Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Cincinnati, OH Metro in January 2026 was $1,875.188. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -3.77%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Cincinnati, OH metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Cincinnati, OH metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Cincinnati, OH (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cincinnati, OH (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 838.1108878076609 | NaN | NaN |
| Feb 2012 | 836.4673353338053 | -0.20 | NaN |
| Mar 2012 | 840.5873624709734 | 0.49 | NaN |
| Apr 2012 | 839.0998775626274 | -0.18 | NaN |
| May 2012 | 834.1895986389361 | -0.58 | NaN |
| Jun 2012 | 828.4717154630291 | -0.68 | NaN |
| Jul 2012 | 822.4232219736789 | -0.73 | NaN |
| Aug 2012 | 826.114300781338 | 0.45 | NaN |
| Sep 2012 | 820.4379295603873 | -0.69 | NaN |
| Oct 2012 | 813.8998394298133 | -0.80 | NaN |
| Nov 2012 | 812.6133176332994 | -0.16 | NaN |
| Dec 2012 | 813.224659751031 | 0.08 | NaN |
| Jan 2013 | 806.6814086968491 | -0.80 | -3.75 |
| Feb 2013 | 815.2141806117802 | 1.06 | -2.54 |
| Mar 2013 | 818.7402293102934 | 0.43 | -2.60 |
| Apr 2013 | 813.9480625237131 | -0.58 | -3.00 |
| May 2013 | 823.898289555597 | 1.22 | -1.23 |
| Jun 2013 | 862.468543546612 | 4.68 | 4.10 |
| Jul 2013 | 887.1979005283231 | 2.87 | 7.88 |
| Aug 2013 | 897.8593080324476 | 1.20 | 8.69 |
| Sep 2013 | 904.2286559047244 | 0.71 | 10.21 |
| Oct 2013 | 888.2950281192166 | -1.76 | 9.14 |
| Nov 2013 | 894.6916249590788 | 0.72 | 10.10 |
| Dec 2013 | 910.9535189855465 | 1.82 | 12.02 |
| Jan 2014 | 907.5932001457079 | -0.37 | 12.51 |
| Feb 2014 | 901.0849792228289 | -0.72 | 10.53 |
| Mar 2014 | 905.0927726895603 | 0.45 | 10.55 |
| Apr 2014 | 907.1174056145383 | 0.22 | 11.45 |
| May 2014 | 902.0368811637641 | -0.56 | 9.48 |
| Jun 2014 | 905.1217666707942 | 0.34 | 4.95 |
| Jul 2014 | 907.5621038626844 | 0.27 | 2.30 |
| Aug 2014 | 909.2000280084967 | 0.18 | 1.26 |
| Sep 2014 | 914.0515493933774 | 0.53 | 1.09 |
| Oct 2014 | 906.1867365209939 | -0.86 | 2.01 |
| Nov 2014 | 904.5659331214946 | -0.18 | 1.10 |
| Dec 2014 | 897.6198670924757 | -0.77 | -1.46 |
| Jan 2015 | 873.4121059319509 | -2.70 | -3.77 |
| Feb 2015 | 878.7360800505787 | 0.61 | -2.48 |
| Mar 2015 | 885.3982717454588 | 0.76 | -2.18 |
| Apr 2015 | 881.8563291352932 | -0.40 | -2.78 |
| May 2015 | 897.1880502618894 | 1.74 | -0.54 |
| Jun 2015 | 910.6652347201755 | 1.50 | 0.61 |
| Jul 2015 | 919.1382772045113 | 0.93 | 1.28 |
| Aug 2015 | 913.8455893314024 | -0.58 | 0.51 |
| Sep 2015 | 917.7614243643613 | 0.43 | 0.41 |
| Oct 2015 | 915.9097665336727 | -0.20 | 1.07 |
| Nov 2015 | 929.25332675251 | 1.46 | 2.73 |
| Dec 2015 | 934.6943276314332 | 0.59 | 4.13 |
| Jan 2016 | 932.52977361341 | -0.23 | 6.77 |
| Feb 2016 | 923.3588461465702 | -0.98 | 5.08 |
| Mar 2016 | 928.9368228860022 | 0.60 | 4.92 |
| Apr 2016 | 924.7374590189743 | -0.45 | 4.86 |
| May 2016 | 925.9095747799977 | 0.13 | 3.20 |
| Jun 2016 | 926.7927670908543 | 0.10 | 1.77 |
| Jul 2016 | 919.7546676473927 | -0.76 | 0.07 |
| Aug 2016 | 921.9350270938078 | 0.24 | 0.89 |
| Sep 2016 | 926.8811748100795 | 0.54 | 0.99 |
| Oct 2016 | 932.8157661419569 | 0.64 | 1.85 |
| Nov 2016 | 959.6612990397999 | 2.88 | 3.27 |
| Dec 2016 | 996.5813319568433 | 3.85 | 6.62 |
| Jan 2017 | 980.872966994325 | -1.58 | 5.18 |
| Feb 2017 | 986.7915871057373 | 0.60 | 6.87 |
| Mar 2017 | 993.8384506357895 | 0.71 | 6.99 |
| Apr 2017 | 987.8098641349216 | -0.61 | 6.82 |
| May 2017 | 990.3562579150721 | 0.26 | 6.96 |
| Jun 2017 | 986.8803789780847 | -0.35 | 6.48 |
| Jul 2017 | 995.605543336189 | 0.88 | 8.25 |
| Aug 2017 | 993.1322304536939 | -0.25 | 7.72 |
| Sep 2017 | 991.3841995910382 | -0.18 | 6.96 |
| Oct 2017 | 1002.5062136897955 | 1.12 | 7.47 |
| Nov 2017 | 1008.6279530171846 | 0.61 | 5.10 |
| Dec 2017 | 1014.8713321749467 | 0.62 | 1.84 |
| Jan 2018 | 1015.4919002905146 | 0.06 | 3.53 |
| Feb 2018 | 1043.571574806269 | 2.77 | 5.75 |
| Mar 2018 | 1059.4873060968844 | 1.53 | 6.61 |
| Apr 2018 | 1068.742103246246 | 0.87 | 8.19 |
| May 2018 | 1086.54039566377 | 1.67 | 9.71 |
| Jun 2018 | 1091.0894829723761 | 0.42 | 10.56 |
| Jul 2018 | 1094.2530698464432 | 0.29 | 9.91 |
| Aug 2018 | 1101.5194801436862 | 0.66 | 10.91 |
| Sep 2018 | 1113.7943492980785 | 1.11 | 12.35 |
| Oct 2018 | 1134.9683802284308 | 1.90 | 13.21 |
| Nov 2018 | 1141.9714389294618 | 0.62 | 13.22 |
| Dec 2018 | 1125.8150445727927 | -1.41 | 10.93 |
| Jan 2019 | 1114.5240240313376 | -1.00 | 9.75 |
| Feb 2019 | 1112.7111251636 | -0.16 | 6.63 |
| Mar 2019 | 1110.7409499755254 | -0.18 | 4.84 |
| Apr 2019 | 1105.9557998660994 | -0.43 | 3.48 |
| May 2019 | 1103.4135387559056 | -0.23 | 1.55 |
| Jun 2019 | 1083.0953195475277 | -1.84 | -0.73 |
| Jul 2019 | 1082.909653160084 | -0.02 | -1.04 |
| Aug 2019 | 1074.4436514094405 | -0.78 | -2.46 |
| Sep 2019 | 1077.6698636539772 | 0.30 | -3.24 |
| Oct 2019 | 1089.774890860964 | 1.12 | -3.98 |
| Nov 2019 | 1096.570311467698 | 0.62 | -3.98 |
| Dec 2019 | 1105.1938267291305 | 0.79 | -1.83 |
| Jan 2020 | 1098.9855840096698 | -0.56 | -1.39 |
| Feb 2020 | 1092.1377341767518 | -0.62 | -1.85 |
| Mar 2020 | 1098.6811225084975 | 0.60 | -1.09 |
| Apr 2020 | 1093.1128340661303 | -0.51 | -1.16 |
| May 2020 | 1092.2091121612011 | -0.08 | -1.01 |
| Jun 2020 | 1090.7852515278014 | -0.13 | 0.71 |
| Jul 2020 | 1084.560880825522 | -0.57 | 0.15 |
| Aug 2020 | 1088.0089879524685 | 0.32 | 1.26 |
| Sep 2020 | 1098.7264321522223 | 0.99 | 1.95 |
| Oct 2020 | 1110.5257881615403 | 1.07 | 1.90 |
| Nov 2020 | 1122.065316632592 | 1.04 | 2.33 |
| Dec 2020 | 1131.563386479006 | 0.85 | 2.39 |
| Jan 2021 | 1111.8805693147797 | -1.74 | 1.17 |
| Feb 2021 | 1133.318224609539 | 1.93 | 3.77 |
| Mar 2021 | 1174.3082080793145 | 3.62 | 6.88 |
| Apr 2021 | 1188.2068270682298 | 1.18 | 8.70 |
| May 2021 | 1195.2220820465318 | 0.59 | 9.43 |
| Jun 2021 | 1212.6820185036506 | 1.46 | 11.18 |
| Jul 2021 | 1212.864322095874 | 0.02 | 11.83 |
| Aug 2021 | 1214.3511063442988 | 0.12 | 11.61 |
| Sep 2021 | 1219.2352236396239 | 0.40 | 10.97 |
| Oct 2021 | 1237.4898414243048 | 1.50 | 11.43 |
| Nov 2021 | 1242.447434528138 | 0.40 | 10.73 |
| Dec 2021 | 1253.702079185498 | 0.91 | 10.79 |
| Jan 2022 | 1292.8105029816713 | 3.12 | 16.27 |
| Feb 2022 | 1345.5474914188355 | 4.08 | 18.73 |
| Mar 2022 | 1413.4981993243136 | 5.05 | 20.37 |
| Apr 2022 | 1533.3079463936542 | 8.48 | 29.04 |
| May 2022 | 1584.498221171401 | 3.34 | 32.57 |
| Jun 2022 | 1640.605750915359 | 3.54 | 35.29 |
| Jul 2022 | 1635.943456742455 | -0.28 | 34.88 |
| Aug 2022 | 1612.8585241237615 | -1.41 | 32.82 |
| Sep 2022 | 1725.639786703595 | 6.99 | 41.54 |
| Oct 2022 | 1830.4474785041903 | 6.07 | 47.92 |
| Nov 2022 | 1818.8188206705368 | -0.63 | 46.39 |
| Dec 2022 | 1761.580800168713 | -3.15 | 40.51 |
| Jan 2023 | 1765.082902918311 | 0.20 | 36.53 |
| Feb 2023 | 1764.9275884373244 | -0.01 | 31.17 |
| Mar 2023 | 1810.6447502640397 | 2.59 | 28.10 |
| Apr 2023 | 1795.8600677438646 | -0.82 | 17.12 |
| May 2023 | 1825.1148796763289 | 1.63 | 15.19 |
| Jun 2023 | 1884.3539421030478 | 3.25 | 14.86 |
| Jul 2023 | 1919.4084741989038 | 1.86 | 17.33 |
| Aug 2023 | 1966.2110300331726 | 2.44 | 21.91 |
| Sep 2023 | 1993.9093377509041 | 1.41 | 15.55 |
| Oct 2023 | 2061.724463405014 | 3.40 | 12.64 |
| Nov 2023 | 2038.5701959330697 | -1.12 | 12.08 |
| Dec 2023 | 1949.122920079582 | -4.39 | 10.65 |
| Jan 2024 | 1939.9338361745054 | -0.47 | 9.91 |
| Feb 2024 | 1967.0974208072205 | 1.40 | 11.46 |
| Mar 2024 | 1986.9604607818374 | 1.01 | 9.74 |
| Apr 2024 | 2029.108888270569 | 2.12 | 12.99 |
| May 2024 | 2051.8944139945606 | 1.12 | 12.43 |
| Jun 2024 | 2037.4053976396322 | -0.71 | 8.12 |
| Jul 2024 | 2032.3153366201577 | -0.25 | 5.88 |
| Aug 2024 | 1983.9471279866289 | -2.38 | 0.90 |
| Sep 2024 | 1945.6263038916416 | -1.93 | -2.42 |
| Oct 2024 | 1984.8421357134102 | 2.02 | -3.73 |
| Nov 2024 | 2045.071932581502 | 3.03 | 0.32 |
| Dec 2024 | 2039.1042449326292 | -0.29 | 4.62 |
| Jan 2025 | 1948.7486987050647 | -4.43 | 0.45 |
| Feb 2025 | 1940.7458750607868 | -0.41 | -1.34 |
| Mar 2025 | 1917.1926336006852 | -1.21 | -3.51 |
| Apr 2025 | 1930.657294143461 | 0.70 | -4.85 |
| May 2025 | 1945.6356548125218 | 0.78 | -5.18 |
| Jun 2025 | 1947.101679885382 | 0.08 | -4.43 |
| Jul 2025 | 1935.0705679161015 | -0.62 | -4.78 |
| Aug 2025 | 1917.3729956085347 | -0.91 | -3.36 |
| Sep 2025 | 1892.2971628316232 | -1.31 | -2.74 |
| Oct 2025 | 1881.355793109969 | -0.58 | -5.21 |
| Nov 2025 | 1884.393981300294 | 0.16 | -7.86 |
| Dec 2025 | 1882.7631038719933 | -0.09 | -7.67 |
| Jan 2026 | 1875.1884172169907 | -0.40 | -3.77 |
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