Bellingham, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Bellingham, WA Metro in January 2026 was $3,771.759. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -6.00%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Bellingham, WA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Bellingham, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Bellingham, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Bellingham, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bellingham, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1268.0330279769792 | NaN | NaN |
| Feb 2012 | 1261.7940712554412 | -0.49 | NaN |
| Mar 2012 | 1265.5105424961898 | 0.30 | NaN |
| Apr 2012 | 1261.1536503806785 | -0.34 | NaN |
| May 2012 | 1249.587766018117 | -0.92 | NaN |
| Jun 2012 | 1238.396965360419 | -0.90 | NaN |
| Jul 2012 | 1226.3232652726651 | -0.97 | NaN |
| Aug 2012 | 1231.8784375358896 | 0.45 | NaN |
| Sep 2012 | 1219.5222516810186 | -1.00 | NaN |
| Oct 2012 | 1205.1861522156823 | -1.18 | NaN |
| Nov 2012 | 1201.834741006261 | -0.28 | NaN |
| Dec 2012 | 1202.3863850322475 | 0.05 | NaN |
| Jan 2013 | 1213.1544534809739 | 0.90 | -4.33 |
| Feb 2013 | 1231.5201749954829 | 1.51 | -2.40 |
| Mar 2013 | 1240.699699719164 | 0.75 | -1.96 |
| Apr 2013 | 1233.8820374979778 | -0.55 | -2.16 |
| May 2013 | 1251.209139625729 | 1.40 | 0.13 |
| Jun 2013 | 1319.5181827714775 | 5.46 | 6.55 |
| Jul 2013 | 1363.0914196707154 | 3.30 | 11.15 |
| Aug 2013 | 1379.2070087816817 | 1.18 | 11.96 |
| Sep 2013 | 1388.4090299021445 | 0.67 | 13.85 |
| Oct 2013 | 1356.4008261717102 | -2.31 | 12.55 |
| Nov 2013 | 1366.2528903619864 | 0.73 | 13.68 |
| Dec 2013 | 1391.9519847627207 | 1.88 | 15.77 |
| Jan 2014 | 1391.6890544617825 | -0.02 | 14.72 |
| Feb 2014 | 1379.6707240789947 | -0.86 | 12.03 |
| Mar 2014 | 1390.1332658288436 | 0.76 | 12.04 |
| Apr 2014 | 1395.694743015299 | 0.40 | 13.11 |
| May 2014 | 1386.2916746677406 | -0.67 | 10.80 |
| Jun 2014 | 1387.9495530871145 | 0.12 | 5.19 |
| Jul 2014 | 1389.3875227007225 | 0.10 | 1.93 |
| Aug 2014 | 1390.3038452646704 | 0.07 | 0.81 |
| Sep 2014 | 1399.1069408820351 | 0.63 | 0.77 |
| Oct 2014 | 1383.8479307499256 | -1.09 | 2.02 |
| Nov 2014 | 1380.0014836719324 | -0.28 | 1.01 |
| Dec 2014 | 1366.412797789595 | -0.98 | -1.83 |
| Jan 2015 | 1338.0259680762238 | -2.08 | -3.86 |
| Feb 2015 | 1351.6623336116918 | 1.02 | -2.03 |
| Mar 2015 | 1369.1552780163738 | 1.29 | -1.51 |
| Apr 2015 | 1366.0373954686406 | -0.23 | -2.12 |
| May 2015 | 1396.8160642049645 | 2.25 | 0.76 |
| Jun 2015 | 1423.5144920879745 | 1.91 | 2.56 |
| Jul 2015 | 1441.3249763487443 | 1.25 | 3.74 |
| Aug 2015 | 1431.2107375835587 | -0.70 | 2.94 |
| Sep 2015 | 1437.3872200985752 | 0.43 | 2.74 |
| Oct 2015 | 1434.356573395557 | -0.21 | 3.65 |
| Nov 2015 | 1463.9963833583909 | 2.07 | 6.09 |
| Dec 2015 | 1479.5135787433207 | 1.06 | 8.28 |
| Jan 2016 | 1508.280219581681 | 1.94 | 12.72 |
| Feb 2016 | 1493.8334801714382 | -0.96 | 10.52 |
| Mar 2016 | 1508.7749515904816 | 1.00 | 10.20 |
| Apr 2016 | 1506.7671014336863 | -0.13 | 10.30 |
| May 2016 | 1517.1203615958584 | 0.69 | 8.61 |
| Jun 2016 | 1525.310657106317 | 0.54 | 7.15 |
| Jul 2016 | 1519.5437684894719 | -0.38 | 5.43 |
| Aug 2016 | 1526.8188384404066 | 0.48 | 6.68 |
| Sep 2016 | 1537.206402760576 | 0.68 | 6.94 |
| Oct 2016 | 1546.4442409294634 | 0.60 | 7.81 |
| Nov 2016 | 1598.9204046927975 | 3.39 | 9.22 |
| Dec 2016 | 1673.6720659030607 | 4.68 | 13.12 |
| Jan 2017 | 1639.5960011542245 | -2.04 | 8.71 |
| Feb 2017 | 1654.12082354604 | 0.89 | 10.73 |
| Mar 2017 | 1669.80972228932 | 0.95 | 10.67 |
| Apr 2017 | 1662.1159285728772 | -0.46 | 10.31 |
| May 2017 | 1671.855445092228 | 0.59 | 10.20 |
| Jun 2017 | 1671.3359610430332 | -0.03 | 9.57 |
| Jul 2017 | 1696.3144774186126 | 1.50 | 11.63 |
| Aug 2017 | 1699.0552941442133 | 0.16 | 11.28 |
| Sep 2017 | 1704.4279268933187 | 0.32 | 10.88 |
| Oct 2017 | 1734.215079580699 | 1.75 | 12.14 |
| Nov 2017 | 1752.450145660067 | 1.05 | 9.60 |
| Dec 2017 | 1768.067797863312 | 0.89 | 5.64 |
| Jan 2018 | 1800.114633481026 | 1.81 | 9.79 |
| Feb 2018 | 1860.218884816386 | 3.34 | 12.46 |
| Mar 2018 | 1897.351465169314 | 2.00 | 13.63 |
| Apr 2018 | 1921.7672642865095 | 1.29 | 15.62 |
| May 2018 | 1964.092265352507 | 2.20 | 17.48 |
| Jun 2018 | 1981.3229988673625 | 0.88 | 18.55 |
| Jul 2018 | 1996.244959637027 | 0.75 | 17.68 |
| Aug 2018 | 2017.7516110746062 | 1.08 | 18.76 |
| Sep 2018 | 2042.3666041632505 | 1.22 | 19.83 |
| Oct 2018 | 2083.2713519782624 | 2.00 | 20.13 |
| Nov 2018 | 2095.3378233554613 | 0.58 | 19.57 |
| Dec 2018 | 2062.7511819070064 | -1.55 | 16.67 |
| Jan 2019 | 2032.3797646140874 | -1.47 | 12.90 |
| Feb 2019 | 2024.278376646308 | -0.40 | 8.82 |
| Mar 2019 | 2014.5021937509337 | -0.48 | 6.17 |
| Apr 2019 | 2002.2147529924691 | -0.61 | 4.19 |
| May 2019 | 1999.4930058077139 | -0.14 | 1.80 |
| Jun 2019 | 1962.4224626641308 | -1.85 | -0.95 |
| Jul 2019 | 1966.6677824733665 | 0.22 | -1.48 |
| Aug 2019 | 1950.7323867712532 | -0.81 | -3.32 |
| Sep 2019 | 1957.9929269634881 | 0.37 | -4.13 |
| Oct 2019 | 1984.4580562316457 | 1.35 | -4.74 |
| Nov 2019 | 1999.5519236036898 | 0.76 | -4.57 |
| Dec 2019 | 2018.994275096816 | 0.97 | -2.12 |
| Jan 2020 | 1989.479190533848 | -1.46 | -2.11 |
| Feb 2020 | 1978.316675610356 | -0.56 | -2.27 |
| Mar 2020 | 1997.1362746489117 | 0.95 | -0.86 |
| Apr 2020 | 1988.3977765847417 | -0.44 | -0.69 |
| May 2020 | 1984.9942256123684 | -0.17 | -0.72 |
| Jun 2020 | 1975.244306637493 | -0.49 | 0.65 |
| Jul 2020 | 1954.1769104802543 | -1.07 | -0.63 |
| Aug 2020 | 1955.7285303513167 | 0.08 | 0.26 |
| Sep 2020 | 1974.440019555529 | 0.96 | 0.84 |
| Oct 2020 | 1995.3247187331065 | 1.06 | 0.55 |
| Nov 2020 | 2015.618936923307 | 1.02 | 0.80 |
| Dec 2020 | 2031.517237704882 | 0.79 | 0.62 |
| Jan 2021 | 2030.0426714213418 | -0.07 | 2.04 |
| Feb 2021 | 2077.9829842849044 | 2.36 | 5.04 |
| Mar 2021 | 2172.443247312696 | 4.55 | 8.78 |
| Apr 2021 | 2216.5931006492856 | 2.03 | 11.48 |
| May 2021 | 2245.596104105305 | 1.31 | 13.13 |
| Jun 2021 | 2294.8373030475527 | 2.19 | 16.18 |
| Jul 2021 | 2310.851603019384 | 0.70 | 18.25 |
| Aug 2021 | 2329.915894723311 | 0.83 | 19.13 |
| Sep 2021 | 2360.4384440224085 | 1.31 | 19.55 |
| Oct 2021 | 2410.458845119895 | 2.12 | 20.81 |
| Nov 2021 | 2425.101547607405 | 0.61 | 20.32 |
| Dec 2021 | 2447.691705572347 | 0.93 | 20.49 |
| Jan 2022 | 2560.627324362485 | 4.61 | 26.14 |
| Feb 2022 | 2687.7510902815134 | 4.97 | 29.34 |
| Mar 2022 | 2857.559029532241 | 6.32 | 31.54 |
| Apr 2022 | 3141.5964627763 | 9.94 | 41.73 |
| May 2022 | 3262.2468878040336 | 3.84 | 45.27 |
| Jun 2022 | 3376.4425594329864 | 3.50 | 47.13 |
| Jul 2022 | 3344.6974864610183 | -0.94 | 44.74 |
| Aug 2022 | 3265.7020433384164 | -2.36 | 40.16 |
| Sep 2022 | 3485.642323817445 | 6.74 | 47.67 |
| Oct 2022 | 3686.130421437998 | 5.75 | 52.92 |
| Nov 2022 | 3625.1650464507084 | -1.65 | 49.49 |
| Dec 2022 | 3474.816413332005 | -4.15 | 41.96 |
| Jan 2023 | 3442.315332450565 | -0.93 | 34.43 |
| Feb 2023 | 3426.780624148517 | -0.45 | 27.50 |
| Mar 2023 | 3507.9154952824724 | 2.37 | 22.76 |
| Apr 2023 | 3461.9762545356775 | -1.31 | 10.20 |
| May 2023 | 3502.7610364023076 | 1.18 | 7.37 |
| Jun 2023 | 3603.800564676899 | 2.89 | 6.73 |
| Jul 2023 | 3655.2512825886115 | 1.43 | 9.29 |
| Aug 2023 | 3738.505928279814 | 2.28 | 14.48 |
| Sep 2023 | 3787.621754472402 | 1.31 | 8.66 |
| Oct 2023 | 3926.845563507859 | 3.68 | 6.53 |
| Nov 2023 | 3877.2428065526747 | -1.26 | 6.95 |
| Dec 2023 | 3687.1747306646794 | -4.90 | 6.11 |
| Jan 2024 | 3635.199430987418 | -1.41 | 5.60 |
| Feb 2024 | 3675.6112827589063 | 1.11 | 7.26 |
| Mar 2024 | 3700.937410172681 | 0.69 | 5.50 |
| Apr 2024 | 3777.6428289555697 | 2.07 | 9.12 |
| May 2024 | 3822.9844547876755 | 1.20 | 9.14 |
| Jun 2024 | 3795.310180716443 | -0.72 | 5.31 |
| Jul 2024 | 3786.3825190883495 | -0.23 | 3.59 |
| Aug 2024 | 3688.9538061009425 | -2.57 | -1.32 |
| Sep 2024 | 3614.266424755 | -2.02 | -4.58 |
| Oct 2024 | 3706.5507050847 | 2.55 | -5.61 |
| Nov 2024 | 3841.455133382853 | 3.64 | -0.92 |
| Dec 2024 | 3829.031385688635 | -0.32 | 3.85 |
| Jan 2025 | 4012.3513311258307 | 4.79 | 10.38 |
| Feb 2025 | 3980.792284678657 | -0.79 | 8.30 |
| Mar 2025 | 3914.5866272567855 | -1.66 | 5.77 |
| Apr 2025 | 3928.720858607829 | 0.36 | 4.00 |
| May 2025 | 3948.8282494455693 | 0.51 | 3.29 |
| Jun 2025 | 3945.0703356866825 | -0.09 | 3.95 |
| Jul 2025 | 3908.8820197124783 | -0.92 | 3.24 |
| Aug 2025 | 3862.9656424187087 | -1.17 | 4.72 |
| Sep 2025 | 3798.595230951724 | -1.67 | 5.10 |
| Oct 2025 | 3778.6853109353415 | -0.52 | 1.95 |
| Nov 2025 | 3787.686446637711 | 0.24 | -1.40 |
| Dec 2025 | 3787.1876443510996 | -0.01 | -1.09 |
| Jan 2026 | 3771.7587663734926 | -0.41 | -6.00 |
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