Boston, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Boston, MA Metro in January 2026 was $4,516.494. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -4.88%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Boston, MA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Boston, MA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Boston, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Boston, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1769.684578590119 NaN NaN
Feb 2012 1764.8307306004745 -0.27 NaN
Mar 2012 1775.6401075197218 0.61 NaN
Apr 2012 1774.2926957315062 -0.08 NaN
May 2012 1765.8544197538004 -0.48 NaN
Jun 2012 1756.932477788769 -0.50 NaN
Jul 2012 1748.1175833020493 -0.50 NaN
Aug 2012 1762.8305312016982 0.84 NaN
Sep 2012 1754.4993661647156 -0.47 NaN
Oct 2012 1744.8223950022411 -0.55 NaN
Nov 2012 1748.8327769749167 0.23 NaN
Dec 2012 1758.5014534743505 0.55 NaN
Jan 2013 1766.089455419518 0.43 -0.20
Feb 2013 1796.3602599245683 1.71 1.79
Mar 2013 1810.1432557801584 0.77 1.94
Apr 2013 1800.1276080523803 -0.55 1.46
May 2013 1821.664958392024 1.20 3.16
Jun 2013 1915.076582477162 5.13 9.00
Jul 2013 1976.5062823512421 3.21 13.07
Aug 2013 2005.4843833475277 1.47 13.77
Sep 2013 2026.4005445082464 1.04 15.50
Oct 2013 1995.0078940305214 -1.55 14.34
Nov 2013 2022.538153219838 1.38 15.65
Dec 2013 2072.932826937385 2.49 17.88
Jan 2014 2071.5729828492276 -0.07 17.30
Feb 2014 2063.0519240636527 -0.41 14.85
Mar 2014 2081.638516109878 0.90 15.00
Apr 2014 2093.5138400430396 0.57 16.30
May 2014 2082.6643672317414 -0.52 14.33
Jun 2014 2088.5125932356814 0.28 9.06
Jul 2014 2090.1649549028375 0.08 5.75
Aug 2014 2090.079989551118 0.00 4.22
Sep 2014 2102.7274604112326 0.61 3.77
Oct 2014 2084.450416402574 -0.87 4.48
Nov 2014 2084.7433137968865 0.01 3.08
Dec 2014 2070.6885122270232 -0.67 -0.11
Jan 2015 2049.982344729123 -1.00 -1.04
Feb 2015 2069.950813401786 0.97 0.33
Mar 2015 2092.506011014206 1.09 0.52
Apr 2015 2084.976556974718 -0.36 -0.41
May 2015 2121.6590385351947 1.76 1.87
Jun 2015 2152.6702683660133 1.46 3.07
Jul 2015 2171.60081789238 0.88 3.90
Aug 2015 2158.3050966188694 -0.61 3.26
Sep 2015 2170.8514010815975 0.58 3.24
Oct 2015 2170.377016277829 -0.02 4.12
Nov 2015 2211.568700185369 1.90 6.08
Dec 2015 2230.9259470930883 0.88 7.74
Jan 2016 2217.8903221944975 -0.58 8.19
Feb 2016 2193.0255077239617 -1.12 5.95
Mar 2016 2209.7120918766514 0.76 5.60
Apr 2016 2204.513563321163 -0.23 5.73
May 2016 2215.2063120186885 0.49 4.41
Jun 2016 2220.345257193289 0.23 3.14
Jul 2016 2204.3666805989606 -0.72 1.51
Aug 2016 2208.365887959703 0.18 2.32
Sep 2016 2220.181066235218 0.54 2.27
Oct 2016 2233.162818464838 0.59 2.89
Nov 2016 2305.3206284998787 3.23 4.24
Dec 2016 2404.453366982829 4.30 7.78
Jan 2017 2395.2201316932233 -0.38 8.00
Feb 2017 2410.7480573796715 0.65 9.93
Mar 2017 2430.3861167533028 0.82 9.99
Apr 2017 2416.356961724478 -0.58 9.61
May 2017 2426.02367926669 0.40 9.52
Jun 2017 2419.231988638284 -0.28 8.96
Jul 2017 2444.8262091594365 1.06 10.91
Aug 2017 2438.219028449535 -0.27 10.41
Sep 2017 2435.531757811586 -0.11 9.70
Oct 2017 2465.3594945485893 1.23 10.40
Nov 2017 2483.2596248923437 0.73 7.72
Dec 2017 2500.670028884122 0.70 4.00
Jan 2018 2522.88842045295 0.89 5.33
Feb 2018 2600.9668172180195 3.10 7.89
Mar 2018 2643.315270332807 1.63 8.76
Apr 2018 2666.036864374336 0.86 10.33
May 2018 2710.6604949178536 1.67 11.73
Jun 2018 2722.659821600949 0.44 12.54
Jul 2018 2728.2451833074697 0.21 11.59
Aug 2018 2744.623978636402 0.60 12.57
Sep 2018 2771.849415961358 0.99 13.81
Oct 2018 2821.718158287218 1.80 14.46
Nov 2018 2831.584567048952 0.35 14.03
Dec 2018 2777.3805763446635 -1.91 11.07
Jan 2019 2741.743009095895 -1.28 8.68
Feb 2019 2722.030559727081 -0.72 4.66
Mar 2019 2703.6548538933885 -0.67 2.28
Apr 2019 2685.042251654917 -0.69 0.71
May 2019 2675.8505778756053 -0.34 -1.28
Jun 2019 2622.084278737948 -2.01 -3.69
Jul 2019 2616.6171157047424 -0.21 -4.09
Aug 2019 2585.989813151564 -1.17 -5.78
Sep 2019 2583.872677104486 -0.08 -6.78
Oct 2019 2605.9980708641287 0.86 -7.64
Nov 2019 2616.2970175171795 0.40 -7.60
Dec 2019 2631.6225792077894 0.59 -5.25
Jan 2020 2604.711163552431 -1.02 -5.00
Feb 2020 2584.7463170102983 -0.77 -5.04
Mar 2020 2599.8470061699422 0.58 -3.84
Apr 2020 2583.9298520718753 -0.61 -3.77
May 2020 2577.663001927342 -0.24 -3.67
Jun 2020 2567.4115507387214 -0.40 -2.08
Jul 2020 2540.3572265266826 -1.05 -2.91
Aug 2020 2535.3825357151536 -0.20 -1.96
Sep 2020 2549.442360339646 0.56 -1.33
Oct 2020 2568.789736853846 0.76 -1.43
Nov 2020 2589.647649282918 0.81 -1.02
Dec 2020 2607.1389548516972 0.68 -0.93
Jan 2021 2600.539207546786 -0.25 -0.16
Feb 2021 2648.7669069287267 1.86 2.48
Mar 2021 2744.805904716249 3.63 5.58
Apr 2021 2775.1248674125914 1.11 7.40
May 2021 2788.430225296831 0.48 8.18
Jun 2021 2825.2851569143554 1.32 10.04
Jul 2021 2819.9524213481554 -0.19 11.01
Aug 2021 2817.28548537534 -0.09 11.12
Sep 2021 2824.4950121105257 0.26 10.79
Oct 2021 2860.931148006201 1.29 11.37
Nov 2021 2862.9583069224013 0.07 10.55
Dec 2021 2878.8403033391396 0.56 10.42
Jan 2022 2976.742403355515 3.40 14.47
Feb 2022 3100.843377543348 4.17 17.07
Mar 2022 3271.102628147503 5.49 19.17
Apr 2022 3565.2520417342616 8.99 28.47
May 2022 3693.0536710480947 3.59 32.44
Jun 2022 3822.1400974178537 3.50 35.28
Jul 2022 3801.768429008265 -0.53 34.82
Aug 2022 3730.9069997242104 -1.86 32.43
Sep 2022 3983.9414810873304 6.78 41.05
Oct 2022 4216.179548512497 5.83 47.37
Nov 2022 4169.887095232831 -1.10 45.65
Dec 2022 4022.322958215187 -3.54 39.72
Jan 2023 3987.378785027214 -0.87 33.95
Feb 2023 3976.790876962052 -0.27 28.25
Mar 2023 4072.011175078582 2.39 24.48
Apr 2023 4029.8022940116944 -1.04 13.03
May 2023 4094.5599252978127 1.61 10.87
Jun 2023 4235.054848390504 3.43 10.80
Jul 2023 4321.482785671285 2.04 13.67
Aug 2023 4444.601626459353 2.85 19.13
Sep 2023 4527.962523648695 1.88 13.66
Oct 2023 4710.39880677549 4.03 11.72
Nov 2023 4670.98268662122 -0.84 12.02
Dec 2023 4466.609753145122 -4.37 11.05
Jan 2024 4405.2653229305 -1.37 10.48
Feb 2024 4470.996909353164 1.49 12.43
Mar 2024 4517.837731950029 1.05 10.95
Apr 2024 4622.291973643138 2.31 14.70
May 2024 4681.013000701399 1.27 14.32
Jun 2024 4646.527607882412 -0.74 9.72
Jul 2024 4631.600761420607 -0.32 7.18
Aug 2024 4515.546826965469 -2.51 1.60
Sep 2024 4421.623624447966 -2.08 -2.35
Oct 2024 4522.247685956755 2.28 -3.99
Nov 2024 4670.345838545019 3.28 -0.01
Dec 2024 4648.615099925298 -0.46 4.08
Jan 2025 4748.20947141577 2.14 7.79
Feb 2025 4715.860884183684 -0.68 5.48
Mar 2025 4648.183900544272 -1.43 2.89
Apr 2025 4677.042088410064 0.62 1.18
May 2025 4704.899516717391 0.60 0.51
Jun 2025 4699.433910915924 -0.12 1.14
Jul 2025 4660.319952082603 -0.83 0.62
Aug 2025 4613.366066899981 -1.01 2.17
Sep 2025 4544.690715407456 -1.49 2.78
Oct 2025 4524.275694218425 -0.45 0.05
Nov 2025 4536.531185408911 0.27 -2.86
Dec 2025 4536.859413002595 0.01 -2.40
Jan 2026 4516.493993944867 -0.45 -4.88