Billings, MT (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Billings, MT Metro in January 2026 was $2,412.222. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -5.45%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Billings, MT metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Billings, MT metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 988.7545786203864 | NaN | NaN |
| Feb 2012 | 986.8934225771657 | -0.19 | NaN |
| Mar 2012 | 994.1951282235349 | 0.74 | NaN |
| Apr 2012 | 992.7588826504157 | -0.14 | NaN |
| May 2012 | 985.137702661036 | -0.77 | NaN |
| Jun 2012 | 978.6265686440468 | -0.66 | NaN |
| Jul 2012 | 971.0660577678368 | -0.77 | NaN |
| Aug 2012 | 980.6450941258636 | 0.99 | NaN |
| Sep 2012 | 975.8966408070833 | -0.48 | NaN |
| Oct 2012 | 970.7914393084799 | -0.52 | NaN |
| Nov 2012 | 974.3535724496187 | 0.37 | NaN |
| Dec 2012 | 981.3527522241234 | 0.72 | NaN |
| Jan 2013 | 993.7555035289743 | 1.26 | 0.51 |
| Feb 2013 | 1012.1434644616479 | 1.85 | 2.56 |
| Mar 2013 | 1020.1135324595673 | 0.79 | 2.61 |
| Apr 2013 | 1012.226386962057 | -0.77 | 1.96 |
| May 2013 | 1021.854574901408 | 0.95 | 3.73 |
| Jun 2013 | 1073.495137063378 | 5.05 | 9.69 |
| Jul 2013 | 1102.9930127876337 | 2.75 | 13.59 |
| Aug 2013 | 1113.4442071188698 | 0.95 | 13.54 |
| Sep 2013 | 1117.5486479402766 | 0.37 | 14.52 |
| Oct 2013 | 1090.7764698982717 | -2.40 | 12.36 |
| Nov 2013 | 1098.6522704705662 | 0.72 | 12.76 |
| Dec 2013 | 1122.1013175127507 | 2.13 | 14.34 |
| Jan 2014 | 1144.6563143915646 | 2.01 | 15.19 |
| Feb 2014 | 1138.4006799046963 | -0.55 | 12.47 |
| Mar 2014 | 1148.9035036522218 | 0.92 | 12.63 |
| Apr 2014 | 1154.9599650439327 | 0.53 | 14.10 |
| May 2014 | 1147.4544260318721 | -0.65 | 12.29 |
| Jun 2014 | 1150.9256368993033 | 0.30 | 7.21 |
| Jul 2014 | 1155.7811767346757 | 0.42 | 4.79 |
| Aug 2014 | 1163.291923574591 | 0.65 | 4.48 |
| Sep 2014 | 1177.9788543081409 | 1.26 | 5.41 |
| Oct 2014 | 1171.249698548033 | -0.57 | 7.38 |
| Nov 2014 | 1174.6158219646766 | 0.29 | 6.91 |
| Dec 2014 | 1168.1233738918015 | -0.55 | 4.10 |
| Jan 2015 | 1163.9926906455562 | -0.35 | 1.69 |
| Feb 2015 | 1175.4567216891744 | 0.99 | 3.26 |
| Mar 2015 | 1188.168089713589 | 1.08 | 3.42 |
| Apr 2015 | 1183.7744419702005 | -0.37 | 2.50 |
| May 2015 | 1204.953409163882 | 1.79 | 5.01 |
| Jun 2015 | 1225.4808917952655 | 1.70 | 6.48 |
| Jul 2015 | 1238.1822488360497 | 1.04 | 7.13 |
| Aug 2015 | 1229.836229161222 | -0.67 | 5.72 |
| Sep 2015 | 1234.5085303717685 | 0.38 | 4.80 |
| Oct 2015 | 1229.1243838397506 | -0.44 | 4.94 |
| Nov 2015 | 1248.6790452022044 | 1.59 | 6.31 |
| Dec 2015 | 1253.5345798302587 | 0.39 | 7.31 |
| Jan 2016 | 1247.9576369371202 | -0.44 | 7.21 |
| Feb 2016 | 1226.467067106632 | -1.72 | 4.34 |
| Mar 2016 | 1228.694742474664 | 0.18 | 3.41 |
| Apr 2016 | 1217.083082069648 | -0.94 | 2.81 |
| May 2016 | 1212.4480052373938 | -0.38 | 0.62 |
| Jun 2016 | 1206.2883369335873 | -0.51 | -1.57 |
| Jul 2016 | 1188.5875713771609 | -1.47 | -4.00 |
| Aug 2016 | 1184.1673201621402 | -0.37 | -3.71 |
| Sep 2016 | 1180.9781755809563 | -0.27 | -4.34 |
| Oct 2016 | 1179.0656466244823 | -0.16 | -4.07 |
| Nov 2016 | 1209.286357122565 | 2.56 | -3.15 |
| Dec 2016 | 1256.171241237872 | 3.88 | 0.21 |
| Jan 2017 | 1263.0131331047735 | 0.55 | 1.21 |
| Feb 2017 | 1268.7238577742783 | 0.45 | 3.45 |
| Mar 2017 | 1277.2134979479906 | 0.67 | 3.95 |
| Apr 2017 | 1267.8133802152447 | -0.74 | 4.17 |
| May 2017 | 1270.741562775542 | 0.23 | 4.81 |
| Jun 2017 | 1265.2501487125596 | -0.43 | 4.89 |
| Jul 2017 | 1274.2673174676472 | 0.71 | 7.21 |
| Aug 2017 | 1267.0906009839332 | -0.56 | 7.00 |
| Sep 2017 | 1258.7342894251165 | -0.66 | 6.58 |
| Oct 2017 | 1270.236929583026 | 0.91 | 7.73 |
| Nov 2017 | 1275.0509058821635 | 0.38 | 5.44 |
| Dec 2017 | 1281.387804961906 | 0.50 | 2.01 |
| Jan 2018 | 1294.3288654126102 | 1.01 | 2.48 |
| Feb 2018 | 1330.180992830902 | 2.77 | 4.84 |
| Mar 2018 | 1346.7868289337002 | 1.25 | 5.45 |
| Apr 2018 | 1352.6476694752105 | 0.44 | 6.69 |
| May 2018 | 1369.4577629445766 | 1.24 | 7.77 |
| Jun 2018 | 1370.6790345019326 | 0.09 | 8.33 |
| Jul 2018 | 1371.0951437511826 | 0.03 | 7.60 |
| Aug 2018 | 1379.3767902161585 | 0.60 | 8.86 |
| Sep 2018 | 1394.0143046474363 | 1.06 | 10.75 |
| Oct 2018 | 1421.718245510509 | 1.99 | 11.93 |
| Nov 2018 | 1428.7073749092463 | 0.49 | 12.05 |
| Dec 2018 | 1403.8091533116349 | -1.74 | 9.55 |
| Jan 2019 | 1360.723455675872 | -3.07 | 5.13 |
| Feb 2019 | 1354.7858352892476 | -0.44 | 1.85 |
| Mar 2019 | 1350.0276739282176 | -0.35 | 0.24 |
| Apr 2019 | 1344.583121149844 | -0.40 | -0.60 |
| May 2019 | 1343.4550217619812 | -0.08 | -1.90 |
| Jun 2019 | 1317.557595148062 | -1.93 | -3.88 |
| Jul 2019 | 1317.398736838461 | -0.01 | -3.92 |
| Aug 2019 | 1307.7907805868745 | -0.73 | -5.19 |
| Sep 2019 | 1312.3094139641967 | 0.35 | -5.86 |
| Oct 2019 | 1326.9347391059562 | 1.11 | -6.67 |
| Nov 2019 | 1331.1438809798287 | 0.32 | -6.83 |
| Dec 2019 | 1339.0277703430695 | 0.59 | -4.61 |
| Jan 2020 | 1318.6423056569547 | -1.52 | -3.09 |
| Feb 2020 | 1304.4182234445113 | -1.08 | -3.72 |
| Mar 2020 | 1308.0780988860013 | 0.28 | -3.11 |
| Apr 2020 | 1296.5008098316653 | -0.88 | -3.58 |
| May 2020 | 1292.090439388309 | -0.34 | -3.82 |
| Jun 2020 | 1286.0076652865098 | -0.47 | -2.39 |
| Jul 2020 | 1272.2187664145397 | -1.07 | -3.43 |
| Aug 2020 | 1269.9777206899769 | -0.18 | -2.89 |
| Sep 2020 | 1276.687208224542 | 0.53 | -2.71 |
| Oct 2020 | 1280.5919234384482 | 0.31 | -3.49 |
| Nov 2020 | 1282.792747542426 | 0.17 | -3.63 |
| Dec 2020 | 1283.5650829241126 | 0.06 | -4.14 |
| Jan 2021 | 1287.7680200848545 | 0.33 | -2.34 |
| Feb 2021 | 1311.649798379106 | 1.86 | 0.55 |
| Mar 2021 | 1361.9111806430296 | 3.83 | 4.12 |
| Apr 2021 | 1377.3297996788983 | 1.13 | 6.23 |
| May 2021 | 1385.0870529721533 | 0.56 | 7.20 |
| Jun 2021 | 1407.439192268809 | 1.61 | 9.44 |
| Jul 2021 | 1414.0798799874608 | 0.47 | 11.15 |
| Aug 2021 | 1429.2273264396447 | 1.07 | 12.54 |
| Sep 2021 | 1452.8125183037575 | 1.65 | 13.80 |
| Oct 2021 | 1493.7883959537658 | 2.82 | 16.65 |
| Nov 2021 | 1514.0768774602036 | 1.36 | 18.03 |
| Dec 2021 | 1539.9900921645476 | 1.71 | 19.98 |
| Jan 2022 | 1596.2290274983206 | 3.65 | 23.95 |
| Feb 2022 | 1665.4985904135458 | 4.34 | 26.98 |
| Mar 2022 | 1752.5624553339185 | 5.23 | 28.68 |
| Apr 2022 | 1910.2606327222504 | 9.00 | 38.69 |
| May 2022 | 1980.7021307921452 | 3.69 | 43.00 |
| Jun 2022 | 2060.626870740014 | 4.04 | 46.41 |
| Jul 2022 | 2059.069489387823 | -0.08 | 45.61 |
| Aug 2022 | 2032.0325040387193 | -1.31 | 42.18 |
| Sep 2022 | 2193.302387437521 | 7.94 | 50.97 |
| Oct 2022 | 2341.8814668818327 | 6.77 | 56.78 |
| Nov 2022 | 2326.6681526932152 | -0.65 | 53.67 |
| Dec 2022 | 2245.0094973674964 | -3.51 | 45.78 |
| Jan 2023 | 2239.3000065597244 | -0.25 | 40.29 |
| Feb 2023 | 2233.668537422305 | -0.25 | 34.11 |
| Mar 2023 | 2290.192642199531 | 2.53 | 30.68 |
| Apr 2023 | 2263.9801087902024 | -1.14 | 18.52 |
| May 2023 | 2298.868509809307 | 1.54 | 16.06 |
| Jun 2023 | 2376.6983194687436 | 3.39 | 15.34 |
| Jul 2023 | 2421.295219150571 | 1.88 | 17.59 |
| Aug 2023 | 2485.2112456665586 | 2.64 | 22.30 |
| Sep 2023 | 2526.8564525998727 | 1.68 | 15.21 |
| Oct 2023 | 2620.2636057088243 | 3.70 | 11.89 |
| Nov 2023 | 2584.162065424881 | -1.38 | 11.07 |
| Dec 2023 | 2452.163655683354 | -5.11 | 9.23 |
| Jan 2024 | 2411.8271452861513 | -1.64 | 7.71 |
| Feb 2024 | 2443.595136535611 | 1.32 | 9.40 |
| Mar 2024 | 2462.3949890724184 | 0.77 | 7.52 |
| Apr 2024 | 2509.4140772130854 | 1.91 | 10.84 |
| May 2024 | 2525.973616125563 | 0.66 | 9.88 |
| Jun 2024 | 2495.406413535082 | -1.21 | 5.00 |
| Jul 2024 | 2477.7926356375983 | -0.71 | 2.33 |
| Aug 2024 | 2412.35124310596 | -2.64 | -2.93 |
| Sep 2024 | 2363.3833715140113 | -2.03 | -6.47 |
| Oct 2024 | 2425.9188515993746 | 2.65 | -7.42 |
| Nov 2024 | 2511.8083199970265 | 3.54 | -2.80 |
| Dec 2024 | 2498.758966592129 | -0.52 | 1.90 |
| Jan 2025 | 2551.317757160479 | 2.10 | 5.78 |
| Feb 2025 | 2530.017718704339 | -0.83 | 3.54 |
| Mar 2025 | 2490.7138529653985 | -1.55 | 1.15 |
| Apr 2025 | 2505.118346771999 | 0.58 | -0.17 |
| May 2025 | 2519.675117532648 | 0.58 | -0.25 |
| Jun 2025 | 2516.2649337536227 | -0.13 | 0.84 |
| Jul 2025 | 2494.9483234753184 | -0.85 | 0.69 |
| Aug 2025 | 2469.021198639456 | -1.04 | 2.35 |
| Sep 2025 | 2432.1431404973127 | -1.49 | 2.91 |
| Oct 2025 | 2419.467917091006 | -0.52 | -0.27 |
| Nov 2025 | 2424.6234261866666 | 0.21 | -3.47 |
| Dec 2025 | 2423.1022688268595 | -0.06 | -3.03 |
| Jan 2026 | 2412.222151943939 | -0.45 | -5.45 |