Charlottesville, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Charlottesville, VA Metro in January 2026 was $2,860.014. The month over month percentage change (MoM) was -0.56%, and the year over year percentage change (YoY) was -5.76%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Charlottesville, VA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Charlottesville, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1306.28432072825 | NaN | NaN |
| Feb 2012 | 1299.7713750045057 | -0.50 | NaN |
| Mar 2012 | 1301.6346837726946 | 0.14 | NaN |
| Apr 2012 | 1294.882434813707 | -0.52 | NaN |
| May 2012 | 1284.9175896826168 | -0.77 | NaN |
| Jun 2012 | 1274.9297077163121 | -0.78 | NaN |
| Jul 2012 | 1265.4030536389791 | -0.75 | NaN |
| Aug 2012 | 1274.6351725021077 | 0.73 | NaN |
| Sep 2012 | 1266.7930645734757 | -0.61 | NaN |
| Oct 2012 | 1256.9453388195489 | -0.78 | NaN |
| Nov 2012 | 1254.5555102546614 | -0.19 | NaN |
| Dec 2012 | 1253.2430937643005 | -0.10 | NaN |
| Jan 2013 | 1236.1905866213338 | -1.36 | -5.37 |
| Feb 2013 | 1252.9206144217308 | 1.35 | -3.60 |
| Mar 2013 | 1261.505325972997 | 0.69 | -3.08 |
| Apr 2013 | 1251.9121000312057 | -0.76 | -3.32 |
| May 2013 | 1265.2852536373832 | 1.07 | -1.53 |
| Jun 2013 | 1329.526969400664 | 5.08 | 4.28 |
| Jul 2013 | 1367.5785042364241 | 2.86 | 8.07 |
| Aug 2013 | 1382.4339187997116 | 1.09 | 8.46 |
| Sep 2013 | 1390.827680793705 | 0.61 | 9.79 |
| Oct 2013 | 1361.5295124688225 | -2.11 | 8.32 |
| Nov 2013 | 1371.0718848098377 | 0.70 | 9.29 |
| Dec 2013 | 1396.7068507487388 | 1.87 | 11.45 |
| Jan 2014 | 1375.0762827814954 | -1.55 | 11.24 |
| Feb 2014 | 1362.6235112400416 | -0.91 | 8.76 |
| Mar 2014 | 1372.3911866882002 | 0.72 | 8.79 |
| Apr 2014 | 1376.1964870427287 | 0.28 | 9.93 |
| May 2014 | 1365.6786032082591 | -0.76 | 7.93 |
| Jun 2014 | 1366.5438824078965 | 0.06 | 2.78 |
| Jul 2014 | 1364.994956643156 | -0.11 | -0.19 |
| Aug 2014 | 1363.08280772016 | -0.14 | -1.40 |
| Sep 2014 | 1368.1861456262868 | 0.37 | -1.63 |
| Oct 2014 | 1352.4532986484533 | -1.15 | -0.67 |
| Nov 2014 | 1346.7098938762463 | -0.42 | -1.78 |
| Dec 2014 | 1330.1772928131636 | -1.23 | -4.76 |
| Jan 2015 | 1291.0686863717715 | -2.94 | -6.11 |
| Feb 2015 | 1296.7648993205646 | 0.44 | -4.83 |
| Mar 2015 | 1306.4107999206128 | 0.74 | -4.81 |
| Apr 2015 | 1298.3866463353809 | -0.61 | -5.65 |
| May 2015 | 1322.3569996236274 | 1.85 | -3.17 |
| Jun 2015 | 1343.066829910877 | 1.57 | -1.72 |
| Jul 2015 | 1355.575717789559 | 0.93 | -0.69 |
| Aug 2015 | 1344.2983214879273 | -0.83 | -1.38 |
| Sep 2015 | 1348.6690642486244 | 0.33 | -1.43 |
| Oct 2015 | 1344.2458900670515 | -0.33 | -0.61 |
| Nov 2015 | 1368.5348493081597 | 1.81 | 1.62 |
| Dec 2015 | 1378.1193814415467 | 0.70 | 3.60 |
| Jan 2016 | 1380.153762970195 | 0.15 | 6.90 |
| Feb 2016 | 1360.1488092261307 | -1.45 | 4.89 |
| Mar 2016 | 1367.772142905625 | 0.56 | 4.70 |
| Apr 2016 | 1358.228935351561 | -0.70 | 4.61 |
| May 2016 | 1360.0027369504448 | 0.13 | 2.85 |
| Jun 2016 | 1359.6812199287326 | -0.02 | 1.24 |
| Jul 2016 | 1348.1999197911996 | -0.84 | -0.54 |
| Aug 2016 | 1350.5907825612912 | 0.18 | 0.47 |
| Sep 2016 | 1356.6995571745388 | 0.45 | 0.60 |
| Oct 2016 | 1362.2311836812983 | 0.41 | 1.34 |
| Nov 2016 | 1404.3731628019104 | 3.09 | 2.62 |
| Dec 2016 | 1464.3851840468885 | 4.27 | 6.26 |
| Jan 2017 | 1377.774911475355 | -5.91 | -0.17 |
| Feb 2017 | 1384.2784709331686 | 0.47 | 1.77 |
| Mar 2017 | 1392.192940509339 | 0.57 | 1.79 |
| Apr 2017 | 1378.4214339894584 | -0.99 | 1.49 |
| May 2017 | 1381.261202647983 | 0.21 | 1.56 |
| Jun 2017 | 1374.89886117293 | -0.46 | 1.12 |
| Jul 2017 | 1389.4188573830227 | 1.06 | 3.06 |
| Aug 2017 | 1382.7785992698587 | -0.48 | 2.38 |
| Sep 2017 | 1377.6635815919353 | -0.37 | 1.55 |
| Oct 2017 | 1394.744244065474 | 1.24 | 2.39 |
| Nov 2017 | 1403.5529044330206 | 0.63 | -0.06 |
| Dec 2017 | 1412.7070215033846 | 0.65 | -3.53 |
| Jan 2018 | 1515.0328949513419 | 7.24 | 9.96 |
| Feb 2018 | 1561.0923612945803 | 3.04 | 12.77 |
| Mar 2018 | 1584.9906012077345 | 1.53 | 13.85 |
| Apr 2018 | 1595.8065013306077 | 0.68 | 15.77 |
| May 2018 | 1621.11968002871 | 1.59 | 17.36 |
| Jun 2018 | 1624.7683202402513 | 0.23 | 18.17 |
| Jul 2018 | 1626.6707497147197 | 0.12 | 17.08 |
| Aug 2018 | 1636.3859872800253 | 0.60 | 18.34 |
| Sep 2018 | 1653.52253181682 | 1.05 | 20.02 |
| Oct 2018 | 1684.866897714783 | 1.90 | 20.80 |
| Nov 2018 | 1691.8859991666645 | 0.42 | 20.54 |
| Dec 2018 | 1660.5243186192793 | -1.85 | 17.54 |
| Jan 2019 | 1646.6906365189077 | -0.83 | 8.69 |
| Feb 2019 | 1639.8123086151475 | -0.42 | 5.04 |
| Mar 2019 | 1633.6678515221224 | -0.37 | 3.07 |
| Apr 2019 | 1624.1621560292224 | -0.58 | 1.78 |
| May 2019 | 1620.3134337414926 | -0.24 | -0.05 |
| Jun 2019 | 1585.3229961832003 | -2.16 | -2.43 |
| Jul 2019 | 1582.443096704108 | -0.18 | -2.72 |
| Aug 2019 | 1563.8665649585766 | -1.17 | -4.43 |
| Sep 2019 | 1564.7469333579184 | 0.06 | -5.37 |
| Oct 2019 | 1580.4721069459906 | 1.00 | -6.20 |
| Nov 2019 | 1586.4496636969757 | 0.38 | -6.23 |
| Dec 2019 | 1596.0769540022288 | 0.61 | -3.88 |
| Jan 2020 | 1577.5839771119558 | -1.16 | -4.20 |
| Feb 2020 | 1562.274476002926 | -0.97 | -4.73 |
| Mar 2020 | 1567.7680820772134 | 0.35 | -4.03 |
| Apr 2020 | 1554.2803436007425 | -0.86 | -4.30 |
| May 2020 | 1547.3277551944554 | -0.45 | -4.50 |
| Jun 2020 | 1539.2691631747366 | -0.52 | -2.90 |
| Jul 2020 | 1521.697744720498 | -1.14 | -3.84 |
| Aug 2020 | 1519.741023849463 | -0.13 | -2.82 |
| Sep 2020 | 1529.7476044977725 | 0.66 | -2.24 |
| Oct 2020 | 1542.726542484362 | 0.85 | -2.39 |
| Nov 2020 | 1554.011711721106 | 0.73 | -2.04 |
| Dec 2020 | 1561.9303659754498 | 0.51 | -2.14 |
| Jan 2021 | 1577.9203537719227 | 1.02 | 0.02 |
| Feb 2021 | 1605.438621474966 | 1.74 | 2.76 |
| Mar 2021 | 1663.2512254593512 | 3.60 | 6.09 |
| Apr 2021 | 1680.4078483283915 | 1.03 | 8.12 |
| May 2021 | 1688.953746189099 | 0.51 | 9.15 |
| Jun 2021 | 1716.048104480335 | 1.60 | 11.49 |
| Jul 2021 | 1717.6279974205227 | 0.09 | 12.88 |
| Aug 2021 | 1720.1430593297646 | 0.15 | 13.19 |
| Sep 2021 | 1727.5654526589562 | 0.43 | 12.93 |
| Oct 2021 | 1754.1161623314 | 1.54 | 13.70 |
| Nov 2021 | 1759.7256300141848 | 0.32 | 13.24 |
| Dec 2021 | 1774.7251303317994 | 0.85 | 13.62 |
| Jan 2022 | 1820.4012341248167 | 2.57 | 15.37 |
| Feb 2022 | 1902.1374815941463 | 4.49 | 18.48 |
| Mar 2022 | 2010.1231257940794 | 5.68 | 20.86 |
| Apr 2022 | 2197.8516595121614 | 9.34 | 30.79 |
| May 2022 | 2281.0848898274303 | 3.79 | 35.06 |
| Jun 2022 | 2368.8003498024786 | 3.85 | 38.04 |
| Jul 2022 | 2359.8026859210754 | -0.38 | 37.39 |
| Aug 2022 | 2321.2654415007205 | -1.63 | 34.95 |
| Sep 2022 | 2499.9248399568696 | 7.70 | 44.71 |
| Oct 2022 | 2665.6020144441036 | 6.63 | 51.96 |
| Nov 2022 | 2642.3991922153064 | -0.87 | 50.16 |
| Dec 2022 | 2544.882281382918 | -3.69 | 43.40 |
| Jan 2023 | 2569.983860160533 | 0.99 | 41.18 |
| Feb 2023 | 2571.4479374115426 | 0.06 | 35.19 |
| Mar 2023 | 2640.1858621982014 | 2.67 | 31.34 |
| Apr 2023 | 2605.2466069196853 | -1.32 | 18.54 |
| May 2023 | 2634.33394344906 | 1.12 | 15.49 |
| Jun 2023 | 2714.3811988457473 | 3.04 | 14.59 |
| Jul 2023 | 2757.2070173735783 | 1.58 | 16.84 |
| Aug 2023 | 2823.8855125354776 | 2.42 | 21.65 |
| Sep 2023 | 2865.39591698191 | 1.47 | 14.62 |
| Oct 2023 | 2973.796448769365 | 3.78 | 11.56 |
| Nov 2023 | 2940.8392159234554 | -1.11 | 11.29 |
| Dec 2023 | 2805.5488933966826 | -4.60 | 10.24 |
| Jan 2024 | 2772.806366527765 | -1.17 | 7.89 |
| Feb 2024 | 2811.930129677711 | 1.41 | 9.35 |
| Mar 2024 | 2837.4681073084193 | 0.91 | 7.47 |
| Apr 2024 | 2900.5850108279437 | 2.22 | 11.34 |
| May 2024 | 2936.4354791205437 | 1.24 | 11.47 |
| Jun 2024 | 2914.285935314964 | -0.75 | 7.37 |
| Jul 2024 | 2907.112936251167 | -0.25 | 5.44 |
| Aug 2024 | 2835.318955461728 | -2.47 | 0.41 |
| Sep 2024 | 2779.0096851715334 | -1.99 | -3.01 |
| Oct 2024 | 2848.914428025918 | 2.52 | -4.20 |
| Nov 2024 | 2950.9052973932376 | 3.58 | 0.34 |
| Dec 2024 | 2942.656474530955 | -0.28 | 4.89 |
| Jan 2025 | 3034.822291641049 | 3.13 | 9.45 |
| Feb 2025 | 3011.748841936436 | -0.76 | 7.11 |
| Mar 2025 | 2965.031613397062 | -1.55 | 4.50 |
| Apr 2025 | 2981.619719779894 | 0.56 | 2.79 |
| May 2025 | 3000.3198775897527 | 0.63 | 2.18 |
| Jun 2025 | 2997.327385959892 | -0.10 | 2.85 |
| Jul 2025 | 2971.734618208598 | -0.85 | 2.22 |
| Aug 2025 | 2940.4322388668197 | -1.05 | 3.71 |
| Sep 2025 | 2895.1001598064067 | -1.54 | 4.18 |
| Oct 2025 | 2878.0691152011213 | -0.59 | 1.02 |
| Nov 2025 | 2880.5306819027955 | 0.09 | -2.38 |
| Dec 2025 | 2876.0135740014452 | -0.16 | -2.26 |
| Jan 2026 | 2860.014110592102 | -0.56 | -5.76 |