Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Chattanooga, TN Metro in January 2026 was $1,876.81. The month over month percentage change (MoM) was -0.54%, and the year over year percentage change (YoY) was -6.94%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 797.5734414742973 | NaN | NaN |
| Feb 2012 | 794.2519567433408 | -0.42 | NaN |
| Mar 2012 | 797.5776259740078 | 0.42 | NaN |
| Apr 2012 | 795.5747710155634 | -0.25 | NaN |
| May 2012 | 789.9107330691083 | -0.71 | NaN |
| Jun 2012 | 783.8165623002153 | -0.77 | NaN |
| Jul 2012 | 778.2692452171932 | -0.71 | NaN |
| Aug 2012 | 784.273504686568 | 0.77 | NaN |
| Sep 2012 | 780.384933519303 | -0.50 | NaN |
| Oct 2012 | 774.936028903516 | -0.70 | NaN |
| Nov 2012 | 774.4790263997761 | -0.06 | NaN |
| Dec 2012 | 774.530158149024 | 0.01 | NaN |
| Jan 2013 | 770.713169862204 | -0.49 | -3.37 |
| Feb 2013 | 779.0722073469212 | 1.09 | -1.91 |
| Mar 2013 | 784.4791098302317 | 0.69 | -1.64 |
| Apr 2013 | 781.8623957528213 | -0.33 | -1.72 |
| May 2013 | 794.2370787325212 | 1.58 | 0.55 |
| Jun 2013 | 834.6259950179124 | 5.09 | 6.48 |
| Jul 2013 | 859.9526762109349 | 3.03 | 10.50 |
| Aug 2013 | 869.6550901876212 | 1.13 | 10.89 |
| Sep 2013 | 875.7411191788698 | 0.70 | 12.22 |
| Oct 2013 | 858.2956681474507 | -1.99 | 10.76 |
| Nov 2013 | 864.9487553757831 | 0.78 | 11.68 |
| Dec 2013 | 881.8766655491019 | 1.96 | 13.86 |
| Jan 2014 | 886.2902886199909 | 0.50 | 15.00 |
| Feb 2014 | 880.638111212523 | -0.64 | 13.04 |
| Mar 2014 | 886.1244981702991 | 0.62 | 12.96 |
| Apr 2014 | 888.7006176423666 | 0.29 | 13.67 |
| May 2014 | 882.3153085305889 | -0.72 | 11.09 |
| Jun 2014 | 883.9684584123277 | 0.19 | 5.91 |
| Jul 2014 | 884.3504115851435 | 0.04 | 2.84 |
| Aug 2014 | 884.0481718437447 | -0.03 | 1.66 |
| Sep 2014 | 887.2319962688998 | 0.36 | 1.31 |
| Oct 2014 | 877.4345766217043 | -1.10 | 2.23 |
| Nov 2014 | 874.988406476765 | -0.28 | 1.16 |
| Dec 2014 | 866.1296859317883 | -1.01 | -1.79 |
| Jan 2015 | 842.9943394777778 | -2.67 | -4.88 |
| Feb 2015 | 846.0744795880337 | 0.37 | -3.92 |
| Mar 2015 | 851.5408662349249 | 0.65 | -3.90 |
| Apr 2015 | 848.0576397269003 | -0.41 | -4.57 |
| May 2015 | 864.2590755635185 | 1.91 | -2.05 |
| Jun 2015 | 879.3086798712214 | 1.74 | -0.53 |
| Jul 2015 | 888.2777936481687 | 1.02 | 0.44 |
| Aug 2015 | 881.6010165533949 | -0.75 | -0.28 |
| Sep 2015 | 883.8244642536271 | 0.25 | -0.38 |
| Oct 2015 | 880.9185213596616 | -0.33 | 0.40 |
| Nov 2015 | 894.4090645669826 | 1.53 | 2.22 |
| Dec 2015 | 899.4883686604576 | 0.57 | 3.85 |
| Jan 2016 | 893.552602380004 | -0.66 | 6.00 |
| Feb 2016 | 882.5564860584448 | -1.23 | 4.31 |
| Mar 2016 | 887.3814472532044 | 0.55 | 4.21 |
| Apr 2016 | 883.4044681667831 | -0.45 | 4.17 |
| May 2016 | 885.5884755303371 | 0.25 | 2.47 |
| Jun 2016 | 886.8270766162459 | 0.14 | 0.86 |
| Jul 2016 | 880.031990778212 | -0.77 | -0.93 |
| Aug 2016 | 883.0319262790277 | 0.34 | 0.16 |
| Sep 2016 | 888.5109150550632 | 0.62 | 0.53 |
| Oct 2016 | 894.4352611247882 | 0.67 | 1.53 |
| Nov 2016 | 921.86513945961 | 3.07 | 3.07 |
| Dec 2016 | 960.1989881486572 | 4.16 | 6.75 |
| Jan 2017 | 956.7666998736939 | -0.36 | 7.07 |
| Feb 2017 | 962.8807721274636 | 0.64 | 9.10 |
| Mar 2017 | 970.3343789024605 | 0.77 | 9.35 |
| Apr 2017 | 964.0706802883924 | -0.65 | 9.13 |
| May 2017 | 966.6052309724337 | 0.26 | 9.15 |
| Jun 2017 | 962.8907071905326 | -0.38 | 8.58 |
| Jul 2017 | 971.9309152775073 | 0.94 | 10.44 |
| Aug 2017 | 968.5769721965538 | -0.34 | 9.69 |
| Sep 2017 | 967.2309351638646 | -0.14 | 8.86 |
| Oct 2017 | 979.9514776675944 | 1.32 | 9.56 |
| Nov 2017 | 988.0446508379694 | 0.83 | 7.18 |
| Dec 2017 | 994.8799867876044 | 0.69 | 3.61 |
| Jan 2018 | 955.9618070644469 | -3.91 | -0.08 |
| Feb 2018 | 983.5127800662997 | 2.88 | 2.14 |
| Mar 2018 | 996.5095719098136 | 1.32 | 2.70 |
| Apr 2018 | 1000.9764876003517 | 0.45 | 3.83 |
| May 2018 | 1013.5984020895902 | 1.26 | 4.86 |
| Jun 2018 | 1014.0771462754203 | 0.05 | 5.32 |
| Jul 2018 | 1014.5803322177217 | 0.05 | 4.39 |
| Aug 2018 | 1021.7981889678335 | 0.71 | 5.50 |
| Sep 2018 | 1034.8357910692348 | 1.28 | 6.99 |
| Oct 2018 | 1057.9218251865416 | 2.23 | 7.96 |
| Nov 2018 | 1065.9907962960183 | 0.76 | 7.89 |
| Dec 2018 | 1050.8781947513876 | -1.42 | 5.63 |
| Jan 2019 | 1037.1667989065772 | -1.30 | 8.49 |
| Feb 2019 | 1036.1283543185423 | -0.10 | 5.35 |
| Mar 2019 | 1033.6956077872424 | -0.23 | 3.73 |
| Apr 2019 | 1028.2747032110294 | -0.52 | 2.73 |
| May 2019 | 1026.9046510546614 | -0.13 | 1.31 |
| Jun 2019 | 1007.8380154551198 | -1.86 | -0.61 |
| Jul 2019 | 1009.4299768888911 | 0.16 | -0.51 |
| Aug 2019 | 1001.6749305267681 | -0.77 | -1.97 |
| Sep 2019 | 1005.7290499918508 | 0.41 | -2.81 |
| Oct 2019 | 1019.095047417522 | 1.33 | -3.67 |
| Nov 2019 | 1026.777466967362 | 0.75 | -3.68 |
| Dec 2019 | 1035.9034809872721 | 0.89 | -1.42 |
| Jan 2020 | 1025.1507506941339 | -1.04 | -1.16 |
| Feb 2020 | 1015.9836064173326 | -0.89 | -1.94 |
| Mar 2020 | 1020.1645889792762 | 0.41 | -1.31 |
| Apr 2020 | 1012.7159780810981 | -0.73 | -1.51 |
| May 2020 | 1009.7989796580176 | -0.29 | -1.67 |
| Jun 2020 | 1006.6824117343942 | -0.31 | -0.11 |
| Jul 2020 | 998.7039313465231 | -0.79 | -1.06 |
| Aug 2020 | 1000.1700897874375 | 0.15 | -0.15 |
| Sep 2020 | 1009.2988081104527 | 0.91 | 0.36 |
| Oct 2020 | 1018.3304311415604 | 0.90 | -0.07 |
| Nov 2020 | 1026.0948479067051 | 0.76 | -0.07 |
| Dec 2020 | 1030.2581964348515 | 0.41 | -0.55 |
| Jan 2021 | 1033.1466134314649 | 0.28 | 0.78 |
| Feb 2021 | 1053.3403870086763 | 1.96 | 3.68 |
| Mar 2021 | 1094.5688405614453 | 3.91 | 7.29 |
| Apr 2021 | 1107.5496024398112 | 1.19 | 9.36 |
| May 2021 | 1114.229844205235 | 0.60 | 10.34 |
| Jun 2021 | 1135.4021650145644 | 1.90 | 12.79 |
| Jul 2021 | 1144.869387177581 | 0.83 | 14.64 |
| Aug 2021 | 1158.663243858302 | 1.21 | 15.85 |
| Sep 2021 | 1175.7107483564887 | 1.47 | 16.49 |
| Oct 2021 | 1202.1351825713887 | 2.25 | 18.05 |
| Nov 2021 | 1213.4040559311825 | 0.94 | 18.26 |
| Dec 2021 | 1230.9664113786666 | 1.45 | 19.48 |
| Jan 2022 | 1279.6355333351842 | 3.95 | 23.86 |
| Feb 2022 | 1338.8022582016233 | 4.62 | 27.10 |
| Mar 2022 | 1411.494791896873 | 5.43 | 28.95 |
| Apr 2022 | 1541.4801610765555 | 9.21 | 39.18 |
| May 2022 | 1595.3967451252588 | 3.50 | 43.18 |
| Jun 2022 | 1656.8333561303239 | 3.85 | 45.93 |
| Jul 2022 | 1653.3387944383066 | -0.21 | 44.41 |
| Aug 2022 | 1631.1013930988408 | -1.34 | 40.77 |
| Sep 2022 | 1759.6504197463196 | 7.88 | 49.67 |
| Oct 2022 | 1875.1887901767984 | 6.57 | 55.99 |
| Nov 2022 | 1855.7489810463212 | -1.04 | 52.94 |
| Dec 2022 | 1784.3897061569442 | -3.84 | 44.96 |
| Jan 2023 | 1758.1338896014258 | -1.47 | 37.39 |
| Feb 2023 | 1758.7776308623647 | 0.04 | 31.37 |
| Mar 2023 | 1812.9630257306908 | 3.08 | 28.44 |
| Apr 2023 | 1797.5820647972305 | -0.85 | 16.61 |
| May 2023 | 1825.7525543466397 | 1.57 | 14.44 |
| Jun 2023 | 1884.7096845574106 | 3.23 | 13.75 |
| Jul 2023 | 1915.5204804860973 | 1.64 | 15.86 |
| Aug 2023 | 1962.0565918285401 | 2.43 | 20.29 |
| Sep 2023 | 1988.956665416201 | 1.37 | 13.03 |
| Oct 2023 | 2063.0981845518263 | 3.73 | 10.02 |
| Nov 2023 | 2038.2674886417456 | -1.20 | 9.84 |
| Dec 2023 | 1939.5108261299094 | -4.84 | 8.69 |
| Jan 2024 | 1912.0208795264216 | -1.42 | 8.75 |
| Feb 2024 | 1941.100345607521 | 1.52 | 10.37 |
| Mar 2024 | 1962.4945539354553 | 1.10 | 8.25 |
| Apr 2024 | 2007.480732577519 | 2.29 | 11.68 |
| May 2024 | 2033.0116710730833 | 1.27 | 11.35 |
| Jun 2024 | 2016.3870863847355 | -0.82 | 6.99 |
| Jul 2024 | 2009.244064404461 | -0.35 | 4.89 |
| Aug 2024 | 1951.5013892624665 | -2.87 | -0.54 |
| Sep 2024 | 1905.710232820054 | -2.35 | -4.18 |
| Oct 2024 | 1947.0141664902321 | 2.17 | -5.63 |
| Nov 2024 | 2010.9873217950699 | 3.29 | -1.34 |
| Dec 2024 | 1997.7976108888024 | -0.66 | 3.01 |
| Jan 2025 | 2016.763889315566 | 0.95 | 5.48 |
| Feb 2025 | 1998.992537525728 | -0.88 | 2.98 |
| Mar 2025 | 1966.743404308182 | -1.61 | 0.22 |
| Apr 2025 | 1977.7159775025075 | 0.56 | -1.48 |
| May 2025 | 1993.133977811725 | 0.78 | -1.96 |
| Jun 2025 | 1992.5234347600067 | -0.03 | -1.18 |
| Jul 2025 | 1974.2821788966035 | -0.91 | -1.74 |
| Aug 2025 | 1948.8245980169704 | -1.29 | -0.14 |
| Sep 2025 | 1914.590305813335 | -1.76 | 0.47 |
| Oct 2025 | 1897.0569828330376 | -0.92 | -2.57 |
| Nov 2025 | 1894.0059224945517 | -0.16 | -5.82 |
| Dec 2025 | 1887.0635260762579 | -0.37 | -5.54 |
| Jan 2026 | 1876.8101848248418 | -0.54 | -6.94 |