Boston, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Boston, MA Metro in January 2026 was $4,516.494. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -4.88%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Boston, MA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Boston, MA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1769.684578590119 | NaN | NaN |
| Feb 2012 | 1764.8307306004745 | -0.27 | NaN |
| Mar 2012 | 1775.6401075197218 | 0.61 | NaN |
| Apr 2012 | 1774.2926957315062 | -0.08 | NaN |
| May 2012 | 1765.8544197538004 | -0.48 | NaN |
| Jun 2012 | 1756.932477788769 | -0.50 | NaN |
| Jul 2012 | 1748.1175833020493 | -0.50 | NaN |
| Aug 2012 | 1762.8305312016982 | 0.84 | NaN |
| Sep 2012 | 1754.4993661647156 | -0.47 | NaN |
| Oct 2012 | 1744.8223950022411 | -0.55 | NaN |
| Nov 2012 | 1748.8327769749167 | 0.23 | NaN |
| Dec 2012 | 1758.5014534743505 | 0.55 | NaN |
| Jan 2013 | 1766.089455419518 | 0.43 | -0.20 |
| Feb 2013 | 1796.3602599245683 | 1.71 | 1.79 |
| Mar 2013 | 1810.1432557801584 | 0.77 | 1.94 |
| Apr 2013 | 1800.1276080523803 | -0.55 | 1.46 |
| May 2013 | 1821.664958392024 | 1.20 | 3.16 |
| Jun 2013 | 1915.076582477162 | 5.13 | 9.00 |
| Jul 2013 | 1976.5062823512421 | 3.21 | 13.07 |
| Aug 2013 | 2005.4843833475277 | 1.47 | 13.77 |
| Sep 2013 | 2026.4005445082464 | 1.04 | 15.50 |
| Oct 2013 | 1995.0078940305214 | -1.55 | 14.34 |
| Nov 2013 | 2022.538153219838 | 1.38 | 15.65 |
| Dec 2013 | 2072.932826937385 | 2.49 | 17.88 |
| Jan 2014 | 2071.5729828492276 | -0.07 | 17.30 |
| Feb 2014 | 2063.0519240636527 | -0.41 | 14.85 |
| Mar 2014 | 2081.638516109878 | 0.90 | 15.00 |
| Apr 2014 | 2093.5138400430396 | 0.57 | 16.30 |
| May 2014 | 2082.6643672317414 | -0.52 | 14.33 |
| Jun 2014 | 2088.5125932356814 | 0.28 | 9.06 |
| Jul 2014 | 2090.1649549028375 | 0.08 | 5.75 |
| Aug 2014 | 2090.079989551118 | 0.00 | 4.22 |
| Sep 2014 | 2102.7274604112326 | 0.61 | 3.77 |
| Oct 2014 | 2084.450416402574 | -0.87 | 4.48 |
| Nov 2014 | 2084.7433137968865 | 0.01 | 3.08 |
| Dec 2014 | 2070.6885122270232 | -0.67 | -0.11 |
| Jan 2015 | 2049.982344729123 | -1.00 | -1.04 |
| Feb 2015 | 2069.950813401786 | 0.97 | 0.33 |
| Mar 2015 | 2092.506011014206 | 1.09 | 0.52 |
| Apr 2015 | 2084.976556974718 | -0.36 | -0.41 |
| May 2015 | 2121.6590385351947 | 1.76 | 1.87 |
| Jun 2015 | 2152.6702683660133 | 1.46 | 3.07 |
| Jul 2015 | 2171.60081789238 | 0.88 | 3.90 |
| Aug 2015 | 2158.3050966188694 | -0.61 | 3.26 |
| Sep 2015 | 2170.8514010815975 | 0.58 | 3.24 |
| Oct 2015 | 2170.377016277829 | -0.02 | 4.12 |
| Nov 2015 | 2211.568700185369 | 1.90 | 6.08 |
| Dec 2015 | 2230.9259470930883 | 0.88 | 7.74 |
| Jan 2016 | 2217.8903221944975 | -0.58 | 8.19 |
| Feb 2016 | 2193.0255077239617 | -1.12 | 5.95 |
| Mar 2016 | 2209.7120918766514 | 0.76 | 5.60 |
| Apr 2016 | 2204.513563321163 | -0.23 | 5.73 |
| May 2016 | 2215.2063120186885 | 0.49 | 4.41 |
| Jun 2016 | 2220.345257193289 | 0.23 | 3.14 |
| Jul 2016 | 2204.3666805989606 | -0.72 | 1.51 |
| Aug 2016 | 2208.365887959703 | 0.18 | 2.32 |
| Sep 2016 | 2220.181066235218 | 0.54 | 2.27 |
| Oct 2016 | 2233.162818464838 | 0.59 | 2.89 |
| Nov 2016 | 2305.3206284998787 | 3.23 | 4.24 |
| Dec 2016 | 2404.453366982829 | 4.30 | 7.78 |
| Jan 2017 | 2395.2201316932233 | -0.38 | 8.00 |
| Feb 2017 | 2410.7480573796715 | 0.65 | 9.93 |
| Mar 2017 | 2430.3861167533028 | 0.82 | 9.99 |
| Apr 2017 | 2416.356961724478 | -0.58 | 9.61 |
| May 2017 | 2426.02367926669 | 0.40 | 9.52 |
| Jun 2017 | 2419.231988638284 | -0.28 | 8.96 |
| Jul 2017 | 2444.8262091594365 | 1.06 | 10.91 |
| Aug 2017 | 2438.219028449535 | -0.27 | 10.41 |
| Sep 2017 | 2435.531757811586 | -0.11 | 9.70 |
| Oct 2017 | 2465.3594945485893 | 1.23 | 10.40 |
| Nov 2017 | 2483.2596248923437 | 0.73 | 7.72 |
| Dec 2017 | 2500.670028884122 | 0.70 | 4.00 |
| Jan 2018 | 2522.88842045295 | 0.89 | 5.33 |
| Feb 2018 | 2600.9668172180195 | 3.10 | 7.89 |
| Mar 2018 | 2643.315270332807 | 1.63 | 8.76 |
| Apr 2018 | 2666.036864374336 | 0.86 | 10.33 |
| May 2018 | 2710.6604949178536 | 1.67 | 11.73 |
| Jun 2018 | 2722.659821600949 | 0.44 | 12.54 |
| Jul 2018 | 2728.2451833074697 | 0.21 | 11.59 |
| Aug 2018 | 2744.623978636402 | 0.60 | 12.57 |
| Sep 2018 | 2771.849415961358 | 0.99 | 13.81 |
| Oct 2018 | 2821.718158287218 | 1.80 | 14.46 |
| Nov 2018 | 2831.584567048952 | 0.35 | 14.03 |
| Dec 2018 | 2777.3805763446635 | -1.91 | 11.07 |
| Jan 2019 | 2741.743009095895 | -1.28 | 8.68 |
| Feb 2019 | 2722.030559727081 | -0.72 | 4.66 |
| Mar 2019 | 2703.6548538933885 | -0.67 | 2.28 |
| Apr 2019 | 2685.042251654917 | -0.69 | 0.71 |
| May 2019 | 2675.8505778756053 | -0.34 | -1.28 |
| Jun 2019 | 2622.084278737948 | -2.01 | -3.69 |
| Jul 2019 | 2616.6171157047424 | -0.21 | -4.09 |
| Aug 2019 | 2585.989813151564 | -1.17 | -5.78 |
| Sep 2019 | 2583.872677104486 | -0.08 | -6.78 |
| Oct 2019 | 2605.9980708641287 | 0.86 | -7.64 |
| Nov 2019 | 2616.2970175171795 | 0.40 | -7.60 |
| Dec 2019 | 2631.6225792077894 | 0.59 | -5.25 |
| Jan 2020 | 2604.711163552431 | -1.02 | -5.00 |
| Feb 2020 | 2584.7463170102983 | -0.77 | -5.04 |
| Mar 2020 | 2599.8470061699422 | 0.58 | -3.84 |
| Apr 2020 | 2583.9298520718753 | -0.61 | -3.77 |
| May 2020 | 2577.663001927342 | -0.24 | -3.67 |
| Jun 2020 | 2567.4115507387214 | -0.40 | -2.08 |
| Jul 2020 | 2540.3572265266826 | -1.05 | -2.91 |
| Aug 2020 | 2535.3825357151536 | -0.20 | -1.96 |
| Sep 2020 | 2549.442360339646 | 0.56 | -1.33 |
| Oct 2020 | 2568.789736853846 | 0.76 | -1.43 |
| Nov 2020 | 2589.647649282918 | 0.81 | -1.02 |
| Dec 2020 | 2607.1389548516972 | 0.68 | -0.93 |
| Jan 2021 | 2600.539207546786 | -0.25 | -0.16 |
| Feb 2021 | 2648.7669069287267 | 1.86 | 2.48 |
| Mar 2021 | 2744.805904716249 | 3.63 | 5.58 |
| Apr 2021 | 2775.1248674125914 | 1.11 | 7.40 |
| May 2021 | 2788.430225296831 | 0.48 | 8.18 |
| Jun 2021 | 2825.2851569143554 | 1.32 | 10.04 |
| Jul 2021 | 2819.9524213481554 | -0.19 | 11.01 |
| Aug 2021 | 2817.28548537534 | -0.09 | 11.12 |
| Sep 2021 | 2824.4950121105257 | 0.26 | 10.79 |
| Oct 2021 | 2860.931148006201 | 1.29 | 11.37 |
| Nov 2021 | 2862.9583069224013 | 0.07 | 10.55 |
| Dec 2021 | 2878.8403033391396 | 0.56 | 10.42 |
| Jan 2022 | 2976.742403355515 | 3.40 | 14.47 |
| Feb 2022 | 3100.843377543348 | 4.17 | 17.07 |
| Mar 2022 | 3271.102628147503 | 5.49 | 19.17 |
| Apr 2022 | 3565.2520417342616 | 8.99 | 28.47 |
| May 2022 | 3693.0536710480947 | 3.59 | 32.44 |
| Jun 2022 | 3822.1400974178537 | 3.50 | 35.28 |
| Jul 2022 | 3801.768429008265 | -0.53 | 34.82 |
| Aug 2022 | 3730.9069997242104 | -1.86 | 32.43 |
| Sep 2022 | 3983.9414810873304 | 6.78 | 41.05 |
| Oct 2022 | 4216.179548512497 | 5.83 | 47.37 |
| Nov 2022 | 4169.887095232831 | -1.10 | 45.65 |
| Dec 2022 | 4022.322958215187 | -3.54 | 39.72 |
| Jan 2023 | 3987.378785027214 | -0.87 | 33.95 |
| Feb 2023 | 3976.790876962052 | -0.27 | 28.25 |
| Mar 2023 | 4072.011175078582 | 2.39 | 24.48 |
| Apr 2023 | 4029.8022940116944 | -1.04 | 13.03 |
| May 2023 | 4094.5599252978127 | 1.61 | 10.87 |
| Jun 2023 | 4235.054848390504 | 3.43 | 10.80 |
| Jul 2023 | 4321.482785671285 | 2.04 | 13.67 |
| Aug 2023 | 4444.601626459353 | 2.85 | 19.13 |
| Sep 2023 | 4527.962523648695 | 1.88 | 13.66 |
| Oct 2023 | 4710.39880677549 | 4.03 | 11.72 |
| Nov 2023 | 4670.98268662122 | -0.84 | 12.02 |
| Dec 2023 | 4466.609753145122 | -4.37 | 11.05 |
| Jan 2024 | 4405.2653229305 | -1.37 | 10.48 |
| Feb 2024 | 4470.996909353164 | 1.49 | 12.43 |
| Mar 2024 | 4517.837731950029 | 1.05 | 10.95 |
| Apr 2024 | 4622.291973643138 | 2.31 | 14.70 |
| May 2024 | 4681.013000701399 | 1.27 | 14.32 |
| Jun 2024 | 4646.527607882412 | -0.74 | 9.72 |
| Jul 2024 | 4631.600761420607 | -0.32 | 7.18 |
| Aug 2024 | 4515.546826965469 | -2.51 | 1.60 |
| Sep 2024 | 4421.623624447966 | -2.08 | -2.35 |
| Oct 2024 | 4522.247685956755 | 2.28 | -3.99 |
| Nov 2024 | 4670.345838545019 | 3.28 | -0.01 |
| Dec 2024 | 4648.615099925298 | -0.46 | 4.08 |
| Jan 2025 | 4748.20947141577 | 2.14 | 7.79 |
| Feb 2025 | 4715.860884183684 | -0.68 | 5.48 |
| Mar 2025 | 4648.183900544272 | -1.43 | 2.89 |
| Apr 2025 | 4677.042088410064 | 0.62 | 1.18 |
| May 2025 | 4704.899516717391 | 0.60 | 0.51 |
| Jun 2025 | 4699.433910915924 | -0.12 | 1.14 |
| Jul 2025 | 4660.319952082603 | -0.83 | 0.62 |
| Aug 2025 | 4613.366066899981 | -1.01 | 2.17 |
| Sep 2025 | 4544.690715407456 | -1.49 | 2.78 |
| Oct 2025 | 4524.275694218425 | -0.45 | 0.05 |
| Nov 2025 | 4536.531185408911 | 0.27 | -2.86 |
| Dec 2025 | 4536.859413002595 | 0.01 | -2.40 |
| Jan 2026 | 4516.493993944867 | -0.45 | -4.88 |