Bozeman, MT (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Bozeman, MT Metro in January 2026 was $4,134.391. The month over month percentage change (MoM) was -0.52%, and the year over year percentage change (YoY) was -8.16%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Bozeman, MT metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Bozeman, MT metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Bozeman, MT (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Bozeman, MT (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bozeman, MT (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1216.9009433437227 | NaN | NaN |
| Feb 2012 | 1215.6989404095227 | -0.10 | NaN |
| Mar 2012 | 1227.798549234073 | 1.00 | NaN |
| Apr 2012 | 1231.388385323104 | 0.29 | NaN |
| May 2012 | 1228.9990407194118 | -0.19 | NaN |
| Jun 2012 | 1227.286840729591 | -0.14 | NaN |
| Jul 2012 | 1224.9188097987962 | -0.19 | NaN |
| Aug 2012 | 1240.4354289059854 | 1.27 | NaN |
| Sep 2012 | 1235.980910574086 | -0.36 | NaN |
| Oct 2012 | 1231.2368681972396 | -0.38 | NaN |
| Nov 2012 | 1235.9094418699476 | 0.38 | NaN |
| Dec 2012 | 1242.6641154044105 | 0.55 | NaN |
| Jan 2013 | 1248.1119872730164 | 0.44 | 2.57 |
| Feb 2013 | 1267.0392064610164 | 1.52 | 4.22 |
| Mar 2013 | 1276.394252650937 | 0.74 | 3.96 |
| Apr 2013 | 1270.058427192956 | -0.50 | 3.14 |
| May 2013 | 1290.711124023193 | 1.63 | 5.02 |
| Jun 2013 | 1364.7573447703123 | 5.74 | 11.20 |
| Jul 2013 | 1410.8777128639654 | 3.38 | 15.18 |
| Aug 2013 | 1431.5740819790008 | 1.47 | 15.41 |
| Sep 2013 | 1444.8162626020585 | 0.93 | 16.90 |
| Oct 2013 | 1414.8267132223923 | -2.08 | 14.91 |
| Nov 2013 | 1427.4282633063222 | 0.89 | 15.50 |
| Dec 2013 | 1457.5319341112413 | 2.11 | 17.29 |
| Jan 2014 | 1460.9165256839326 | 0.23 | 17.05 |
| Feb 2014 | 1451.0324447864086 | -0.68 | 14.52 |
| Mar 2014 | 1463.4738581044805 | 0.86 | 14.66 |
| Apr 2014 | 1469.996030614407 | 0.45 | 15.74 |
| May 2014 | 1460.632081860413 | -0.64 | 13.17 |
| Jun 2014 | 1464.548859266803 | 0.27 | 7.31 |
| Jul 2014 | 1468.3390770309036 | 0.26 | 4.07 |
| Aug 2014 | 1474.3586347179757 | 0.41 | 2.99 |
| Sep 2014 | 1489.6732630957013 | 1.04 | 3.11 |
| Oct 2014 | 1480.7268443835624 | -0.60 | 4.66 |
| Nov 2014 | 1480.9179567946223 | 0.01 | 3.75 |
| Dec 2014 | 1468.073550389652 | -0.87 | 0.72 |
| Jan 2015 | 1448.5752994152094 | -1.33 | -0.84 |
| Feb 2015 | 1461.5957557216243 | 0.90 | 0.73 |
| Mar 2015 | 1478.0764981616408 | 1.13 | 1.00 |
| Apr 2015 | 1475.4865242960923 | -0.17 | 0.37 |
| May 2015 | 1511.19046231969 | 2.42 | 3.46 |
| Jun 2015 | 1546.9075032974931 | 2.36 | 5.62 |
| Jul 2015 | 1575.6102151655691 | 1.86 | 7.31 |
| Aug 2015 | 1575.9936309867526 | 0.02 | 6.89 |
| Sep 2015 | 1593.4757836002414 | 1.11 | 6.97 |
| Oct 2015 | 1597.452533960637 | 0.25 | 7.88 |
| Nov 2015 | 1631.4640539014204 | 2.13 | 10.17 |
| Dec 2015 | 1642.9935179398897 | 0.71 | 11.92 |
| Jan 2016 | 1618.71274758043 | -1.48 | 11.75 |
| Feb 2016 | 1597.8559186263133 | -1.29 | 9.32 |
| Mar 2016 | 1615.1317903010372 | 1.08 | 9.27 |
| Apr 2016 | 1614.5581151035885 | -0.04 | 9.43 |
| May 2016 | 1627.4524072247389 | 0.80 | 7.69 |
| Jun 2016 | 1637.4693172474922 | 0.62 | 5.85 |
| Jul 2016 | 1632.029007024854 | -0.33 | 3.58 |
| Aug 2016 | 1639.8430600728764 | 0.48 | 4.05 |
| Sep 2016 | 1648.3254756892961 | 0.52 | 3.44 |
| Oct 2016 | 1652.9545594487013 | 0.28 | 3.47 |
| Nov 2016 | 1708.270132035493 | 3.35 | 4.71 |
| Dec 2016 | 1791.1541690566114 | 4.85 | 9.02 |
| Jan 2017 | 1796.6768748583331 | 0.31 | 10.99 |
| Feb 2017 | 1816.8268406027819 | 1.12 | 13.70 |
| Mar 2017 | 1836.594552022747 | 1.09 | 13.71 |
| Apr 2017 | 1826.7687476989468 | -0.53 | 13.14 |
| May 2017 | 1835.1904387836457 | 0.46 | 12.77 |
| Jun 2017 | 1834.9652750681275 | -0.01 | 12.06 |
| Jul 2017 | 1864.1541922497368 | 1.59 | 14.22 |
| Aug 2017 | 1866.1659014401746 | 0.11 | 13.80 |
| Sep 2017 | 1867.3644244050397 | 0.06 | 13.29 |
| Oct 2017 | 1894.9007276908972 | 1.48 | 14.64 |
| Nov 2017 | 1910.954084413015 | 0.85 | 11.87 |
| Dec 2017 | 1927.454509616236 | 0.86 | 7.61 |
| Jan 2018 | 1949.170984021977 | 1.13 | 8.49 |
| Feb 2018 | 2019.078077017759 | 3.59 | 11.13 |
| Mar 2018 | 2059.9912246909926 | 2.03 | 12.16 |
| Apr 2018 | 2082.5829713898434 | 1.10 | 14.00 |
| May 2018 | 2125.023994463398 | 2.04 | 15.79 |
| Jun 2018 | 2136.9653918103813 | 0.56 | 16.46 |
| Jul 2018 | 2144.0909405037237 | 0.33 | 15.02 |
| Aug 2018 | 2159.0431486434227 | 0.70 | 15.69 |
| Sep 2018 | 2184.3396846436476 | 1.17 | 16.97 |
| Oct 2018 | 2234.34652598336 | 2.29 | 17.91 |
| Nov 2018 | 2253.573164239801 | 0.86 | 17.93 |
| Dec 2018 | 2217.1176540644733 | -1.62 | 15.03 |
| Jan 2019 | 2214.6731910419376 | -0.11 | 13.62 |
| Feb 2019 | 2198.2424598635153 | -0.74 | 8.87 |
| Mar 2019 | 2183.8680650364795 | -0.65 | 6.01 |
| Apr 2019 | 2168.91426520759 | -0.68 | 4.14 |
| May 2019 | 2165.3529525799895 | -0.16 | 1.90 |
| Jun 2019 | 2121.653399267023 | -2.02 | -0.72 |
| Jul 2019 | 2121.8991794182093 | 0.01 | -1.03 |
| Aug 2019 | 2104.102011101357 | -0.84 | -2.54 |
| Sep 2019 | 2114.0958505933972 | 0.48 | -3.22 |
| Oct 2019 | 2143.814063371091 | 1.41 | -4.05 |
| Nov 2019 | 2159.181912186143 | 0.72 | -4.19 |
| Dec 2019 | 2178.939637960887 | 0.92 | -1.72 |
| Jan 2020 | 2129.8043077232105 | -2.25 | -3.83 |
| Feb 2020 | 2117.505468016482 | -0.58 | -3.67 |
| Mar 2020 | 2138.09746345082 | 0.97 | -2.10 |
| Apr 2020 | 2132.1722051083843 | -0.28 | -1.69 |
| May 2020 | 2131.2858820080974 | -0.04 | -1.57 |
| Jun 2020 | 2122.736583371488 | -0.40 | 0.05 |
| Jul 2020 | 2097.1816294992223 | -1.20 | -1.16 |
| Aug 2020 | 2094.1811532231554 | -0.14 | -0.47 |
| Sep 2020 | 2109.2393017206778 | 0.72 | -0.23 |
| Oct 2020 | 2129.2923992999304 | 0.95 | -0.68 |
| Nov 2020 | 2151.518503907269 | 1.04 | -0.35 |
| Dec 2020 | 2173.6635556146857 | 1.03 | -0.24 |
| Jan 2021 | 2180.8267984626873 | 0.33 | 2.40 |
| Feb 2021 | 2244.5451136875936 | 2.92 | 6.00 |
| Mar 2021 | 2367.561517667591 | 5.48 | 10.73 |
| Apr 2021 | 2440.4063807728203 | 3.08 | 14.46 |
| May 2021 | 2505.7100460194597 | 2.68 | 17.57 |
| Jun 2021 | 2592.03950036911 | 3.45 | 22.11 |
| Jul 2021 | 2622.916210042383 | 1.19 | 25.07 |
| Aug 2021 | 2643.5055369009447 | 0.79 | 26.23 |
| Sep 2021 | 2664.4739749089567 | 0.79 | 26.32 |
| Oct 2021 | 2714.6739263422214 | 1.88 | 27.49 |
| Nov 2021 | 2729.4037752369713 | 0.54 | 26.86 |
| Dec 2021 | 2758.8786761490073 | 1.08 | 26.92 |
| Jan 2022 | 2867.809045513857 | 3.95 | 31.50 |
| Feb 2022 | 3008.300229979131 | 4.90 | 34.03 |
| Mar 2022 | 3198.8693132050153 | 6.34 | 35.11 |
| Apr 2022 | 3528.998455258608 | 10.32 | 44.61 |
| May 2022 | 3681.9160231969313 | 4.33 | 46.94 |
| Jun 2022 | 3836.40108003582 | 4.20 | 48.01 |
| Jul 2022 | 3819.434440454513 | -0.44 | 45.62 |
| Aug 2022 | 3739.9183002149484 | -2.08 | 41.48 |
| Sep 2022 | 4003.986207904647 | 7.06 | 50.27 |
| Oct 2022 | 4231.633098745481 | 5.69 | 55.88 |
| Nov 2022 | 4152.321985302124 | -1.87 | 52.13 |
| Dec 2022 | 3962.173887756297 | -4.58 | 43.62 |
| Jan 2023 | 3946.524886283411 | -0.39 | 37.62 |
| Feb 2023 | 3917.48984969831 | -0.74 | 30.22 |
| Mar 2023 | 4001.900032744714 | 2.15 | 25.10 |
| Apr 2023 | 3942.916253668207 | -1.47 | 11.73 |
| May 2023 | 3993.1854650445957 | 1.27 | 8.45 |
| Jun 2023 | 4120.595012997617 | 3.19 | 7.41 |
| Jul 2023 | 4187.82169799538 | 1.63 | 9.65 |
| Aug 2023 | 4290.653678917548 | 2.46 | 14.73 |
| Sep 2023 | 4357.570754160906 | 1.56 | 8.83 |
| Oct 2023 | 4536.624696699322 | 4.11 | 7.21 |
| Nov 2023 | 4496.631886682552 | -0.88 | 8.29 |
| Dec 2023 | 4296.035351462908 | -4.46 | 8.43 |
| Jan 2024 | 4254.695611589567 | -0.96 | 7.81 |
| Feb 2024 | 4343.292678169499 | 2.08 | 10.87 |
| Mar 2024 | 4403.917615616391 | 1.40 | 10.05 |
| Apr 2024 | 4506.544803715828 | 2.33 | 14.30 |
| May 2024 | 4544.652129478588 | 0.85 | 13.81 |
| Jun 2024 | 4486.059718487926 | -1.29 | 8.87 |
| Jul 2024 | 4454.891645884806 | -0.69 | 6.38 |
| Aug 2024 | 4328.587444125381 | -2.83 | 0.88 |
| Sep 2024 | 4231.226523748412 | -2.25 | -2.90 |
| Oct 2024 | 4324.053331626897 | 2.19 | -4.69 |
| Nov 2024 | 4457.688608751561 | 3.09 | -0.87 |
| Dec 2024 | 4417.203649390372 | -0.91 | 2.82 |
| Jan 2025 | 4501.909488098307 | 1.92 | 5.81 |
| Feb 2025 | 4459.280484334557 | -0.95 | 2.67 |
| Mar 2025 | 4387.706298983302 | -1.60 | -0.37 |
| Apr 2025 | 4405.343562128633 | 0.40 | -2.25 |
| May 2025 | 4417.627935909544 | 0.28 | -2.79 |
| Jun 2025 | 4389.257242901832 | -0.64 | -2.16 |
| Jul 2025 | 4326.039533392531 | -1.44 | -2.89 |
| Aug 2025 | 4256.49832764732 | -1.61 | -1.66 |
| Sep 2025 | 4176.2249285160415 | -1.89 | -1.30 |
| Oct 2025 | 4149.383762628521 | -0.64 | -4.04 |
| Nov 2025 | 4158.66771889542 | 0.22 | -6.71 |
| Dec 2025 | 4155.935676321795 | -0.07 | -5.91 |
| Jan 2026 | 4134.39053328585 | -0.52 | -8.16 |
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