Champaign, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Champaign, IL Metro in January 2026 was $1,688.818. The month over month percentage change (MoM) was -0.02%, and the year over year percentage change (YoY) was 0.47%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Champaign, IL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Champaign, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Champaign, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 906.2459324251395 NaN NaN
Feb 2012 903.9149323516988 -0.26 NaN
Mar 2012 908.4454030312896 0.50 NaN
Apr 2012 907.0790167329694 -0.15 NaN
May 2012 901.1226901151842 -0.66 NaN
Jun 2012 894.6963069754061 -0.71 NaN
Jul 2012 887.7437567712152 -0.78 NaN
Aug 2012 891.8087305634099 0.46 NaN
Sep 2012 885.1825183895044 -0.74 NaN
Oct 2012 878.4574673026905 -0.76 NaN
Nov 2012 875.6046880297938 -0.32 NaN
Dec 2012 873.1603231368705 -0.28 NaN
Jan 2013 872.8697153612029 -0.03 -3.68
Feb 2013 876.9437570476828 0.47 -2.98
Mar 2013 879.1155677952843 0.25 -3.23
Apr 2013 875.105545223314 -0.46 -3.52
May 2013 884.4964880264749 1.07 -1.84
Jun 2013 921.2340594529667 4.15 2.97
Jul 2013 942.5301754519944 2.31 6.17
Aug 2013 951.8653622286338 0.99 6.73
Sep 2013 957.1480563005839 0.56 8.13
Oct 2013 943.4371497506726 -1.43 7.40
Nov 2013 951.5306469921479 0.86 8.67
Dec 2013 968.4668431774439 1.78 10.92
Jan 2014 955.1871704079085 -1.37 9.43
Feb 2014 947.6718494025242 -0.79 8.07
Mar 2014 951.6115108586438 0.42 8.25
Apr 2014 954.6727892209574 0.32 9.09
May 2014 949.4137390131657 -0.55 7.34
Jun 2014 951.3763944498328 0.21 3.27
Jul 2014 952.7861986513391 0.15 1.09
Aug 2014 954.6819783568451 0.20 0.30
Sep 2014 958.1625709409723 0.37 0.11
Oct 2014 947.4764440167899 -1.11 0.43
Nov 2014 940.9051520378493 -0.69 -1.12
Dec 2014 929.9963123351893 -1.16 -3.97
Jan 2015 922.1983115564154 -0.84 -3.45
Feb 2015 923.8177712205504 0.18 -2.52
Mar 2015 927.6193424401149 0.41 -2.52
Apr 2015 923.6686397616521 -0.43 -3.25
May 2015 937.6162555286537 1.51 -1.24
Jun 2015 951.1328709066661 1.44 -0.03
Jul 2015 959.6965897372318 0.90 0.73
Aug 2015 955.5224551115839 -0.43 0.09
Sep 2015 958.2544302356688 0.29 0.01
Oct 2015 954.6332160280213 -0.38 0.76
Nov 2015 964.00428394188 0.98 2.46
Dec 2015 965.941942809609 0.20 3.87
Jan 2016 953.71664321876 -1.27 3.42
Feb 2016 943.7580074525046 -1.04 2.16
Mar 2016 947.8508873582641 0.43 2.18
Apr 2016 943.3923067566357 -0.47 2.13
May 2016 945.691128832002 0.24 0.86
Jun 2016 948.0917638086983 0.25 -0.32
Jul 2016 941.8400194239135 -0.66 -1.86
Aug 2016 943.1108462139318 0.14 -1.30
Sep 2016 944.8618402112759 0.19 -1.40
Oct 2016 947.5301815166429 0.28 -0.74
Nov 2016 969.3732274081842 2.31 0.56
Dec 2016 1002.4479418123879 3.41 3.78
Jan 2017 1017.7846008987965 1.53 6.72
Feb 2017 1023.5568629742136 0.57 8.46
Mar 2017 1029.6742752158507 0.60 8.63
Apr 2017 1022.3818692615307 -0.71 8.37
May 2017 1021.712843506805 -0.06 8.04
Jun 2017 1014.2391163180632 -0.73 6.98
Jul 2017 1017.5113909126942 0.32 8.03
Aug 2017 1010.3151281068699 -0.71 7.13
Sep 2017 1005.4067152273553 -0.49 6.41
Oct 2017 1011.9462430246829 0.65 6.80
Nov 2017 1016.1944280931841 0.42 4.83
Dec 2017 1020.4943973883799 0.42 1.80
Jan 2018 1027.111963676216 0.65 0.92
Feb 2018 1048.2892691333698 2.06 2.42
Mar 2018 1055.7831018199304 0.72 2.54
Apr 2018 1056.5318476852312 0.07 3.34
May 2018 1064.8429324853323 0.79 4.22
Jun 2018 1063.208155309561 -0.15 4.83
Jul 2018 1062.873954935607 -0.03 4.46
Aug 2018 1066.6789489591552 0.36 5.58
Sep 2018 1075.1833642717693 0.80 6.94
Oct 2018 1088.7532368359048 1.26 7.59
Nov 2018 1090.6161223367815 0.17 7.32
Dec 2018 1073.3999898424477 -1.58 5.18
Jan 2019 1052.6319112612746 -1.93 2.49
Feb 2019 1056.091060562631 0.33 0.74
Mar 2019 1059.3024819110033 0.30 0.33
Apr 2019 1057.0812897295004 -0.21 0.05
May 2019 1055.3909904847965 -0.16 -0.89
Jun 2019 1038.006191025732 -1.65 -2.37
Jul 2019 1035.286346252766 -0.26 -2.60
Aug 2019 1022.5038426764188 -1.24 -4.14
Sep 2019 1017.9418603390037 -0.45 -5.32
Oct 2019 1021.7148896730017 0.37 -6.16
Nov 2019 1023.2609414956091 0.15 -6.18
Dec 2019 1028.6319323740472 0.53 -4.17
Jan 2020 1027.329143684026 -0.13 -2.40
Feb 2020 1016.3859435456999 -1.06 -3.76
Mar 2020 1014.9160024832568 -0.14 -4.19
Apr 2020 1007.1252882476018 -0.77 -4.73
May 2020 1004.217248052 -0.29 -4.85
Jun 2020 1000.4914008013768 -0.37 -3.61
Jul 2020 989.9924123824438 -1.05 -4.37
Aug 2020 986.3857255066205 -0.36 -3.53
Sep 2020 989.8338303040243 0.35 -2.76
Oct 2020 994.1459464166433 0.44 -2.70
Nov 2020 997.4105624036598 0.33 -2.53
Dec 2020 997.6527719884049 0.02 -3.01
Jan 2021 984.5621252806707 -1.31 -4.16
Feb 2021 995.380948360317 1.10 -2.07
Mar 2021 1020.9324717954166 2.57 0.59
Apr 2021 1025.9295073579408 0.49 1.87
May 2021 1027.1623702327884 0.12 2.29
Jun 2021 1038.8349401090536 1.14 3.83
Jul 2021 1042.428110759804 0.35 5.30
Aug 2021 1049.7094905280733 0.70 6.42
Sep 2021 1059.8100202543772 0.96 7.07
Oct 2021 1077.2735841087112 1.65 8.36
Nov 2021 1082.5506289838 0.49 8.54
Dec 2021 1092.6043119911965 0.93 9.52
Jan 2022 1115.9576315074464 2.14 13.35
Feb 2022 1153.5993619980034 3.37 15.90
Mar 2022 1200.2626774545138 4.05 17.57
Apr 2022 1285.1760103170957 7.08 25.27
May 2022 1319.4256962316545 2.67 28.45
Jun 2022 1357.95119318952 2.92 30.72
Jul 2022 1350.8979203934182 -0.52 29.59
Aug 2022 1332.0739678470754 -1.39 26.90
Sep 2022 1411.632926751435 5.97 33.20
Oct 2022 1487.2734515228221 5.36 38.06
Nov 2022 1477.393523646103 -0.66 36.47
Dec 2022 1436.208758793883 -2.79 31.45
Jan 2023 1429.4258650368142 -0.47 28.09
Feb 2023 1426.1457544580214 -0.23 23.63
Mar 2023 1455.625109527487 2.07 21.28
Apr 2023 1440.7422446796015 -1.02 12.11
May 2023 1461.373726001545 1.43 10.76
Jun 2023 1504.4275816376257 2.95 10.79
Jul 2023 1528.6317383334385 1.61 13.16
Aug 2023 1562.411120479852 2.21 17.29
Sep 2023 1583.9575339434118 1.38 12.21
Oct 2023 1636.3701701335638 3.31 10.03
Nov 2023 1625.3095883903488 -0.68 10.01
Dec 2023 1561.9833100132294 -3.90 8.76
Jan 2024 1547.288522100711 -0.94 8.24
Feb 2024 1563.8219874307808 1.07 9.65
Mar 2024 1577.6837322249357 0.89 8.39
Apr 2024 1613.109543503344 2.25 11.96
May 2024 1633.673953849324 1.27 11.79
Jun 2024 1627.9860515972039 -0.35 8.21
Jul 2024 1625.978570024381 -0.12 6.37
Aug 2024 1593.5205235975122 -2.00 1.99
Sep 2024 1569.8869164919847 -1.48 -0.89
Oct 2024 1604.3254176712635 2.19 -1.96
Nov 2024 1653.3004307208798 3.05 1.72
Dec 2024 1648.570786211606 -0.29 5.54
Jan 2025 1681.0068002709154 1.97 8.64
Feb 2025 1672.837859923922 -0.49 6.97
Mar 2025 1655.802929838024 -1.02 4.95
Apr 2025 1667.0107908338632 0.68 3.34
May 2025 1680.6054518410206 0.82 2.87
Jun 2025 1687.571739553145 0.42 3.66
Jul 2025 1687.1238976156155 -0.03 3.76
Aug 2025 1685.306397834387 -0.11 5.76
Sep 2025 1676.5444313390976 -0.52 6.79
Oct 2025 1675.7709099102917 -0.05 4.45
Nov 2025 1684.1792676096516 0.50 1.87
Dec 2025 1689.2206801342822 0.30 2.47
Jan 2026 1688.8178134198288 -0.02 0.47