Binghamton, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Binghamton, NY Metro in January 2026 was $1,281.341. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -2.74%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Binghamton, NY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Binghamton, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Binghamton, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Binghamton, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Binghamton, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 759.3825472062799 | NaN | NaN |
| Feb 2012 | 761.7212863816571 | 0.31 | NaN |
| Mar 2012 | 768.873568559278 | 0.94 | NaN |
| Apr 2012 | 770.1554603882311 | 0.17 | NaN |
| May 2012 | 766.7284247394864 | -0.44 | NaN |
| Jun 2012 | 761.1028711116668 | -0.73 | NaN |
| Jul 2012 | 754.544518785606 | -0.86 | NaN |
| Aug 2012 | 753.9565831009229 | -0.08 | NaN |
| Sep 2012 | 747.1176931778278 | -0.91 | NaN |
| Oct 2012 | 740.9045285731033 | -0.83 | NaN |
| Nov 2012 | 740.0226217626127 | -0.12 | NaN |
| Dec 2012 | 738.7389749566112 | -0.17 | NaN |
| Jan 2013 | 742.1165877624004 | 0.46 | -2.27 |
| Feb 2013 | 749.3076966945989 | 0.97 | -1.63 |
| Mar 2013 | 755.3236573369973 | 0.80 | -1.76 |
| Apr 2013 | 753.7410234820632 | -0.21 | -2.13 |
| May 2013 | 762.1454595109047 | 1.12 | -0.60 |
| Jun 2013 | 790.4239962774682 | 3.71 | 3.85 |
| Jul 2013 | 805.7409793485288 | 1.94 | 6.79 |
| Aug 2013 | 808.8797581687597 | 0.39 | 7.29 |
| Sep 2013 | 808.0385024121867 | -0.10 | 8.15 |
| Oct 2013 | 792.5789977808485 | -1.91 | 6.98 |
| Nov 2013 | 795.759120862603 | 0.40 | 7.53 |
| Dec 2013 | 805.2329277460376 | 1.19 | 9.00 |
| Jan 2014 | 804.9752343855099 | -0.03 | 8.47 |
| Feb 2014 | 799.9266974292547 | -0.63 | 6.76 |
| Mar 2014 | 804.5237909028513 | 0.57 | 6.51 |
| Apr 2014 | 806.9179013627395 | 0.30 | 7.06 |
| May 2014 | 802.9019110316298 | -0.50 | 5.35 |
| Jun 2014 | 803.462807921471 | 0.07 | 1.65 |
| Jul 2014 | 802.3627088828109 | -0.14 | -0.42 |
| Aug 2014 | 799.7453037498351 | -0.33 | -1.13 |
| Sep 2014 | 799.8567343189552 | 0.01 | -1.01 |
| Oct 2014 | 790.3114360341492 | -1.19 | -0.29 |
| Nov 2014 | 785.6595124988066 | -0.59 | -1.27 |
| Dec 2014 | 776.5205181400347 | -1.16 | -3.57 |
| Jan 2015 | 765.3840975432679 | -1.43 | -4.92 |
| Feb 2015 | 766.0385253739189 | 0.09 | -4.24 |
| Mar 2015 | 769.1931979616907 | 0.41 | -4.39 |
| Apr 2015 | 766.0805878906511 | -0.40 | -5.06 |
| May 2015 | 775.5771849255962 | 1.24 | -3.40 |
| Jun 2015 | 783.7339791062175 | 1.05 | -2.45 |
| Jul 2015 | 789.1326839956293 | 0.69 | -1.65 |
| Aug 2015 | 784.9694925863978 | -0.53 | -1.85 |
| Sep 2015 | 786.2852094041184 | 0.17 | -1.70 |
| Oct 2015 | 783.6012903115661 | -0.34 | -0.85 |
| Nov 2015 | 791.6684806052183 | 1.03 | 0.77 |
| Dec 2015 | 793.742290269375 | 0.26 | 2.22 |
| Jan 2016 | 789.2626389770214 | -0.56 | 3.12 |
| Feb 2016 | 779.1740567072675 | -1.28 | 1.72 |
| Mar 2016 | 779.3865155604183 | 0.03 | 1.33 |
| Apr 2016 | 772.3227945507108 | -0.91 | 0.82 |
| May 2016 | 770.3084885402577 | -0.26 | -0.68 |
| Jun 2016 | 768.6841687625201 | -0.21 | -1.92 |
| Jul 2016 | 762.3629009743114 | -0.82 | -3.39 |
| Aug 2016 | 762.751916982924 | 0.05 | -2.83 |
| Sep 2016 | 765.6087756140219 | 0.38 | -2.63 |
| Oct 2016 | 769.8546191928119 | 0.56 | -1.75 |
| Nov 2016 | 787.1239952190183 | 2.24 | -0.57 |
| Dec 2016 | 810.2077122140479 | 2.93 | 2.07 |
| Jan 2017 | 841.5759276056807 | 3.87 | 6.63 |
| Feb 2017 | 842.289402267711 | 0.09 | 8.10 |
| Mar 2017 | 841.426932655018 | -0.10 | 7.96 |
| Apr 2017 | 830.9160162275411 | -1.25 | 7.59 |
| May 2017 | 826.3984332359793 | -0.54 | 7.28 |
| Jun 2017 | 821.0381596227086 | -0.65 | 6.81 |
| Jul 2017 | 826.6371715728601 | 0.68 | 8.43 |
| Aug 2017 | 826.5734702295479 | -0.01 | 8.37 |
| Sep 2017 | 826.3800795774675 | -0.02 | 7.94 |
| Oct 2017 | 833.2795516130752 | 0.84 | 8.24 |
| Nov 2017 | 836.4834948844401 | 0.38 | 6.27 |
| Dec 2017 | 839.4980412450645 | 0.36 | 3.62 |
| Jan 2018 | 645.0366761777032 | -23.16 | -23.35 |
| Feb 2018 | 661.188749205436 | 2.50 | -21.50 |
| Mar 2018 | 669.5610531861021 | 1.27 | -20.43 |
| Apr 2018 | 673.7382399161172 | 0.62 | -18.92 |
| May 2018 | 684.8314214130326 | 1.65 | -17.13 |
| Jun 2018 | 689.6517660418128 | 0.70 | -16.00 |
| Jul 2018 | 693.2984410066332 | 0.53 | -16.13 |
| Aug 2018 | 699.1671110545866 | 0.85 | -15.41 |
| Sep 2018 | 706.942496473746 | 1.11 | -14.45 |
| Oct 2018 | 718.2510687529875 | 1.60 | -13.80 |
| Nov 2018 | 721.2227167945694 | 0.41 | -13.78 |
| Dec 2018 | 708.5847183361697 | -1.75 | -15.59 |
| Jan 2019 | 700.7630109680697 | -1.10 | 8.64 |
| Feb 2019 | 697.3628230807037 | -0.48 | 5.47 |
| Mar 2019 | 695.6386222764469 | -0.25 | 3.90 |
| Apr 2019 | 692.89174726216 | -0.39 | 2.84 |
| May 2019 | 691.4093257125826 | -0.21 | 0.96 |
| Jun 2019 | 678.800340274428 | -1.82 | -1.57 |
| Jul 2019 | 678.7122857404106 | -0.01 | -2.10 |
| Aug 2019 | 673.2909041331422 | -0.80 | -3.70 |
| Sep 2019 | 674.5963265380375 | 0.19 | -4.58 |
| Oct 2019 | 681.0026795971955 | 0.95 | -5.19 |
| Nov 2019 | 684.219266909357 | 0.47 | -5.13 |
| Dec 2019 | 688.1747987591793 | 0.58 | -2.88 |
| Jan 2020 | 685.6780349337621 | -0.36 | -2.15 |
| Feb 2020 | 680.3797799282527 | -0.77 | -2.43 |
| Mar 2020 | 683.1483517976601 | 0.41 | -1.80 |
| Apr 2020 | 679.2090410467063 | -0.58 | -1.97 |
| May 2020 | 677.3906196024975 | -0.27 | -2.03 |
| Jun 2020 | 675.3632006403459 | -0.30 | -0.51 |
| Jul 2020 | 669.2416265890495 | -0.91 | -1.39 |
| Aug 2020 | 667.3100623044154 | -0.29 | -0.89 |
| Sep 2020 | 669.1454468433851 | 0.28 | -0.81 |
| Oct 2020 | 672.1728710374584 | 0.45 | -1.30 |
| Nov 2020 | 676.2758283163662 | 0.61 | -1.16 |
| Dec 2020 | 679.0745693418289 | 0.41 | -1.32 |
| Jan 2021 | 687.5918714899366 | 1.25 | 0.28 |
| Feb 2021 | 697.3926074626738 | 1.43 | 2.50 |
| Mar 2021 | 719.4042292269972 | 3.16 | 5.31 |
| Apr 2021 | 725.4969018994428 | 0.85 | 6.82 |
| May 2021 | 727.9907139865131 | 0.34 | 7.47 |
| Jun 2021 | 737.9738781167434 | 1.37 | 9.27 |
| Jul 2021 | 740.2329141921184 | 0.31 | 10.61 |
| Aug 2021 | 744.8763312025911 | 0.63 | 11.62 |
| Sep 2021 | 750.5585351104127 | 0.76 | 12.17 |
| Oct 2021 | 761.70172564187 | 1.49 | 13.32 |
| Nov 2021 | 762.4621965372241 | 0.10 | 12.74 |
| Dec 2021 | 765.2457274528522 | 0.37 | 12.69 |
| Jan 2022 | 791.8738429902338 | 3.48 | 15.17 |
| Feb 2022 | 820.8692047143385 | 3.66 | 17.70 |
| Mar 2022 | 859.481570471847 | 4.70 | 19.47 |
| Apr 2022 | 927.5124142094746 | 7.92 | 27.85 |
| May 2022 | 955.1837976129607 | 2.98 | 31.21 |
| Jun 2022 | 988.4507599036796 | 3.48 | 33.94 |
| Jul 2022 | 988.7669333154053 | 0.03 | 33.58 |
| Aug 2022 | 979.9299961284124 | -0.89 | 31.56 |
| Sep 2022 | 1049.6014757958537 | 7.11 | 39.84 |
| Oct 2022 | 1112.554693282108 | 6.00 | 46.06 |
| Nov 2022 | 1106.0583515965307 | -0.58 | 45.06 |
| Dec 2022 | 1073.1217092750876 | -2.98 | 40.23 |
| Jan 2023 | 1068.4825009398146 | -0.43 | 34.93 |
| Feb 2023 | 1070.3093304462554 | 0.17 | 30.39 |
| Mar 2023 | 1098.0139786900907 | 2.59 | 27.75 |
| Apr 2023 | 1090.149713824858 | -0.72 | 17.54 |
| May 2023 | 1108.1465673548746 | 1.65 | 16.01 |
| Jun 2023 | 1145.1626507309616 | 3.34 | 15.85 |
| Jul 2023 | 1167.4512800956682 | 1.95 | 18.07 |
| Aug 2023 | 1195.806058250609 | 2.43 | 22.03 |
| Sep 2023 | 1212.7466565210807 | 1.42 | 15.54 |
| Oct 2023 | 1256.7391731833968 | 3.63 | 12.96 |
| Nov 2023 | 1248.3312181469341 | -0.67 | 12.86 |
| Dec 2023 | 1200.1139995000106 | -3.86 | 11.83 |
| Jan 2024 | 1190.5477506143188 | -0.80 | 11.42 |
| Feb 2024 | 1210.691957791798 | 1.69 | 13.12 |
| Mar 2024 | 1225.3135364170173 | 1.21 | 11.59 |
| Apr 2024 | 1254.8841123095287 | 2.41 | 15.11 |
| May 2024 | 1274.4920897569773 | 1.56 | 15.01 |
| Jun 2024 | 1273.4055166608305 | -0.08 | 11.20 |
| Jul 2024 | 1276.2628809063312 | 0.22 | 9.32 |
| Aug 2024 | 1249.5363440611136 | -2.09 | 4.49 |
| Sep 2024 | 1230.9524695576652 | -1.49 | 1.50 |
| Oct 2024 | 1256.975084987442 | 2.11 | 0.02 |
| Nov 2024 | 1295.5615675490203 | 3.07 | 3.78 |
| Dec 2024 | 1291.2004222856376 | -0.34 | 7.59 |
| Jan 2025 | 1317.3931196517428 | 2.03 | 10.65 |
| Feb 2025 | 1308.4483384098837 | -0.68 | 8.07 |
| Mar 2025 | 1290.611318462747 | -1.36 | 5.33 |
| Apr 2025 | 1298.3622985560905 | 0.60 | 3.47 |
| May 2025 | 1309.7280039816246 | 0.88 | 2.77 |
| Jun 2025 | 1313.5687679741966 | 0.29 | 3.15 |
| Jul 2025 | 1309.9127432733262 | -0.28 | 2.64 |
| Aug 2025 | 1300.8637506193486 | -0.69 | 4.11 |
| Sep 2025 | 1289.479303262274 | -0.87 | 4.76 |
| Oct 2025 | 1282.6004322817566 | -0.53 | 2.04 |
| Nov 2025 | 1284.1632033220383 | 0.12 | -0.88 |
| Dec 2025 | 1284.0037493844575 | -0.01 | -0.56 |
| Jan 2026 | 1281.3406444684301 | -0.21 | -2.74 |
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