Chicago, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Chicago, IL Metro in January 2026 was $2,648.244. The month over month percentage change (MoM) was -0.12%, and the year over year percentage change (YoY) was -1.55%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Chicago, IL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chicago, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1143.9584614387672 | NaN | NaN |
| Feb 2012 | 1133.9225821800926 | -0.88 | NaN |
| Mar 2012 | 1133.9113238064342 | 0.00 | NaN |
| Apr 2012 | 1126.1741471934622 | -0.68 | NaN |
| May 2012 | 1114.1514924777443 | -1.07 | NaN |
| Jun 2012 | 1104.1339628988944 | -0.90 | NaN |
| Jul 2012 | 1095.943278764926 | -0.74 | NaN |
| Aug 2012 | 1100.6477453355574 | 0.43 | NaN |
| Sep 2012 | 1093.4168222171102 | -0.66 | NaN |
| Oct 2012 | 1084.270094475786 | -0.84 | NaN |
| Nov 2012 | 1080.4574349346078 | -0.35 | NaN |
| Dec 2012 | 1079.4279367417103 | -0.09 | NaN |
| Jan 2013 | 1054.2232955418363 | -2.33 | -7.84 |
| Feb 2013 | 1069.7024867377065 | 1.47 | -5.66 |
| Mar 2013 | 1079.7373602220182 | 0.94 | -4.78 |
| Apr 2013 | 1080.5712790195325 | 0.08 | -4.05 |
| May 2013 | 1095.834529668219 | 1.41 | -1.64 |
| Jun 2013 | 1147.7218595359404 | 4.74 | 3.95 |
| Jul 2013 | 1180.9478667991934 | 2.90 | 7.76 |
| Aug 2013 | 1198.8673004546197 | 1.52 | 8.92 |
| Sep 2013 | 1211.9104642547752 | 1.09 | 10.84 |
| Oct 2013 | 1199.484995731033 | -1.02 | 10.63 |
| Nov 2013 | 1216.1994338521272 | 1.39 | 12.56 |
| Dec 2013 | 1244.6342930396431 | 2.34 | 15.31 |
| Jan 2014 | 1232.0260936408768 | -1.01 | 16.87 |
| Feb 2014 | 1229.9147736713826 | -0.17 | 14.98 |
| Mar 2014 | 1241.7300495487355 | 0.96 | 15.00 |
| Apr 2014 | 1249.004074826807 | 0.59 | 15.59 |
| May 2014 | 1243.954901100518 | -0.40 | 13.52 |
| Jun 2014 | 1247.6994796179386 | 0.30 | 8.71 |
| Jul 2014 | 1251.2519760164068 | 0.28 | 5.95 |
| Aug 2014 | 1254.795319828701 | 0.28 | 4.67 |
| Sep 2014 | 1263.0636609784042 | 0.66 | 4.22 |
| Oct 2014 | 1255.2585151369267 | -0.62 | 4.65 |
| Nov 2014 | 1255.363541551796 | 0.01 | 3.22 |
| Dec 2014 | 1247.2023538241017 | -0.65 | 0.21 |
| Jan 2015 | 1235.403977601235 | -0.95 | 0.27 |
| Feb 2015 | 1240.9883976128683 | 0.45 | 0.90 |
| Mar 2015 | 1249.687046592534 | 0.70 | 0.64 |
| Apr 2015 | 1244.5386276764962 | -0.41 | -0.36 |
| May 2015 | 1264.7773321778866 | 1.63 | 1.67 |
| Jun 2015 | 1282.0093351492972 | 1.36 | 2.75 |
| Jul 2015 | 1292.780423677872 | 0.84 | 3.32 |
| Aug 2015 | 1284.3335013400265 | -0.65 | 2.35 |
| Sep 2015 | 1287.953055116921 | 0.28 | 1.97 |
| Oct 2015 | 1286.2025487513238 | -0.14 | 2.47 |
| Nov 2015 | 1306.5602253604156 | 1.58 | 4.08 |
| Dec 2015 | 1315.8422646359836 | 0.71 | 5.50 |
| Jan 2016 | 1312.7962394055185 | -0.23 | 6.27 |
| Feb 2016 | 1300.5455801751386 | -0.93 | 4.80 |
| Mar 2016 | 1308.5127553715467 | 0.61 | 4.71 |
| Apr 2016 | 1304.8951558454755 | -0.28 | 4.85 |
| May 2016 | 1308.4052780082166 | 0.27 | 3.45 |
| Jun 2016 | 1310.2051429170133 | 0.14 | 2.20 |
| Jul 2016 | 1301.107613515287 | -0.69 | 0.64 |
| Aug 2016 | 1303.057608363889 | 0.15 | 1.46 |
| Sep 2016 | 1308.0554747134024 | 0.38 | 1.56 |
| Oct 2016 | 1313.766722652405 | 0.44 | 2.14 |
| Nov 2016 | 1347.479723094424 | 2.57 | 3.13 |
| Dec 2016 | 1396.2792158166603 | 3.62 | 6.11 |
| Jan 2017 | 1383.1541917269549 | -0.94 | 5.36 |
| Feb 2017 | 1393.415793255036 | 0.74 | 7.14 |
| Mar 2017 | 1405.805172072499 | 0.89 | 7.44 |
| Apr 2017 | 1398.826307345933 | -0.50 | 7.20 |
| May 2017 | 1401.7677373828706 | 0.21 | 7.14 |
| Jun 2017 | 1393.6373180941064 | -0.58 | 6.37 |
| Jul 2017 | 1401.6050458718437 | 0.57 | 7.72 |
| Aug 2017 | 1394.475517017035 | -0.51 | 7.02 |
| Sep 2017 | 1391.5151316575343 | -0.21 | 6.38 |
| Oct 2017 | 1406.569458072979 | 1.08 | 7.06 |
| Nov 2017 | 1416.756459069658 | 0.72 | 5.14 |
| Dec 2017 | 1427.4953249636774 | 0.76 | 2.24 |
| Jan 2018 | 1434.380424606829 | 0.48 | 3.70 |
| Feb 2018 | 1473.8175343601001 | 2.75 | 5.77 |
| Mar 2018 | 1495.8124927078275 | 1.49 | 6.40 |
| Apr 2018 | 1506.2345284171356 | 0.70 | 7.68 |
| May 2018 | 1525.3430240985767 | 1.27 | 8.82 |
| Jun 2018 | 1524.721385709854 | -0.04 | 9.41 |
| Jul 2018 | 1520.6554577425343 | -0.27 | 8.49 |
| Aug 2018 | 1522.6634706230611 | 0.13 | 9.19 |
| Sep 2018 | 1531.7669254143275 | 0.60 | 10.08 |
| Oct 2018 | 1554.904082281711 | 1.51 | 10.55 |
| Nov 2018 | 1560.8917757695478 | 0.39 | 10.17 |
| Dec 2018 | 1539.5146057433324 | -1.37 | 7.85 |
| Jan 2019 | 1527.0894501802259 | -0.81 | 6.46 |
| Feb 2019 | 1524.2788931081586 | -0.18 | 3.42 |
| Mar 2019 | 1519.8210634560583 | -0.29 | 1.61 |
| Apr 2019 | 1512.0818958693062 | -0.51 | 0.39 |
| May 2019 | 1507.0072759955578 | -0.34 | -1.20 |
| Jun 2019 | 1479.4752759938644 | -1.83 | -2.97 |
| Jul 2019 | 1474.7626822846505 | -0.32 | -3.02 |
| Aug 2019 | 1458.4291669087506 | -1.11 | -4.22 |
| Sep 2019 | 1455.264800440922 | -0.22 | -4.99 |
| Oct 2019 | 1463.8957550291673 | 0.59 | -5.85 |
| Nov 2019 | 1466.3496534669434 | 0.17 | -6.06 |
| Dec 2019 | 1473.1943429815888 | 0.47 | -4.31 |
| Jan 2020 | 1465.527305754188 | -0.52 | -4.03 |
| Feb 2020 | 1457.0061444976018 | -0.58 | -4.41 |
| Mar 2020 | 1463.937386500353 | 0.48 | -3.68 |
| Apr 2020 | 1454.3238435743583 | -0.66 | -3.82 |
| May 2020 | 1447.746673344106 | -0.45 | -3.93 |
| Jun 2020 | 1438.5084297514138 | -0.64 | -2.77 |
| Jul 2020 | 1421.1556968140849 | -1.21 | -3.63 |
| Aug 2020 | 1414.7167711577067 | -0.45 | -3.00 |
| Sep 2020 | 1418.6788690246613 | 0.28 | -2.51 |
| Oct 2020 | 1426.158183318979 | 0.53 | -2.58 |
| Nov 2020 | 1435.3244677515097 | 0.64 | -2.12 |
| Dec 2020 | 1443.013328057438 | 0.54 | -2.05 |
| Jan 2021 | 1433.1722827454773 | -0.68 | -2.21 |
| Feb 2021 | 1458.215626316383 | 1.75 | 0.08 |
| Mar 2021 | 1505.9964497881165 | 3.28 | 2.87 |
| Apr 2021 | 1520.8862775217406 | 0.99 | 4.58 |
| May 2021 | 1525.7914170186893 | 0.32 | 5.39 |
| Jun 2021 | 1542.4749271449189 | 1.09 | 7.23 |
| Jul 2021 | 1543.1793935142098 | 0.05 | 8.59 |
| Aug 2021 | 1548.1920063886669 | 0.33 | 9.44 |
| Sep 2021 | 1556.7465474107942 | 0.55 | 9.73 |
| Oct 2021 | 1577.5121297590035 | 1.33 | 10.61 |
| Nov 2021 | 1581.6510243035866 | 0.26 | 10.20 |
| Dec 2021 | 1593.6791930056775 | 0.76 | 10.44 |
| Jan 2022 | 1640.548969272749 | 2.94 | 14.47 |
| Feb 2022 | 1701.6361303496815 | 3.72 | 16.69 |
| Mar 2022 | 1782.1293860396022 | 4.73 | 18.34 |
| Apr 2022 | 1920.4409755130607 | 7.76 | 26.27 |
| May 2022 | 1976.145217407397 | 2.90 | 29.52 |
| Jun 2022 | 2032.9287459865095 | 2.87 | 31.80 |
| Jul 2022 | 2021.3113503788604 | -0.57 | 30.98 |
| Aug 2022 | 1991.4423887383916 | -1.48 | 28.63 |
| Sep 2022 | 2113.325344409142 | 6.12 | 35.75 |
| Oct 2022 | 2225.8137436328975 | 5.32 | 41.10 |
| Nov 2022 | 2207.315060019671 | -0.83 | 39.56 |
| Dec 2022 | 2138.9049418176987 | -3.10 | 34.21 |
| Jan 2023 | 2123.8692040513974 | -0.70 | 29.46 |
| Feb 2023 | 2122.1748052484672 | -0.08 | 24.71 |
| Mar 2023 | 2171.3845857856522 | 2.32 | 21.84 |
| Apr 2023 | 2154.1990403897194 | -0.79 | 12.17 |
| May 2023 | 2183.493014359694 | 1.36 | 10.49 |
| Jun 2023 | 2247.7148799321017 | 2.94 | 10.57 |
| Jul 2023 | 2287.209960368783 | 1.76 | 13.16 |
| Aug 2023 | 2343.5949942311063 | 2.47 | 17.68 |
| Sep 2023 | 2379.310097391272 | 1.52 | 12.59 |
| Oct 2023 | 2460.242232076714 | 3.40 | 10.53 |
| Nov 2023 | 2439.1717646665447 | -0.86 | 10.50 |
| Dec 2023 | 2342.6580503299 | -3.96 | 9.53 |
| Jan 2024 | 2285.5669974743864 | -2.44 | 7.61 |
| Feb 2024 | 2318.0341907462143 | 1.42 | 9.23 |
| Mar 2024 | 2343.2897462854708 | 1.09 | 7.92 |
| Apr 2024 | 2394.829673217243 | 2.20 | 11.17 |
| May 2024 | 2421.815528918373 | 1.13 | 10.92 |
| Jun 2024 | 2406.5992875881334 | -0.63 | 7.07 |
| Jul 2024 | 2400.374988598098 | -0.26 | 4.95 |
| Aug 2024 | 2348.644616520723 | -2.15 | 0.22 |
| Sep 2024 | 2309.62302082361 | -1.66 | -2.93 |
| Oct 2024 | 2357.3403143742144 | 2.07 | -4.18 |
| Nov 2024 | 2428.0285765042518 | 3.00 | -0.46 |
| Dec 2024 | 2421.7624747307304 | -0.26 | 3.38 |
| Jan 2025 | 2689.8523989351447 | 11.07 | 17.69 |
| Feb 2025 | 2680.5851497931762 | -0.34 | 15.64 |
| Mar 2025 | 2655.0300374201784 | -0.95 | 13.30 |
| Apr 2025 | 2672.6168027147905 | 0.66 | 11.60 |
| May 2025 | 2690.7704251673113 | 0.68 | 11.11 |
| Jun 2025 | 2693.900887125484 | 0.12 | 11.94 |
| Jul 2025 | 2683.9722321130494 | -0.37 | 11.82 |
| Aug 2025 | 2668.9263189710027 | -0.56 | 13.64 |
| Sep 2025 | 2645.636008431212 | -0.87 | 14.55 |
| Oct 2025 | 2638.4698200932685 | -0.27 | 11.93 |
| Nov 2025 | 2647.0547547584883 | 0.33 | 9.02 |
| Dec 2025 | 2651.545693241894 | 0.17 | 9.49 |
| Jan 2026 | 2648.2437886840426 | -0.12 | -1.55 |