Chicago, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Chicago, IL Metro in January 2026 was $2,648.244. The month over month percentage change (MoM) was -0.12%, and the year over year percentage change (YoY) was -1.55%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Chicago, IL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Chicago, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chicago, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1143.9584614387672 NaN NaN
Feb 2012 1133.9225821800926 -0.88 NaN
Mar 2012 1133.9113238064342 0.00 NaN
Apr 2012 1126.1741471934622 -0.68 NaN
May 2012 1114.1514924777443 -1.07 NaN
Jun 2012 1104.1339628988944 -0.90 NaN
Jul 2012 1095.943278764926 -0.74 NaN
Aug 2012 1100.6477453355574 0.43 NaN
Sep 2012 1093.4168222171102 -0.66 NaN
Oct 2012 1084.270094475786 -0.84 NaN
Nov 2012 1080.4574349346078 -0.35 NaN
Dec 2012 1079.4279367417103 -0.09 NaN
Jan 2013 1054.2232955418363 -2.33 -7.84
Feb 2013 1069.7024867377065 1.47 -5.66
Mar 2013 1079.7373602220182 0.94 -4.78
Apr 2013 1080.5712790195325 0.08 -4.05
May 2013 1095.834529668219 1.41 -1.64
Jun 2013 1147.7218595359404 4.74 3.95
Jul 2013 1180.9478667991934 2.90 7.76
Aug 2013 1198.8673004546197 1.52 8.92
Sep 2013 1211.9104642547752 1.09 10.84
Oct 2013 1199.484995731033 -1.02 10.63
Nov 2013 1216.1994338521272 1.39 12.56
Dec 2013 1244.6342930396431 2.34 15.31
Jan 2014 1232.0260936408768 -1.01 16.87
Feb 2014 1229.9147736713826 -0.17 14.98
Mar 2014 1241.7300495487355 0.96 15.00
Apr 2014 1249.004074826807 0.59 15.59
May 2014 1243.954901100518 -0.40 13.52
Jun 2014 1247.6994796179386 0.30 8.71
Jul 2014 1251.2519760164068 0.28 5.95
Aug 2014 1254.795319828701 0.28 4.67
Sep 2014 1263.0636609784042 0.66 4.22
Oct 2014 1255.2585151369267 -0.62 4.65
Nov 2014 1255.363541551796 0.01 3.22
Dec 2014 1247.2023538241017 -0.65 0.21
Jan 2015 1235.403977601235 -0.95 0.27
Feb 2015 1240.9883976128683 0.45 0.90
Mar 2015 1249.687046592534 0.70 0.64
Apr 2015 1244.5386276764962 -0.41 -0.36
May 2015 1264.7773321778866 1.63 1.67
Jun 2015 1282.0093351492972 1.36 2.75
Jul 2015 1292.780423677872 0.84 3.32
Aug 2015 1284.3335013400265 -0.65 2.35
Sep 2015 1287.953055116921 0.28 1.97
Oct 2015 1286.2025487513238 -0.14 2.47
Nov 2015 1306.5602253604156 1.58 4.08
Dec 2015 1315.8422646359836 0.71 5.50
Jan 2016 1312.7962394055185 -0.23 6.27
Feb 2016 1300.5455801751386 -0.93 4.80
Mar 2016 1308.5127553715467 0.61 4.71
Apr 2016 1304.8951558454755 -0.28 4.85
May 2016 1308.4052780082166 0.27 3.45
Jun 2016 1310.2051429170133 0.14 2.20
Jul 2016 1301.107613515287 -0.69 0.64
Aug 2016 1303.057608363889 0.15 1.46
Sep 2016 1308.0554747134024 0.38 1.56
Oct 2016 1313.766722652405 0.44 2.14
Nov 2016 1347.479723094424 2.57 3.13
Dec 2016 1396.2792158166603 3.62 6.11
Jan 2017 1383.1541917269549 -0.94 5.36
Feb 2017 1393.415793255036 0.74 7.14
Mar 2017 1405.805172072499 0.89 7.44
Apr 2017 1398.826307345933 -0.50 7.20
May 2017 1401.7677373828706 0.21 7.14
Jun 2017 1393.6373180941064 -0.58 6.37
Jul 2017 1401.6050458718437 0.57 7.72
Aug 2017 1394.475517017035 -0.51 7.02
Sep 2017 1391.5151316575343 -0.21 6.38
Oct 2017 1406.569458072979 1.08 7.06
Nov 2017 1416.756459069658 0.72 5.14
Dec 2017 1427.4953249636774 0.76 2.24
Jan 2018 1434.380424606829 0.48 3.70
Feb 2018 1473.8175343601001 2.75 5.77
Mar 2018 1495.8124927078275 1.49 6.40
Apr 2018 1506.2345284171356 0.70 7.68
May 2018 1525.3430240985767 1.27 8.82
Jun 2018 1524.721385709854 -0.04 9.41
Jul 2018 1520.6554577425343 -0.27 8.49
Aug 2018 1522.6634706230611 0.13 9.19
Sep 2018 1531.7669254143275 0.60 10.08
Oct 2018 1554.904082281711 1.51 10.55
Nov 2018 1560.8917757695478 0.39 10.17
Dec 2018 1539.5146057433324 -1.37 7.85
Jan 2019 1527.0894501802259 -0.81 6.46
Feb 2019 1524.2788931081586 -0.18 3.42
Mar 2019 1519.8210634560583 -0.29 1.61
Apr 2019 1512.0818958693062 -0.51 0.39
May 2019 1507.0072759955578 -0.34 -1.20
Jun 2019 1479.4752759938644 -1.83 -2.97
Jul 2019 1474.7626822846505 -0.32 -3.02
Aug 2019 1458.4291669087506 -1.11 -4.22
Sep 2019 1455.264800440922 -0.22 -4.99
Oct 2019 1463.8957550291673 0.59 -5.85
Nov 2019 1466.3496534669434 0.17 -6.06
Dec 2019 1473.1943429815888 0.47 -4.31
Jan 2020 1465.527305754188 -0.52 -4.03
Feb 2020 1457.0061444976018 -0.58 -4.41
Mar 2020 1463.937386500353 0.48 -3.68
Apr 2020 1454.3238435743583 -0.66 -3.82
May 2020 1447.746673344106 -0.45 -3.93
Jun 2020 1438.5084297514138 -0.64 -2.77
Jul 2020 1421.1556968140849 -1.21 -3.63
Aug 2020 1414.7167711577067 -0.45 -3.00
Sep 2020 1418.6788690246613 0.28 -2.51
Oct 2020 1426.158183318979 0.53 -2.58
Nov 2020 1435.3244677515097 0.64 -2.12
Dec 2020 1443.013328057438 0.54 -2.05
Jan 2021 1433.1722827454773 -0.68 -2.21
Feb 2021 1458.215626316383 1.75 0.08
Mar 2021 1505.9964497881165 3.28 2.87
Apr 2021 1520.8862775217406 0.99 4.58
May 2021 1525.7914170186893 0.32 5.39
Jun 2021 1542.4749271449189 1.09 7.23
Jul 2021 1543.1793935142098 0.05 8.59
Aug 2021 1548.1920063886669 0.33 9.44
Sep 2021 1556.7465474107942 0.55 9.73
Oct 2021 1577.5121297590035 1.33 10.61
Nov 2021 1581.6510243035866 0.26 10.20
Dec 2021 1593.6791930056775 0.76 10.44
Jan 2022 1640.548969272749 2.94 14.47
Feb 2022 1701.6361303496815 3.72 16.69
Mar 2022 1782.1293860396022 4.73 18.34
Apr 2022 1920.4409755130607 7.76 26.27
May 2022 1976.145217407397 2.90 29.52
Jun 2022 2032.9287459865095 2.87 31.80
Jul 2022 2021.3113503788604 -0.57 30.98
Aug 2022 1991.4423887383916 -1.48 28.63
Sep 2022 2113.325344409142 6.12 35.75
Oct 2022 2225.8137436328975 5.32 41.10
Nov 2022 2207.315060019671 -0.83 39.56
Dec 2022 2138.9049418176987 -3.10 34.21
Jan 2023 2123.8692040513974 -0.70 29.46
Feb 2023 2122.1748052484672 -0.08 24.71
Mar 2023 2171.3845857856522 2.32 21.84
Apr 2023 2154.1990403897194 -0.79 12.17
May 2023 2183.493014359694 1.36 10.49
Jun 2023 2247.7148799321017 2.94 10.57
Jul 2023 2287.209960368783 1.76 13.16
Aug 2023 2343.5949942311063 2.47 17.68
Sep 2023 2379.310097391272 1.52 12.59
Oct 2023 2460.242232076714 3.40 10.53
Nov 2023 2439.1717646665447 -0.86 10.50
Dec 2023 2342.6580503299 -3.96 9.53
Jan 2024 2285.5669974743864 -2.44 7.61
Feb 2024 2318.0341907462143 1.42 9.23
Mar 2024 2343.2897462854708 1.09 7.92
Apr 2024 2394.829673217243 2.20 11.17
May 2024 2421.815528918373 1.13 10.92
Jun 2024 2406.5992875881334 -0.63 7.07
Jul 2024 2400.374988598098 -0.26 4.95
Aug 2024 2348.644616520723 -2.15 0.22
Sep 2024 2309.62302082361 -1.66 -2.93
Oct 2024 2357.3403143742144 2.07 -4.18
Nov 2024 2428.0285765042518 3.00 -0.46
Dec 2024 2421.7624747307304 -0.26 3.38
Jan 2025 2689.8523989351447 11.07 17.69
Feb 2025 2680.5851497931762 -0.34 15.64
Mar 2025 2655.0300374201784 -0.95 13.30
Apr 2025 2672.6168027147905 0.66 11.60
May 2025 2690.7704251673113 0.68 11.11
Jun 2025 2693.900887125484 0.12 11.94
Jul 2025 2683.9722321130494 -0.37 11.82
Aug 2025 2668.9263189710027 -0.56 13.64
Sep 2025 2645.636008431212 -0.87 14.55
Oct 2025 2638.4698200932685 -0.27 11.93
Nov 2025 2647.0547547584883 0.33 9.02
Dec 2025 2651.545693241894 0.17 9.49
Jan 2026 2648.2437886840426 -0.12 -1.55