California, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the California, MD Metro in January 2026 was $2,671.569. The month over month percentage change (MoM) was -0.48%, and the year over year percentage change (YoY) was -4.28%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the California, MD metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the California, MD metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: California, MD (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
California, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
California, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1429.2784663857442 | NaN | NaN |
| Feb 2012 | 1414.647872096232 | -1.02 | NaN |
| Mar 2012 | 1414.550962454463 | -0.01 | NaN |
| Apr 2012 | 1412.5688370097912 | -0.14 | NaN |
| May 2012 | 1403.670168816948 | -0.63 | NaN |
| Jun 2012 | 1393.1896013899045 | -0.75 | NaN |
| Jul 2012 | 1382.7250979370338 | -0.75 | NaN |
| Aug 2012 | 1393.778130398573 | 0.80 | NaN |
| Sep 2012 | 1385.5438909270815 | -0.59 | NaN |
| Oct 2012 | 1377.269239325886 | -0.60 | NaN |
| Nov 2012 | 1379.197293824296 | 0.14 | NaN |
| Dec 2012 | 1383.4728750505021 | 0.31 | NaN |
| Jan 2013 | 1394.4074142506424 | 0.79 | -2.44 |
| Feb 2013 | 1412.0350039468156 | 1.26 | -0.18 |
| Mar 2013 | 1417.96157224285 | 0.42 | 0.24 |
| Apr 2013 | 1404.6974804940173 | -0.93 | -0.56 |
| May 2013 | 1419.5089077069547 | 1.05 | 1.13 |
| Jun 2013 | 1493.7313102710077 | 5.23 | 7.22 |
| Jul 2013 | 1543.2463610920822 | 3.32 | 11.61 |
| Aug 2013 | 1560.876695480664 | 1.14 | 11.99 |
| Sep 2013 | 1568.736758719019 | 0.50 | 13.22 |
| Oct 2013 | 1531.9301497649174 | -2.35 | 11.23 |
| Nov 2013 | 1541.8346733480419 | 0.65 | 11.79 |
| Dec 2013 | 1570.6884152259388 | 1.87 | 13.53 |
| Jan 2014 | 1568.542529441086 | -0.14 | 12.49 |
| Feb 2014 | 1554.5680817882485 | -0.89 | 10.09 |
| Mar 2014 | 1562.4153109977944 | 0.51 | 10.19 |
| Apr 2014 | 1562.862731327146 | 0.03 | 11.26 |
| May 2014 | 1546.2467047031055 | -1.06 | 8.93 |
| Jun 2014 | 1546.2314316689162 | 0.00 | 3.52 |
| Jul 2014 | 1546.374036827932 | 0.01 | 0.20 |
| Aug 2014 | 1546.3087292247196 | 0.00 | -0.93 |
| Sep 2014 | 1552.2929882154024 | 0.39 | -1.05 |
| Oct 2014 | 1535.759319084953 | -1.06 | 0.25 |
| Nov 2014 | 1530.5820517024013 | -0.34 | -0.73 |
| Dec 2014 | 1511.257805048796 | -1.26 | -3.78 |
| Jan 2015 | 1480.6847224608537 | -2.02 | -5.60 |
| Feb 2015 | 1479.9310637130752 | -0.05 | -4.80 |
| Mar 2015 | 1484.146248768558 | 0.28 | -5.01 |
| Apr 2015 | 1471.0119121749958 | -0.88 | -5.88 |
| May 2015 | 1494.5757415724147 | 1.60 | -3.34 |
| Jun 2015 | 1516.3305989465493 | 1.46 | -1.93 |
| Jul 2015 | 1529.831499646988 | 0.89 | -1.07 |
| Aug 2015 | 1514.1903062492593 | -1.02 | -2.08 |
| Sep 2015 | 1514.5303821030693 | 0.02 | -2.43 |
| Oct 2015 | 1505.381203137484 | -0.60 | -1.98 |
| Nov 2015 | 1528.0844829706639 | 1.51 | -0.16 |
| Dec 2015 | 1534.1082528215984 | 0.39 | 1.51 |
| Jan 2016 | 1525.977985215382 | -0.53 | 3.06 |
| Feb 2016 | 1496.0856668637464 | -1.96 | 1.09 |
| Mar 2016 | 1493.7514788300416 | -0.16 | 0.65 |
| Apr 2016 | 1475.1474062220823 | -1.25 | 0.28 |
| May 2016 | 1470.832579553485 | -0.29 | -1.59 |
| Jun 2016 | 1468.9588880585952 | -0.13 | -3.12 |
| Jul 2016 | 1456.468259158369 | -0.85 | -4.80 |
| Aug 2016 | 1454.9899716038371 | -0.10 | -3.91 |
| Sep 2016 | 1453.9399328334084 | -0.07 | -4.00 |
| Oct 2016 | 1453.562928328839 | -0.03 | -3.44 |
| Nov 2016 | 1494.3229490487179 | 2.80 | -2.21 |
| Dec 2016 | 1556.3785612471452 | 4.15 | 1.45 |
| Jan 2017 | 1532.914453948056 | -1.51 | 0.46 |
| Feb 2017 | 1541.7197468727493 | 0.57 | 3.05 |
| Mar 2017 | 1551.4809634053363 | 0.63 | 3.87 |
| Apr 2017 | 1537.3367782593411 | -0.91 | 4.22 |
| May 2017 | 1539.7268545588663 | 0.16 | 4.68 |
| Jun 2017 | 1531.8645172637434 | -0.51 | 4.28 |
| Jul 2017 | 1546.1757919867325 | 0.93 | 6.16 |
| Aug 2017 | 1538.363999453865 | -0.50 | 5.73 |
| Sep 2017 | 1531.3342413422456 | -0.46 | 5.32 |
| Oct 2017 | 1547.967373664243 | 1.09 | 6.50 |
| Nov 2017 | 1557.1569817231414 | 0.59 | 4.21 |
| Dec 2017 | 1565.8022737207539 | 0.56 | 0.61 |
| Jan 2018 | 1570.776680238637 | 0.32 | 2.47 |
| Feb 2018 | 1610.8131534322174 | 2.55 | 4.48 |
| Mar 2018 | 1627.8654086710885 | 1.06 | 4.92 |
| Apr 2018 | 1632.4779576947847 | 0.28 | 6.19 |
| May 2018 | 1652.537205212195 | 1.23 | 7.33 |
| Jun 2018 | 1653.5471865194447 | 0.06 | 7.94 |
| Jul 2018 | 1652.3688858477603 | -0.07 | 6.87 |
| Aug 2018 | 1659.9397878874847 | 0.46 | 7.90 |
| Sep 2018 | 1675.782479500587 | 0.95 | 9.43 |
| Oct 2018 | 1710.5376540067632 | 2.07 | 10.50 |
| Nov 2018 | 1720.1230442345316 | 0.56 | 10.47 |
| Dec 2018 | 1689.4548855283892 | -1.78 | 7.90 |
| Jan 2019 | 1660.4509520612537 | -1.72 | 5.71 |
| Feb 2019 | 1652.1533279303403 | -0.50 | 2.57 |
| Mar 2019 | 1645.34573358985 | -0.41 | 1.07 |
| Apr 2019 | 1635.81042519628 | -0.58 | 0.20 |
| May 2019 | 1630.6119075545398 | -0.32 | -1.33 |
| Jun 2019 | 1596.8209709843165 | -2.07 | -3.43 |
| Jul 2019 | 1594.3396039533422 | -0.15 | -3.51 |
| Aug 2019 | 1578.2094568992454 | -1.01 | -4.92 |
| Sep 2019 | 1580.3457316955316 | 0.14 | -5.69 |
| Oct 2019 | 1598.1756384864516 | 1.13 | -6.57 |
| Nov 2019 | 1606.6819428098374 | 0.53 | -6.59 |
| Dec 2019 | 1618.2156372628124 | 0.72 | -4.22 |
| Jan 2020 | 1601.0950941339784 | -1.06 | -3.57 |
| Feb 2020 | 1586.5216415755094 | -0.91 | -3.97 |
| Mar 2020 | 1591.3921325151528 | 0.31 | -3.28 |
| Apr 2020 | 1576.7019310647909 | -0.92 | -3.61 |
| May 2020 | 1569.087381111677 | -0.48 | -3.77 |
| Jun 2020 | 1561.0372996718795 | -0.51 | -2.24 |
| Jul 2020 | 1544.386554273574 | -1.07 | -3.13 |
| Aug 2020 | 1542.0052354000932 | -0.15 | -2.29 |
| Sep 2020 | 1552.2497990171778 | 0.66 | -1.78 |
| Oct 2020 | 1564.5968815689814 | 0.80 | -2.10 |
| Nov 2020 | 1576.2169713908222 | 0.74 | -1.90 |
| Dec 2020 | 1583.9577034904455 | 0.49 | -2.12 |
| Jan 2021 | 1588.0523200871917 | 0.26 | -0.81 |
| Feb 2021 | 1617.8498486314463 | 1.88 | 1.98 |
| Mar 2021 | 1678.1601858937206 | 3.73 | 5.45 |
| Apr 2021 | 1694.2679796002071 | 0.96 | 7.46 |
| May 2021 | 1696.3980365298764 | 0.13 | 8.11 |
| Jun 2021 | 1713.0496900373544 | 0.98 | 9.74 |
| Jul 2021 | 1707.6693235048429 | -0.31 | 10.57 |
| Aug 2021 | 1709.3354315818024 | 0.10 | 10.85 |
| Sep 2021 | 1720.4337819557036 | 0.65 | 10.84 |
| Oct 2021 | 1750.3052579902471 | 1.74 | 11.87 |
| Nov 2021 | 1757.5295331766235 | 0.41 | 11.50 |
| Dec 2021 | 1772.0181763726196 | 0.82 | 11.87 |
| Jan 2022 | 1832.0593272887083 | 3.39 | 15.37 |
| Feb 2022 | 1899.3449585564447 | 3.67 | 17.40 |
| Mar 2022 | 1988.0784975570905 | 4.67 | 18.47 |
| Apr 2022 | 2155.3598453790805 | 8.41 | 27.22 |
| May 2022 | 2224.3933895478795 | 3.20 | 31.12 |
| Jun 2022 | 2298.657052086928 | 3.34 | 34.19 |
| Jul 2022 | 2282.0728194885914 | -0.72 | 33.64 |
| Aug 2022 | 2238.015761029693 | -1.93 | 30.93 |
| Sep 2022 | 2398.2845204913574 | 7.16 | 39.40 |
| Oct 2022 | 2549.2521408645284 | 6.30 | 45.65 |
| Nov 2022 | 2523.5486757799063 | -1.01 | 43.59 |
| Dec 2022 | 2433.740051740053 | -3.56 | 37.34 |
| Jan 2023 | 2420.0587236558144 | -0.56 | 32.10 |
| Feb 2023 | 2425.479862387112 | 0.22 | 27.70 |
| Mar 2023 | 2495.7080678567872 | 2.90 | 25.53 |
| Apr 2023 | 2464.0160136192353 | -1.27 | 14.32 |
| May 2023 | 2492.4065967437864 | 1.15 | 12.05 |
| Jun 2023 | 2564.608023020162 | 2.90 | 11.57 |
| Jul 2023 | 2601.8839946252806 | 1.45 | 14.01 |
| Aug 2023 | 2659.1006967586645 | 2.20 | 18.82 |
| Sep 2023 | 2689.478904581818 | 1.14 | 12.14 |
| Oct 2023 | 2780.0878354135657 | 3.37 | 9.06 |
| Nov 2023 | 2738.506279672433 | -1.50 | 8.52 |
| Dec 2023 | 2601.5400434763046 | -5.00 | 6.90 |
| Jan 2024 | 2567.651119421621 | -1.30 | 6.10 |
| Feb 2024 | 2599.9894653606293 | 1.26 | 7.20 |
| Mar 2024 | 2624.0734343207027 | 0.93 | 5.14 |
| Apr 2024 | 2683.439859191836 | 2.26 | 8.90 |
| May 2024 | 2716.0826081203772 | 1.22 | 8.97 |
| Jun 2024 | 2693.59332548764 | -0.83 | 5.03 |
| Jul 2024 | 2681.958226031078 | -0.43 | 3.08 |
| Aug 2024 | 2609.452396551921 | -2.70 | -1.87 |
| Sep 2024 | 2556.660016920114 | -2.02 | -4.94 |
| Oct 2024 | 2620.694003352198 | 2.51 | -5.73 |
| Nov 2024 | 2712.5543837623454 | 3.51 | -0.95 |
| Dec 2024 | 2699.8949093219517 | -0.47 | 3.78 |
| Jan 2025 | 2791.093878602889 | 3.38 | 8.70 |
| Feb 2025 | 2768.474401419166 | -0.81 | 6.48 |
| Mar 2025 | 2727.234662357523 | -1.49 | 3.93 |
| Apr 2025 | 2744.6438282382887 | 0.64 | 2.28 |
| May 2025 | 2765.5416237106606 | 0.76 | 1.82 |
| Jun 2025 | 2769.124988416363 | 0.13 | 2.80 |
| Jul 2025 | 2755.41132479891 | -0.49 | 2.74 |
| Aug 2025 | 2735.941892589455 | -0.71 | 4.85 |
| Sep 2025 | 2701.8289111508498 | -1.25 | 5.68 |
| Oct 2025 | 2686.477283598142 | -0.57 | 2.51 |
| Nov 2025 | 2689.3043010162273 | 0.11 | -0.86 |
| Dec 2025 | 2684.5038163131276 | -0.18 | -0.57 |
| Jan 2026 | 2671.569299022936 | -0.48 | -4.28 |
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