Buffalo, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Buffalo, NY Metro in January 2026 was $1,643.836. The month over month percentage change (MoM) was -0.50%, and the year over year percentage change (YoY) was -3.00%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Buffalo, NY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Buffalo, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 792.6378059293204 | NaN | NaN |
| Feb 2012 | 791.6451977947443 | -0.12 | NaN |
| Mar 2012 | 798.1271983849625 | 0.82 | NaN |
| Apr 2012 | 798.9996402420549 | 0.11 | NaN |
| May 2012 | 795.557270175636 | -0.43 | NaN |
| Jun 2012 | 790.0327753585034 | -0.69 | NaN |
| Jul 2012 | 784.1599908409371 | -0.74 | NaN |
| Aug 2012 | 787.0059188897094 | 0.36 | NaN |
| Sep 2012 | 781.3956450008234 | -0.71 | NaN |
| Oct 2012 | 775.8128312381875 | -0.71 | NaN |
| Nov 2012 | 774.2557341261127 | -0.20 | NaN |
| Dec 2012 | 774.8606501176687 | 0.08 | NaN |
| Jan 2013 | 780.0632023900479 | 0.67 | -1.59 |
| Feb 2013 | 789.7665028334222 | 1.24 | -0.24 |
| Mar 2013 | 795.954294207211 | 0.78 | -0.27 |
| Apr 2013 | 794.40493582397 | -0.19 | -0.57 |
| May 2013 | 803.904731146192 | 1.20 | 1.05 |
| Jun 2013 | 836.9630936326844 | 4.11 | 5.94 |
| Jul 2013 | 856.4996525678193 | 2.33 | 9.23 |
| Aug 2013 | 863.1909788564816 | 0.78 | 9.68 |
| Sep 2013 | 866.2100834173455 | 0.35 | 10.85 |
| Oct 2013 | 850.9549543267347 | -1.76 | 9.69 |
| Nov 2013 | 857.3254736412055 | 0.75 | 10.73 |
| Dec 2013 | 872.4189916655869 | 1.76 | 12.59 |
| Jan 2014 | 873.3641645826508 | 0.11 | 11.96 |
| Feb 2014 | 867.9121971276616 | -0.62 | 9.90 |
| Mar 2014 | 872.6969854231285 | 0.55 | 9.64 |
| Apr 2014 | 876.6748572322966 | 0.46 | 10.36 |
| May 2014 | 872.8553550550195 | -0.44 | 8.58 |
| Jun 2014 | 875.1493808148518 | 0.26 | 4.56 |
| Jul 2014 | 875.9386308764587 | 0.09 | 2.27 |
| Aug 2014 | 876.8771776714561 | 0.11 | 1.59 |
| Sep 2014 | 880.9656096855679 | 0.47 | 1.70 |
| Oct 2014 | 872.5201002869688 | -0.96 | 2.53 |
| Nov 2014 | 869.222313723832 | -0.38 | 1.39 |
| Dec 2014 | 861.6647522272458 | -0.87 | -1.23 |
| Jan 2015 | 851.7036563816193 | -1.16 | -2.48 |
| Feb 2015 | 855.4866929063041 | 0.44 | -1.43 |
| Mar 2015 | 859.7674877612319 | 0.50 | -1.48 |
| Apr 2015 | 856.8858274156523 | -0.33 | -2.26 |
| May 2015 | 869.8264673878393 | 1.51 | -0.35 |
| Jun 2015 | 882.4098608462193 | 1.45 | 0.83 |
| Jul 2015 | 890.7513869315003 | 0.95 | 1.69 |
| Aug 2015 | 888.4171696445219 | -0.26 | 1.32 |
| Sep 2015 | 893.2593055212037 | 0.55 | 1.40 |
| Oct 2015 | 892.7323595238197 | -0.06 | 2.32 |
| Nov 2015 | 904.5107371659496 | 1.32 | 4.06 |
| Dec 2015 | 908.7503129927959 | 0.47 | 5.46 |
| Jan 2016 | 748.4691981778315 | -17.64 | -12.12 |
| Feb 2016 | 738.1645821744125 | -1.38 | -13.71 |
| Mar 2016 | 741.7932540217934 | 0.49 | -13.72 |
| Apr 2016 | 738.2346006372799 | -0.48 | -13.85 |
| May 2016 | 739.4566193296849 | 0.17 | -14.99 |
| Jun 2016 | 740.2049268802864 | 0.10 | -16.12 |
| Jul 2016 | 734.952045462083 | -0.71 | -17.49 |
| Aug 2016 | 738.4657332484398 | 0.48 | -16.88 |
| Sep 2016 | 744.1693081434487 | 0.77 | -16.69 |
| Oct 2016 | 749.7048981615974 | 0.74 | -16.02 |
| Nov 2016 | 773.1144595111481 | 3.12 | -14.53 |
| Dec 2016 | 806.0014997495825 | 4.25 | -11.31 |
| Jan 2017 | 956.8656451294479 | 18.72 | 27.84 |
| Feb 2017 | 961.8165373136599 | 0.52 | 30.30 |
| Mar 2017 | 965.7747305611501 | 0.41 | 30.20 |
| Apr 2017 | 959.2038509432791 | -0.68 | 29.93 |
| May 2017 | 961.9076583704256 | 0.28 | 30.08 |
| Jun 2017 | 961.1642433091334 | -0.08 | 29.85 |
| Jul 2017 | 971.4526345657505 | 1.07 | 32.18 |
| Aug 2017 | 971.3049801574912 | -0.01 | 31.53 |
| Sep 2017 | 971.5828947679001 | 0.03 | 30.56 |
| Oct 2017 | 983.0179917290548 | 1.18 | 31.12 |
| Nov 2017 | 990.8220140213833 | 0.79 | 28.16 |
| Dec 2017 | 999.1295519928203 | 0.84 | 23.96 |
| Jan 2018 | 1011.6489305658733 | 1.25 | 5.73 |
| Feb 2018 | 1037.7456712797534 | 2.58 | 7.89 |
| Mar 2018 | 1052.2384566263427 | 1.40 | 8.95 |
| Apr 2018 | 1059.3412093479083 | 0.68 | 10.44 |
| May 2018 | 1074.6350992170785 | 1.44 | 11.72 |
| Jun 2018 | 1079.652346544588 | 0.47 | 12.33 |
| Jul 2018 | 1084.0879127378646 | 0.41 | 11.60 |
| Aug 2018 | 1093.2824686965691 | 0.85 | 12.56 |
| Sep 2018 | 1105.2154579475282 | 1.09 | 13.75 |
| Oct 2018 | 1123.4628075670853 | 1.65 | 14.29 |
| Nov 2018 | 1127.41912267884 | 0.35 | 13.79 |
| Dec 2018 | 1109.699038915009 | -1.57 | 11.07 |
| Jan 2019 | 1099.2760097184969 | -0.94 | 8.66 |
| Feb 2019 | 1096.4908164944768 | -0.25 | 5.66 |
| Mar 2019 | 1094.9895703951163 | -0.14 | 4.06 |
| Apr 2019 | 1091.0589995986074 | -0.36 | 2.99 |
| May 2019 | 1090.857625273119 | -0.02 | 1.51 |
| Jun 2019 | 1076.0231267614658 | -1.36 | -0.34 |
| Jul 2019 | 1077.9274256707893 | 0.18 | -0.57 |
| Aug 2019 | 1070.6641231189294 | -0.67 | -2.07 |
| Sep 2019 | 1073.199963243303 | 0.24 | -2.90 |
| Oct 2019 | 1083.7480359073306 | 0.98 | -3.53 |
| Nov 2019 | 1088.827931777741 | 0.47 | -3.42 |
| Dec 2019 | 1094.399627976179 | 0.51 | -1.38 |
| Jan 2020 | 1090.6183239676323 | -0.35 | -0.79 |
| Feb 2020 | 1082.4918086495475 | -0.74 | -1.28 |
| Mar 2020 | 1086.1907442653173 | 0.34 | -0.80 |
| Apr 2020 | 1080.2112319254388 | -0.55 | -0.99 |
| May 2020 | 1079.694479817224 | -0.05 | -1.02 |
| Jun 2020 | 1080.0953860885288 | 0.04 | 0.38 |
| Jul 2020 | 1076.3437162320924 | -0.35 | -0.15 |
| Aug 2020 | 1079.3543539998595 | 0.28 | 0.81 |
| Sep 2020 | 1089.3331958236515 | 0.93 | 1.50 |
| Oct 2020 | 1101.070180652938 | 1.08 | 1.60 |
| Nov 2020 | 1114.4178907301082 | 1.21 | 2.35 |
| Dec 2020 | 1124.10230986428 | 0.87 | 2.71 |
| Jan 2021 | 1141.6263651472148 | 1.56 | 4.68 |
| Feb 2021 | 1160.9685464560866 | 1.69 | 7.25 |
| Mar 2021 | 1198.1525581494814 | 3.20 | 10.31 |
| Apr 2021 | 1213.5449460426453 | 1.29 | 12.34 |
| May 2021 | 1224.924556988889 | 0.94 | 13.45 |
| Jun 2021 | 1249.1117492935352 | 1.98 | 15.65 |
| Jul 2021 | 1258.7801608269137 | 0.77 | 16.95 |
| Aug 2021 | 1267.1859828453853 | 0.67 | 17.40 |
| Sep 2021 | 1271.906215237479 | 0.37 | 16.76 |
| Oct 2021 | 1284.7932427896017 | 1.01 | 16.69 |
| Nov 2021 | 1284.8793723582721 | 0.01 | 15.30 |
| Dec 2021 | 1290.6713074238928 | 0.45 | 14.82 |
| Jan 2022 | 1334.253727252404 | 3.38 | 16.87 |
| Feb 2022 | 1383.052986609499 | 3.66 | 19.13 |
| Mar 2022 | 1450.1666050880588 | 4.85 | 21.03 |
| Apr 2022 | 1563.6135829524455 | 7.82 | 28.85 |
| May 2022 | 1618.4984141904747 | 3.51 | 32.13 |
| Jun 2022 | 1679.838795539045 | 3.79 | 34.48 |
| Jul 2022 | 1686.7803336448683 | 0.41 | 34.00 |
| Aug 2022 | 1674.0700829284979 | -0.75 | 32.11 |
| Sep 2022 | 1776.364488234426 | 6.11 | 39.66 |
| Oct 2022 | 1866.3563673886335 | 5.07 | 45.27 |
| Nov 2022 | 1849.6829035553976 | -0.89 | 43.96 |
| Dec 2022 | 1792.4596556818387 | -3.09 | 38.88 |
| Jan 2023 | 1777.1063603384766 | -0.86 | 33.19 |
| Feb 2023 | 1771.6776711122877 | -0.30 | 28.10 |
| Mar 2023 | 1808.4176672158599 | 2.07 | 24.70 |
| Apr 2023 | 1794.6024622532686 | -0.76 | 14.77 |
| May 2023 | 1822.1970651397874 | 1.54 | 12.59 |
| Jun 2023 | 1877.6107971468414 | 3.04 | 11.77 |
| Jul 2023 | 1911.237010429254 | 1.79 | 13.31 |
| Aug 2023 | 1956.558102059499 | 2.37 | 16.87 |
| Sep 2023 | 1983.418444314499 | 1.37 | 11.66 |
| Oct 2023 | 2047.671105556281 | 3.24 | 9.72 |
| Nov 2023 | 2030.0112589301184 | -0.86 | 9.75 |
| Dec 2023 | 1953.288529755533 | -3.78 | 8.97 |
| Jan 2024 | 1558.3564985864086 | -20.22 | -12.31 |
| Feb 2024 | 1581.0747662702483 | 1.46 | -10.76 |
| Mar 2024 | 1596.0824532810225 | 0.95 | -11.74 |
| Apr 2024 | 1633.4851211953833 | 2.34 | -8.98 |
| May 2024 | 1658.179040062575 | 1.51 | -9.00 |
| Jun 2024 | 1651.2870020722482 | -0.42 | -12.05 |
| Jul 2024 | 1649.9018825272244 | -0.08 | -13.67 |
| Aug 2024 | 1608.2811306704439 | -2.52 | -17.80 |
| Sep 2024 | 1575.3121061614968 | -2.05 | -20.58 |
| Oct 2024 | 1613.0903119139293 | 2.40 | -21.22 |
| Nov 2024 | 1666.8773992231568 | 3.33 | -17.89 |
| Dec 2024 | 1658.4978156565603 | -0.50 | -15.09 |
| Jan 2025 | 1694.6508767878383 | 2.18 | 8.75 |
| Feb 2025 | 1682.4936098502405 | -0.72 | 6.42 |
| Mar 2025 | 1656.4918970525187 | -1.54 | 3.79 |
| Apr 2025 | 1668.9148225082172 | 0.75 | 2.17 |
| May 2025 | 1685.0362883618855 | 0.97 | 1.62 |
| Jun 2025 | 1691.9849799015537 | 0.41 | 2.47 |
| Jul 2025 | 1688.0062217438508 | -0.23 | 2.31 |
| Aug 2025 | 1678.5804056333882 | -0.56 | 4.37 |
| Sep 2025 | 1658.851734468482 | -1.17 | 5.30 |
| Oct 2025 | 1651.0624357106321 | -0.47 | 2.35 |
| Nov 2025 | 1653.55187439777 | 0.15 | -0.80 |
| Dec 2025 | 1652.1238235695982 | -0.09 | -0.38 |
| Jan 2026 | 1643.8361194509969 | -0.50 | -3.00 |