Champaign, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Champaign, IL Metro in January 2026 was $1,688.818. The month over month percentage change (MoM) was -0.02%, and the year over year percentage change (YoY) was 0.47%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Champaign, IL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 906.2459324251395 | NaN | NaN |
| Feb 2012 | 903.9149323516988 | -0.26 | NaN |
| Mar 2012 | 908.4454030312896 | 0.50 | NaN |
| Apr 2012 | 907.0790167329694 | -0.15 | NaN |
| May 2012 | 901.1226901151842 | -0.66 | NaN |
| Jun 2012 | 894.6963069754061 | -0.71 | NaN |
| Jul 2012 | 887.7437567712152 | -0.78 | NaN |
| Aug 2012 | 891.8087305634099 | 0.46 | NaN |
| Sep 2012 | 885.1825183895044 | -0.74 | NaN |
| Oct 2012 | 878.4574673026905 | -0.76 | NaN |
| Nov 2012 | 875.6046880297938 | -0.32 | NaN |
| Dec 2012 | 873.1603231368705 | -0.28 | NaN |
| Jan 2013 | 872.8697153612029 | -0.03 | -3.68 |
| Feb 2013 | 876.9437570476828 | 0.47 | -2.98 |
| Mar 2013 | 879.1155677952843 | 0.25 | -3.23 |
| Apr 2013 | 875.105545223314 | -0.46 | -3.52 |
| May 2013 | 884.4964880264749 | 1.07 | -1.84 |
| Jun 2013 | 921.2340594529667 | 4.15 | 2.97 |
| Jul 2013 | 942.5301754519944 | 2.31 | 6.17 |
| Aug 2013 | 951.8653622286338 | 0.99 | 6.73 |
| Sep 2013 | 957.1480563005839 | 0.56 | 8.13 |
| Oct 2013 | 943.4371497506726 | -1.43 | 7.40 |
| Nov 2013 | 951.5306469921479 | 0.86 | 8.67 |
| Dec 2013 | 968.4668431774439 | 1.78 | 10.92 |
| Jan 2014 | 955.1871704079085 | -1.37 | 9.43 |
| Feb 2014 | 947.6718494025242 | -0.79 | 8.07 |
| Mar 2014 | 951.6115108586438 | 0.42 | 8.25 |
| Apr 2014 | 954.6727892209574 | 0.32 | 9.09 |
| May 2014 | 949.4137390131657 | -0.55 | 7.34 |
| Jun 2014 | 951.3763944498328 | 0.21 | 3.27 |
| Jul 2014 | 952.7861986513391 | 0.15 | 1.09 |
| Aug 2014 | 954.6819783568451 | 0.20 | 0.30 |
| Sep 2014 | 958.1625709409723 | 0.37 | 0.11 |
| Oct 2014 | 947.4764440167899 | -1.11 | 0.43 |
| Nov 2014 | 940.9051520378493 | -0.69 | -1.12 |
| Dec 2014 | 929.9963123351893 | -1.16 | -3.97 |
| Jan 2015 | 922.1983115564154 | -0.84 | -3.45 |
| Feb 2015 | 923.8177712205504 | 0.18 | -2.52 |
| Mar 2015 | 927.6193424401149 | 0.41 | -2.52 |
| Apr 2015 | 923.6686397616521 | -0.43 | -3.25 |
| May 2015 | 937.6162555286537 | 1.51 | -1.24 |
| Jun 2015 | 951.1328709066661 | 1.44 | -0.03 |
| Jul 2015 | 959.6965897372318 | 0.90 | 0.73 |
| Aug 2015 | 955.5224551115839 | -0.43 | 0.09 |
| Sep 2015 | 958.2544302356688 | 0.29 | 0.01 |
| Oct 2015 | 954.6332160280213 | -0.38 | 0.76 |
| Nov 2015 | 964.00428394188 | 0.98 | 2.46 |
| Dec 2015 | 965.941942809609 | 0.20 | 3.87 |
| Jan 2016 | 953.71664321876 | -1.27 | 3.42 |
| Feb 2016 | 943.7580074525046 | -1.04 | 2.16 |
| Mar 2016 | 947.8508873582641 | 0.43 | 2.18 |
| Apr 2016 | 943.3923067566357 | -0.47 | 2.13 |
| May 2016 | 945.691128832002 | 0.24 | 0.86 |
| Jun 2016 | 948.0917638086983 | 0.25 | -0.32 |
| Jul 2016 | 941.8400194239135 | -0.66 | -1.86 |
| Aug 2016 | 943.1108462139318 | 0.14 | -1.30 |
| Sep 2016 | 944.8618402112759 | 0.19 | -1.40 |
| Oct 2016 | 947.5301815166429 | 0.28 | -0.74 |
| Nov 2016 | 969.3732274081842 | 2.31 | 0.56 |
| Dec 2016 | 1002.4479418123879 | 3.41 | 3.78 |
| Jan 2017 | 1017.7846008987965 | 1.53 | 6.72 |
| Feb 2017 | 1023.5568629742136 | 0.57 | 8.46 |
| Mar 2017 | 1029.6742752158507 | 0.60 | 8.63 |
| Apr 2017 | 1022.3818692615307 | -0.71 | 8.37 |
| May 2017 | 1021.712843506805 | -0.06 | 8.04 |
| Jun 2017 | 1014.2391163180632 | -0.73 | 6.98 |
| Jul 2017 | 1017.5113909126942 | 0.32 | 8.03 |
| Aug 2017 | 1010.3151281068699 | -0.71 | 7.13 |
| Sep 2017 | 1005.4067152273553 | -0.49 | 6.41 |
| Oct 2017 | 1011.9462430246829 | 0.65 | 6.80 |
| Nov 2017 | 1016.1944280931841 | 0.42 | 4.83 |
| Dec 2017 | 1020.4943973883799 | 0.42 | 1.80 |
| Jan 2018 | 1027.111963676216 | 0.65 | 0.92 |
| Feb 2018 | 1048.2892691333698 | 2.06 | 2.42 |
| Mar 2018 | 1055.7831018199304 | 0.72 | 2.54 |
| Apr 2018 | 1056.5318476852312 | 0.07 | 3.34 |
| May 2018 | 1064.8429324853323 | 0.79 | 4.22 |
| Jun 2018 | 1063.208155309561 | -0.15 | 4.83 |
| Jul 2018 | 1062.873954935607 | -0.03 | 4.46 |
| Aug 2018 | 1066.6789489591552 | 0.36 | 5.58 |
| Sep 2018 | 1075.1833642717693 | 0.80 | 6.94 |
| Oct 2018 | 1088.7532368359048 | 1.26 | 7.59 |
| Nov 2018 | 1090.6161223367815 | 0.17 | 7.32 |
| Dec 2018 | 1073.3999898424477 | -1.58 | 5.18 |
| Jan 2019 | 1052.6319112612746 | -1.93 | 2.49 |
| Feb 2019 | 1056.091060562631 | 0.33 | 0.74 |
| Mar 2019 | 1059.3024819110033 | 0.30 | 0.33 |
| Apr 2019 | 1057.0812897295004 | -0.21 | 0.05 |
| May 2019 | 1055.3909904847965 | -0.16 | -0.89 |
| Jun 2019 | 1038.006191025732 | -1.65 | -2.37 |
| Jul 2019 | 1035.286346252766 | -0.26 | -2.60 |
| Aug 2019 | 1022.5038426764188 | -1.24 | -4.14 |
| Sep 2019 | 1017.9418603390037 | -0.45 | -5.32 |
| Oct 2019 | 1021.7148896730017 | 0.37 | -6.16 |
| Nov 2019 | 1023.2609414956091 | 0.15 | -6.18 |
| Dec 2019 | 1028.6319323740472 | 0.53 | -4.17 |
| Jan 2020 | 1027.329143684026 | -0.13 | -2.40 |
| Feb 2020 | 1016.3859435456999 | -1.06 | -3.76 |
| Mar 2020 | 1014.9160024832568 | -0.14 | -4.19 |
| Apr 2020 | 1007.1252882476018 | -0.77 | -4.73 |
| May 2020 | 1004.217248052 | -0.29 | -4.85 |
| Jun 2020 | 1000.4914008013768 | -0.37 | -3.61 |
| Jul 2020 | 989.9924123824438 | -1.05 | -4.37 |
| Aug 2020 | 986.3857255066205 | -0.36 | -3.53 |
| Sep 2020 | 989.8338303040243 | 0.35 | -2.76 |
| Oct 2020 | 994.1459464166433 | 0.44 | -2.70 |
| Nov 2020 | 997.4105624036598 | 0.33 | -2.53 |
| Dec 2020 | 997.6527719884049 | 0.02 | -3.01 |
| Jan 2021 | 984.5621252806707 | -1.31 | -4.16 |
| Feb 2021 | 995.380948360317 | 1.10 | -2.07 |
| Mar 2021 | 1020.9324717954166 | 2.57 | 0.59 |
| Apr 2021 | 1025.9295073579408 | 0.49 | 1.87 |
| May 2021 | 1027.1623702327884 | 0.12 | 2.29 |
| Jun 2021 | 1038.8349401090536 | 1.14 | 3.83 |
| Jul 2021 | 1042.428110759804 | 0.35 | 5.30 |
| Aug 2021 | 1049.7094905280733 | 0.70 | 6.42 |
| Sep 2021 | 1059.8100202543772 | 0.96 | 7.07 |
| Oct 2021 | 1077.2735841087112 | 1.65 | 8.36 |
| Nov 2021 | 1082.5506289838 | 0.49 | 8.54 |
| Dec 2021 | 1092.6043119911965 | 0.93 | 9.52 |
| Jan 2022 | 1115.9576315074464 | 2.14 | 13.35 |
| Feb 2022 | 1153.5993619980034 | 3.37 | 15.90 |
| Mar 2022 | 1200.2626774545138 | 4.05 | 17.57 |
| Apr 2022 | 1285.1760103170957 | 7.08 | 25.27 |
| May 2022 | 1319.4256962316545 | 2.67 | 28.45 |
| Jun 2022 | 1357.95119318952 | 2.92 | 30.72 |
| Jul 2022 | 1350.8979203934182 | -0.52 | 29.59 |
| Aug 2022 | 1332.0739678470754 | -1.39 | 26.90 |
| Sep 2022 | 1411.632926751435 | 5.97 | 33.20 |
| Oct 2022 | 1487.2734515228221 | 5.36 | 38.06 |
| Nov 2022 | 1477.393523646103 | -0.66 | 36.47 |
| Dec 2022 | 1436.208758793883 | -2.79 | 31.45 |
| Jan 2023 | 1429.4258650368142 | -0.47 | 28.09 |
| Feb 2023 | 1426.1457544580214 | -0.23 | 23.63 |
| Mar 2023 | 1455.625109527487 | 2.07 | 21.28 |
| Apr 2023 | 1440.7422446796015 | -1.02 | 12.11 |
| May 2023 | 1461.373726001545 | 1.43 | 10.76 |
| Jun 2023 | 1504.4275816376257 | 2.95 | 10.79 |
| Jul 2023 | 1528.6317383334385 | 1.61 | 13.16 |
| Aug 2023 | 1562.411120479852 | 2.21 | 17.29 |
| Sep 2023 | 1583.9575339434118 | 1.38 | 12.21 |
| Oct 2023 | 1636.3701701335638 | 3.31 | 10.03 |
| Nov 2023 | 1625.3095883903488 | -0.68 | 10.01 |
| Dec 2023 | 1561.9833100132294 | -3.90 | 8.76 |
| Jan 2024 | 1547.288522100711 | -0.94 | 8.24 |
| Feb 2024 | 1563.8219874307808 | 1.07 | 9.65 |
| Mar 2024 | 1577.6837322249357 | 0.89 | 8.39 |
| Apr 2024 | 1613.109543503344 | 2.25 | 11.96 |
| May 2024 | 1633.673953849324 | 1.27 | 11.79 |
| Jun 2024 | 1627.9860515972039 | -0.35 | 8.21 |
| Jul 2024 | 1625.978570024381 | -0.12 | 6.37 |
| Aug 2024 | 1593.5205235975122 | -2.00 | 1.99 |
| Sep 2024 | 1569.8869164919847 | -1.48 | -0.89 |
| Oct 2024 | 1604.3254176712635 | 2.19 | -1.96 |
| Nov 2024 | 1653.3004307208798 | 3.05 | 1.72 |
| Dec 2024 | 1648.570786211606 | -0.29 | 5.54 |
| Jan 2025 | 1681.0068002709154 | 1.97 | 8.64 |
| Feb 2025 | 1672.837859923922 | -0.49 | 6.97 |
| Mar 2025 | 1655.802929838024 | -1.02 | 4.95 |
| Apr 2025 | 1667.0107908338632 | 0.68 | 3.34 |
| May 2025 | 1680.6054518410206 | 0.82 | 2.87 |
| Jun 2025 | 1687.571739553145 | 0.42 | 3.66 |
| Jul 2025 | 1687.1238976156155 | -0.03 | 3.76 |
| Aug 2025 | 1685.306397834387 | -0.11 | 5.76 |
| Sep 2025 | 1676.5444313390976 | -0.52 | 6.79 |
| Oct 2025 | 1675.7709099102917 | -0.05 | 4.45 |
| Nov 2025 | 1684.1792676096516 | 0.50 | 1.87 |
| Dec 2025 | 1689.2206801342822 | 0.30 | 2.47 |
| Jan 2026 | 1688.8178134198288 | -0.02 | 0.47 |