Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Bakersfield, CA Metro in January 2026 was $2,308.554. The month over month percentage change (MoM) was -0.62%, and the year over year percentage change (YoY) was -6.60%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 715.1547378157173 NaN NaN
Feb 2012 719.7450139718522 0.64 NaN
Mar 2012 727.7151023992196 1.11 NaN
Apr 2012 730.4603168213512 0.38 NaN
May 2012 729.0991843099389 -0.19 NaN
Jun 2012 729.1582805987431 0.01 NaN
Jul 2012 726.1255791786614 -0.42 NaN
Aug 2012 732.3285370602171 0.85 NaN
Sep 2012 729.9213371359124 -0.33 NaN
Oct 2012 730.1194002469442 0.03 NaN
Nov 2012 737.5453009763232 1.02 NaN
Dec 2012 747.4167695632448 1.34 NaN
Jan 2013 763.6927581375683 2.18 6.79
Feb 2013 783.4088465992584 2.58 8.85
Mar 2013 797.3020571051447 1.77 9.56
Apr 2013 802.3192990490534 0.63 9.84
May 2013 821.1927691013211 2.35 12.63
Jun 2013 872.0040362870109 6.19 19.59
Jul 2013 903.9530237690024 3.66 24.49
Aug 2013 920.8630791456953 1.87 25.75
Sep 2013 935.1387662610002 1.55 28.12
Oct 2013 930.3602285611071 -0.51 27.43
Nov 2013 952.1004687429144 2.34 29.09
Dec 2013 980.0199612123857 2.93 31.12
Jan 2014 954.6214315599451 -2.59 25.00
Feb 2014 952.1466230748658 -0.26 21.54
Mar 2014 963.1216350604298 1.15 20.80
Apr 2014 970.7193593266352 0.79 20.99
May 2014 966.7478155327835 -0.41 17.73
Jun 2014 971.8145356719075 0.52 11.45
Jul 2014 973.3276191815607 0.16 7.68
Aug 2014 974.5451643534311 0.13 5.83
Sep 2014 980.8144518149035 0.64 4.88
Oct 2014 976.0028387161799 -0.49 4.91
Nov 2014 980.6504753033234 0.48 3.00
Dec 2014 977.2644930988549 -0.34 -0.28
Jan 2015 965.2392012771222 -1.23 1.11
Feb 2015 973.4809337554943 0.85 2.24
Mar 2015 982.3523835469457 0.91 2.00
Apr 2015 978.8895217226609 -0.35 0.84
May 2015 996.7405859165799 1.82 3.10
Jun 2015 1014.1652708333497 1.75 4.36
Jul 2015 1023.7581008414422 0.95 5.18
Aug 2015 1015.9959274107391 -0.76 4.25
Sep 2015 1018.6634066251307 0.26 3.86
Oct 2015 1017.5677574950676 -0.11 4.26
Nov 2015 1036.9309524098308 1.90 5.74
Dec 2015 1045.4309045259988 0.82 6.98
Jan 2016 1042.4233481966246 -0.29 8.00
Feb 2016 1030.227420232325 -1.17 5.83
Mar 2016 1037.0091979421948 0.66 5.56
Apr 2016 1032.0456100265615 -0.48 5.43
May 2016 1032.1385102264546 0.01 3.55
Jun 2016 1030.7764838373541 -0.13 1.64
Jul 2016 1018.9860596854793 -1.14 -0.47
Aug 2016 1018.6172894528022 -0.04 0.26
Sep 2016 1021.9091839029438 0.32 0.32
Oct 2016 1027.0798044141716 0.51 0.94
Nov 2016 1058.331832200407 3.04 2.06
Dec 2016 1102.6081122744026 4.18 5.47
Jan 2017 1109.2281965641712 0.60 6.41
Feb 2017 1116.1397538504805 0.62 8.34
Mar 2017 1123.61353658409 0.67 8.35
Apr 2017 1115.5573226999013 -0.72 8.09
May 2017 1116.3491105256924 0.07 8.16
Jun 2017 1110.6597544552947 -0.51 7.75
Jul 2017 1118.2850368307395 0.69 9.74
Aug 2017 1114.502959451387 -0.34 9.41
Sep 2017 1112.26415455266 -0.20 8.84
Oct 2017 1129.289663588735 1.53 9.95
Nov 2017 1140.8160995261624 1.02 7.79
Dec 2017 1152.8887064906144 1.06 4.56
Jan 2018 1164.1096831270067 0.97 4.95
Feb 2018 1202.1467901608382 3.27 7.71
Mar 2018 1222.0894815188453 1.66 8.76
Apr 2018 1231.6106037097634 0.78 10.40
May 2018 1250.6855394098868 1.55 12.03
Jun 2018 1256.09553006839 0.43 13.10
Jul 2018 1258.4920376781154 0.19 12.54
Aug 2018 1264.486994959086 0.48 13.46
Sep 2018 1275.2506336262604 0.85 14.65
Oct 2018 1298.9836978983976 1.86 15.03
Nov 2018 1306.3381540640153 0.57 14.51
Dec 2018 1286.9469748469555 -1.48 11.63
Jan 2019 1274.3586375117648 -0.98 9.47
Feb 2019 1270.875201214765 -0.27 5.72
Mar 2019 1265.7927250803245 -0.40 3.58
Apr 2019 1257.9745603508516 -0.62 2.14
May 2019 1254.4777603548919 -0.28 0.30
Jun 2019 1230.2898795065694 -1.93 -2.05
Jul 2019 1229.608142219768 -0.05 -2.29
Aug 2019 1218.8441978134533 -0.87 -3.61
Sep 2019 1221.3305152445168 0.20 -4.23
Oct 2019 1235.0688870462977 1.13 -4.92
Nov 2019 1241.9564538703125 0.56 -4.93
Dec 2019 1251.3621921587712 0.76 -2.76
Jan 2020 1238.069533363144 -1.06 -2.85
Feb 2020 1228.8318384684633 -0.75 -3.31
Mar 2020 1235.8504736478387 0.57 -2.37
Apr 2020 1228.0262810852855 -0.63 -2.38
May 2020 1224.7874170239133 -0.26 -2.37
Jun 2020 1221.7771199755373 -0.25 -0.69
Jul 2020 1212.6198592471108 -0.75 -1.38
Aug 2020 1213.7976367330712 0.10 -0.41
Sep 2020 1221.6986289496037 0.65 0.03
Oct 2020 1230.0679476869511 0.69 -0.40
Nov 2020 1239.9635707059924 0.80 -0.16
Dec 2020 1248.7750225551345 0.71 -0.21
Jan 2021 1271.7161303980329 1.84 2.72
Feb 2021 1296.7789461439875 1.97 5.53
Mar 2021 1345.60293982375 3.77 8.88
Apr 2021 1362.248193861706 1.24 10.93
May 2021 1372.2275742539541 0.73 12.04
Jun 2021 1396.6460180547106 1.78 14.31
Jul 2021 1406.1702523828271 0.68 15.96
Aug 2021 1422.7654511227965 1.18 17.22
Sep 2021 1445.689253385914 1.61 18.33
Oct 2021 1481.9275209126874 2.51 20.48
Nov 2021 1498.2982438049326 1.11 20.83
Dec 2021 1520.2810072855063 1.47 21.74
Jan 2022 1545.8332723679937 1.68 21.56
Feb 2022 1614.1355471037205 4.42 24.47
Mar 2022 1702.503718292512 5.48 26.52
Apr 2022 1858.6354186310755 9.17 36.44
May 2022 1928.8647315949484 3.78 40.56
Jun 2022 2002.578708387402 3.82 43.39
Jul 2022 1999.413770382694 -0.16 42.19
Aug 2022 1971.5755970608984 -1.39 38.57
Sep 2022 2116.352976390755 7.34 46.39
Oct 2022 2245.9127983016883 6.12 51.55
Nov 2022 2219.975619678041 -1.15 48.17
Dec 2022 2134.479908214139 -3.85 40.40
Jan 2023 2117.655943915285 -0.79 36.99
Feb 2023 2105.558241759655 -0.57 30.45
Mar 2023 2151.0144386911456 2.16 26.34
Apr 2023 2121.998932318748 -1.35 14.17
May 2023 2148.5633505303613 1.25 11.39
Jun 2023 2215.832803193701 3.13 10.65
Jul 2023 2257.74400884634 1.89 12.92
Aug 2023 2318.5697535412437 2.69 17.60
Sep 2023 2356.1783111351015 1.62 11.33
Oct 2023 2443.6196404935927 3.71 8.80
Nov 2023 2418.7183696884695 -1.02 8.95
Dec 2023 2311.9773263107013 -4.41 8.32
Jan 2024 2286.521870509484 -1.10 7.97
Feb 2024 2321.158368562671 1.52 10.24
Mar 2024 2341.7215758224884 0.89 8.87
Apr 2024 2390.117844583315 2.07 12.64
May 2024 2417.87284193586 1.16 12.53
Jun 2024 2402.3139329169917 -0.64 8.42
Jul 2024 2397.5771469273573 -0.20 6.19
Aug 2024 2337.9008621469893 -2.49 0.83
Sep 2024 2289.169414389491 -2.08 -2.84
Oct 2024 2341.0366698635717 2.27 -4.20
Nov 2024 2418.890474906787 3.33 0.01
Dec 2024 2410.6228793656373 -0.34 4.27
Jan 2025 2471.7589820792928 2.54 8.10
Feb 2025 2454.1477885661016 -0.71 5.73
Mar 2025 2418.02810454842 -1.47 3.26
Apr 2025 2431.1317760105358 0.54 1.72
May 2025 2446.7539723948184 0.64 1.19
Jun 2025 2444.285423489874 -0.10 1.75
Jul 2025 2421.8271420628876 -0.92 1.01
Aug 2025 2391.5555402187947 -1.25 2.30
Sep 2025 2350.8257551637016 -1.70 2.69
Oct 2025 2331.815778069248 -0.81 -0.39
Nov 2025 2330.497469234454 -0.06 -3.65
Dec 2025 2322.869822597733 -0.33 -3.64
Jan 2026 2308.553535427961 -0.62 -6.60