Charleston, SC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Charleston, SC Metro in January 2026 was $2,625.818. The month over month percentage change (MoM) was -0.71%, and the year over year percentage change (YoY) was -6.89%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Charleston, SC metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Charleston, SC metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Charleston, SC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charleston, SC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 870.2326893198265 NaN NaN
Feb 2012 872.895293876863 0.31 NaN
Mar 2012 885.3696157088673 1.43 NaN
Apr 2012 890.9550591365814 0.63 NaN
May 2012 889.9429125205072 -0.11 NaN
Jun 2012 886.3267573261614 -0.41 NaN
Jul 2012 881.7450748709921 -0.52 NaN
Aug 2012 889.7878408614938 0.91 NaN
Sep 2012 885.6557026539296 -0.46 NaN
Oct 2012 880.682551321026 -0.56 NaN
Nov 2012 881.886108908364 0.14 NaN
Dec 2012 884.9610688026535 0.35 NaN
Jan 2013 996.0465157609548 12.55 14.46
Feb 2013 1010.9328504613536 1.50 15.81
Mar 2013 1018.6978276637338 0.77 15.06
Apr 2013 1013.5262924412307 -0.51 13.76
May 2013 1025.7799541807613 1.21 15.26
Jun 2013 1076.7721519617617 4.97 21.49
Jul 2013 1110.014171650022 3.09 25.89
Aug 2013 1126.3421257154582 1.47 26.59
Sep 2013 1137.588295710266 1.00 28.45
Oct 2013 1118.4187871225722 -1.68 27.00
Nov 2013 1128.6892179572762 0.92 27.99
Dec 2013 1151.3748607462999 2.01 30.11
Jan 2014 1109.8951733404097 -3.60 11.43
Feb 2014 1104.3537601101634 -0.50 9.24
Mar 2014 1114.605041262362 0.93 9.41
Apr 2014 1119.8749286301718 0.47 10.49
May 2014 1112.4454407854482 -0.66 8.45
Jun 2014 1114.9846715939743 0.23 3.55
Jul 2014 1117.1565918328947 0.20 0.64
Aug 2014 1119.713052439299 0.23 -0.59
Sep 2014 1128.2268563535647 0.76 -0.82
Oct 2014 1120.2330911436375 -0.71 0.16
Nov 2014 1120.7016479275337 0.04 -0.71
Dec 2014 1112.1536498789237 -0.76 -3.41
Jan 2015 1089.9479569780422 -2.00 -1.80
Feb 2015 1099.689511983508 0.89 -0.42
Mar 2015 1112.3581645340878 1.15 -0.20
Apr 2015 1109.574304466325 -0.25 -0.92
May 2015 1132.4458259334588 2.06 1.80
Jun 2015 1152.958853296745 1.81 3.41
Jul 2015 1166.9925524978696 1.22 4.46
Aug 2015 1160.7121241228106 -0.54 3.66
Sep 2015 1167.3263953751311 0.57 3.47
Oct 2015 1166.7699194619133 -0.05 4.15
Nov 2015 1190.420065345617 2.03 6.22
Dec 2015 1201.474046037802 0.93 8.03
Jan 2016 1202.004557879865 0.04 10.28
Feb 2016 1186.281744922594 -1.31 7.87
Mar 2016 1193.202127912698 0.58 7.27
Apr 2016 1186.7121381409065 -0.54 6.95
May 2016 1188.7706317739762 0.17 4.97
Jun 2016 1189.958068983285 0.10 3.21
Jul 2016 1181.3987148854972 -0.72 1.23
Aug 2016 1185.5146765450422 0.35 2.14
Sep 2016 1193.2203435940573 0.65 2.22
Oct 2016 1199.8222783422248 0.55 2.83
Nov 2016 1237.6687548632372 3.15 3.97
Dec 2016 1290.1241463925267 4.24 7.38
Jan 2017 1295.73067540535 0.44 7.80
Feb 2017 1302.2697669671031 0.51 9.78
Mar 2017 1310.0521079431946 0.60 9.79
Apr 2017 1299.7540577439427 -0.79 9.53
May 2017 1302.7153061856573 0.23 9.59
Jun 2017 1297.6749270446453 -0.39 9.05
Jul 2017 1310.8579128653491 1.02 10.96
Aug 2017 1306.997044875537 -0.29 10.25
Sep 2017 1304.551297685694 -0.19 9.33
Oct 2017 1321.3625333500486 1.29 10.13
Nov 2017 1330.4320053758158 0.69 7.50
Dec 2017 1340.5123128470148 0.76 3.91
Jan 2018 1364.5121228495439 1.79 5.31
Feb 2018 1406.873789590488 3.11 8.03
Mar 2018 1426.6987234412425 1.41 8.90
Apr 2018 1433.166905298794 0.45 10.26
May 2018 1451.419668129936 1.27 11.42
Jun 2018 1452.0367695236714 0.04 11.90
Jul 2018 1450.5668702367902 -0.10 10.66
Aug 2018 1457.9516803878976 0.51 11.55
Sep 2018 1472.4191328065383 0.99 12.87
Oct 2018 1502.403207617942 2.04 13.70
Nov 2018 1510.2840342394488 0.53 13.52
Dec 2018 1484.220631680062 -1.73 10.72
Jan 2019 1452.495377945996 -2.14 6.45
Feb 2019 1443.0861212695459 -0.65 2.57
Mar 2019 1433.8879273549423 -0.64 0.50
Apr 2019 1422.6566757734672 -0.78 -0.73
May 2019 1417.1221453463913 -0.39 -2.36
Jun 2019 1386.5626901323571 -2.16 -4.51
Jul 2019 1384.3883727598818 -0.16 -4.56
Aug 2019 1369.1610304457977 -1.10 -6.09
Sep 2019 1370.1220028780622 0.07 -6.95
Oct 2019 1383.2803078370607 0.96 -7.93
Nov 2019 1388.0228322831813 0.34 -8.10
Dec 2019 1395.190543424195 0.52 -6.00
Jan 2020 1376.3292326601916 -1.35 -5.24
Feb 2020 1361.9629626574545 -1.04 -5.62
Mar 2020 1366.0406976282088 0.30 -4.73
Apr 2020 1352.6645307637816 -0.98 -4.92
May 2020 1345.9740135956965 -0.49 -5.02
Jun 2020 1339.0484597255218 -0.51 -3.43
Jul 2020 1324.8260760925004 -1.06 -4.30
Aug 2020 1321.8003474942193 -0.23 -3.46
Sep 2020 1327.090709866483 0.40 -3.14
Oct 2020 1333.3285710484856 0.47 -3.61
Nov 2020 1339.483017597678 0.46 -3.50
Dec 2020 1344.0588446884665 0.34 -3.66
Jan 2021 1388.0892020971432 3.28 0.85
Feb 2021 1415.0912085910547 1.95 3.90
Mar 2021 1469.9303302721978 3.88 7.61
Apr 2021 1488.1744482463441 1.24 10.02
May 2021 1497.8156708218517 0.65 11.28
Jun 2021 1524.2569253457968 1.77 13.83
Jul 2021 1534.2606192698054 0.66 15.81
Aug 2021 1550.8704309435157 1.08 17.33
Sep 2021 1575.3770484784166 1.58 18.71
Oct 2021 1615.0030903472993 2.52 21.13
Nov 2021 1632.5340414332313 1.09 21.88
Dec 2021 1656.1832468581001 1.45 23.22
Jan 2022 1671.1585926162031 0.90 20.39
Feb 2022 1752.4669365720783 4.87 23.84
Mar 2022 1859.6157902472457 6.11 26.51
Apr 2022 2045.0458171530709 9.97 37.42
May 2022 2131.9862468890933 4.25 42.34
Jun 2022 2223.926173640919 4.31 45.90
Jul 2022 2227.9812908234644 0.18 45.22
Aug 2022 2204.8231361122516 -1.04 42.17
Sep 2022 2386.1235673203164 8.22 51.46
Oct 2022 2551.0485420615933 6.91 57.96
Nov 2022 2530.07563591528 -0.82 54.98
Dec 2022 2436.2322031443973 -3.71 47.10
Jan 2023 2412.9360238075224 -0.96 44.39
Feb 2023 2409.708435967224 -0.13 37.50
Mar 2023 2476.0439389056996 2.75 33.15
Apr 2023 2445.7455194483214 -1.22 19.59
May 2023 2478.4307193067434 1.34 16.25
Jun 2023 2559.773523634381 3.28 15.10
Jul 2023 2607.7728569804763 1.88 17.05
Aug 2023 2679.3076657772363 2.74 21.52
Sep 2023 2726.164862126901 1.75 14.25
Oct 2023 2838.600739358337 4.12 11.27
Nov 2023 2815.977678289969 -0.80 11.30
Dec 2023 2689.9492157838913 -4.47 10.41
Jan 2024 2666.306123038695 -0.88 10.50
Feb 2024 2707.6276773773643 1.55 12.36
Mar 2024 2733.1380887185564 0.94 10.38
Apr 2024 2792.434195149882 2.17 14.18
May 2024 2820.648964745411 1.01 13.81
Jun 2024 2792.3419039664477 -1.00 9.09
Jul 2024 2778.0962833877243 -0.51 6.53
Aug 2024 2700.3461202298336 -2.80 0.79
Sep 2024 2641.702054566578 -2.17 -3.10
Oct 2024 2697.8179147505807 2.12 -4.96
Nov 2024 2782.24035741507 3.13 -1.20
Dec 2024 2762.677937047015 -0.70 2.70
Jan 2025 2820.2842573719354 2.09 5.78
Feb 2025 2798.43441374063 -0.77 3.35
Mar 2025 2757.7010163161062 -1.46 0.90
Apr 2025 2774.297493900267 0.60 -0.65
May 2025 2791.262454312425 0.61 -1.04
Jun 2025 2786.0283510253657 -0.19 -0.23
Jul 2025 2758.055337846632 -1.00 -0.72
Aug 2025 2723.712168431134 -1.25 0.87
Sep 2025 2681.0447345962375 -1.57 1.49
Oct 2025 2659.7760053703505 -0.79 -1.41
Nov 2025 2656.0443722524515 -0.14 -4.54
Dec 2025 2644.5119083579284 -0.43 -4.28
Jan 2026 2625.8183463768974 -0.71 -6.89