Chico, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Chico, CA Metro in January 2026 was $2,563.649. The month over month percentage change (MoM) was -0.63%, and the year over year percentage change (YoY) was -5.40%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Chico, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chico, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Chico, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chico, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 964.6919691198386 NaN NaN
Feb 2012 960.4497705553079 -0.44 NaN
Mar 2012 960.0411406278293 -0.04 NaN
Apr 2012 954.4262518808209 -0.58 NaN
May 2012 945.5922209480284 -0.93 NaN
Jun 2012 938.3703324522382 -0.76 NaN
Jul 2012 928.7966663421953 -1.02 NaN
Aug 2012 937.2975662828937 0.92 NaN
Sep 2012 934.493376405366 -0.30 NaN
Oct 2012 937.8224457614834 0.36 NaN
Nov 2012 948.5334691435842 1.14 NaN
Dec 2012 964.2948594629765 1.66 NaN
Jan 2013 983.9720994577691 2.04 2.00
Feb 2013 1005.2259608697441 2.16 4.66
Mar 2013 1014.312671370625 0.90 5.65
Apr 2013 1012.8392503140315 -0.14 6.12
May 2013 1033.518221844499 2.04 9.30
Jun 2013 1099.0870978349571 6.34 17.13
Jul 2013 1137.0913637452898 3.46 22.43
Aug 2013 1154.0901575483163 1.50 23.13
Sep 2013 1163.830674501228 0.84 24.54
Oct 2013 1147.364041924548 -1.41 22.34
Nov 2013 1165.0014350988572 1.54 22.82
Dec 2013 1197.05573569835 2.75 24.14
Jan 2014 1202.5981146957038 0.46 22.22
Feb 2014 1194.8914113792166 -0.64 18.87
Mar 2014 1205.2370744046773 0.87 18.82
Apr 2014 1210.9140711919167 0.47 19.56
May 2014 1203.0912148107914 -0.65 16.41
Jun 2014 1202.8414319326027 -0.02 9.44
Jul 2014 1198.4808590136108 -0.36 5.40
Aug 2014 1197.2563828699285 -0.10 3.74
Sep 2014 1205.3063981582097 0.67 3.56
Oct 2014 1201.0777746935933 -0.35 4.68
Nov 2014 1206.8775906177927 0.48 3.60
Dec 2014 1204.834090423787 -0.17 0.65
Jan 2015 1185.6232848357247 -1.59 -1.41
Feb 2015 1198.1876699182592 1.06 0.28
Mar 2015 1209.9355106610221 0.98 0.39
Apr 2015 1205.1745116535271 -0.39 -0.47
May 2015 1230.918792764062 2.14 2.31
Jun 2015 1254.0511217657902 1.88 4.26
Jul 2015 1265.196944079376 0.89 5.57
Aug 2015 1253.2717837121859 -0.94 4.68
Sep 2015 1256.4141740968619 0.25 4.24
Oct 2015 1254.3087041597098 -0.17 4.43
Nov 2015 1277.1935032585516 1.82 5.83
Dec 2015 1287.8630048821458 0.84 6.89
Jan 2016 1288.12086846087 0.02 8.65
Feb 2016 1274.0121019958858 -1.09 6.33
Mar 2016 1282.8264311153905 0.69 6.02
Apr 2016 1274.0784505391523 -0.68 5.72
May 2016 1274.7781038940711 0.06 3.56
Jun 2016 1274.476267854101 -0.02 1.63
Jul 2016 1262.8734386816511 -0.91 -0.18
Aug 2016 1267.60958819554 0.38 1.14
Sep 2016 1276.84374695656 0.73 1.63
Oct 2016 1288.3556921778363 0.90 2.71
Nov 2016 1333.3943157049075 3.50 4.40
Dec 2016 1396.5064691310154 4.73 8.44
Jan 2017 1401.5874688490567 0.36 8.81
Feb 2017 1413.2095790496605 0.83 10.93
Mar 2017 1425.2954161192959 0.86 11.11
Apr 2017 1415.06913684321 -0.72 11.07
May 2017 1417.8861039889805 0.20 11.23
Jun 2017 1410.7167438368729 -0.51 10.69
Jul 2017 1424.0557925893147 0.95 12.76
Aug 2017 1422.894360662976 -0.08 12.25
Sep 2017 1424.8990916518314 0.14 11.60
Oct 2017 1448.3077575622679 1.64 12.42
Nov 2017 1459.8787996950052 0.80 9.49
Dec 2017 1471.4324781513883 0.79 5.37
Jan 2018 1474.8329943750534 0.23 5.23
Feb 2018 1527.0426827393087 3.54 8.06
Mar 2018 1555.7002861001465 1.88 9.15
Apr 2018 1568.2729751034844 0.81 10.83
May 2018 1591.692669208904 1.49 12.26
Jun 2018 1594.9814808988106 0.21 13.06
Jul 2018 1594.2795022708124 -0.04 11.95
Aug 2018 1603.498145320688 0.58 12.69
Sep 2018 1619.7847333839063 1.02 13.68
Oct 2018 1652.7376036025025 2.03 14.12
Nov 2018 1660.4701196861695 0.47 13.74
Dec 2018 1634.5189116285776 -1.56 11.08
Jan 2019 1622.5045658333452 -0.73 10.01
Feb 2019 1636.4742374296482 0.86 7.17
Mar 2019 1653.9559371893763 1.07 6.32
Apr 2019 1667.536459112945 0.82 6.33
May 2019 1681.4052591593093 0.83 5.64
Jun 2019 1659.7640495864034 -1.29 4.06
Jul 2019 1666.4375935978526 0.40 4.53
Aug 2019 1653.8530243657258 -0.75 3.14
Sep 2019 1659.6428453649444 0.35 2.46
Oct 2019 1679.8261230366236 1.22 1.64
Nov 2019 1688.7826145120816 0.53 1.71
Dec 2019 1696.5820445400109 0.46 3.80
Jan 2020 1678.175143752132 -1.08 3.43
Feb 2020 1655.9161311861135 -1.33 1.19
Mar 2020 1658.4260172499253 0.15 0.27
Apr 2020 1638.9997298510725 -1.17 -1.71
May 2020 1623.460966283569 -0.95 -3.45
Jun 2020 1607.0164074891213 -1.01 -3.18
Jul 2020 1586.0282080439783 -1.31 -4.82
Aug 2020 1587.29768221155 0.08 -4.02
Sep 2020 1601.8050971114212 0.91 -3.48
Oct 2020 1618.3247116013117 1.03 -3.66
Nov 2020 1634.3226083798422 0.99 -3.22
Dec 2020 1648.0150382066581 0.84 -2.86
Jan 2021 1666.0832485618685 1.10 -0.72
Feb 2021 1698.5143096445129 1.95 2.57
Mar 2021 1759.7866736259125 3.61 6.11
Apr 2021 1773.4923484259825 0.78 8.21
May 2021 1777.9025332193428 0.25 9.51
Jun 2021 1799.5288410725884 1.22 11.98
Jul 2021 1798.3238750447313 -0.07 13.39
Aug 2021 1802.685017440087 0.24 13.57
Sep 2021 1816.0384249874874 0.74 13.37
Oct 2021 1847.061713924811 1.71 14.13
Nov 2021 1853.499219303626 0.35 13.41
Dec 2021 1869.4953206139053 0.86 13.44
Jan 2022 1950.387268435474 4.33 17.06
Feb 2022 2029.9782386575125 4.08 19.52
Mar 2022 2133.9094112697 5.12 21.26
Apr 2022 2318.880684804469 8.67 30.75
May 2022 2391.5560140917414 3.13 34.52
Jun 2022 2465.0079541692585 3.07 36.98
Jul 2022 2441.584891605029 -0.95 35.77
Aug 2022 2391.7817724432202 -2.04 32.68
Sep 2022 2561.021707192793 7.08 41.02
Oct 2022 2716.1423122089345 6.06 47.05
Nov 2022 2677.820938177075 -1.41 44.47
Dec 2022 2563.091839601967 -4.28 37.10
Jan 2023 2544.1868380111414 -0.74 30.45
Feb 2023 2517.6722830567514 -1.04 24.03
Mar 2023 2560.898402312843 1.72 20.01
Apr 2023 2518.0056129888035 -1.67 8.59
May 2023 2541.142018972154 0.92 6.26
Jun 2023 2612.161107511792 2.80 5.97
Jul 2023 2644.1680241757763 1.23 8.30
Aug 2023 2695.5874237585754 1.95 12.70
Sep 2023 2717.285854425928 0.81 6.10
Oct 2023 2796.8649628661365 2.93 2.97
Nov 2023 2749.783659854402 -1.68 2.69
Dec 2023 2615.8177541561836 -4.87 2.06
Jan 2024 2588.9290270045462 -1.03 1.76
Feb 2024 2617.8168785234575 1.12 3.98
Mar 2024 2633.1646685451115 0.59 2.82
Apr 2024 2678.21421360149 1.71 6.36
May 2024 2699.203605710145 0.78 6.22
Jun 2024 2669.0723439643766 -1.12 2.18
Jul 2024 2653.884970013584 -0.57 0.37
Aug 2024 2580.0827946291674 -2.78 -4.28
Sep 2024 2523.129256107995 -2.21 -7.14
Oct 2024 2572.4224654060326 1.95 -8.02
Nov 2024 2650.7083327495475 3.04 -3.60
Dec 2024 2638.0129859442104 -0.48 0.85
Jan 2025 2710.130309979464 2.73 4.68
Feb 2025 2686.811105947145 -0.86 2.64
Mar 2025 2644.6007427112054 -1.57 0.43
Apr 2025 2658.0568549061272 0.51 -0.75
May 2025 2677.273289206295 0.72 -0.81
Jun 2025 2678.2577802556443 0.04 0.34
Jul 2025 2660.9382352751045 -0.65 0.27
Aug 2025 2636.40610190792 -0.92 2.18
Sep 2025 2601.812921354627 -1.31 3.12
Oct 2025 2585.1506240029134 -0.64 0.50
Nov 2025 2584.869677943083 -0.01 -2.48
Dec 2025 2579.8861560403157 -0.19 -2.20
Jan 2026 2563.649065360683 -0.63 -5.40