Birmingham, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Birmingham, AL Metro in January 2026 was $1,604.436. The month over month percentage change (MoM) was -0.51%, and the year over year percentage change (YoY) was -5.59%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 703.7369316212709 | NaN | NaN |
| Feb 2012 | 701.0631208935583 | -0.38 | NaN |
| Mar 2012 | 705.4632609856317 | 0.63 | NaN |
| Apr 2012 | 704.1535102450031 | -0.19 | NaN |
| May 2012 | 699.9475280537212 | -0.60 | NaN |
| Jun 2012 | 696.8660336674055 | -0.44 | NaN |
| Jul 2012 | 694.4652304170273 | -0.34 | NaN |
| Aug 2012 | 701.2276436602634 | 0.97 | NaN |
| Sep 2012 | 698.0790168704966 | -0.45 | NaN |
| Oct 2012 | 694.0343792050382 | -0.58 | NaN |
| Nov 2012 | 695.8203623718542 | 0.26 | NaN |
| Dec 2012 | 698.3072269517828 | 0.36 | NaN |
| Jan 2013 | 701.396507047643 | 0.44 | -0.33 |
| Feb 2013 | 709.7741315637209 | 1.19 | 1.24 |
| Mar 2013 | 713.2138722050893 | 0.49 | 1.10 |
| Apr 2013 | 708.8563683771192 | -0.61 | 0.67 |
| May 2013 | 718.6493111731721 | 1.38 | 2.67 |
| Jun 2013 | 756.4511816549274 | 5.26 | 8.55 |
| Jul 2013 | 779.5356968359398 | 3.05 | 12.25 |
| Aug 2013 | 788.7871251641742 | 1.19 | 12.49 |
| Sep 2013 | 793.8438908788064 | 0.64 | 13.72 |
| Oct 2013 | 777.5184293070778 | -2.06 | 12.03 |
| Nov 2013 | 783.8767915125119 | 0.82 | 12.66 |
| Dec 2013 | 799.9357679240175 | 2.05 | 14.55 |
| Jan 2014 | 790.8472758448574 | -1.14 | 12.75 |
| Feb 2014 | 784.0071606896538 | -0.86 | 10.46 |
| Mar 2014 | 788.1204861639725 | 0.53 | 10.50 |
| Apr 2014 | 790.8098194878834 | 0.34 | 11.56 |
| May 2014 | 785.385536251724 | -0.69 | 9.29 |
| Jun 2014 | 787.3171007557734 | 0.25 | 4.08 |
| Jul 2014 | 788.3407643194656 | 0.13 | 1.13 |
| Aug 2014 | 789.9528606571675 | 0.20 | 0.15 |
| Sep 2014 | 795.2974753925586 | 0.68 | 0.18 |
| Oct 2014 | 788.3756138148138 | -0.87 | 1.40 |
| Nov 2014 | 787.275021031543 | -0.14 | 0.43 |
| Dec 2014 | 779.7510868332805 | -0.96 | -2.52 |
| Jan 2015 | 759.7107153707661 | -2.57 | -3.94 |
| Feb 2015 | 762.2983254013718 | 0.34 | -2.77 |
| Mar 2015 | 767.3634385774947 | 0.66 | -2.63 |
| Apr 2015 | 763.665446227057 | -0.48 | -3.43 |
| May 2015 | 778.0861545714415 | 1.89 | -0.93 |
| Jun 2015 | 790.3141464327471 | 1.57 | 0.38 |
| Jul 2015 | 797.1932043006805 | 0.87 | 1.12 |
| Aug 2015 | 790.2968061099165 | -0.86 | 0.04 |
| Sep 2015 | 791.9083281790927 | 0.20 | -0.43 |
| Oct 2015 | 788.7811493315837 | -0.39 | 0.05 |
| Nov 2015 | 802.8215117127648 | 1.78 | 1.98 |
| Dec 2015 | 808.6032647220868 | 0.72 | 3.70 |
| Jan 2016 | 816.8087057418481 | 1.01 | 7.52 |
| Feb 2016 | 805.2842047317112 | -1.41 | 5.64 |
| Mar 2016 | 809.8890358071766 | 0.57 | 5.54 |
| Apr 2016 | 806.3348086959776 | -0.44 | 5.59 |
| May 2016 | 807.4445209792538 | 0.14 | 3.77 |
| Jun 2016 | 806.6453529916641 | -0.10 | 2.07 |
| Jul 2016 | 797.9294684299632 | -1.08 | 0.09 |
| Aug 2016 | 798.1277804344944 | 0.03 | 0.99 |
| Sep 2016 | 800.9976986640912 | 0.36 | 1.15 |
| Oct 2016 | 803.8159052361802 | 0.35 | 1.91 |
| Nov 2016 | 827.1187158652376 | 2.90 | 3.03 |
| Dec 2016 | 860.5726531984558 | 4.05 | 6.43 |
| Jan 2017 | 848.0508284594357 | -1.45 | 3.83 |
| Feb 2017 | 850.5547715525087 | 0.30 | 5.62 |
| Mar 2017 | 853.7171054714912 | 0.37 | 5.41 |
| Apr 2017 | 844.0404656582491 | -1.13 | 4.68 |
| May 2017 | 842.7973182618086 | -0.15 | 4.38 |
| Jun 2017 | 835.7025455366291 | -0.84 | 3.60 |
| Jul 2017 | 842.0163455191092 | 0.76 | 5.53 |
| Aug 2017 | 839.3836417121508 | -0.31 | 5.17 |
| Sep 2017 | 838.4284969548612 | -0.11 | 4.67 |
| Oct 2017 | 849.504110006882 | 1.32 | 5.68 |
| Nov 2017 | 855.9016701980613 | 0.75 | 3.48 |
| Dec 2017 | 862.0499146747261 | 0.72 | 0.17 |
| Jan 2018 | 872.7254231149475 | 1.24 | 2.91 |
| Feb 2018 | 898.3592438190262 | 2.94 | 5.62 |
| Mar 2018 | 911.4151236819904 | 1.45 | 6.76 |
| Apr 2018 | 916.549441865769 | 0.56 | 8.59 |
| May 2018 | 929.007847163916 | 1.36 | 10.23 |
| Jun 2018 | 929.7469938452515 | 0.08 | 11.25 |
| Jul 2018 | 929.9433475060962 | 0.02 | 10.44 |
| Aug 2018 | 935.7151696790083 | 0.62 | 11.48 |
| Sep 2018 | 946.4735755549666 | 1.15 | 12.89 |
| Oct 2018 | 965.9297841955326 | 2.06 | 13.71 |
| Nov 2018 | 972.6215444545987 | 0.69 | 13.64 |
| Dec 2018 | 958.587676381647 | -1.44 | 11.20 |
| Jan 2019 | 946.2136207222356 | -1.29 | 8.42 |
| Feb 2019 | 945.1123802222592 | -0.12 | 5.20 |
| Mar 2019 | 942.9515419241843 | -0.23 | 3.46 |
| Apr 2019 | 937.9820751459156 | -0.53 | 2.34 |
| May 2019 | 935.3887018111952 | -0.28 | 0.69 |
| Jun 2019 | 916.2671094989397 | -2.04 | -1.45 |
| Jul 2019 | 916.1219109725209 | -0.02 | -1.49 |
| Aug 2019 | 908.0870784810757 | -0.88 | -2.95 |
| Sep 2019 | 910.4662469715149 | 0.26 | -3.80 |
| Oct 2019 | 921.5684513309134 | 1.22 | -4.59 |
| Nov 2019 | 928.6578257494418 | 0.77 | -4.52 |
| Dec 2019 | 939.0787688031905 | 1.12 | -2.03 |
| Jan 2020 | 934.8099920255119 | -0.45 | -1.20 |
| Feb 2020 | 929.5532296582701 | -0.56 | -1.65 |
| Mar 2020 | 935.4947384357542 | 0.64 | -0.79 |
| Apr 2020 | 929.8594472700354 | -0.60 | -0.87 |
| May 2020 | 927.8365145056805 | -0.22 | -0.81 |
| Jun 2020 | 925.1508123889731 | -0.29 | 0.97 |
| Jul 2020 | 916.4735207085242 | -0.94 | 0.04 |
| Aug 2020 | 915.1628971481232 | -0.14 | 0.78 |
| Sep 2020 | 919.7184905480325 | 0.50 | 1.02 |
| Oct 2020 | 924.9369092310603 | 0.57 | 0.37 |
| Nov 2020 | 930.8086732030631 | 0.64 | 0.23 |
| Dec 2020 | 935.0715289978621 | 0.46 | -0.43 |
| Jan 2021 | 941.0941383837143 | 0.64 | 0.67 |
| Feb 2021 | 957.5525123151518 | 1.75 | 3.01 |
| Mar 2021 | 992.3715540396652 | 3.64 | 6.08 |
| Apr 2021 | 1001.7889282589585 | 0.95 | 7.74 |
| May 2021 | 1004.3685357242066 | 0.26 | 8.25 |
| Jun 2021 | 1017.3897805036569 | 1.30 | 9.97 |
| Jul 2021 | 1017.8653502361735 | 0.05 | 11.06 |
| Aug 2021 | 1022.4873151817621 | 0.45 | 11.73 |
| Sep 2021 | 1031.679983885012 | 0.90 | 12.17 |
| Oct 2021 | 1052.4825276738813 | 2.02 | 13.79 |
| Nov 2021 | 1060.8818768022022 | 0.80 | 13.97 |
| Dec 2021 | 1073.8200756583583 | 1.22 | 14.84 |
| Jan 2022 | 1120.4500559478631 | 4.34 | 19.06 |
| Feb 2022 | 1169.9152016608405 | 4.42 | 22.18 |
| Mar 2022 | 1234.1291533441597 | 5.49 | 24.36 |
| Apr 2022 | 1346.4284517130723 | 9.10 | 34.40 |
| May 2022 | 1393.7643983279982 | 3.52 | 38.77 |
| Jun 2022 | 1445.7289114005216 | 3.73 | 42.10 |
| Jul 2022 | 1441.347578094481 | -0.30 | 41.61 |
| Aug 2022 | 1421.91884579742 | -1.35 | 39.07 |
| Sep 2022 | 1534.199771917968 | 7.90 | 48.71 |
| Oct 2022 | 1635.037688162463 | 6.57 | 55.35 |
| Nov 2022 | 1619.835803198447 | -0.93 | 52.69 |
| Dec 2022 | 1557.380104883404 | -3.86 | 45.03 |
| Jan 2023 | 1551.3724086460634 | -0.39 | 38.46 |
| Feb 2023 | 1544.2190673959276 | -0.46 | 31.99 |
| Mar 2023 | 1581.6681803880892 | 2.42 | 28.16 |
| Apr 2023 | 1561.8257704780733 | -1.25 | 16.00 |
| May 2023 | 1583.4409592105812 | 1.38 | 13.61 |
| Jun 2023 | 1631.3290597280231 | 3.02 | 12.84 |
| Jul 2023 | 1652.7565317414198 | 1.31 | 14.67 |
| Aug 2023 | 1685.4155031167866 | 1.98 | 18.53 |
| Sep 2023 | 1704.655286318026 | 1.14 | 11.11 |
| Oct 2023 | 1759.459435851987 | 3.22 | 7.61 |
| Nov 2023 | 1733.498377806051 | -1.48 | 7.02 |
| Dec 2023 | 1645.8390269672814 | -5.06 | 5.68 |
| Jan 2024 | 1623.3984866530018 | -1.36 | 4.64 |
| Feb 2024 | 1641.1319865306305 | 1.09 | 6.28 |
| Mar 2024 | 1650.5119792978558 | 0.57 | 4.35 |
| Apr 2024 | 1679.3760745424133 | 1.75 | 7.53 |
| May 2024 | 1692.3472908392293 | 0.77 | 6.88 |
| Jun 2024 | 1672.639700640475 | -1.16 | 2.53 |
| Jul 2024 | 1661.7010723219137 | -0.65 | 0.54 |
| Aug 2024 | 1612.8464700509262 | -2.94 | -4.31 |
| Sep 2024 | 1576.4232945798817 | -2.26 | -7.52 |
| Oct 2024 | 1609.2938890322484 | 2.09 | -8.53 |
| Nov 2024 | 1661.0546756653243 | 3.22 | -4.18 |
| Dec 2024 | 1652.9327071018115 | -0.49 | 0.43 |
| Jan 2025 | 1699.494263184914 | 2.82 | 4.69 |
| Feb 2025 | 1685.014780578859 | -0.85 | 2.67 |
| Mar 2025 | 1657.4473160957268 | -1.64 | 0.42 |
| Apr 2025 | 1664.5770910501228 | 0.43 | -0.88 |
| May 2025 | 1675.5325907493975 | 0.66 | -0.99 |
| Jun 2025 | 1675.6963509477005 | 0.01 | 0.18 |
| Jul 2025 | 1663.0803884343927 | -0.75 | 0.08 |
| Aug 2025 | 1645.8861450471318 | -1.03 | 2.05 |
| Sep 2025 | 1623.2475684606748 | -1.37 | 2.97 |
| Oct 2025 | 1613.3445499793056 | -0.61 | 0.25 |
| Nov 2025 | 1614.7964724537123 | 0.09 | -2.78 |
| Dec 2025 | 1612.6646007952002 | -0.13 | -2.44 |
| Jan 2026 | 1604.4360355049348 | -0.51 | -5.59 |