Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Bakersfield, CA Metro in January 2026 was $2,308.554. The month over month percentage change (MoM) was -0.62%, and the year over year percentage change (YoY) was -6.60%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 715.1547378157173 | NaN | NaN |
| Feb 2012 | 719.7450139718522 | 0.64 | NaN |
| Mar 2012 | 727.7151023992196 | 1.11 | NaN |
| Apr 2012 | 730.4603168213512 | 0.38 | NaN |
| May 2012 | 729.0991843099389 | -0.19 | NaN |
| Jun 2012 | 729.1582805987431 | 0.01 | NaN |
| Jul 2012 | 726.1255791786614 | -0.42 | NaN |
| Aug 2012 | 732.3285370602171 | 0.85 | NaN |
| Sep 2012 | 729.9213371359124 | -0.33 | NaN |
| Oct 2012 | 730.1194002469442 | 0.03 | NaN |
| Nov 2012 | 737.5453009763232 | 1.02 | NaN |
| Dec 2012 | 747.4167695632448 | 1.34 | NaN |
| Jan 2013 | 763.6927581375683 | 2.18 | 6.79 |
| Feb 2013 | 783.4088465992584 | 2.58 | 8.85 |
| Mar 2013 | 797.3020571051447 | 1.77 | 9.56 |
| Apr 2013 | 802.3192990490534 | 0.63 | 9.84 |
| May 2013 | 821.1927691013211 | 2.35 | 12.63 |
| Jun 2013 | 872.0040362870109 | 6.19 | 19.59 |
| Jul 2013 | 903.9530237690024 | 3.66 | 24.49 |
| Aug 2013 | 920.8630791456953 | 1.87 | 25.75 |
| Sep 2013 | 935.1387662610002 | 1.55 | 28.12 |
| Oct 2013 | 930.3602285611071 | -0.51 | 27.43 |
| Nov 2013 | 952.1004687429144 | 2.34 | 29.09 |
| Dec 2013 | 980.0199612123857 | 2.93 | 31.12 |
| Jan 2014 | 954.6214315599451 | -2.59 | 25.00 |
| Feb 2014 | 952.1466230748658 | -0.26 | 21.54 |
| Mar 2014 | 963.1216350604298 | 1.15 | 20.80 |
| Apr 2014 | 970.7193593266352 | 0.79 | 20.99 |
| May 2014 | 966.7478155327835 | -0.41 | 17.73 |
| Jun 2014 | 971.8145356719075 | 0.52 | 11.45 |
| Jul 2014 | 973.3276191815607 | 0.16 | 7.68 |
| Aug 2014 | 974.5451643534311 | 0.13 | 5.83 |
| Sep 2014 | 980.8144518149035 | 0.64 | 4.88 |
| Oct 2014 | 976.0028387161799 | -0.49 | 4.91 |
| Nov 2014 | 980.6504753033234 | 0.48 | 3.00 |
| Dec 2014 | 977.2644930988549 | -0.34 | -0.28 |
| Jan 2015 | 965.2392012771222 | -1.23 | 1.11 |
| Feb 2015 | 973.4809337554943 | 0.85 | 2.24 |
| Mar 2015 | 982.3523835469457 | 0.91 | 2.00 |
| Apr 2015 | 978.8895217226609 | -0.35 | 0.84 |
| May 2015 | 996.7405859165799 | 1.82 | 3.10 |
| Jun 2015 | 1014.1652708333497 | 1.75 | 4.36 |
| Jul 2015 | 1023.7581008414422 | 0.95 | 5.18 |
| Aug 2015 | 1015.9959274107391 | -0.76 | 4.25 |
| Sep 2015 | 1018.6634066251307 | 0.26 | 3.86 |
| Oct 2015 | 1017.5677574950676 | -0.11 | 4.26 |
| Nov 2015 | 1036.9309524098308 | 1.90 | 5.74 |
| Dec 2015 | 1045.4309045259988 | 0.82 | 6.98 |
| Jan 2016 | 1042.4233481966246 | -0.29 | 8.00 |
| Feb 2016 | 1030.227420232325 | -1.17 | 5.83 |
| Mar 2016 | 1037.0091979421948 | 0.66 | 5.56 |
| Apr 2016 | 1032.0456100265615 | -0.48 | 5.43 |
| May 2016 | 1032.1385102264546 | 0.01 | 3.55 |
| Jun 2016 | 1030.7764838373541 | -0.13 | 1.64 |
| Jul 2016 | 1018.9860596854793 | -1.14 | -0.47 |
| Aug 2016 | 1018.6172894528022 | -0.04 | 0.26 |
| Sep 2016 | 1021.9091839029438 | 0.32 | 0.32 |
| Oct 2016 | 1027.0798044141716 | 0.51 | 0.94 |
| Nov 2016 | 1058.331832200407 | 3.04 | 2.06 |
| Dec 2016 | 1102.6081122744026 | 4.18 | 5.47 |
| Jan 2017 | 1109.2281965641712 | 0.60 | 6.41 |
| Feb 2017 | 1116.1397538504805 | 0.62 | 8.34 |
| Mar 2017 | 1123.61353658409 | 0.67 | 8.35 |
| Apr 2017 | 1115.5573226999013 | -0.72 | 8.09 |
| May 2017 | 1116.3491105256924 | 0.07 | 8.16 |
| Jun 2017 | 1110.6597544552947 | -0.51 | 7.75 |
| Jul 2017 | 1118.2850368307395 | 0.69 | 9.74 |
| Aug 2017 | 1114.502959451387 | -0.34 | 9.41 |
| Sep 2017 | 1112.26415455266 | -0.20 | 8.84 |
| Oct 2017 | 1129.289663588735 | 1.53 | 9.95 |
| Nov 2017 | 1140.8160995261624 | 1.02 | 7.79 |
| Dec 2017 | 1152.8887064906144 | 1.06 | 4.56 |
| Jan 2018 | 1164.1096831270067 | 0.97 | 4.95 |
| Feb 2018 | 1202.1467901608382 | 3.27 | 7.71 |
| Mar 2018 | 1222.0894815188453 | 1.66 | 8.76 |
| Apr 2018 | 1231.6106037097634 | 0.78 | 10.40 |
| May 2018 | 1250.6855394098868 | 1.55 | 12.03 |
| Jun 2018 | 1256.09553006839 | 0.43 | 13.10 |
| Jul 2018 | 1258.4920376781154 | 0.19 | 12.54 |
| Aug 2018 | 1264.486994959086 | 0.48 | 13.46 |
| Sep 2018 | 1275.2506336262604 | 0.85 | 14.65 |
| Oct 2018 | 1298.9836978983976 | 1.86 | 15.03 |
| Nov 2018 | 1306.3381540640153 | 0.57 | 14.51 |
| Dec 2018 | 1286.9469748469555 | -1.48 | 11.63 |
| Jan 2019 | 1274.3586375117648 | -0.98 | 9.47 |
| Feb 2019 | 1270.875201214765 | -0.27 | 5.72 |
| Mar 2019 | 1265.7927250803245 | -0.40 | 3.58 |
| Apr 2019 | 1257.9745603508516 | -0.62 | 2.14 |
| May 2019 | 1254.4777603548919 | -0.28 | 0.30 |
| Jun 2019 | 1230.2898795065694 | -1.93 | -2.05 |
| Jul 2019 | 1229.608142219768 | -0.05 | -2.29 |
| Aug 2019 | 1218.8441978134533 | -0.87 | -3.61 |
| Sep 2019 | 1221.3305152445168 | 0.20 | -4.23 |
| Oct 2019 | 1235.0688870462977 | 1.13 | -4.92 |
| Nov 2019 | 1241.9564538703125 | 0.56 | -4.93 |
| Dec 2019 | 1251.3621921587712 | 0.76 | -2.76 |
| Jan 2020 | 1238.069533363144 | -1.06 | -2.85 |
| Feb 2020 | 1228.8318384684633 | -0.75 | -3.31 |
| Mar 2020 | 1235.8504736478387 | 0.57 | -2.37 |
| Apr 2020 | 1228.0262810852855 | -0.63 | -2.38 |
| May 2020 | 1224.7874170239133 | -0.26 | -2.37 |
| Jun 2020 | 1221.7771199755373 | -0.25 | -0.69 |
| Jul 2020 | 1212.6198592471108 | -0.75 | -1.38 |
| Aug 2020 | 1213.7976367330712 | 0.10 | -0.41 |
| Sep 2020 | 1221.6986289496037 | 0.65 | 0.03 |
| Oct 2020 | 1230.0679476869511 | 0.69 | -0.40 |
| Nov 2020 | 1239.9635707059924 | 0.80 | -0.16 |
| Dec 2020 | 1248.7750225551345 | 0.71 | -0.21 |
| Jan 2021 | 1271.7161303980329 | 1.84 | 2.72 |
| Feb 2021 | 1296.7789461439875 | 1.97 | 5.53 |
| Mar 2021 | 1345.60293982375 | 3.77 | 8.88 |
| Apr 2021 | 1362.248193861706 | 1.24 | 10.93 |
| May 2021 | 1372.2275742539541 | 0.73 | 12.04 |
| Jun 2021 | 1396.6460180547106 | 1.78 | 14.31 |
| Jul 2021 | 1406.1702523828271 | 0.68 | 15.96 |
| Aug 2021 | 1422.7654511227965 | 1.18 | 17.22 |
| Sep 2021 | 1445.689253385914 | 1.61 | 18.33 |
| Oct 2021 | 1481.9275209126874 | 2.51 | 20.48 |
| Nov 2021 | 1498.2982438049326 | 1.11 | 20.83 |
| Dec 2021 | 1520.2810072855063 | 1.47 | 21.74 |
| Jan 2022 | 1545.8332723679937 | 1.68 | 21.56 |
| Feb 2022 | 1614.1355471037205 | 4.42 | 24.47 |
| Mar 2022 | 1702.503718292512 | 5.48 | 26.52 |
| Apr 2022 | 1858.6354186310755 | 9.17 | 36.44 |
| May 2022 | 1928.8647315949484 | 3.78 | 40.56 |
| Jun 2022 | 2002.578708387402 | 3.82 | 43.39 |
| Jul 2022 | 1999.413770382694 | -0.16 | 42.19 |
| Aug 2022 | 1971.5755970608984 | -1.39 | 38.57 |
| Sep 2022 | 2116.352976390755 | 7.34 | 46.39 |
| Oct 2022 | 2245.9127983016883 | 6.12 | 51.55 |
| Nov 2022 | 2219.975619678041 | -1.15 | 48.17 |
| Dec 2022 | 2134.479908214139 | -3.85 | 40.40 |
| Jan 2023 | 2117.655943915285 | -0.79 | 36.99 |
| Feb 2023 | 2105.558241759655 | -0.57 | 30.45 |
| Mar 2023 | 2151.0144386911456 | 2.16 | 26.34 |
| Apr 2023 | 2121.998932318748 | -1.35 | 14.17 |
| May 2023 | 2148.5633505303613 | 1.25 | 11.39 |
| Jun 2023 | 2215.832803193701 | 3.13 | 10.65 |
| Jul 2023 | 2257.74400884634 | 1.89 | 12.92 |
| Aug 2023 | 2318.5697535412437 | 2.69 | 17.60 |
| Sep 2023 | 2356.1783111351015 | 1.62 | 11.33 |
| Oct 2023 | 2443.6196404935927 | 3.71 | 8.80 |
| Nov 2023 | 2418.7183696884695 | -1.02 | 8.95 |
| Dec 2023 | 2311.9773263107013 | -4.41 | 8.32 |
| Jan 2024 | 2286.521870509484 | -1.10 | 7.97 |
| Feb 2024 | 2321.158368562671 | 1.52 | 10.24 |
| Mar 2024 | 2341.7215758224884 | 0.89 | 8.87 |
| Apr 2024 | 2390.117844583315 | 2.07 | 12.64 |
| May 2024 | 2417.87284193586 | 1.16 | 12.53 |
| Jun 2024 | 2402.3139329169917 | -0.64 | 8.42 |
| Jul 2024 | 2397.5771469273573 | -0.20 | 6.19 |
| Aug 2024 | 2337.9008621469893 | -2.49 | 0.83 |
| Sep 2024 | 2289.169414389491 | -2.08 | -2.84 |
| Oct 2024 | 2341.0366698635717 | 2.27 | -4.20 |
| Nov 2024 | 2418.890474906787 | 3.33 | 0.01 |
| Dec 2024 | 2410.6228793656373 | -0.34 | 4.27 |
| Jan 2025 | 2471.7589820792928 | 2.54 | 8.10 |
| Feb 2025 | 2454.1477885661016 | -0.71 | 5.73 |
| Mar 2025 | 2418.02810454842 | -1.47 | 3.26 |
| Apr 2025 | 2431.1317760105358 | 0.54 | 1.72 |
| May 2025 | 2446.7539723948184 | 0.64 | 1.19 |
| Jun 2025 | 2444.285423489874 | -0.10 | 1.75 |
| Jul 2025 | 2421.8271420628876 | -0.92 | 1.01 |
| Aug 2025 | 2391.5555402187947 | -1.25 | 2.30 |
| Sep 2025 | 2350.8257551637016 | -1.70 | 2.69 |
| Oct 2025 | 2331.815778069248 | -0.81 | -0.39 |
| Nov 2025 | 2330.497469234454 | -0.06 | -3.65 |
| Dec 2025 | 2322.869822597733 | -0.33 | -3.64 |
| Jan 2026 | 2308.553535427961 | -0.62 | -6.60 |