Bismarck, ND (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Bismarck, ND Metro in January 2026 was $2,266.516. The month over month percentage change (MoM) was -0.15%, and the year over year percentage change (YoY) was -1.20%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Bismarck, ND metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Bismarck, ND metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Bismarck, ND (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Bismarck, ND (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bismarck, ND (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1029.703119944819 | NaN | NaN |
| Feb 2012 | 1035.0760300385555 | 0.52 | NaN |
| Mar 2012 | 1048.6622879674662 | 1.31 | NaN |
| Apr 2012 | 1053.0603891234184 | 0.42 | NaN |
| May 2012 | 1052.7591901231615 | -0.03 | NaN |
| Jun 2012 | 1053.6439242742692 | 0.08 | NaN |
| Jul 2012 | 1057.269265283204 | 0.34 | NaN |
| Aug 2012 | 1076.9997834921048 | 1.87 | NaN |
| Sep 2012 | 1084.9574893182175 | 0.74 | NaN |
| Oct 2012 | 1092.9970329051994 | 0.74 | NaN |
| Nov 2012 | 1108.6945476280334 | 1.44 | NaN |
| Dec 2012 | 1126.5267232425556 | 1.61 | NaN |
| Jan 2013 | 977.7812316209345 | -13.20 | -5.04 |
| Feb 2013 | 999.5031608239567 | 2.22 | -3.44 |
| Mar 2013 | 1011.3745609648599 | 1.19 | -3.56 |
| Apr 2013 | 1006.9508070174271 | -0.44 | -4.38 |
| May 2013 | 1023.3252436660356 | 1.63 | -2.80 |
| Jun 2013 | 1082.1110869521642 | 5.75 | 2.70 |
| Jul 2013 | 1121.8997047517341 | 3.68 | 6.11 |
| Aug 2013 | 1142.5346042826757 | 1.84 | 6.09 |
| Sep 2013 | 1159.7266659382308 | 1.51 | 6.89 |
| Oct 2013 | 1143.5856621753435 | -1.39 | 4.63 |
| Nov 2013 | 1162.204121797257 | 1.63 | 4.83 |
| Dec 2013 | 1193.253507027217 | 2.67 | 5.92 |
| Jan 2014 | 1245.6421861329954 | 4.39 | 27.40 |
| Feb 2014 | 1241.594406775988 | -0.32 | 24.22 |
| Mar 2014 | 1256.1131171517043 | 1.17 | 24.20 |
| Apr 2014 | 1264.7013652852806 | 0.68 | 25.60 |
| May 2014 | 1256.2327903735643 | -0.67 | 22.76 |
| Jun 2014 | 1258.6379948629424 | 0.19 | 16.31 |
| Jul 2014 | 1261.8197235482025 | 0.25 | 12.47 |
| Aug 2014 | 1268.9836890083127 | 0.57 | 11.07 |
| Sep 2014 | 1285.1979499085044 | 1.28 | 10.82 |
| Oct 2014 | 1281.9826269078023 | -0.25 | 12.10 |
| Nov 2014 | 1287.941787632009 | 0.47 | 10.82 |
| Dec 2014 | 1283.5935207595123 | -0.34 | 7.57 |
| Jan 2015 | 1276.8928575355123 | -0.52 | 2.51 |
| Feb 2015 | 1293.5352821092788 | 1.30 | 4.18 |
| Mar 2015 | 1310.912664024665 | 1.34 | 4.36 |
| Apr 2015 | 1310.001087561292 | -0.07 | 3.58 |
| May 2015 | 1338.0127455959214 | 2.14 | 6.51 |
| Jun 2015 | 1362.5304364463148 | 1.83 | 8.25 |
| Jul 2015 | 1375.1216815158818 | 0.92 | 8.98 |
| Aug 2015 | 1359.9699169652204 | -1.10 | 7.17 |
| Sep 2015 | 1357.460826501776 | -0.18 | 5.62 |
| Oct 2015 | 1345.0497286864243 | -0.91 | 4.92 |
| Nov 2015 | 1360.3797308329936 | 1.14 | 5.62 |
| Dec 2015 | 1362.9865909188075 | 0.19 | 6.19 |
| Jan 2016 | 1347.0521233710806 | -1.17 | 5.50 |
| Feb 2016 | 1323.3093252199353 | -1.76 | 2.30 |
| Mar 2016 | 1324.2422963610734 | 0.07 | 1.02 |
| Apr 2016 | 1309.4580501403502 | -1.12 | -0.04 |
| May 2016 | 1304.5243453595467 | -0.38 | -2.50 |
| Jun 2016 | 1297.6969158474021 | -0.52 | -4.76 |
| Jul 2016 | 1280.1136169496795 | -1.35 | -6.91 |
| Aug 2016 | 1274.929282516268 | -0.40 | -6.25 |
| Sep 2016 | 1273.356076472072 | -0.12 | -6.20 |
| Oct 2016 | 1271.6556813057318 | -0.13 | -5.46 |
| Nov 2016 | 1304.1734759524154 | 2.56 | -4.13 |
| Dec 2016 | 1352.8585850130673 | 3.73 | -0.74 |
| Jan 2017 | 1303.8789163077784 | -3.62 | -3.20 |
| Feb 2017 | 1306.2092149089083 | 0.18 | -1.29 |
| Mar 2017 | 1310.9791536691475 | 0.37 | -1.00 |
| Apr 2017 | 1296.2862433387277 | -1.12 | -1.01 |
| May 2017 | 1294.4695588199281 | -0.14 | -0.77 |
| Jun 2017 | 1283.9235118045804 | -0.81 | -1.06 |
| Jul 2017 | 1291.2389293840306 | 0.57 | 0.87 |
| Aug 2017 | 1280.9681059031836 | -0.79 | 0.47 |
| Sep 2017 | 1272.1074705544193 | -0.69 | -0.10 |
| Oct 2017 | 1282.5802813679145 | 0.82 | 0.86 |
| Nov 2017 | 1286.454523162207 | 0.30 | -1.36 |
| Dec 2017 | 1288.9534027156733 | 0.19 | -4.72 |
| Jan 2018 | 1360.9939250056468 | 5.59 | 4.38 |
| Feb 2018 | 1393.363728122138 | 2.38 | 6.67 |
| Mar 2018 | 1408.004631365609 | 1.05 | 7.40 |
| Apr 2018 | 1412.1764108323746 | 0.30 | 8.94 |
| May 2018 | 1428.8130236363384 | 1.18 | 10.38 |
| Jun 2018 | 1427.6884161595149 | -0.08 | 11.20 |
| Jul 2018 | 1424.3174622431584 | -0.24 | 10.31 |
| Aug 2018 | 1426.9697034858532 | 0.19 | 11.40 |
| Sep 2018 | 1435.5328859926794 | 0.60 | 12.85 |
| Oct 2018 | 1456.8926077476021 | 1.49 | 13.59 |
| Nov 2018 | 1458.0908739180313 | 0.08 | 13.34 |
| Dec 2018 | 1428.0663637816124 | -2.06 | 10.79 |
| Jan 2019 | 1413.0813827079444 | -1.05 | 3.83 |
| Feb 2019 | 1405.3344371308478 | -0.55 | 0.86 |
| Mar 2019 | 1397.9521221916448 | -0.52 | -0.71 |
| Apr 2019 | 1388.3743238015904 | -0.68 | -1.68 |
| May 2019 | 1383.643629754272 | -0.34 | -3.16 |
| Jun 2019 | 1356.4468034052659 | -1.97 | -4.99 |
| Jul 2019 | 1356.0925138977532 | -0.03 | -4.79 |
| Aug 2019 | 1342.4945548432363 | -1.00 | -5.92 |
| Sep 2019 | 1343.2920352457343 | 0.06 | -6.43 |
| Oct 2019 | 1353.4593000921964 | 0.76 | -7.10 |
| Nov 2019 | 1355.9644732237673 | 0.19 | -7.00 |
| Dec 2019 | 1361.6725121665293 | 0.42 | -4.65 |
| Jan 2020 | 1373.6262539615682 | 0.88 | -2.79 |
| Feb 2020 | 1355.8761599565344 | -1.29 | -3.52 |
| Mar 2020 | 1354.8939174965499 | -0.07 | -3.08 |
| Apr 2020 | 1341.5485887887482 | -0.98 | -3.37 |
| May 2020 | 1335.5715517507513 | -0.45 | -3.47 |
| Jun 2020 | 1330.3138235332826 | -0.39 | -1.93 |
| Jul 2020 | 1317.5792829868267 | -0.96 | -2.84 |
| Aug 2020 | 1314.7287081576842 | -0.22 | -2.07 |
| Sep 2020 | 1318.207276171851 | 0.27 | -1.87 |
| Oct 2020 | 1318.1052082833064 | -0.01 | -2.61 |
| Nov 2020 | 1315.009029381856 | -0.23 | -3.02 |
| Dec 2020 | 1307.0029792918615 | -0.61 | -4.01 |
| Jan 2021 | 1297.02981906984 | -0.76 | -5.58 |
| Feb 2021 | 1308.835370953969 | 0.91 | -3.47 |
| Mar 2021 | 1344.8865590882415 | 2.75 | -0.74 |
| Apr 2021 | 1351.0757116440286 | 0.46 | 0.71 |
| May 2021 | 1351.811219368579 | 0.05 | 1.22 |
| Jun 2021 | 1367.6472652344921 | 1.17 | 2.81 |
| Jul 2021 | 1369.7885525681677 | 0.16 | 3.96 |
| Aug 2021 | 1378.8565185926368 | 0.66 | 4.88 |
| Sep 2021 | 1393.5358947849295 | 1.07 | 5.71 |
| Oct 2021 | 1420.9709072935825 | 1.97 | 7.80 |
| Nov 2021 | 1429.9303742487355 | 0.63 | 8.74 |
| Dec 2021 | 1444.839747409089 | 1.04 | 10.55 |
| Jan 2022 | 1497.3490485415905 | 3.63 | 15.44 |
| Feb 2022 | 1551.4582272557982 | 3.61 | 18.54 |
| Mar 2022 | 1620.7211213743708 | 4.46 | 20.51 |
| Apr 2022 | 1747.8019918116117 | 7.84 | 29.36 |
| May 2022 | 1798.2782365681862 | 2.89 | 33.03 |
| Jun 2022 | 1854.4625810917726 | 3.12 | 35.60 |
| Jul 2022 | 1843.743507139179 | -0.58 | 34.60 |
| Aug 2022 | 1816.5062698282973 | -1.48 | 31.74 |
| Sep 2022 | 1947.3354808665006 | 7.20 | 39.74 |
| Oct 2022 | 2074.693657267349 | 6.54 | 46.01 |
| Nov 2022 | 2067.688367983119 | -0.34 | 44.60 |
| Dec 2022 | 2006.8206630091308 | -2.94 | 38.90 |
| Jan 2023 | 2002.675297909119 | -0.21 | 33.75 |
| Feb 2023 | 1998.7147552833007 | -0.20 | 28.83 |
| Mar 2023 | 2045.2231894316585 | 2.33 | 26.19 |
| Apr 2023 | 2024.251678699919 | -1.02 | 15.82 |
| May 2023 | 2050.6866379859557 | 1.31 | 14.04 |
| Jun 2023 | 2112.806874484071 | 3.03 | 13.93 |
| Jul 2023 | 2147.7487096168056 | 1.65 | 16.49 |
| Aug 2023 | 2198.477456917418 | 2.36 | 21.03 |
| Sep 2023 | 2227.064754108196 | 1.30 | 14.37 |
| Oct 2023 | 2300.0026555102236 | 3.28 | 10.86 |
| Nov 2023 | 2269.61818493807 | -1.32 | 9.77 |
| Dec 2023 | 2162.6738255439577 | -4.71 | 7.77 |
| Jan 2024 | 2137.7380617627887 | -1.15 | 6.74 |
| Feb 2024 | 2164.47010602547 | 1.25 | 8.29 |
| Mar 2024 | 2181.1270138080054 | 0.77 | 6.65 |
| Apr 2024 | 2220.7509537512406 | 1.82 | 9.71 |
| May 2024 | 2236.898527749563 | 0.73 | 9.08 |
| Jun 2024 | 2215.0459559745973 | -0.98 | 4.84 |
| Jul 2024 | 2206.091480934403 | -0.40 | 2.72 |
| Aug 2024 | 2156.1960256196826 | -2.26 | -1.92 |
| Sep 2024 | 2121.5153999600143 | -1.61 | -4.74 |
| Oct 2024 | 2173.4826946915646 | 2.45 | -5.50 |
| Nov 2024 | 2246.827989054954 | 3.38 | -1.00 |
| Dec 2024 | 2243.247816570795 | -0.16 | 3.73 |
| Jan 2025 | 2294.10217422236 | 2.27 | 7.31 |
| Feb 2025 | 2281.536675895016 | -0.55 | 5.41 |
| Mar 2025 | 2251.8952361498395 | -1.30 | 3.25 |
| Apr 2025 | 2269.188193313047 | 0.77 | 2.18 |
| May 2025 | 2290.252924170907 | 0.93 | 2.38 |
| Jun 2025 | 2298.847229820201 | 0.38 | 3.78 |
| Jul 2025 | 2291.836968921495 | -0.30 | 3.89 |
| Aug 2025 | 2279.256423594986 | -0.55 | 5.71 |
| Sep 2025 | 2257.1987962902695 | -0.97 | 6.40 |
| Oct 2025 | 2252.3083666253456 | -0.22 | 3.63 |
| Nov 2025 | 2262.8738874609635 | 0.47 | 0.71 |
| Dec 2025 | 2269.9250172360007 | 0.31 | 1.19 |
| Jan 2026 | 2266.516190694191 | -0.15 | -1.20 |
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