Charleston, WV (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Charleston, WV Metro in January 2026 was $929.86. The month over month percentage change (MoM) was -0.55%, and the year over year percentage change (YoY) was -6.77%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Charleston, WV metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Charleston, WV metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Charleston, WV (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charleston, WV (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 567.2804579143287 NaN NaN
Feb 2012 565.2064218061139 -0.37 NaN
Mar 2012 567.4990112502236 0.41 NaN
Apr 2012 563.256540301513 -0.75 NaN
May 2012 557.3647488198113 -1.05 NaN
Jun 2012 550.3880792033168 -1.25 NaN
Jul 2012 544.4628258675249 -1.08 NaN
Aug 2012 544.6296445459037 0.03 NaN
Sep 2012 538.6952647247883 -1.09 NaN
Oct 2012 533.4507340994564 -0.97 NaN
Nov 2012 531.6270927800549 -0.34 NaN
Dec 2012 530.7717773314247 -0.16 NaN
Jan 2013 533.4786759928496 0.51 -5.96
Feb 2013 533.9551724753603 0.09 -5.53
Mar 2013 530.8325427854775 -0.58 -6.46
Apr 2013 520.4228328022015 -1.96 -7.60
May 2013 521.4335382835097 0.19 -6.45
Jun 2013 543.6247974045318 4.26 -1.23
Jul 2013 555.3485935410818 2.16 2.00
Aug 2013 559.0743384899985 0.67 2.65
Sep 2013 559.9047726878732 0.15 3.94
Oct 2013 545.2237463741162 -2.62 2.21
Nov 2013 545.8993072196993 0.12 2.69
Dec 2013 552.9192705200852 1.29 4.17
Jan 2014 556.686174362734 0.68 4.35
Feb 2014 552.5580375976626 -0.74 3.48
Mar 2014 552.9951111121653 0.08 4.18
Apr 2014 549.4712199216549 -0.64 5.58
May 2014 539.5609806142431 -1.80 3.48
Jun 2014 537.4591050671713 -0.39 -1.13
Jul 2014 538.1530933306491 0.13 -3.10
Aug 2014 540.6502965384373 0.46 -3.29
Sep 2014 544.9031824116291 0.79 -2.68
Oct 2014 540.7342112075223 -0.76 -0.82
Nov 2014 540.8458133218376 0.02 -0.93
Dec 2014 536.8232402078651 -0.74 -2.91
Jan 2015 529.4287575288454 -1.38 -4.90
Feb 2015 530.4490142787686 0.19 -4.00
Mar 2015 531.2857519644783 0.16 -3.93
Apr 2015 525.4016576531742 -1.11 -4.38
May 2015 531.6113181070648 1.18 -1.47
Jun 2015 538.3355041018233 1.26 0.16
Jul 2015 542.1811913881863 0.71 0.75
Aug 2015 537.8081204623354 -0.81 -0.53
Sep 2015 538.4843921458532 0.13 -1.18
Oct 2015 537.2569672708464 -0.23 -0.64
Nov 2015 544.1114012135532 1.28 0.60
Dec 2015 544.3235062257636 0.04 1.40
Jan 2016 541.3467908484213 -0.55 2.25
Feb 2016 533.8565780437273 -1.38 0.64
Mar 2016 536.889370414282 0.57 1.06
Apr 2016 533.5535397351626 -0.62 1.55
May 2016 532.9188141457003 -0.12 0.25
Jun 2016 531.3377913700652 -0.30 -1.30
Jul 2016 525.3185716767316 -1.13 -3.11
Aug 2016 524.8617284362807 -0.09 -2.41
Sep 2016 527.080815016751 0.42 -2.12
Oct 2016 527.9797236241645 0.17 -1.73
Nov 2016 542.0410787092512 2.66 -0.38
Dec 2016 562.1846101514944 3.72 3.28
Jan 2017 558.9889715424931 -0.57 3.26
Feb 2017 560.5981298345062 0.29 5.01
Mar 2017 562.4085450656175 0.32 4.75
Apr 2017 556.6897932007837 -1.02 4.34
May 2017 555.8887797240268 -0.14 4.31
Jun 2017 551.5512975206796 -0.78 3.80
Jul 2017 554.426909873742 0.52 5.54
Aug 2017 549.7129293863384 -0.85 4.74
Sep 2017 546.8964745616861 -0.51 3.76
Oct 2017 551.8744949763532 0.91 4.53
Nov 2017 554.9105279021448 0.55 2.37
Dec 2017 556.5680239086158 0.30 -1.00
Jan 2018 560.3568673467273 0.68 0.25
Feb 2018 572.779063362188 2.22 2.17
Mar 2018 579.3247194617277 1.14 3.01
Apr 2018 582.8626658300101 0.61 4.70
May 2018 591.5899189228202 1.50 6.42
Jun 2018 591.3189782014261 -0.05 7.21
Jul 2018 587.8659522028661 -0.58 6.03
Aug 2018 586.7111843010696 -0.20 6.73
Sep 2018 589.352412846503 0.45 7.76
Oct 2018 598.5600991500567 1.56 8.46
Nov 2018 600.8420596104876 0.38 8.28
Dec 2018 589.2737453131544 -1.92 5.88
Jan 2019 586.7222109535508 -0.43 4.71
Feb 2019 584.5389890955851 -0.37 2.05
Mar 2019 583.5090113650326 -0.18 0.72
Apr 2019 581.2193390725679 -0.39 -0.28
May 2019 580.2614215887215 -0.16 -1.91
Jun 2019 569.4766167558512 -1.86 -3.69
Jul 2019 568.8136855310669 -0.12 -3.24
Aug 2019 562.626458943589 -1.09 -4.11
Sep 2019 562.3671001309966 -0.05 -4.58
Oct 2019 566.7697221255371 0.78 -5.31
Nov 2019 567.8087116319764 0.18 -5.50
Dec 2019 569.5628894494572 0.31 -3.34
Jan 2020 563.8846347088074 -1.00 -3.89
Feb 2020 556.015784548491 -1.39 -4.88
Mar 2020 555.3331615667323 -0.12 -4.83
Apr 2020 550.5856698592061 -0.85 -5.27
May 2020 548.5190446289314 -0.37 -5.47
Jun 2020 546.4311381877644 -0.38 -4.05
Jul 2020 541.2647938189922 -0.94 -4.84
Aug 2020 540.4362704245913 -0.15 -3.94
Sep 2020 543.8206819101558 0.63 -3.30
Oct 2020 548.378106536006 0.84 -3.24
Nov 2020 553.1448746662901 0.87 -2.58
Dec 2020 556.0754932629623 0.53 -2.37
Jan 2021 549.9479218948434 -1.10 -2.47
Feb 2021 558.0552135250471 1.47 0.37
Mar 2021 575.292645740854 3.09 3.59
Apr 2021 577.446489485611 0.37 4.88
May 2021 576.3158764759464 -0.20 5.07
Jun 2021 582.7660051323219 1.12 6.65
Jul 2021 581.393586271284 -0.24 7.41
Aug 2021 582.2115965351891 0.14 7.73
Sep 2021 583.3407686369908 0.19 7.27
Oct 2021 592.654945226764 1.60 8.07
Nov 2021 595.3672782843782 0.46 7.63
Dec 2021 601.477608464072 1.03 8.16
Jan 2022 605.5479363349489 0.68 10.11
Feb 2022 629.8372547802012 4.01 12.86
Mar 2022 660.0178203735481 4.79 14.73
Apr 2022 713.9800936684533 8.18 23.64
May 2022 734.1167055608978 2.82 27.38
Jun 2022 758.2064632456193 3.28 30.11
Jul 2022 755.4394313943201 -0.36 29.94
Aug 2022 745.5383055642893 -1.31 28.05
Sep 2022 803.3975927834572 7.76 37.72
Oct 2022 857.1527420820588 6.69 44.63
Nov 2022 852.6413090929553 -0.53 43.21
Dec 2022 825.9381114833401 -3.13 37.32
Jan 2023 847.0413151126404 2.56 39.88
Feb 2023 849.1353286809521 0.25 34.82
Mar 2023 873.686519237745 2.89 32.37
Apr 2023 865.6893721306698 -0.91 21.25
May 2023 879.1234426070804 1.55 19.75
Jun 2023 905.4778224620372 3.00 19.42
Jul 2023 918.981834212036 1.49 21.65
Aug 2023 939.3039084980189 2.21 25.99
Sep 2023 950.1925399325062 1.16 18.27
Oct 2023 981.9288156444408 3.34 14.56
Nov 2023 969.4227888743442 -1.27 13.70
Dec 2023 925.3324635163871 -4.55 12.03
Jan 2024 912.0448346928262 -1.44 7.67
Feb 2024 926.0415960824292 1.54 9.06
Mar 2024 937.1113666943271 1.20 7.26
Apr 2024 960.307753086859 2.48 10.93
May 2024 973.460054522501 1.37 10.73
Jun 2024 966.7173675783916 -0.69 6.76
Jul 2024 964.6350371890985 -0.21 4.97
Aug 2024 940.1472194361004 -2.54 0.09
Sep 2024 921.636491941365 -1.97 -3.00
Oct 2024 941.7358710558971 2.18 -4.09
Nov 2024 973.1449968146713 3.34 0.38
Dec 2024 974.4517373327819 0.13 5.31
Jan 2025 997.3495127870759 2.35 9.35
Feb 2025 996.0985318310484 -0.12 7.57
Mar 2025 983.9562446615869 -1.22 5.00
Apr 2025 985.592092543669 0.17 2.63
May 2025 986.0357490490768 0.05 1.29
Jun 2025 979.6274969152016 -0.65 1.34
Jul 2025 970.9525322563146 -0.89 0.66
Aug 2025 962.1643583178413 -0.90 2.34
Sep 2025 951.6541368003119 -1.09 3.26
Oct 2025 944.0230171164208 -0.80 0.24
Nov 2025 940.360936973331 -0.39 -3.37
Dec 2025 934.9985876362384 -0.57 -4.05
Jan 2026 929.8602867497315 -0.55 -6.77