Baltimore, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Baltimore, MD Metro in January 2026 was $2,544.542. The month over month percentage change (MoM) was -0.62%, and the year over year percentage change (YoY) was -5.30%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Baltimore, MD metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Baltimore, MD metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Baltimore, MD (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Baltimore, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Baltimore, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1223.7146780647877 | NaN | NaN |
| Feb 2012 | 1220.7196841877817 | -0.24 | NaN |
| Mar 2012 | 1230.252813690611 | 0.78 | NaN |
| Apr 2012 | 1232.0348670924006 | 0.14 | NaN |
| May 2012 | 1225.4207942589449 | -0.54 | NaN |
| Jun 2012 | 1215.8504421067437 | -0.78 | NaN |
| Jul 2012 | 1204.8783710156213 | -0.90 | NaN |
| Aug 2012 | 1211.663522729555 | 0.56 | NaN |
| Sep 2012 | 1203.581318985971 | -0.67 | NaN |
| Oct 2012 | 1194.0328148870817 | -0.79 | NaN |
| Nov 2012 | 1195.635577993569 | 0.13 | NaN |
| Dec 2012 | 1198.870448750988 | 0.27 | NaN |
| Jan 2013 | 1226.7215117461142 | 2.32 | 0.25 |
| Feb 2013 | 1245.3984056911702 | 1.52 | 2.02 |
| Mar 2013 | 1255.0681721905914 | 0.78 | 2.02 |
| Apr 2013 | 1247.8911628435008 | -0.57 | 1.29 |
| May 2013 | 1264.6637516910505 | 1.34 | 3.20 |
| Jun 2013 | 1331.2105874822023 | 5.26 | 9.49 |
| Jul 2013 | 1371.2703736667847 | 3.01 | 13.81 |
| Aug 2013 | 1384.5471852359688 | 0.97 | 14.27 |
| Sep 2013 | 1391.7167625480745 | 0.52 | 15.63 |
| Oct 2013 | 1361.0900850335183 | -2.20 | 13.99 |
| Nov 2013 | 1374.0922699630717 | 0.96 | 14.93 |
| Dec 2013 | 1404.4908448020778 | 2.21 | 17.15 |
| Jan 2014 | 1465.5509339737778 | 4.35 | 19.47 |
| Feb 2014 | 1456.9637149379998 | -0.59 | 16.99 |
| Mar 2014 | 1468.7172398445505 | 0.81 | 17.02 |
| Apr 2014 | 1475.424496671709 | 0.46 | 18.23 |
| May 2014 | 1464.1846000545688 | -0.76 | 15.78 |
| Jun 2014 | 1463.1528412480066 | -0.07 | 9.91 |
| Jul 2014 | 1459.1147583371408 | -0.28 | 6.41 |
| Aug 2014 | 1456.5548259385835 | -0.17 | 5.20 |
| Sep 2014 | 1463.2988592052777 | 0.46 | 5.14 |
| Oct 2014 | 1449.595313498302 | -0.94 | 6.50 |
| Nov 2014 | 1447.422920315334 | -0.15 | 5.34 |
| Dec 2014 | 1432.6649496784514 | -1.02 | 2.01 |
| Jan 2015 | 1414.4644076764976 | -1.27 | -3.49 |
| Feb 2015 | 1418.1411201728943 | 0.26 | -2.66 |
| Mar 2015 | 1426.246223048608 | 0.57 | -2.89 |
| Apr 2015 | 1418.31123183927 | -0.56 | -3.87 |
| May 2015 | 1441.3882824481848 | 1.63 | -1.56 |
| Jun 2015 | 1459.6775516138548 | 1.27 | -0.24 |
| Jul 2015 | 1468.726523284917 | 0.62 | 0.66 |
| Aug 2015 | 1453.5702606733262 | -1.03 | -0.20 |
| Sep 2015 | 1455.0404284871222 | 0.10 | -0.56 |
| Oct 2015 | 1447.671665603895 | -0.51 | -0.13 |
| Nov 2015 | 1470.1416555013634 | 1.55 | 1.57 |
| Dec 2015 | 1478.277354672279 | 0.55 | 3.18 |
| Jan 2016 | 1465.5211231225994 | -0.86 | 3.61 |
| Feb 2016 | 1442.6992375684708 | -1.56 | 1.73 |
| Mar 2016 | 1446.1720320773977 | 0.24 | 1.40 |
| Apr 2016 | 1435.9341551131902 | -0.71 | 1.24 |
| May 2016 | 1437.2341602559081 | 0.09 | -0.29 |
| Jun 2016 | 1437.7861482451895 | 0.04 | -1.50 |
| Jul 2016 | 1426.0469384825474 | -0.82 | -2.91 |
| Aug 2016 | 1426.9766086252846 | 0.07 | -1.83 |
| Sep 2016 | 1431.4562325786476 | 0.31 | -1.62 |
| Oct 2016 | 1435.0998042982067 | 0.26 | -0.87 |
| Nov 2016 | 1476.3090804429157 | 2.87 | 0.42 |
| Dec 2016 | 1535.3781041014972 | 4.00 | 3.86 |
| Jan 2017 | 1492.4283581197844 | -2.80 | 1.84 |
| Feb 2017 | 1499.3322806283913 | 0.46 | 3.93 |
| Mar 2017 | 1506.2538026100783 | 0.46 | 4.16 |
| Apr 2017 | 1491.7132958510726 | -0.96 | 3.89 |
| May 2017 | 1490.9666753752379 | -0.05 | 3.74 |
| Jun 2017 | 1479.5743341282061 | -0.76 | 2.91 |
| Jul 2017 | 1487.5693291593534 | 0.54 | 4.31 |
| Aug 2017 | 1477.0793172148458 | -0.70 | 3.51 |
| Sep 2017 | 1470.6841103106347 | -0.43 | 2.74 |
| Oct 2017 | 1485.9408616462906 | 1.04 | 3.54 |
| Nov 2017 | 1494.4846261522466 | 0.57 | 1.23 |
| Dec 2017 | 1503.8260315298298 | 0.63 | -2.06 |
| Jan 2018 | 1511.1677920997288 | 0.49 | 1.26 |
| Feb 2018 | 1555.3398660546159 | 2.92 | 3.74 |
| Mar 2018 | 1576.9925186192845 | 1.39 | 4.70 |
| Apr 2018 | 1584.8488410244158 | 0.50 | 6.24 |
| May 2018 | 1605.2360906837298 | 1.29 | 7.66 |
| Jun 2018 | 1605.0737882179715 | -0.01 | 8.48 |
| Jul 2018 | 1603.4514383468036 | -0.10 | 7.79 |
| Aug 2018 | 1610.4191599881053 | 0.44 | 9.03 |
| Sep 2018 | 1625.1534606317537 | 0.92 | 10.50 |
| Oct 2018 | 1654.758529966148 | 1.82 | 11.36 |
| Nov 2018 | 1662.2069985809553 | 0.45 | 11.22 |
| Dec 2018 | 1633.26188592417 | -1.74 | 8.61 |
| Jan 2019 | 1608.7780307570536 | -1.50 | 6.46 |
| Feb 2019 | 1601.897318322745 | -0.43 | 2.99 |
| Mar 2019 | 1595.9722447114882 | -0.37 | 1.20 |
| Apr 2019 | 1588.0681204803932 | -0.49 | 0.20 |
| May 2019 | 1584.4352488006746 | -0.23 | -1.30 |
| Jun 2019 | 1552.350921489344 | -2.02 | -3.28 |
| Jul 2019 | 1549.5709308758435 | -0.18 | -3.36 |
| Aug 2019 | 1531.9640203278932 | -1.14 | -4.87 |
| Sep 2019 | 1531.7304624576805 | -0.01 | -5.75 |
| Oct 2019 | 1543.8720323177724 | 0.79 | -6.70 |
| Nov 2019 | 1548.1962419658971 | 0.28 | -6.86 |
| Dec 2019 | 1557.0597858736787 | 0.57 | -4.67 |
| Jan 2020 | 1544.8244649885662 | -0.79 | -3.97 |
| Feb 2020 | 1530.9067556759155 | -0.90 | -4.43 |
| Mar 2020 | 1536.3367607121866 | 0.36 | -3.74 |
| Apr 2020 | 1524.3258644596021 | -0.78 | -4.01 |
| May 2020 | 1517.3726959621217 | -0.46 | -4.23 |
| Jun 2020 | 1507.687791298752 | -0.64 | -2.88 |
| Jul 2020 | 1488.9222941133623 | -1.25 | -3.91 |
| Aug 2020 | 1483.9118532183293 | -0.34 | -3.14 |
| Sep 2020 | 1489.8435922699864 | 0.40 | -2.73 |
| Oct 2020 | 1497.750592229646 | 0.53 | -2.99 |
| Nov 2020 | 1506.4495149521852 | 0.58 | -2.70 |
| Dec 2020 | 1512.7165560509711 | 0.42 | -2.85 |
| Jan 2021 | 1512.7083954282703 | 0.00 | -2.08 |
| Feb 2021 | 1539.3525287625846 | 1.76 | 0.55 |
| Mar 2021 | 1595.4627086353953 | 3.65 | 3.85 |
| Apr 2021 | 1612.3097813515774 | 1.06 | 5.77 |
| May 2021 | 1617.8074210459165 | 0.34 | 6.62 |
| Jun 2021 | 1636.8358070374 | 1.18 | 8.57 |
| Jul 2021 | 1633.582900120237 | -0.20 | 9.72 |
| Aug 2021 | 1635.8549234314867 | 0.14 | 10.24 |
| Sep 2021 | 1644.5467369126009 | 0.53 | 10.38 |
| Oct 2021 | 1670.0395484123017 | 1.55 | 11.50 |
| Nov 2021 | 1674.163099061675 | 0.25 | 11.13 |
| Dec 2021 | 1687.4823824936261 | 0.80 | 11.55 |
| Jan 2022 | 1740.7154606392048 | 3.16 | 15.07 |
| Feb 2022 | 1806.737897731096 | 3.79 | 17.37 |
| Mar 2022 | 1892.6178679490304 | 4.75 | 18.63 |
| Apr 2022 | 2050.7436907817146 | 8.36 | 27.19 |
| May 2022 | 2115.1912925046063 | 3.14 | 30.74 |
| Jun 2022 | 2184.1348661113475 | 3.26 | 33.44 |
| Jul 2022 | 2169.302269105437 | -0.68 | 32.79 |
| Aug 2022 | 2129.8465523812793 | -1.82 | 30.20 |
| Sep 2022 | 2281.45139967573 | 7.12 | 38.73 |
| Oct 2022 | 2423.9674839369195 | 6.25 | 45.14 |
| Nov 2022 | 2403.17048485969 | -0.86 | 43.55 |
| Dec 2022 | 2321.5888411493256 | -3.39 | 37.58 |
| Jan 2023 | 2309.2466490854235 | -0.53 | 32.66 |
| Feb 2023 | 2314.2917663026783 | 0.22 | 28.09 |
| Mar 2023 | 2378.5512525848926 | 2.78 | 25.68 |
| Apr 2023 | 2352.284872462693 | -1.10 | 14.70 |
| May 2023 | 2382.833011733361 | 1.30 | 12.65 |
| Jun 2023 | 2455.113768394058 | 3.03 | 12.41 |
| Jul 2023 | 2492.9929236404887 | 1.54 | 14.92 |
| Aug 2023 | 2549.0883798123573 | 2.25 | 19.68 |
| Sep 2023 | 2580.7513358646447 | 1.24 | 13.12 |
| Oct 2023 | 2670.7429343866547 | 3.49 | 10.18 |
| Nov 2023 | 2636.4465568764235 | -1.28 | 9.71 |
| Dec 2023 | 2511.830683477848 | -4.73 | 8.19 |
| Jan 2024 | 2482.797305900063 | -1.16 | 7.52 |
| Feb 2024 | 2517.991432919961 | 1.42 | 8.80 |
| Mar 2024 | 2543.5397144701233 | 1.01 | 6.94 |
| Apr 2024 | 2598.588932280439 | 2.16 | 10.47 |
| May 2024 | 2625.4518678860677 | 1.03 | 10.18 |
| Jun 2024 | 2598.293224599776 | -1.03 | 5.83 |
| Jul 2024 | 2581.769314208381 | -0.64 | 3.56 |
| Aug 2024 | 2509.373764836697 | -2.80 | -1.56 |
| Sep 2024 | 2455.560042213226 | -2.14 | -4.85 |
| Oct 2024 | 2512.238374957829 | 2.31 | -5.93 |
| Nov 2024 | 2597.085456503968 | 3.38 | -1.49 |
| Dec 2024 | 2587.5093334332996 | -0.37 | 3.01 |
| Jan 2025 | 2687.0348005908318 | 3.85 | 8.23 |
| Feb 2025 | 2670.16591965886 | -0.63 | 6.04 |
| Mar 2025 | 2634.4980911637713 | -1.34 | 3.58 |
| Apr 2025 | 2652.1158497684146 | 0.67 | 2.06 |
| May 2025 | 2672.200062773423 | 0.76 | 1.78 |
| Jun 2025 | 2673.4860631362526 | 0.05 | 2.89 |
| Jul 2025 | 2655.4136390799085 | -0.68 | 2.85 |
| Aug 2025 | 2629.7650696669793 | -0.97 | 4.80 |
| Sep 2025 | 2589.934072080926 | -1.51 | 5.47 |
| Oct 2025 | 2570.619762740568 | -0.75 | 2.32 |
| Nov 2025 | 2567.880248934959 | -0.11 | -1.12 |
| Dec 2025 | 2560.397638638142 | -0.29 | -1.05 |
| Jan 2026 | 2544.5418399779032 | -0.62 | -5.30 |
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