Austin, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Austin, TX Metro in January 2026 was $2,736.369. The month over month percentage change (MoM) was -1.05%, and the year over year percentage change (YoY) was -11.24%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Austin, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Austin, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Austin, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1054.6362737115319 NaN NaN
Feb 2012 1055.5537044471102 0.09 NaN
Mar 2012 1065.1818560365236 0.91 NaN
Apr 2012 1065.1108401689146 -0.01 NaN
May 2012 1059.59713209632 -0.52 NaN
Jun 2012 1054.2678896565758 -0.50 NaN
Jul 2012 1049.316684056817 -0.47 NaN
Aug 2012 1060.1225161061611 1.03 NaN
Sep 2012 1057.3207554302714 -0.26 NaN
Oct 2012 1053.7683228844105 -0.34 NaN
Nov 2012 1057.931892663986 0.40 NaN
Dec 2012 1063.875923196811 0.56 NaN
Jan 2013 1077.5100784724107 1.28 2.17
Feb 2013 1096.576840431431 1.77 3.89
Mar 2013 1108.612936050542 1.10 4.08
Apr 2013 1106.725360367875 -0.17 3.91
May 2013 1124.0367458712608 1.56 6.08
Jun 2013 1185.9948609886455 5.51 12.50
Jul 2013 1227.25810325634 3.48 16.96
Aug 2013 1247.92070031266 1.68 17.72
Sep 2013 1262.0725440010808 1.13 19.36
Oct 2013 1241.7924366827178 -1.61 17.84
Nov 2013 1257.9193670617194 1.30 18.90
Dec 2013 1288.4791584228415 2.43 21.11
Jan 2014 1426.0776865596752 10.68 32.35
Feb 2014 1424.6659027489022 -0.10 29.92
Mar 2014 1441.8549042637633 1.21 30.06
Apr 2014 1454.4737501250393 0.88 31.42
May 2014 1452.8774944180882 -0.11 29.26
Jun 2014 1463.6338537685185 0.74 23.41
Jul 2014 1474.1051162667018 0.72 20.11
Aug 2014 1484.9415310636573 0.74 18.99
Sep 2014 1501.75286002565 1.13 18.99
Oct 2014 1497.3163290020798 -0.29 20.58
Nov 2014 1503.9228143204887 0.44 19.56
Dec 2014 1500.6404762267189 -0.22 16.47
Jan 2015 1471.18383358606 -1.96 3.16
Feb 2015 1489.8874448279307 1.27 4.58
Mar 2015 1511.0915481125987 1.42 4.80
Apr 2015 1511.3642733562883 0.02 3.91
May 2015 1541.2551765400394 1.98 6.08
Jun 2015 1567.7268660085097 1.72 7.11
Jul 2015 1585.5638787265711 1.14 7.56
Aug 2015 1578.5002112502325 -0.44 6.30
Sep 2015 1586.3974884534969 0.50 5.64
Oct 2015 1584.29853219099 -0.13 5.81
Nov 2015 1611.8820421492328 1.74 7.18
Dec 2015 1624.3632021904523 0.77 8.24
Jan 2016 1612.261217104854 -0.74 9.59
Feb 2016 1597.0867195939345 -0.94 7.20
Mar 2016 1610.4133542618774 0.83 6.57
Apr 2016 1607.404917764277 -0.19 6.36
May 2016 1614.522537993047 0.44 4.75
Jun 2016 1619.2010196197461 0.29 3.28
Jul 2016 1610.3501967473496 -0.55 1.56
Aug 2016 1614.5936911479782 0.26 2.29
Sep 2016 1621.4599549423888 0.43 2.21
Oct 2016 1627.732973293671 0.39 2.74
Nov 2016 1673.7906202630738 2.83 3.84
Dec 2016 1740.0722580603801 3.96 7.12
Jan 2017 1793.0219568411121 3.04 11.21
Feb 2017 1804.9223874171776 0.66 13.01
Mar 2017 1817.1608517730706 0.68 12.84
Apr 2017 1804.9503618872818 -0.67 12.29
May 2017 1805.5011012601635 0.03 11.83
Jun 2017 1794.51802008302 -0.61 10.83
Jul 2017 1804.8506729372841 0.58 12.08
Aug 2017 1796.474587153791 -0.46 11.27
Sep 2017 1790.9629336832963 -0.31 10.45
Oct 2017 1808.8766248132133 1.00 11.13
Nov 2017 1819.002716074836 0.56 8.68
Dec 2017 1830.5524651569144 0.64 5.20
Jan 2018 1829.278469827474 -0.07 2.02
Feb 2018 1876.8406061905 2.60 3.99
Mar 2018 1899.7559198824088 1.22 4.55
Apr 2018 1908.798027065269 0.48 5.75
May 2018 1931.741664158282 1.20 6.99
Jun 2018 1933.9897553565906 0.12 7.77
Jul 2018 1933.4865964155447 -0.03 7.13
Aug 2018 1940.7804178469114 0.38 8.03
Sep 2018 1955.7808607043498 0.77 9.20
Oct 2018 1988.5272652671397 1.67 9.93
Nov 2018 1997.8832752799274 0.47 9.83
Dec 2018 1968.8536595714518 -1.45 7.56
Jan 2019 1982.5756332578192 0.70 8.38
Feb 2019 1971.2907261448538 -0.57 5.03
Mar 2019 1957.8446000683653 -0.68 3.06
Apr 2019 1942.2687875318024 -0.80 1.75
May 2019 1934.7745148907284 -0.39 0.16
Jun 2019 1899.4487926465881 -1.83 -1.79
Jul 2019 1898.568243345664 -0.05 -1.81
Aug 2019 1883.975152593856 -0.77 -2.93
Sep 2019 1890.0333679405003 0.32 -3.36
Oct 2019 1912.243639715094 1.18 -3.84
Nov 2019 1925.7615701437549 0.71 -3.61
Dec 2019 1943.5387562297005 0.92 -1.29
Jan 2020 1912.0534404620685 -1.62 -3.56
Feb 2020 1904.8171812127403 -0.38 -3.37
Mar 2020 1918.5893139996583 0.72 -2.00
Apr 2020 1910.8470874189159 -0.40 -1.62
May 2020 1908.158163276346 -0.14 -1.38
Jun 2020 1903.292360981755 -0.25 0.20
Jul 2020 1889.8363178446998 -0.71 -0.46
Aug 2020 1893.0080651728867 0.17 0.48
Sep 2020 1910.3910338266405 0.92 1.08
Oct 2020 1931.0994437272875 1.08 0.99
Nov 2020 1954.0202362706123 1.19 1.47
Dec 2020 1976.1442973326527 1.13 1.68
Jan 2021 1935.8980339322588 -2.04 1.25
Feb 2021 1991.1553406242595 2.85 4.53
Mar 2021 2097.159254367512 5.32 9.31
Apr 2021 2180.3031484882868 3.97 14.10
May 2021 2269.0931698117715 4.07 18.92
Jun 2021 2376.0367982851485 4.71 24.84
Jul 2021 2433.6327337305065 2.42 28.78
Aug 2021 2473.744535856623 1.65 30.68
Sep 2021 2504.1791064111967 1.23 31.08
Oct 2021 2551.282117664885 1.88 32.12
Nov 2021 2568.9483394510626 0.69 31.47
Dec 2021 2602.6186822073796 1.31 31.70
Jan 2022 2628.830498057027 1.01 35.79
Feb 2022 2760.921369630799 5.03 38.66
Mar 2022 2936.3032325698646 6.35 40.01
Apr 2022 3222.14442889447 9.74 47.78
May 2022 3360.2348657760003 4.29 48.09
Jun 2022 3484.38421596767 3.70 46.65
Jul 2022 3450.4391496864237 -0.97 41.78
Aug 2022 3356.3087906594274 -2.73 35.68
Sep 2022 3530.9938588485743 5.21 41.00
Oct 2022 3682.6366247848237 4.30 44.35
Nov 2022 3596.1903893252816 -2.35 39.99
Dec 2022 3425.381765243217 -4.75 31.61
Jan 2023 3373.077622168529 -1.53 28.31
Feb 2023 3324.913757883208 -1.43 20.43
Mar 2023 3362.2824215094843 1.12 14.51
Apr 2023 3285.8392690253586 -2.27 1.98
May 2023 3294.346612763106 0.26 -1.96
Jun 2023 3363.300301032119 2.09 -3.47
Jul 2023 3391.7771231688657 0.85 -1.70
Aug 2023 3443.88672857099 1.54 2.61
Sep 2023 3463.954973213629 0.58 -1.90
Oct 2023 3555.937717147404 2.66 -3.44
Nov 2023 3491.7318009917026 -1.81 -2.90
Dec 2023 3316.348536209757 -5.02 -3.18
Jan 2024 3332.725425308931 0.49 -1.20
Feb 2024 3355.401167475122 0.68 0.92
Mar 2024 3363.949916277242 0.26 0.05
Apr 2024 3409.7332772579102 1.36 3.77
May 2024 3422.367649673886 0.37 3.89
Jun 2024 3374.6733253490115 -1.39 0.34
Jul 2024 3342.5033583607 -0.95 -1.45
Aug 2024 3246.2344716571106 -2.88 -5.74
Sep 2024 3174.198740527359 -2.22 -8.36
Oct 2024 3227.731324463717 1.69 -9.23
Nov 2024 3311.5499983412083 2.60 -5.16
Dec 2024 3279.681997425959 -0.96 -1.11
Jan 2025 3082.772540853556 -6.00 -7.50
Feb 2025 3041.3858694111186 -1.34 -9.36
Mar 2025 2980.6665085765294 -2.00 -11.39
Apr 2025 2980.732776777647 0.00 -12.58
May 2025 2981.1382719797766 0.01 -12.89
Jun 2025 2958.976306735076 -0.74 -12.32
Jul 2025 2916.2909787836643 -1.44 -12.75
Aug 2025 2872.4366946726223 -1.50 -11.51
Sep 2025 2821.7971612191204 -1.76 -11.10
Oct 2025 2794.572918267945 -0.96 -13.42
Nov 2025 2784.181804466487 -0.37 -15.92
Dec 2025 2765.4658500994847 -0.67 -15.68
Jan 2026 2736.3689669558075 -1.05 -11.24