Boulder, CO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Boulder, CO Metro in January 2026 was $4,283.491. The month over month percentage change (MoM) was -0.77%, and the year over year percentage change (YoY) was -9.25%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Boulder, CO metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Boulder, CO metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Boulder, CO (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Boulder, CO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Boulder, CO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1478.5186953500363 | NaN | NaN |
| Feb 2012 | 1479.7867009741485 | 0.09 | NaN |
| Mar 2012 | 1498.8889131285239 | 1.29 | NaN |
| Apr 2012 | 1507.027783861004 | 0.54 | NaN |
| May 2012 | 1504.0663531823602 | -0.20 | NaN |
| Jun 2012 | 1494.3526991313024 | -0.65 | NaN |
| Jul 2012 | 1486.2000443427455 | -0.55 | NaN |
| Aug 2012 | 1504.45298336093 | 1.23 | NaN |
| Sep 2012 | 1503.6568442852083 | -0.05 | NaN |
| Oct 2012 | 1500.11002328374 | -0.24 | NaN |
| Nov 2012 | 1508.2894046403335 | 0.55 | NaN |
| Dec 2012 | 1520.516865269857 | 0.81 | NaN |
| Jan 2013 | 1533.3152937888196 | 0.84 | 3.71 |
| Feb 2013 | 1561.733789791731 | 1.85 | 5.54 |
| Mar 2013 | 1575.3607184298528 | 0.87 | 5.10 |
| Apr 2013 | 1563.2261956501454 | -0.77 | 3.73 |
| May 2013 | 1580.6021339777421 | 1.11 | 5.09 |
| Jun 2013 | 1664.823200024347 | 5.33 | 11.41 |
| Jul 2013 | 1721.4588834698882 | 3.40 | 15.83 |
| Aug 2013 | 1749.2763107380551 | 1.62 | 16.27 |
| Sep 2013 | 1769.9039668725172 | 1.18 | 17.71 |
| Oct 2013 | 1737.3745941164364 | -1.84 | 15.82 |
| Nov 2013 | 1762.5570023143202 | 1.45 | 16.86 |
| Dec 2013 | 1812.5886030970528 | 2.84 | 19.21 |
| Jan 2014 | 1811.1070158686782 | -0.08 | 18.12 |
| Feb 2014 | 1803.0512183662402 | -0.44 | 15.45 |
| Mar 2014 | 1820.0203623004381 | 0.94 | 15.53 |
| Apr 2014 | 1826.2285493722434 | 0.34 | 16.82 |
| May 2014 | 1810.4153193115628 | -0.87 | 14.54 |
| Jun 2014 | 1813.7349483598816 | 0.18 | 8.95 |
| Jul 2014 | 1819.7931602172719 | 0.33 | 5.71 |
| Aug 2014 | 1828.26062011529 | 0.47 | 4.51 |
| Sep 2014 | 1849.9928589088227 | 1.19 | 4.53 |
| Oct 2014 | 1841.579492864598 | -0.45 | 6.00 |
| Nov 2014 | 1849.2801826599382 | 0.42 | 4.92 |
| Dec 2014 | 1839.8492590995531 | -0.51 | 1.50 |
| Jan 2015 | 1825.802341061631 | -0.76 | 0.81 |
| Feb 2015 | 1852.2926177096256 | 1.45 | 2.73 |
| Mar 2015 | 1884.385597830034 | 1.73 | 3.54 |
| Apr 2015 | 1883.6467599218142 | -0.04 | 3.14 |
| May 2015 | 1930.401750788065 | 2.48 | 6.63 |
| Jun 2015 | 1971.589860208648 | 2.13 | 8.70 |
| Jul 2015 | 2002.885360085261 | 1.59 | 10.06 |
| Aug 2015 | 1998.7059475869128 | -0.21 | 9.32 |
| Sep 2015 | 2022.013098802141 | 1.17 | 9.30 |
| Oct 2015 | 2030.5933637280841 | 0.42 | 10.26 |
| Nov 2015 | 2084.295185556008 | 2.65 | 12.71 |
| Dec 2015 | 2112.356798999336 | 1.35 | 14.81 |
| Jan 2016 | 2103.860441024004 | -0.40 | 15.23 |
| Feb 2016 | 2086.2296540631055 | -0.84 | 12.63 |
| Mar 2016 | 2115.9534402833106 | 1.43 | 12.29 |
| Apr 2016 | 2121.0908968324 | 0.24 | 12.61 |
| May 2016 | 2142.8809179688415 | 1.03 | 11.01 |
| Jun 2016 | 2158.212853917364 | 0.72 | 9.47 |
| Jul 2016 | 2147.9434380324847 | -0.48 | 7.24 |
| Aug 2016 | 2159.711079148483 | 0.55 | 8.06 |
| Sep 2016 | 2175.420831913751 | 0.73 | 7.59 |
| Oct 2016 | 2189.4076301568452 | 0.64 | 7.82 |
| Nov 2016 | 2267.785441963079 | 3.58 | 8.80 |
| Dec 2016 | 2379.177586076952 | 4.91 | 12.63 |
| Jan 2017 | 2398.052492094458 | 0.79 | 13.98 |
| Feb 2017 | 2419.6863738072984 | 0.90 | 15.98 |
| Mar 2017 | 2444.8105038658523 | 1.04 | 15.54 |
| Apr 2017 | 2427.9968131942414 | -0.69 | 14.47 |
| May 2017 | 2436.720894457527 | 0.36 | 13.71 |
| Jun 2017 | 2426.1405143525535 | -0.43 | 12.41 |
| Jul 2017 | 2449.7960164334445 | 0.98 | 14.05 |
| Aug 2017 | 2435.5457807550674 | -0.58 | 12.77 |
| Sep 2017 | 2422.9137532275504 | -0.52 | 11.38 |
| Oct 2017 | 2451.5524721838888 | 1.18 | 11.97 |
| Nov 2017 | 2466.8185487742203 | 0.62 | 8.78 |
| Dec 2017 | 2482.535575061544 | 0.64 | 4.34 |
| Jan 2018 | 2497.170031481428 | 0.59 | 4.13 |
| Feb 2018 | 2572.1395699981636 | 3.00 | 6.30 |
| Mar 2018 | 2607.1561413530585 | 1.36 | 6.64 |
| Apr 2018 | 2622.5091922519587 | 0.59 | 8.01 |
| May 2018 | 2664.2776706798304 | 1.59 | 9.34 |
| Jun 2018 | 2672.06786093542 | 0.29 | 10.14 |
| Jul 2018 | 2673.7076696372606 | 0.06 | 9.14 |
| Aug 2018 | 2689.262793342995 | 0.58 | 10.42 |
| Sep 2018 | 2717.135838401954 | 1.04 | 12.14 |
| Oct 2018 | 2777.1091568225957 | 2.21 | 13.28 |
| Nov 2018 | 2795.0297595131487 | 0.65 | 13.31 |
| Dec 2018 | 2745.7639898464827 | -1.76 | 10.60 |
| Jan 2019 | 2700.4824122873333 | -1.65 | 8.14 |
| Feb 2019 | 2683.720080290902 | -0.62 | 4.34 |
| Mar 2019 | 2666.394803349347 | -0.65 | 2.27 |
| Apr 2019 | 2644.0864534141106 | -0.84 | 0.82 |
| May 2019 | 2630.2156407997327 | -0.52 | -1.28 |
| Jun 2019 | 2566.6096179682754 | -2.42 | -3.95 |
| Jul 2019 | 2561.2392328187325 | -0.21 | -4.21 |
| Aug 2019 | 2533.2814361394894 | -1.09 | -5.80 |
| Sep 2019 | 2538.0287546966233 | 0.19 | -6.59 |
| Oct 2019 | 2566.428288953364 | 1.12 | -7.59 |
| Nov 2019 | 2578.2498626036877 | 0.46 | -7.76 |
| Dec 2019 | 2596.035146256718 | 0.69 | -5.45 |
| Jan 2020 | 2608.716761538936 | 0.49 | -3.40 |
| Feb 2020 | 2587.555523849852 | -0.81 | -3.58 |
| Mar 2020 | 2602.0437364577565 | 0.56 | -2.41 |
| Apr 2020 | 2581.265263538758 | -0.80 | -2.38 |
| May 2020 | 2566.5216915133396 | -0.57 | -2.42 |
| Jun 2020 | 2544.759553458117 | -0.85 | -0.85 |
| Jul 2020 | 2503.9784521668407 | -1.60 | -2.24 |
| Aug 2020 | 2489.752703675914 | -0.57 | -1.72 |
| Sep 2020 | 2498.363469841055 | 0.35 | -1.56 |
| Oct 2020 | 2511.034679684227 | 0.51 | -2.16 |
| Nov 2020 | 2524.25096506115 | 0.53 | -2.09 |
| Dec 2020 | 2530.488729008611 | 0.25 | -2.52 |
| Jan 2021 | 2530.264266687451 | -0.01 | -3.01 |
| Feb 2021 | 2577.803471294278 | 1.88 | -0.38 |
| Mar 2021 | 2687.7045828964765 | 4.26 | 3.29 |
| Apr 2021 | 2732.3743774278364 | 1.66 | 5.85 |
| May 2021 | 2765.650301833814 | 1.22 | 7.76 |
| Jun 2021 | 2830.368308006367 | 2.34 | 11.22 |
| Jul 2021 | 2850.8252194968454 | 0.72 | 13.85 |
| Aug 2021 | 2870.605835376964 | 0.69 | 15.30 |
| Sep 2021 | 2894.375366220548 | 0.83 | 15.85 |
| Oct 2021 | 2948.571720205468 | 1.87 | 17.43 |
| Nov 2021 | 2966.643368551568 | 0.61 | 17.53 |
| Dec 2021 | 3002.6934905331564 | 1.22 | 18.66 |
| Jan 2022 | 3141.772415117976 | 4.63 | 24.17 |
| Feb 2022 | 3307.4041248385533 | 5.27 | 28.30 |
| Mar 2022 | 3537.3076431685545 | 6.95 | 31.61 |
| Apr 2022 | 3923.32400882107 | 10.91 | 43.59 |
| May 2022 | 4108.059288688237 | 4.71 | 48.54 |
| Jun 2022 | 4272.180644324754 | 4.00 | 50.94 |
| Jul 2022 | 4231.3515738064925 | -0.96 | 48.43 |
| Aug 2022 | 4120.643425618129 | -2.62 | 43.55 |
| Sep 2022 | 4403.3704248837885 | 6.86 | 52.14 |
| Oct 2022 | 4668.1981294614125 | 6.01 | 58.32 |
| Nov 2022 | 4601.92764899513 | -1.42 | 55.12 |
| Dec 2022 | 4416.085577551088 | -4.04 | 47.07 |
| Jan 2023 | 4374.435961456324 | -0.94 | 39.24 |
| Feb 2023 | 4351.464979381713 | -0.52 | 31.57 |
| Mar 2023 | 4435.198258079818 | 1.92 | 25.38 |
| Apr 2023 | 4346.082393518356 | -2.01 | 10.78 |
| May 2023 | 4367.452861835174 | 0.49 | 6.31 |
| Jun 2023 | 4480.910152103164 | 2.60 | 4.89 |
| Jul 2023 | 4537.64461539354 | 1.27 | 7.24 |
| Aug 2023 | 4641.738007907092 | 2.29 | 12.65 |
| Sep 2023 | 4708.748913603987 | 1.44 | 6.94 |
| Oct 2023 | 4887.384236746852 | 3.79 | 4.70 |
| Nov 2023 | 4822.490133698222 | -1.33 | 4.79 |
| Dec 2023 | 4575.455660574262 | -5.12 | 3.61 |
| Jan 2024 | 4537.085433864955 | -0.84 | 3.72 |
| Feb 2024 | 4591.032917831625 | 1.19 | 5.51 |
| Mar 2024 | 4622.292935731597 | 0.68 | 4.22 |
| Apr 2024 | 4708.417659077089 | 1.86 | 8.34 |
| May 2024 | 4738.824362327761 | 0.65 | 8.50 |
| Jun 2024 | 4669.08924455862 | -1.47 | 4.20 |
| Jul 2024 | 4628.010514132505 | -0.88 | 1.99 |
| Aug 2024 | 4487.80208149843 | -3.03 | -3.32 |
| Sep 2024 | 4381.738333230769 | -2.36 | -6.94 |
| Oct 2024 | 4479.44569669274 | 2.23 | -8.35 |
| Nov 2024 | 4631.617792539588 | 3.40 | -3.96 |
| Dec 2024 | 4607.955189383849 | -0.51 | 0.71 |
| Jan 2025 | 4720.302081333836 | 2.44 | 4.04 |
| Feb 2025 | 4672.047585293525 | -1.02 | 1.77 |
| Mar 2025 | 4582.0137603781 | -1.93 | -0.87 |
| Apr 2025 | 4586.064333963049 | 0.09 | -2.60 |
| May 2025 | 4587.9948284273405 | 0.04 | -3.18 |
| Jun 2025 | 4556.04216980448 | -0.70 | -2.42 |
| Jul 2025 | 4493.102755070484 | -1.38 | -2.91 |
| Aug 2025 | 4428.525993066538 | -1.44 | -1.32 |
| Sep 2025 | 4349.975647505274 | -1.77 | -0.72 |
| Oct 2025 | 4321.138409069271 | -0.66 | -3.53 |
| Nov 2025 | 4326.874513756544 | 0.13 | -6.58 |
| Dec 2025 | 4316.609779534943 | -0.24 | -6.32 |
| Jan 2026 | 4283.491161934243 | -0.77 | -9.25 |
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