Chambersburg, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Chambersburg, PA Metro in January 2026 was $1,994.444. The month over month percentage change (MoM) was -0.35%, and the year over year percentage change (YoY) was -3.31%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Chambersburg, PA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chambersburg, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Chambersburg, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Chambersburg, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chambersburg, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 758.8686819701495 | NaN | NaN |
| Feb 2012 | 757.4404055465116 | -0.19 | NaN |
| Mar 2012 | 761.6179157582696 | 0.55 | NaN |
| Apr 2012 | 756.8898106199806 | -0.62 | NaN |
| May 2012 | 748.9854777787062 | -1.04 | NaN |
| Jun 2012 | 742.0716518414661 | -0.92 | NaN |
| Jul 2012 | 735.6526772075628 | -0.86 | NaN |
| Aug 2012 | 739.3256016891291 | 0.50 | NaN |
| Sep 2012 | 730.8464912290087 | -1.15 | NaN |
| Oct 2012 | 722.0459227881149 | -1.20 | NaN |
| Nov 2012 | 721.1175769989184 | -0.13 | NaN |
| Dec 2012 | 722.0827440660353 | 0.13 | NaN |
| Jan 2013 | 727.0297125322833 | 0.69 | -4.20 |
| Feb 2013 | 733.0208412541812 | 0.82 | -3.22 |
| Mar 2013 | 733.2816165678678 | 0.04 | -3.72 |
| Apr 2013 | 726.604969985645 | -0.91 | -4.00 |
| May 2013 | 737.2770644887389 | 1.47 | -1.56 |
| Jun 2013 | 782.2948306289975 | 6.11 | 5.42 |
| Jul 2013 | 810.7893365132493 | 3.64 | 10.21 |
| Aug 2013 | 820.7054193267725 | 1.22 | 11.01 |
| Sep 2013 | 824.4720343015342 | 0.46 | 12.81 |
| Oct 2013 | 802.103113138756 | -2.71 | 11.09 |
| Nov 2013 | 807.908561491822 | 0.72 | 12.04 |
| Dec 2013 | 822.054418066417 | 1.75 | 13.85 |
| Jan 2014 | 819.7749573407718 | -0.28 | 12.76 |
| Feb 2014 | 808.5620510527089 | -1.37 | 10.31 |
| Mar 2014 | 810.4700602724245 | 0.24 | 10.53 |
| Apr 2014 | 808.767181331379 | -0.21 | 11.31 |
| May 2014 | 797.7681473689325 | -1.36 | 8.21 |
| Jun 2014 | 796.5912417388136 | -0.15 | 1.83 |
| Jul 2014 | 798.7557264657106 | 0.27 | -1.48 |
| Aug 2014 | 801.049185680832 | 0.29 | -2.39 |
| Sep 2014 | 807.4748262975228 | 0.80 | -2.06 |
| Oct 2014 | 799.9173401818273 | -0.94 | -0.27 |
| Nov 2014 | 800.5353246345533 | 0.08 | -0.91 |
| Dec 2014 | 793.5166146164781 | -0.88 | -3.47 |
| Jan 2015 | 777.600011870705 | -2.01 | -5.14 |
| Feb 2015 | 778.3604264506175 | 0.10 | -3.73 |
| Mar 2015 | 779.9764649136166 | 0.21 | -3.76 |
| Apr 2015 | 770.98580888625 | -1.15 | -4.67 |
| May 2015 | 785.7769127688989 | 1.92 | -1.50 |
| Jun 2015 | 801.9763539486439 | 2.06 | 0.68 |
| Jul 2015 | 814.9914265345494 | 1.62 | 2.03 |
| Aug 2015 | 810.1384088677478 | -0.59 | 1.14 |
| Sep 2015 | 812.7475573460556 | 0.32 | 0.65 |
| Oct 2015 | 806.7259552977036 | -0.74 | 0.85 |
| Nov 2015 | 817.2414182219736 | 1.30 | 2.09 |
| Dec 2015 | 818.8126588804362 | 0.19 | 3.19 |
| Jan 2016 | 816.3295798648132 | -0.30 | 4.98 |
| Feb 2016 | 801.6856158917623 | -1.79 | 3.00 |
| Mar 2016 | 803.470321661166 | 0.22 | 3.01 |
| Apr 2016 | 797.4491643289191 | -0.75 | 3.43 |
| May 2016 | 800.6625739823784 | 0.40 | 1.89 |
| Jun 2016 | 803.1889592014966 | 0.32 | 0.15 |
| Jul 2016 | 795.3648903957084 | -0.97 | -2.41 |
| Aug 2016 | 794.458513653253 | -0.11 | -1.93 |
| Sep 2016 | 794.1150716946622 | -0.04 | -2.29 |
| Oct 2016 | 792.9648059028377 | -0.14 | -1.71 |
| Nov 2016 | 814.119528069755 | 2.67 | -0.38 |
| Dec 2016 | 849.8717676853651 | 4.39 | 3.79 |
| Jan 2017 | 850.7452404622113 | 0.10 | 4.22 |
| Feb 2017 | 861.1030549735274 | 1.22 | 7.41 |
| Mar 2017 | 871.0559686983656 | 1.16 | 8.41 |
| Apr 2017 | 862.08479815739 | -1.03 | 8.11 |
| May 2017 | 858.1993304696134 | -0.45 | 7.19 |
| Jun 2017 | 846.5615730170002 | -1.36 | 5.40 |
| Jul 2017 | 851.0852639528156 | 0.53 | 7.01 |
| Aug 2017 | 847.1737249077353 | -0.46 | 6.64 |
| Sep 2017 | 847.4133627066589 | 0.03 | 6.71 |
| Oct 2017 | 862.4783338954696 | 1.78 | 8.77 |
| Nov 2017 | 871.1035696723055 | 1.00 | 7.00 |
| Dec 2017 | 877.4922182181865 | 0.73 | 3.25 |
| Jan 2018 | 1075.037128333036 | 22.51 | 26.36 |
| Feb 2018 | 1099.1581439381375 | 2.24 | 27.65 |
| Mar 2018 | 1112.6551726080236 | 1.23 | 27.74 |
| Apr 2018 | 1122.1069363913248 | 0.85 | 30.16 |
| May 2018 | 1139.4444330163947 | 1.55 | 32.77 |
| Jun 2018 | 1140.971223128118 | 0.13 | 34.78 |
| Jul 2018 | 1137.9300564378607 | -0.27 | 33.70 |
| Aug 2018 | 1139.677698724846 | 0.15 | 34.53 |
| Sep 2018 | 1147.607387237306 | 0.70 | 35.42 |
| Oct 2018 | 1166.3712676040636 | 1.64 | 35.24 |
| Nov 2018 | 1173.8914499118794 | 0.65 | 34.76 |
| Dec 2018 | 1157.8004102676575 | -1.37 | 31.94 |
| Jan 2019 | 1148.5237402918196 | -0.80 | 6.84 |
| Feb 2019 | 1148.815413666593 | 0.03 | 4.52 |
| Mar 2019 | 1150.213956802439 | 0.12 | 3.38 |
| Apr 2019 | 1148.3706412673946 | -0.16 | 2.34 |
| May 2019 | 1147.320567768641 | -0.09 | 0.69 |
| Jun 2019 | 1124.9964496718544 | -1.95 | -1.40 |
| Jul 2019 | 1124.3935688098566 | -0.05 | -1.19 |
| Aug 2019 | 1114.0950353991782 | -0.92 | -2.24 |
| Sep 2019 | 1117.2516025946604 | 0.28 | -2.64 |
| Oct 2019 | 1128.0059328552777 | 0.96 | -3.29 |
| Nov 2019 | 1134.0826533646357 | 0.54 | -3.39 |
| Dec 2019 | 1141.7992480199357 | 0.68 | -1.38 |
| Jan 2020 | 1116.706882373628 | -2.20 | -2.77 |
| Feb 2020 | 1109.9812879187768 | -0.60 | -3.38 |
| Mar 2020 | 1117.308587658179 | 0.66 | -2.86 |
| Apr 2020 | 1114.2081860600715 | -0.28 | -2.97 |
| May 2020 | 1114.3224868256953 | 0.01 | -2.88 |
| Jun 2020 | 1110.3756561894722 | -0.35 | -1.30 |
| Jul 2020 | 1097.114425784181 | -1.19 | -2.43 |
| Aug 2020 | 1092.8374980199185 | -0.39 | -1.91 |
| Sep 2020 | 1099.6497157751887 | 0.62 | -1.57 |
| Oct 2020 | 1109.7891322947892 | 0.92 | -1.61 |
| Nov 2020 | 1118.9760499583238 | 0.83 | -1.33 |
| Dec 2020 | 1123.7452959841855 | 0.43 | -1.58 |
| Jan 2021 | 1111.0205310767676 | -1.13 | -0.51 |
| Feb 2021 | 1125.684979420089 | 1.32 | 1.42 |
| Mar 2021 | 1160.0846165152016 | 3.06 | 3.83 |
| Apr 2021 | 1171.1549945519496 | 0.95 | 5.11 |
| May 2021 | 1177.9291415421267 | 0.58 | 5.71 |
| Jun 2021 | 1195.2520856676356 | 1.47 | 7.64 |
| Jul 2021 | 1200.0848038235836 | 0.40 | 9.39 |
| Aug 2021 | 1207.6616856039168 | 0.63 | 10.51 |
| Sep 2021 | 1221.735654867016 | 1.17 | 11.10 |
| Oct 2021 | 1245.5320382033156 | 1.95 | 12.23 |
| Nov 2021 | 1253.5262599218588 | 0.64 | 12.02 |
| Dec 2021 | 1262.0601379784825 | 0.68 | 12.31 |
| Jan 2022 | 1286.6993043915331 | 1.95 | 15.81 |
| Feb 2022 | 1327.6327862654437 | 3.18 | 17.94 |
| Mar 2022 | 1385.0077190631291 | 4.32 | 19.39 |
| Apr 2022 | 1494.1820657905675 | 7.88 | 27.58 |
| May 2022 | 1539.3740860101866 | 3.03 | 30.69 |
| Jun 2022 | 1590.9471713540045 | 3.35 | 33.11 |
| Jul 2022 | 1587.3854602847387 | -0.22 | 32.27 |
| Aug 2022 | 1568.7102317082426 | -1.18 | 29.90 |
| Sep 2022 | 1680.983860262722 | 7.16 | 37.59 |
| Oct 2022 | 1785.3488555650297 | 6.21 | 43.34 |
| Nov 2022 | 1775.3563537849982 | -0.56 | 41.63 |
| Dec 2022 | 1720.66168967498 | -3.08 | 36.34 |
| Jan 2023 | 1697.4207931044482 | -1.35 | 31.92 |
| Feb 2023 | 1699.3330810251437 | 0.11 | 28.00 |
| Mar 2023 | 1743.72039659983 | 2.61 | 25.90 |
| Apr 2023 | 1725.4839438891984 | -1.05 | 15.48 |
| May 2023 | 1746.4322858331275 | 1.21 | 13.45 |
| Jun 2023 | 1799.2031411178925 | 3.02 | 13.09 |
| Jul 2023 | 1830.0448236228533 | 1.71 | 15.29 |
| Aug 2023 | 1871.0601072666611 | 2.24 | 19.27 |
| Sep 2023 | 1893.2438322979588 | 1.19 | 12.63 |
| Oct 2023 | 1955.8715216839425 | 3.31 | 9.55 |
| Nov 2023 | 1935.6130277194904 | -1.04 | 9.03 |
| Dec 2023 | 1849.6921038890173 | -4.44 | 7.50 |
| Jan 2024 | 1828.4074013354973 | -1.15 | 7.72 |
| Feb 2024 | 1850.5440911694607 | 1.21 | 8.90 |
| Mar 2024 | 1863.8295794575843 | 0.72 | 6.89 |
| Apr 2024 | 1895.0661654136215 | 1.68 | 9.83 |
| May 2024 | 1912.5909018636805 | 0.93 | 9.51 |
| Jun 2024 | 1900.2652171887948 | -0.64 | 5.62 |
| Jul 2024 | 1899.213218225047 | -0.05 | 3.78 |
| Aug 2024 | 1857.3894549095917 | -2.20 | -0.73 |
| Sep 2024 | 1824.1237660754664 | -1.79 | -3.65 |
| Oct 2024 | 1865.7070497264958 | 2.28 | -4.61 |
| Nov 2024 | 1924.6512019887987 | 3.16 | -0.57 |
| Dec 2024 | 1913.093858128058 | -0.60 | 3.43 |
| Jan 2025 | 2062.7905352917955 | 7.83 | 12.82 |
| Feb 2025 | 2042.948973219697 | -0.96 | 10.40 |
| Mar 2025 | 2014.8910232859298 | -1.37 | 8.11 |
| Apr 2025 | 2027.996424230798 | 0.65 | 7.02 |
| May 2025 | 2048.50005318538 | 1.01 | 7.11 |
| Jun 2025 | 2056.229371335694 | 0.38 | 8.21 |
| Jul 2025 | 2052.5349143324115 | -0.18 | 8.07 |
| Aug 2025 | 2043.335812142573 | -0.45 | 10.01 |
| Sep 2025 | 2022.485268639227 | -1.02 | 10.87 |
| Oct 2025 | 2008.9003049285952 | -0.67 | 7.68 |
| Nov 2025 | 2005.9333026038662 | -0.15 | 4.22 |
| Dec 2025 | 2001.3917053424843 | -0.23 | 4.62 |
| Jan 2026 | 1994.4435880787714 | -0.35 | -3.31 |
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