.27 | 4.58 |
| Mar 2015 | 1511.0915481125987 | 1.42 | 4.80 |
| Apr 2015 | 1511.3642733562883 | 0.02 | 3.91 |
| May 2015 | 1541.2551765400394 | 1.98 | 6.08 |
| Jun 2015 | 1567.7268660085097 | 1.72 | 7.11 |
| Jul 2015 | 1585.5638787265711 | 1.14 | 7.56 |
| Aug 2015 | 1578.5002112502325 | -0.44 | 6.30 |
| Sep 2015 | 1586.3974884534969 | 0.50 | 5.64 |
| Oct 2015 | 1584.29853219099 | -0.13 | 5.81 |
| Nov 2015 | 1611.8820421492328 | 1.74 | 7.18 |
| Dec 2015 | 1624.3632021904523 | 0.77 | 8.24 |
| Jan 2016 | 1612.261217104854 | -0.74 | 9.59 |
| Feb 2016 | 1597.0867195939345 | -0.94 | 7.20 |
| Mar 2016 | 1610.4133542618774 | 0.83 | 6.57 |
| Apr 2016 | 1607.404917764277 | -0.19 | 6.36 |
| May 2016 | 1614.522537993047 | 0.44 | 4.75 |
| Jun 2016 | 1619.2010196197461 | 0.29 | 3.28 |
| Jul 2016 | 1610.3501967473496 | -0.55 | 1.56 |
| Aug 2016 | 1614.5936911479782 | 0.26 | 2.29 |
| Sep 2016 | 1621.4599549423888 | 0.43 | 2.21 |
| Oct 2016 | 1627.732973293671 | 0.39 | 2.74 |
| Nov 2016 | 1673.7906202630738 | 2.83 | 3.84 |
| Dec 2016 | 1740.0722580603801 | 3.96 | 7.12 |
| Jan 2017 | 1793.0219568411121 | 3.04 | 11.21 |
| Feb 2017 | 1804.9223874171776 | 0.66 | 13.01 |
| Mar 2017 | 1817.1608517730706 | 0.68 | 12.84 |
| Apr 2017 | 1804.9503618872818 | -0.67 | 12.29 |
| May 2017 | 1805.5011012601635 | 0.03 | 11.83 |
| Jun 2017 | 1794.51802008302 | -0.61 | 10.83 |
| Jul 2017 | 1804.8506729372841 | 0.58 | 12.08 |
| Aug 2017 | 1796.474587153791 | -0.46 | 11.27 |
| Sep 2017 | 1790.9629336832963 | -0.31 | 10.45 |
| Oct 2017 | 1808.8766248132133 | 1.00 | 11.13 |
| Nov 2017 | 1819.002716074836 | 0.56 | 8.68 |
| Dec 2017 | 1830.5524651569144 | 0.64 | 5.20 |
| Jan 2018 | 1829.278469827474 | -0.07 | 2.02 |
| Feb 2018 | 1876.8406061905 | 2.60 | 3.99 |
| Mar 2018 | 1899.7559198824088 | 1.22 | 4.55 |
| Apr 2018 | 1908.798027065269 | 0.48 | 5.75 |
| May 2018 | 1931.741664158282 | 1.20 | 6.99 |
| Jun 2018 | 1933.9897553565906 | 0.12 | 7.77 |
| Jul 2018 | 1933.4865964155447 | -0.03 | 7.13 |
| Aug 2018 | 1940.7804178469114 | 0.38 | 8.03 |
| Sep 2018 | 1955.7808607043498 | 0.77 | 9.20 |
| Oct 2018 | 1988.5272652671397 | 1.67 | 9.93 |
| Nov 2018 | 1997.8832752799274 | 0.47 | 9.83 |
| Dec 2018 | 1968.8536595714518 | -1.45 | 7.56 |
| Jan 2019 | 1982.5756332578192 | 0.70 | 8.38 |
| Feb 2019 | 1971.2907261448538 | -0.57 | 5.03 |
| Mar 2019 | 1957.8446000683653 | -0.68 | 3.06 |
| Apr 2019 | 1942.2687875318024 | -0.80 | 1.75 |
| May 2019 | 1934.7745148907284 | -0.39 | 0.16 |
| Jun 2019 | 1899.4487926465881 | -1.83 | -1.79 |
| Jul 2019 | 1898.568243345664 | -0.05 | -1.81 |
| Aug 2019 | 1883.975152593856 | -0.77 | -2.93 |
| Sep 2019 | 1890.0333679405003 | 0.32 | -3.36 |
| Oct 2019 | 1912.243639715094 | 1.18 | -3.84 |
| Nov 2019 | 1925.7615701437549 | 0.71 | -3.61 |
| Dec 2019 | 1943.5387562297005 | 0.92 | -1.29 |
| Jan 2020 | 1912.0534404620685 | -1.62 | -3.56 |
| Feb 2020 | 1904.8171812127403 | -0.38 | -3.37 |
| Mar 2020 | 1918.5893139996583 | 0.72 | -2.00 |
| Apr 2020 | 1910.8470874189159 | -0.40 | -1.62 |
| May 2020 | 1908.158163276346 | -0.14 | -1.38 |
| Jun 2020 | 1903.292360981755 | -0.25 | 0.20 |
| Jul 2020 | 1889.8363178446998 | -0.71 | -0.46 |
| Aug 2020 | 1893.0080651728867 | 0.17 | 0.48 |
| Sep 2020 | 1910.3910338266405 | 0.92 | 1.08 |
| Oct 2020 | 1931.0994437272875 | 1.08 | 0.99 |
| Nov 2020 | 1954.0202362706123 | 1.19 | 1.47 |
| Dec 2020 | 1976.1442973326527 | 1.13 | 1.68 |
| Jan 2021 | 1935.8980339322588 | -2.04 | 1.25 |
| Feb 2021 | 1991.1553406242595 | 2.85 | 4.53 |
| Mar 2021 | 2097.159254367512 | 5.32 | 9.31 |
| Apr 2021 | 2180.3031484882868 | 3.97 | 14.10 |
| May 2021 | 2269.0931698117715 | 4.07 | 18.92 |
| Jun 2021 | 2376.0367982851485 | 4.71 | 24.84 |
| Jul 2021 | 2433.6327337305065 | 2.42 | 28.78 |
| Aug 2021 | 2473.744535856623 | 1.65 | 30.68 |
| Sep 2021 | 2504.1791064111967 | 1.23 | 31.08 |
| Oct 2021 | 2551.282117664885 | 1.88 | 32.12 |
| Nov 2021 | 2568.9483394510626 | 0.69 | 31.47 |
| Dec 2021 | 2602.6186822073796 | 1.31 | 31.70 |
| Jan 2022 | 2628.830498057027 | 1.01 | 35.79 |
| Feb 2022 | 2760.921369630799 | 5.03 | 38.66 |
| Mar 2022 | 2936.3032325698646 | 6.35 | 40.01 |
| Apr 2022 | 3222.14442889447 | 9.74 | 47.78 |
| May 2022 | 3360.2348657760003 | 4.29 | 48.09 |
| Jun 2022 | 3484.38421596767 | 3.70 | 46.65 |
| Jul 2022 | 3450.4391496864237 | -0.97 | 41.78 |
| Aug 2022 | 3356.3087906594274 | -2.73 | 35.68 |
| Sep 2022 | 3530.9938588485743 | 5.21 | 41.00 |
| Oct 2022 | 3682.6366247848237 | 4.30 | 44.35 |
| Nov 2022 | 3596.1903893252816 | -2.35 | 39.99 |
| Dec 2022 | 3425.381765243217 | -4.75 | 31.61 |
| Jan 2023 | 3373.077622168529 | -1.53 | 28.31 |
| Feb 2023 | 3324.913757883208 | -1.43 | 20.43 |
| Mar 2023 | 3362.2824215094843 | 1.12 | 14.51 |
| Apr 2023 | 3285.8392690253586 | -2.27 | 1.98 |
| May 2023 | 3294.346612763106 | 0.26 | -1.96 |
| Jun 2023 | 3363.300301032119 | 2.09 | -3.47 |
| Jul 2023 | 3391.7771231688657 | 0.85 | -1.70 |
| Aug 2023 | 3443.88672857099 | 1.54 | 2.61 |
| Sep 2023 | 3463.954973213629 | 0.58 | -1.90 |
| Oct 2023 | 3555.937717147404 | 2.66 | -3.44 |
| Nov 2023 | 3491.7318009917026 | -1.81 | -2.90 |
| Dec 2023 | 3316.348536209757 | -5.02 | -3.18 |
| Jan 2024 | 3332.725425308931 | 0.49 | -1.20 |
| Feb 2024 | 3355.401167475122 | 0.68 | 0.92 |
| Mar 2024 | 3363.949916277242 | 0.26 | 0.05 |
| Apr 2024 | 3409.7332772579102 | 1.36 | 3.77 |
| May 2024 | 3422.367649673886 | 0.37 | 3.89 |
| Jun 2024 | 3374.6733253490115 | -1.39 | 0.34 |
| Jul 2024 | 3342.5033583607 | -0.95 | -1.45 |
| Aug 2024 | 3246.2344716571106 | -2.88 | -5.74 |
| Sep 2024 | 3174.198740527359 | -2.22 | -8.36 |
| Oct 2024 | 3227.731324463717 | 1.69 | -9.23 |
| Nov 2024 | 3311.5499983412083 | 2.60 | -5.16 |
| Dec 2024 | 3279.681997425959 | -0.96 | -1.11 |
| Jan 2025 | 3082.772540853556 | -6.00 | -7.50 |
| Feb 2025 | 3041.3858694111186 | -1.34 | -9.36 |
| Mar 2025 | 2980.6665085765294 | -2.00 | -11.39 |
| Apr 2025 | 2980.732776777647 | 0.00 | -12.58 |
| May 2025 | 2981.1382719797766 | 0.01 | -12.89 |
| Jun 2025 | 2958.976306735076 | -0.74 | -12.32 |
| Jul 2025 | 2916.2909787836643 | -1.44 | -12.75 |
| Aug 2025 | 2872.4366946726223 | -1.50 | -11.51 |
| Sep 2025 | 2821.7971612191204 | -1.76 | -11.10 |
| Oct 2025 | 2794.572918267945 | -0.96 | -13.42 |
| Nov 2025 | 2784.181804466487 | -0.37 | -15.92 |
| Dec 2025 | 2765.4658500994847 | -0.67 | -15.68 |
| Jan 2026 | 2736.3689669558075 | -1.05 | -11.24 |