Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Chattanooga, TN Metro in January 2026 was $1,876.81. The month over month percentage change (MoM) was -0.54%, and the year over year percentage change (YoY) was -6.94%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Chattanooga, TN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chattanooga, TN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chattanooga, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 797.5734414742973 NaN NaN
Feb 2012 794.2519567433408 -0.42 NaN
Mar 2012 797.5776259740078 0.42 NaN
Apr 2012 795.5747710155634 -0.25 NaN
May 2012 789.9107330691083 -0.71 NaN
Jun 2012 783.8165623002153 -0.77 NaN
Jul 2012 778.2692452171932 -0.71 NaN
Aug 2012 784.273504686568 0.77 NaN
Sep 2012 780.384933519303 -0.50 NaN
Oct 2012 774.936028903516 -0.70 NaN
Nov 2012 774.4790263997761 -0.06 NaN
Dec 2012 774.530158149024 0.01 NaN
Jan 2013 770.713169862204 -0.49 -3.37
Feb 2013 779.0722073469212 1.09 -1.91
Mar 2013 784.4791098302317 0.69 -1.64
Apr 2013 781.8623957528213 -0.33 -1.72
May 2013 794.2370787325212 1.58 0.55
Jun 2013 834.6259950179124 5.09 6.48
Jul 2013 859.9526762109349 3.03 10.50
Aug 2013 869.6550901876212 1.13 10.89
Sep 2013 875.7411191788698 0.70 12.22
Oct 2013 858.2956681474507 -1.99 10.76
Nov 2013 864.9487553757831 0.78 11.68
Dec 2013 881.8766655491019 1.96 13.86
Jan 2014 886.2902886199909 0.50 15.00
Feb 2014 880.638111212523 -0.64 13.04
Mar 2014 886.1244981702991 0.62 12.96
Apr 2014 888.7006176423666 0.29 13.67
May 2014 882.3153085305889 -0.72 11.09
Jun 2014 883.9684584123277 0.19 5.91
Jul 2014 884.3504115851435 0.04 2.84
Aug 2014 884.0481718437447 -0.03 1.66
Sep 2014 887.2319962688998 0.36 1.31
Oct 2014 877.4345766217043 -1.10 2.23
Nov 2014 874.988406476765 -0.28 1.16
Dec 2014 866.1296859317883 -1.01 -1.79
Jan 2015 842.9943394777778 -2.67 -4.88
Feb 2015 846.0744795880337 0.37 -3.92
Mar 2015 851.5408662349249 0.65 -3.90
Apr 2015 848.0576397269003 -0.41 -4.57
May 2015 864.2590755635185 1.91 -2.05
Jun 2015 879.3086798712214 1.74 -0.53
Jul 2015 888.2777936481687 1.02 0.44
Aug 2015 881.6010165533949 -0.75 -0.28
Sep 2015 883.8244642536271 0.25 -0.38
Oct 2015 880.9185213596616 -0.33 0.40
Nov 2015 894.4090645669826 1.53 2.22
Dec 2015 899.4883686604576 0.57 3.85
Jan 2016 893.552602380004 -0.66 6.00
Feb 2016 882.5564860584448 -1.23 4.31
Mar 2016 887.3814472532044 0.55 4.21
Apr 2016 883.4044681667831 -0.45 4.17
May 2016 885.5884755303371 0.25 2.47
Jun 2016 886.8270766162459 0.14 0.86
Jul 2016 880.031990778212 -0.77 -0.93
Aug 2016 883.0319262790277 0.34 0.16
Sep 2016 888.5109150550632 0.62 0.53
Oct 2016 894.4352611247882 0.67 1.53
Nov 2016 921.86513945961 3.07 3.07
Dec 2016 960.1989881486572 4.16 6.75
Jan 2017 956.7666998736939 -0.36 7.07
Feb 2017 962.8807721274636 0.64 9.10
Mar 2017 970.3343789024605 0.77 9.35
Apr 2017 964.0706802883924 -0.65 9.13
May 2017 966.6052309724337 0.26 9.15
Jun 2017 962.8907071905326 -0.38 8.58
Jul 2017 971.9309152775073 0.94 10.44
Aug 2017 968.5769721965538 -0.34 9.69
Sep 2017 967.2309351638646 -0.14 8.86
Oct 2017 979.9514776675944 1.32 9.56
Nov 2017 988.0446508379694 0.83 7.18
Dec 2017 994.8799867876044 0.69 3.61
Jan 2018 955.9618070644469 -3.91 -0.08
Feb 2018 983.5127800662997 2.88 2.14
Mar 2018 996.5095719098136 1.32 2.70
Apr 2018 1000.9764876003517 0.45 3.83
May 2018 1013.5984020895902 1.26 4.86
Jun 2018 1014.0771462754203 0.05 5.32
Jul 2018 1014.5803322177217 0.05 4.39
Aug 2018 1021.7981889678335 0.71 5.50
Sep 2018 1034.8357910692348 1.28 6.99
Oct 2018 1057.9218251865416 2.23 7.96
Nov 2018 1065.9907962960183 0.76 7.89
Dec 2018 1050.8781947513876 -1.42 5.63
Jan 2019 1037.1667989065772 -1.30 8.49
Feb 2019 1036.1283543185423 -0.10 5.35
Mar 2019 1033.6956077872424 -0.23 3.73
Apr 2019 1028.2747032110294 -0.52 2.73
May 2019 1026.9046510546614 -0.13 1.31
Jun 2019 1007.8380154551198 -1.86 -0.61
Jul 2019 1009.4299768888911 0.16 -0.51
Aug 2019 1001.6749305267681 -0.77 -1.97
Sep 2019 1005.7290499918508 0.41 -2.81
Oct 2019 1019.095047417522 1.33 -3.67
Nov 2019 1026.777466967362 0.75 -3.68
Dec 2019 1035.9034809872721 0.89 -1.42
Jan 2020 1025.1507506941339 -1.04 -1.16
Feb 2020 1015.9836064173326 -0.89 -1.94
Mar 2020 1020.1645889792762 0.41 -1.31
Apr 2020 1012.7159780810981 -0.73 -1.51
May 2020 1009.7989796580176 -0.29 -1.67
Jun 2020 1006.6824117343942 -0.31 -0.11
Jul 2020 998.7039313465231 -0.79 -1.06
Aug 2020 1000.1700897874375 0.15 -0.15
Sep 2020 1009.2988081104527 0.91 0.36
Oct 2020 1018.3304311415604 0.90 -0.07
Nov 2020 1026.0948479067051 0.76 -0.07
Dec 2020 1030.2581964348515 0.41 -0.55
Jan 2021 1033.1466134314649 0.28 0.78
Feb 2021 1053.3403870086763 1.96 3.68
Mar 2021 1094.5688405614453 3.91 7.29
Apr 2021 1107.5496024398112 1.19 9.36
May 2021 1114.229844205235 0.60 10.34
Jun 2021 1135.4021650145644 1.90 12.79
Jul 2021 1144.869387177581 0.83 14.64
Aug 2021 1158.663243858302 1.21 15.85
Sep 2021 1175.7107483564887 1.47 16.49
Oct 2021 1202.1351825713887 2.25 18.05
Nov 2021 1213.4040559311825 0.94 18.26
Dec 2021 1230.9664113786666 1.45 19.48
Jan 2022 1279.6355333351842 3.95 23.86
Feb 2022 1338.8022582016233 4.62 27.10
Mar 2022 1411.494791896873 5.43 28.95
Apr 2022 1541.4801610765555 9.21 39.18
May 2022 1595.3967451252588 3.50 43.18
Jun 2022 1656.8333561303239 3.85 45.93
Jul 2022 1653.3387944383066 -0.21 44.41
Aug 2022 1631.1013930988408 -1.34 40.77
Sep 2022 1759.6504197463196 7.88 49.67
Oct 2022 1875.1887901767984 6.57 55.99
Nov 2022 1855.7489810463212 -1.04 52.94
Dec 2022 1784.3897061569442 -3.84 44.96
Jan 2023 1758.1338896014258 -1.47 37.39
Feb 2023 1758.7776308623647 0.04 31.37
Mar 2023 1812.9630257306908 3.08 28.44
Apr 2023 1797.5820647972305 -0.85 16.61
May 2023 1825.7525543466397 1.57 14.44
Jun 2023 1884.7096845574106 3.23 13.75
Jul 2023 1915.5204804860973 1.64 15.86
Aug 2023 1962.0565918285401 2.43 20.29
Sep 2023 1988.956665416201 1.37 13.03
Oct 2023 2063.0981845518263 3.73 10.02
Nov 2023 2038.2674886417456 -1.20 9.84
Dec 2023 1939.5108261299094 -4.84 8.69
Jan 2024 1912.0208795264216 -1.42 8.75
Feb 2024 1941.100345607521 1.52 10.37
Mar 2024 1962.4945539354553 1.10 8.25
Apr 2024 2007.480732577519 2.29 11.68
May 2024 2033.0116710730833 1.27 11.35
Jun 2024 2016.3870863847355 -0.82 6.99
Jul 2024 2009.244064404461 -0.35 4.89
Aug 2024 1951.5013892624665 -2.87 -0.54
Sep 2024 1905.710232820054 -2.35 -4.18
Oct 2024 1947.0141664902321 2.17 -5.63
Nov 2024 2010.9873217950699 3.29 -1.34
Dec 2024 1997.7976108888024 -0.66 3.01
Jan 2025 2016.763889315566 0.95 5.48
Feb 2025 1998.992537525728 -0.88 2.98
Mar 2025 1966.743404308182 -1.61 0.22
Apr 2025 1977.7159775025075 0.56 -1.48
May 2025 1993.133977811725 0.78 -1.96
Jun 2025 1992.5234347600067 -0.03 -1.18
Jul 2025 1974.2821788966035 -0.91 -1.74
Aug 2025 1948.8245980169704 -1.29 -0.14
Sep 2025 1914.590305813335 -1.76 0.47
Oct 2025 1897.0569828330376 -0.92 -2.57
Nov 2025 1894.0059224945517 -0.16 -5.82
Dec 2025 1887.0635260762579 -0.37 -5.54
Jan 2026 1876.8101848248418 -0.54 -6.94