Bend, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Bend, OR Metro in January 2026 was $3,935.959. The month over month percentage change (MoM) was -0.73%, and the year over year percentage change (YoY) was -9.17%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Bend, OR metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Bend, OR metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Bend, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bend, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1066.57057708332 NaN NaN
Feb 2012 1066.9087742233532 0.03 NaN
Mar 2012 1081.8494332629848 1.40 NaN
Apr 2012 1085.111735013234 0.30 NaN
May 2012 1083.0542204008011 -0.19 NaN
Jun 2012 1079.99593507652 -0.28 NaN
Jul 2012 1077.5480703142016 -0.23 NaN
Aug 2012 1090.32021257314 1.19 NaN
Sep 2012 1089.5423344565988 -0.07 NaN
Oct 2012 1090.232172402264 0.06 NaN
Nov 2012 1098.5543846846276 0.76 NaN
Dec 2012 1111.1683306668986 1.15 NaN
Jan 2013 1131.7403725991817 1.85 6.11
Feb 2013 1157.9263437265886 2.31 8.53
Mar 2013 1176.0122280552264 1.56 8.70
Apr 2013 1179.5230522037505 0.30 8.70
May 2013 1210.4677774501874 2.62 11.76
Jun 2013 1291.7389349850368 6.71 19.61
Jul 2013 1352.0496049467042 4.67 25.48
Aug 2013 1387.8109863381474 2.65 27.29
Sep 2013 1416.532040645082 2.07 30.01
Oct 2013 1404.1641443605115 -0.87 28.80
Nov 2013 1430.5132089771823 1.88 30.22
Dec 2013 1473.0375309097894 2.97 32.57
Jan 2014 1469.7049069716936 -0.23 29.86
Feb 2014 1468.087272793105 -0.11 26.79
Mar 2014 1485.3184744000448 1.17 26.30
Apr 2014 1497.077839523818 0.79 26.92
May 2014 1495.8400973625683 -0.08 23.58
Jun 2014 1508.7042192832891 0.86 16.80
Jul 2014 1518.390350603938 0.64 12.30
Aug 2014 1523.6403208769455 0.35 9.79
Sep 2014 1538.0824070216395 0.95 8.58
Oct 2014 1532.2693059380242 -0.38 9.12
Nov 2014 1540.0722573004628 0.51 7.66
Dec 2014 1536.6277133615438 -0.22 4.32
Jan 2015 1511.579389769745 -1.63 2.85
Feb 2015 1531.1573601628556 1.30 4.30
Mar 2015 1551.9935342527183 1.36 4.49
Apr 2015 1548.502631826383 -0.22 3.44
May 2015 1582.0707656413842 2.17 5.77
Jun 2015 1612.636087433829 1.93 6.89
Jul 2015 1635.0017209507203 1.39 7.68
Aug 2015 1628.3411790461616 -0.41 6.87
Sep 2015 1641.6364539096542 0.82 6.73
Oct 2015 1648.8066098221561 0.44 7.61
Nov 2015 1692.4065718178376 2.64 9.89
Dec 2015 1718.0504298418223 1.52 11.81
Jan 2016 1695.7634538515613 -1.30 12.19
Feb 2016 1678.6681012573267 -1.01 9.63
Mar 2016 1695.1703314819194 0.98 9.23
Apr 2016 1690.5831189883775 -0.27 9.18
May 2016 1700.4378094742456 0.58 7.48
Jun 2016 1706.527729138672 0.36 5.82
Jul 2016 1696.9788500712546 -0.56 3.79
Aug 2016 1704.2132223237784 0.43 4.66
Sep 2016 1715.8555132468018 0.68 4.52
Oct 2016 1728.3305061807107 0.73 4.82
Nov 2016 1790.3311904235302 3.59 5.79
Dec 2016 1879.4861544327823 4.98 9.40
Jan 2017 1890.238055561939 0.57 11.47
Feb 2017 1913.881936931436 1.25 14.01
Mar 2017 1935.4450064293792 1.13 14.17
Apr 2017 1923.0251001106008 -0.64 13.75
May 2017 1923.6143426648946 0.03 13.13
Jun 2017 1909.8886793150868 -0.71 11.92
Jul 2017 1923.3485453601136 0.71 13.34
Aug 2017 1911.6560444704555 -0.61 12.17
Sep 2017 1904.3243321272616 -0.38 10.98
Oct 2017 1928.0769769092112 1.25 11.56
Nov 2017 1942.483991552762 0.75 8.50
Dec 2017 1962.050452361862 1.01 4.39
Jan 2018 1981.283338760927 0.98 4.82
Feb 2018 2058.3606439525265 3.89 7.55
Mar 2018 2101.338746284169 2.09 8.57
Apr 2018 2121.6525465688524 0.97 10.33
May 2018 2158.31488497428 1.73 12.20
Jun 2018 2164.8587815777023 0.30 13.35
Jul 2018 2168.5701651031704 0.17 12.75
Aug 2018 2182.85119882109 0.66 14.19
Sep 2018 2207.3516498026356 1.12 15.91
Oct 2018 2253.6685282011204 2.10 16.89
Nov 2018 2266.0810637140353 0.55 16.66
Dec 2018 2230.578256566519 -1.57 13.69
Jan 2019 2192.7778782004916 -1.69 10.68
Feb 2019 2185.334542522064 -0.34 6.17
Mar 2019 2172.7120997689135 -0.58 3.40
Apr 2019 2152.852860122347 -0.91 1.47
May 2019 2139.798013021691 -0.61 -0.86
Jun 2019 2089.103993263706 -2.37 -3.50
Jul 2019 2085.582619515611 -0.17 -3.83
Aug 2019 2065.2725354086933 -0.97 -5.39
Sep 2019 2072.640984830543 0.36 -6.10
Oct 2019 2099.123305805973 1.28 -6.86
Nov 2019 2113.085590041612 0.67 -6.75
Dec 2019 2131.5714639806943 0.88 -4.44
Jan 2020 2131.160170999119 -0.02 -2.81
Feb 2020 2118.3009042140784 -0.60 -3.07
Mar 2020 2133.4625440241575 0.72 -1.81
Apr 2020 2118.08849074406 -0.72 -1.61
May 2020 2109.9250867744868 -0.38 -1.40
Jun 2020 2097.201407083912 -0.60 0.39
Jul 2020 2070.445082186877 -1.28 -0.73
Aug 2020 2067.117310397933 -0.16 0.09
Sep 2020 2083.013012096227 0.77 0.50
Oct 2020 2109.5587534251163 1.27 0.50
Nov 2020 2145.823465375665 1.72 1.55
Dec 2020 2185.7500430646533 1.86 2.54
Jan 2021 2167.283110703842 -0.84 1.70
Feb 2021 2244.6636206119133 3.57 5.97
Mar 2021 2377.62694475526 5.92 11.45
Apr 2021 2456.2377223291783 3.31 15.97
May 2021 2522.35047716821 2.69 19.55
Jun 2021 2606.582310555775 3.34 24.29
Jul 2021 2644.8587538254583 1.47 27.74
Aug 2021 2680.4307825037426 1.35 29.67
Sep 2021 2723.9074270013766 1.62 30.77
Oct 2021 2791.15948289201 2.47 32.31
Nov 2021 2816.1620309762648 0.90 31.24
Dec 2021 2851.66892191554 1.26 30.47
Jan 2022 2962.8007294070558 3.90 36.71
Feb 2022 3104.8135869505563 4.79 38.32
Mar 2022 3296.84538395517 6.19 38.66
Apr 2022 3630.7505980798837 10.13 47.82
May 2022 3778.1785314742783 4.06 49.79
Jun 2022 3918.379312472147 3.71 50.33
Jul 2022 3875.1943702504373 -1.10 46.52
Aug 2022 3763.6149624443296 -2.88 40.41
Sep 2022 3997.929473029274 6.23 46.77
Oct 2022 4204.361289325233 5.16 50.63
Nov 2022 4111.387519438346 -2.21 45.99
Dec 2022 3914.7690500915837 -4.78 37.28
Jan 2023 3867.8534098480427 -1.20 30.55
Feb 2023 3832.613732411778 -0.91 23.44
Mar 2023 3908.853656652734 1.99 18.56
Apr 2023 3843.7587263213486 -1.66 5.87
May 2023 3884.8470394710002 1.07 2.82
Jun 2023 4012.459255437609 3.29 2.40
Jul 2023 4089.1834770932514 1.91 5.52
Aug 2023 4208.840668905663 2.93 11.83
Sep 2023 4290.333729285848 1.94 7.31
Oct 2023 4470.613060184266 4.20 6.33
Nov 2023 4422.071314664246 -1.09 7.56
Dec 2023 4196.636455655231 -5.10 7.20
Jan 2024 4137.032738432173 -1.42 6.96
Feb 2024 4175.713033670899 0.94 8.95
Mar 2024 4194.863726499928 0.46 7.32
Apr 2024 4272.774918705221 1.86 11.16
May 2024 4313.304427898163 0.95 11.03
Jun 2024 4272.146394092429 -0.95 6.47
Jul 2024 4259.328797034509 -0.30 4.16
Aug 2024 4144.894265554449 -2.69 -1.52
Sep 2024 4048.8394038583087 -2.32 -5.63
Oct 2024 4138.0609639169525 2.20 -7.44
Nov 2024 4272.597884932229 3.25 -3.38
Dec 2024 4238.433697015309 -0.80 1.00
Jan 2025 4333.424346918988 2.24 4.75
Feb 2025 4283.037429493574 -1.16 2.57
Mar 2025 4199.741035671332 -1.94 0.12
Apr 2025 4205.993188602695 0.15 -1.56
May 2025 4214.68955601919 0.21 -2.29
Jun 2025 4191.7827357094175 -0.54 -1.88
Jul 2025 4138.15840309532 -1.28 -2.84
Aug 2025 4081.3135559523434 -1.37 -1.53
Sep 2025 4005.7503826607976 -1.85 -1.06
Oct 2025 3978.0045138370533 -0.69 -3.87
Nov 2025 3977.479752295548 -0.01 -6.91
Dec 2025 3964.994352980686 -0.31 -6.45
Jan 2026 3935.9591180238895 -0.73 -9.17