Chico, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Chico, CA Metro in January 2026 was $2,563.649. The month over month percentage change (MoM) was -0.63%, and the year over year percentage change (YoY) was -5.40%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Chico, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Chico, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 964.6919691198386 | NaN | NaN |
| Feb 2012 | 960.4497705553079 | -0.44 | NaN |
| Mar 2012 | 960.0411406278293 | -0.04 | NaN |
| Apr 2012 | 954.4262518808209 | -0.58 | NaN |
| May 2012 | 945.5922209480284 | -0.93 | NaN |
| Jun 2012 | 938.3703324522382 | -0.76 | NaN |
| Jul 2012 | 928.7966663421953 | -1.02 | NaN |
| Aug 2012 | 937.2975662828937 | 0.92 | NaN |
| Sep 2012 | 934.493376405366 | -0.30 | NaN |
| Oct 2012 | 937.8224457614834 | 0.36 | NaN |
| Nov 2012 | 948.5334691435842 | 1.14 | NaN |
| Dec 2012 | 964.2948594629765 | 1.66 | NaN |
| Jan 2013 | 983.9720994577691 | 2.04 | 2.00 |
| Feb 2013 | 1005.2259608697441 | 2.16 | 4.66 |
| Mar 2013 | 1014.312671370625 | 0.90 | 5.65 |
| Apr 2013 | 1012.8392503140315 | -0.14 | 6.12 |
| May 2013 | 1033.518221844499 | 2.04 | 9.30 |
| Jun 2013 | 1099.0870978349571 | 6.34 | 17.13 |
| Jul 2013 | 1137.0913637452898 | 3.46 | 22.43 |
| Aug 2013 | 1154.0901575483163 | 1.50 | 23.13 |
| Sep 2013 | 1163.830674501228 | 0.84 | 24.54 |
| Oct 2013 | 1147.364041924548 | -1.41 | 22.34 |
| Nov 2013 | 1165.0014350988572 | 1.54 | 22.82 |
| Dec 2013 | 1197.05573569835 | 2.75 | 24.14 |
| Jan 2014 | 1202.5981146957038 | 0.46 | 22.22 |
| Feb 2014 | 1194.8914113792166 | -0.64 | 18.87 |
| Mar 2014 | 1205.2370744046773 | 0.87 | 18.82 |
| Apr 2014 | 1210.9140711919167 | 0.47 | 19.56 |
| May 2014 | 1203.0912148107914 | -0.65 | 16.41 |
| Jun 2014 | 1202.8414319326027 | -0.02 | 9.44 |
| Jul 2014 | 1198.4808590136108 | -0.36 | 5.40 |
| Aug 2014 | 1197.2563828699285 | -0.10 | 3.74 |
| Sep 2014 | 1205.3063981582097 | 0.67 | 3.56 |
| Oct 2014 | 1201.0777746935933 | -0.35 | 4.68 |
| Nov 2014 | 1206.8775906177927 | 0.48 | 3.60 |
| Dec 2014 | 1204.834090423787 | -0.17 | 0.65 |
| Jan 2015 | 1185.6232848357247 | -1.59 | -1.41 |
| Feb 2015 | 1198.1876699182592 | 1.06 | 0.28 |
| Mar 2015 | 1209.9355106610221 | 0.98 | 0.39 |
| Apr 2015 | 1205.1745116535271 | -0.39 | -0.47 |
| May 2015 | 1230.918792764062 | 2.14 | 2.31 |
| Jun 2015 | 1254.0511217657902 | 1.88 | 4.26 |
| Jul 2015 | 1265.196944079376 | 0.89 | 5.57 |
| Aug 2015 | 1253.2717837121859 | -0.94 | 4.68 |
| Sep 2015 | 1256.4141740968619 | 0.25 | 4.24 |
| Oct 2015 | 1254.3087041597098 | -0.17 | 4.43 |
| Nov 2015 | 1277.1935032585516 | 1.82 | 5.83 |
| Dec 2015 | 1287.8630048821458 | 0.84 | 6.89 |
| Jan 2016 | 1288.12086846087 | 0.02 | 8.65 |
| Feb 2016 | 1274.0121019958858 | -1.09 | 6.33 |
| Mar 2016 | 1282.8264311153905 | 0.69 | 6.02 |
| Apr 2016 | 1274.0784505391523 | -0.68 | 5.72 |
| May 2016 | 1274.7781038940711 | 0.06 | 3.56 |
| Jun 2016 | 1274.476267854101 | -0.02 | 1.63 |
| Jul 2016 | 1262.8734386816511 | -0.91 | -0.18 |
| Aug 2016 | 1267.60958819554 | 0.38 | 1.14 |
| Sep 2016 | 1276.84374695656 | 0.73 | 1.63 |
| Oct 2016 | 1288.3556921778363 | 0.90 | 2.71 |
| Nov 2016 | 1333.3943157049075 | 3.50 | 4.40 |
| Dec 2016 | 1396.5064691310154 | 4.73 | 8.44 |
| Jan 2017 | 1401.5874688490567 | 0.36 | 8.81 |
| Feb 2017 | 1413.2095790496605 | 0.83 | 10.93 |
| Mar 2017 | 1425.2954161192959 | 0.86 | 11.11 |
| Apr 2017 | 1415.06913684321 | -0.72 | 11.07 |
| May 2017 | 1417.8861039889805 | 0.20 | 11.23 |
| Jun 2017 | 1410.7167438368729 | -0.51 | 10.69 |
| Jul 2017 | 1424.0557925893147 | 0.95 | 12.76 |
| Aug 2017 | 1422.894360662976 | -0.08 | 12.25 |
| Sep 2017 | 1424.8990916518314 | 0.14 | 11.60 |
| Oct 2017 | 1448.3077575622679 | 1.64 | 12.42 |
| Nov 2017 | 1459.8787996950052 | 0.80 | 9.49 |
| Dec 2017 | 1471.4324781513883 | 0.79 | 5.37 |
| Jan 2018 | 1474.8329943750534 | 0.23 | 5.23 |
| Feb 2018 | 1527.0426827393087 | 3.54 | 8.06 |
| Mar 2018 | 1555.7002861001465 | 1.88 | 9.15 |
| Apr 2018 | 1568.2729751034844 | 0.81 | 10.83 |
| May 2018 | 1591.692669208904 | 1.49 | 12.26 |
| Jun 2018 | 1594.9814808988106 | 0.21 | 13.06 |
| Jul 2018 | 1594.2795022708124 | -0.04 | 11.95 |
| Aug 2018 | 1603.498145320688 | 0.58 | 12.69 |
| Sep 2018 | 1619.7847333839063 | 1.02 | 13.68 |
| Oct 2018 | 1652.7376036025025 | 2.03 | 14.12 |
| Nov 2018 | 1660.4701196861695 | 0.47 | 13.74 |
| Dec 2018 | 1634.5189116285776 | -1.56 | 11.08 |
| Jan 2019 | 1622.5045658333452 | -0.73 | 10.01 |
| Feb 2019 | 1636.4742374296482 | 0.86 | 7.17 |
| Mar 2019 | 1653.9559371893763 | 1.07 | 6.32 |
| Apr 2019 | 1667.536459112945 | 0.82 | 6.33 |
| May 2019 | 1681.4052591593093 | 0.83 | 5.64 |
| Jun 2019 | 1659.7640495864034 | -1.29 | 4.06 |
| Jul 2019 | 1666.4375935978526 | 0.40 | 4.53 |
| Aug 2019 | 1653.8530243657258 | -0.75 | 3.14 |
| Sep 2019 | 1659.6428453649444 | 0.35 | 2.46 |
| Oct 2019 | 1679.8261230366236 | 1.22 | 1.64 |
| Nov 2019 | 1688.7826145120816 | 0.53 | 1.71 |
| Dec 2019 | 1696.5820445400109 | 0.46 | 3.80 |
| Jan 2020 | 1678.175143752132 | -1.08 | 3.43 |
| Feb 2020 | 1655.9161311861135 | -1.33 | 1.19 |
| Mar 2020 | 1658.4260172499253 | 0.15 | 0.27 |
| Apr 2020 | 1638.9997298510725 | -1.17 | -1.71 |
| May 2020 | 1623.460966283569 | -0.95 | -3.45 |
| Jun 2020 | 1607.0164074891213 | -1.01 | -3.18 |
| Jul 2020 | 1586.0282080439783 | -1.31 | -4.82 |
| Aug 2020 | 1587.29768221155 | 0.08 | -4.02 |
| Sep 2020 | 1601.8050971114212 | 0.91 | -3.48 |
| Oct 2020 | 1618.3247116013117 | 1.03 | -3.66 |
| Nov 2020 | 1634.3226083798422 | 0.99 | -3.22 |
| Dec 2020 | 1648.0150382066581 | 0.84 | -2.86 |
| Jan 2021 | 1666.0832485618685 | 1.10 | -0.72 |
| Feb 2021 | 1698.5143096445129 | 1.95 | 2.57 |
| Mar 2021 | 1759.7866736259125 | 3.61 | 6.11 |
| Apr 2021 | 1773.4923484259825 | 0.78 | 8.21 |
| May 2021 | 1777.9025332193428 | 0.25 | 9.51 |
| Jun 2021 | 1799.5288410725884 | 1.22 | 11.98 |
| Jul 2021 | 1798.3238750447313 | -0.07 | 13.39 |
| Aug 2021 | 1802.685017440087 | 0.24 | 13.57 |
| Sep 2021 | 1816.0384249874874 | 0.74 | 13.37 |
| Oct 2021 | 1847.061713924811 | 1.71 | 14.13 |
| Nov 2021 | 1853.499219303626 | 0.35 | 13.41 |
| Dec 2021 | 1869.4953206139053 | 0.86 | 13.44 |
| Jan 2022 | 1950.387268435474 | 4.33 | 17.06 |
| Feb 2022 | 2029.9782386575125 | 4.08 | 19.52 |
| Mar 2022 | 2133.9094112697 | 5.12 | 21.26 |
| Apr 2022 | 2318.880684804469 | 8.67 | 30.75 |
| May 2022 | 2391.5560140917414 | 3.13 | 34.52 |
| Jun 2022 | 2465.0079541692585 | 3.07 | 36.98 |
| Jul 2022 | 2441.584891605029 | -0.95 | 35.77 |
| Aug 2022 | 2391.7817724432202 | -2.04 | 32.68 |
| Sep 2022 | 2561.021707192793 | 7.08 | 41.02 |
| Oct 2022 | 2716.1423122089345 | 6.06 | 47.05 |
| Nov 2022 | 2677.820938177075 | -1.41 | 44.47 |
| Dec 2022 | 2563.091839601967 | -4.28 | 37.10 |
| Jan 2023 | 2544.1868380111414 | -0.74 | 30.45 |
| Feb 2023 | 2517.6722830567514 | -1.04 | 24.03 |
| Mar 2023 | 2560.898402312843 | 1.72 | 20.01 |
| Apr 2023 | 2518.0056129888035 | -1.67 | 8.59 |
| May 2023 | 2541.142018972154 | 0.92 | 6.26 |
| Jun 2023 | 2612.161107511792 | 2.80 | 5.97 |
| Jul 2023 | 2644.1680241757763 | 1.23 | 8.30 |
| Aug 2023 | 2695.5874237585754 | 1.95 | 12.70 |
| Sep 2023 | 2717.285854425928 | 0.81 | 6.10 |
| Oct 2023 | 2796.8649628661365 | 2.93 | 2.97 |
| Nov 2023 | 2749.783659854402 | -1.68 | 2.69 |
| Dec 2023 | 2615.8177541561836 | -4.87 | 2.06 |
| Jan 2024 | 2588.9290270045462 | -1.03 | 1.76 |
| Feb 2024 | 2617.8168785234575 | 1.12 | 3.98 |
| Mar 2024 | 2633.1646685451115 | 0.59 | 2.82 |
| Apr 2024 | 2678.21421360149 | 1.71 | 6.36 |
| May 2024 | 2699.203605710145 | 0.78 | 6.22 |
| Jun 2024 | 2669.0723439643766 | -1.12 | 2.18 |
| Jul 2024 | 2653.884970013584 | -0.57 | 0.37 |
| Aug 2024 | 2580.0827946291674 | -2.78 | -4.28 |
| Sep 2024 | 2523.129256107995 | -2.21 | -7.14 |
| Oct 2024 | 2572.4224654060326 | 1.95 | -8.02 |
| Nov 2024 | 2650.7083327495475 | 3.04 | -3.60 |
| Dec 2024 | 2638.0129859442104 | -0.48 | 0.85 |
| Jan 2025 | 2710.130309979464 | 2.73 | 4.68 |
| Feb 2025 | 2686.811105947145 | -0.86 | 2.64 |
| Mar 2025 | 2644.6007427112054 | -1.57 | 0.43 |
| Apr 2025 | 2658.0568549061272 | 0.51 | -0.75 |
| May 2025 | 2677.273289206295 | 0.72 | -0.81 |
| Jun 2025 | 2678.2577802556443 | 0.04 | 0.34 |
| Jul 2025 | 2660.9382352751045 | -0.65 | 0.27 |
| Aug 2025 | 2636.40610190792 | -0.92 | 2.18 |
| Sep 2025 | 2601.812921354627 | -1.31 | 3.12 |
| Oct 2025 | 2585.1506240029134 | -0.64 | 0.50 |
| Nov 2025 | 2584.869677943083 | -0.01 | -2.48 |
| Dec 2025 | 2579.8861560403157 | -0.19 | -2.20 |
| Jan 2026 | 2563.649065360683 | -0.63 | -5.40 |