Birmingham, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Birmingham, AL Metro in January 2026 was $1,604.436. The month over month percentage change (MoM) was -0.51%, and the year over year percentage change (YoY) was -5.59%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Birmingham, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Birmingham, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 703.7369316212709 NaN NaN
Feb 2012 701.0631208935583 -0.38 NaN
Mar 2012 705.4632609856317 0.63 NaN
Apr 2012 704.1535102450031 -0.19 NaN
May 2012 699.9475280537212 -0.60 NaN
Jun 2012 696.8660336674055 -0.44 NaN
Jul 2012 694.4652304170273 -0.34 NaN
Aug 2012 701.2276436602634 0.97 NaN
Sep 2012 698.0790168704966 -0.45 NaN
Oct 2012 694.0343792050382 -0.58 NaN
Nov 2012 695.8203623718542 0.26 NaN
Dec 2012 698.3072269517828 0.36 NaN
Jan 2013 701.396507047643 0.44 -0.33
Feb 2013 709.7741315637209 1.19 1.24
Mar 2013 713.2138722050893 0.49 1.10
Apr 2013 708.8563683771192 -0.61 0.67
May 2013 718.6493111731721 1.38 2.67
Jun 2013 756.4511816549274 5.26 8.55
Jul 2013 779.5356968359398 3.05 12.25
Aug 2013 788.7871251641742 1.19 12.49
Sep 2013 793.8438908788064 0.64 13.72
Oct 2013 777.5184293070778 -2.06 12.03
Nov 2013 783.8767915125119 0.82 12.66
Dec 2013 799.9357679240175 2.05 14.55
Jan 2014 790.8472758448574 -1.14 12.75
Feb 2014 784.0071606896538 -0.86 10.46
Mar 2014 788.1204861639725 0.53 10.50
Apr 2014 790.8098194878834 0.34 11.56
May 2014 785.385536251724 -0.69 9.29
Jun 2014 787.3171007557734 0.25 4.08
Jul 2014 788.3407643194656 0.13 1.13
Aug 2014 789.9528606571675 0.20 0.15
Sep 2014 795.2974753925586 0.68 0.18
Oct 2014 788.3756138148138 -0.87 1.40
Nov 2014 787.275021031543 -0.14 0.43
Dec 2014 779.7510868332805 -0.96 -2.52
Jan 2015 759.7107153707661 -2.57 -3.94
Feb 2015 762.2983254013718 0.34 -2.77
Mar 2015 767.3634385774947 0.66 -2.63
Apr 2015 763.665446227057 -0.48 -3.43
May 2015 778.0861545714415 1.89 -0.93
Jun 2015 790.3141464327471 1.57 0.38
Jul 2015 797.1932043006805 0.87 1.12
Aug 2015 790.2968061099165 -0.86 0.04
Sep 2015 791.9083281790927 0.20 -0.43
Oct 2015 788.7811493315837 -0.39 0.05
Nov 2015 802.8215117127648 1.78 1.98
Dec 2015 808.6032647220868 0.72 3.70
Jan 2016 816.8087057418481 1.01 7.52
Feb 2016 805.2842047317112 -1.41 5.64
Mar 2016 809.8890358071766 0.57 5.54
Apr 2016 806.3348086959776 -0.44 5.59
May 2016 807.4445209792538 0.14 3.77
Jun 2016 806.6453529916641 -0.10 2.07
Jul 2016 797.9294684299632 -1.08 0.09
Aug 2016 798.1277804344944 0.03 0.99
Sep 2016 800.9976986640912 0.36 1.15
Oct 2016 803.8159052361802 0.35 1.91
Nov 2016 827.1187158652376 2.90 3.03
Dec 2016 860.5726531984558 4.05 6.43
Jan 2017 848.0508284594357 -1.45 3.83
Feb 2017 850.5547715525087 0.30 5.62
Mar 2017 853.7171054714912 0.37 5.41
Apr 2017 844.0404656582491 -1.13 4.68
May 2017 842.7973182618086 -0.15 4.38
Jun 2017 835.7025455366291 -0.84 3.60
Jul 2017 842.0163455191092 0.76 5.53
Aug 2017 839.3836417121508 -0.31 5.17
Sep 2017 838.4284969548612 -0.11 4.67
Oct 2017 849.504110006882 1.32 5.68
Nov 2017 855.9016701980613 0.75 3.48
Dec 2017 862.0499146747261 0.72 0.17
Jan 2018 872.7254231149475 1.24 2.91
Feb 2018 898.3592438190262 2.94 5.62
Mar 2018 911.4151236819904 1.45 6.76
Apr 2018 916.549441865769 0.56 8.59
May 2018 929.007847163916 1.36 10.23
Jun 2018 929.7469938452515 0.08 11.25
Jul 2018 929.9433475060962 0.02 10.44
Aug 2018 935.7151696790083 0.62 11.48
Sep 2018 946.4735755549666 1.15 12.89
Oct 2018 965.9297841955326 2.06 13.71
Nov 2018 972.6215444545987 0.69 13.64
Dec 2018 958.587676381647 -1.44 11.20
Jan 2019 946.2136207222356 -1.29 8.42
Feb 2019 945.1123802222592 -0.12 5.20
Mar 2019 942.9515419241843 -0.23 3.46
Apr 2019 937.9820751459156 -0.53 2.34
May 2019 935.3887018111952 -0.28 0.69
Jun 2019 916.2671094989397 -2.04 -1.45
Jul 2019 916.1219109725209 -0.02 -1.49
Aug 2019 908.0870784810757 -0.88 -2.95
Sep 2019 910.4662469715149 0.26 -3.80
Oct 2019 921.5684513309134 1.22 -4.59
Nov 2019 928.6578257494418 0.77 -4.52
Dec 2019 939.0787688031905 1.12 -2.03
Jan 2020 934.8099920255119 -0.45 -1.20
Feb 2020 929.5532296582701 -0.56 -1.65
Mar 2020 935.4947384357542 0.64 -0.79
Apr 2020 929.8594472700354 -0.60 -0.87
May 2020 927.8365145056805 -0.22 -0.81
Jun 2020 925.1508123889731 -0.29 0.97
Jul 2020 916.4735207085242 -0.94 0.04
Aug 2020 915.1628971481232 -0.14 0.78
Sep 2020 919.7184905480325 0.50 1.02
Oct 2020 924.9369092310603 0.57 0.37
Nov 2020 930.8086732030631 0.64 0.23
Dec 2020 935.0715289978621 0.46 -0.43
Jan 2021 941.0941383837143 0.64 0.67
Feb 2021 957.5525123151518 1.75 3.01
Mar 2021 992.3715540396652 3.64 6.08
Apr 2021 1001.7889282589585 0.95 7.74
May 2021 1004.3685357242066 0.26 8.25
Jun 2021 1017.3897805036569 1.30 9.97
Jul 2021 1017.8653502361735 0.05 11.06
Aug 2021 1022.4873151817621 0.45 11.73
Sep 2021 1031.679983885012 0.90 12.17
Oct 2021 1052.4825276738813 2.02 13.79
Nov 2021 1060.8818768022022 0.80 13.97
Dec 2021 1073.8200756583583 1.22 14.84
Jan 2022 1120.4500559478631 4.34 19.06
Feb 2022 1169.9152016608405 4.42 22.18
Mar 2022 1234.1291533441597 5.49 24.36
Apr 2022 1346.4284517130723 9.10 34.40
May 2022 1393.7643983279982 3.52 38.77
Jun 2022 1445.7289114005216 3.73 42.10
Jul 2022 1441.347578094481 -0.30 41.61
Aug 2022 1421.91884579742 -1.35 39.07
Sep 2022 1534.199771917968 7.90 48.71
Oct 2022 1635.037688162463 6.57 55.35
Nov 2022 1619.835803198447 -0.93 52.69
Dec 2022 1557.380104883404 -3.86 45.03
Jan 2023 1551.3724086460634 -0.39 38.46
Feb 2023 1544.2190673959276 -0.46 31.99
Mar 2023 1581.6681803880892 2.42 28.16
Apr 2023 1561.8257704780733 -1.25 16.00
May 2023 1583.4409592105812 1.38 13.61
Jun 2023 1631.3290597280231 3.02 12.84
Jul 2023 1652.7565317414198 1.31 14.67
Aug 2023 1685.4155031167866 1.98 18.53
Sep 2023 1704.655286318026 1.14 11.11
Oct 2023 1759.459435851987 3.22 7.61
Nov 2023 1733.498377806051 -1.48 7.02
Dec 2023 1645.8390269672814 -5.06 5.68
Jan 2024 1623.3984866530018 -1.36 4.64
Feb 2024 1641.1319865306305 1.09 6.28
Mar 2024 1650.5119792978558 0.57 4.35
Apr 2024 1679.3760745424133 1.75 7.53
May 2024 1692.3472908392293 0.77 6.88
Jun 2024 1672.639700640475 -1.16 2.53
Jul 2024 1661.7010723219137 -0.65 0.54
Aug 2024 1612.8464700509262 -2.94 -4.31
Sep 2024 1576.4232945798817 -2.26 -7.52
Oct 2024 1609.2938890322484 2.09 -8.53
Nov 2024 1661.0546756653243 3.22 -4.18
Dec 2024 1652.9327071018115 -0.49 0.43
Jan 2025 1699.494263184914 2.82 4.69
Feb 2025 1685.014780578859 -0.85 2.67
Mar 2025 1657.4473160957268 -1.64 0.42
Apr 2025 1664.5770910501228 0.43 -0.88
May 2025 1675.5325907493975 0.66 -0.99
Jun 2025 1675.6963509477005 0.01 0.18
Jul 2025 1663.0803884343927 -0.75 0.08
Aug 2025 1645.8861450471318 -1.03 2.05
Sep 2025 1623.2475684606748 -1.37 2.97
Oct 2025 1613.3445499793056 -0.61 0.25
Nov 2025 1614.7964724537123 0.09 -2.78
Dec 2025 1612.6646007952002 -0.13 -2.44
Jan 2026 1604.4360355049348 -0.51 -5.59