Cleveland, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Cleveland, TN Metro in January 2026 was $1,802.85. The month over month percentage change (MoM) was -0.44%, and the year over year percentage change (YoY) was -6.02%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Cleveland, TN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Cleveland, TN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Cleveland, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cleveland, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 692.6275259113645 NaN NaN
Feb 2012 687.2044294203855 -0.78 NaN
Mar 2012 689.2754568536969 0.30 NaN
Apr 2012 685.3022407879214 -0.58 NaN
May 2012 679.9870075827438 -0.78 NaN
Jun 2012 675.963027724864 -0.59 NaN
Jul 2012 672.3915316587246 -0.53 NaN
Aug 2012 676.5242215662149 0.62 NaN
Sep 2012 670.7774659649879 -0.85 NaN
Oct 2012 664.1406057737086 -0.99 NaN
Nov 2012 663.294823798991 -0.13 NaN
Dec 2012 664.0490160824008 0.11 NaN
Jan 2013 655.3204036718382 -1.31 -5.39
Feb 2013 663.1825741157922 1.20 -3.50
Mar 2013 666.8055662360126 0.55 -3.26
Apr 2013 662.2241458319991 -0.69 -3.37
May 2013 670.3361465388791 1.23 -1.42
Jun 2013 703.6584789389574 4.97 4.10
Jul 2013 722.8932129866114 2.73 7.51
Aug 2013 729.0288447185218 0.85 7.76
Sep 2013 732.4998225406507 0.48 9.20
Oct 2013 717.5858785682868 -2.04 8.05
Nov 2013 723.5890477371511 0.84 9.09
Dec 2013 738.9219401241986 2.12 11.28
Jan 2014 728.9265966500459 -1.35 11.23
Feb 2014 725.5610919906752 -0.46 9.41
Mar 2014 732.0027589097507 0.89 9.78
Apr 2014 735.3041729378717 0.45 11.04
May 2014 730.7187639117985 -0.62 9.01
Jun 2014 733.8592889572104 0.43 4.29
Jul 2014 736.4999405967767 0.36 1.88
Aug 2014 738.1768879003366 0.23 1.25
Sep 2014 742.4161711219898 0.57 1.35
Oct 2014 735.5785650464685 -0.92 2.51
Nov 2014 734.8704304964995 -0.10 1.56
Dec 2014 728.4023654032159 -0.88 -1.42
Jan 2015 717.1190905213944 -1.55 -1.62
Feb 2015 721.2437234117565 0.57 -0.59
Mar 2015 727.265415739316 0.84 -0.65
Apr 2015 724.2151483929797 -0.42 -1.51
May 2015 737.7374975787648 1.87 0.96
Jun 2015 750.4869303482909 1.73 2.27
Jul 2015 759.8702334104972 1.25 3.17
Aug 2015 756.5612868547671 -0.43 2.49
Sep 2015 760.2158984481838 0.48 2.40
Oct 2015 758.0341311766617 -0.29 3.05
Nov 2015 769.7272588334931 1.54 4.74
Dec 2015 774.1788920963114 0.58 6.29
Jan 2016 766.5962573617605 -0.98 6.90
Feb 2016 756.7433573748364 -1.28 4.92
Mar 2016 761.3878910678518 0.61 4.69
Apr 2016 757.8420696103162 -0.47 4.64
May 2016 760.0095417849683 0.29 3.02
Jun 2016 761.4940681639775 0.20 1.47
Jul 2016 755.6403313881981 -0.77 -0.56
Aug 2016 758.2614200714343 0.35 0.23
Sep 2016 763.5387668382175 0.70 0.44
Oct 2016 769.7899124295576 0.82 1.55
Nov 2016 795.2303445944033 3.31 3.31
Dec 2016 830.1051759781641 4.39 7.22
Jan 2017 829.8601265186579 -0.03 8.25
Feb 2017 834.3471932024979 0.54 10.26
Mar 2017 839.044570800289 0.56 10.20
Apr 2017 830.3018052558073 -1.04 9.56
May 2017 829.681756909089 -0.07 9.17
Jun 2017 823.3411604821788 -0.76 8.12
Jul 2017 830.0695370540487 0.82 9.85
Aug 2017 827.3737976424254 -0.32 9.12
Sep 2017 826.3837946921906 -0.12 8.23
Oct 2017 837.562843094074 1.35 8.80
Nov 2017 843.8589588106729 0.75 6.12
Dec 2017 850.3697544776418 0.77 2.44
Jan 2018 857.4770614151502 0.84 3.33
Feb 2018 886.2854725966075 3.36 6.23
Mar 2018 902.3512925231947 1.81 7.55
Apr 2018 909.2807392539846 0.77 9.51
May 2018 922.7959041349036 1.49 11.22
Jun 2018 924.4226687541997 0.18 12.28
Jul 2018 925.7606951691898 0.14 11.53
Aug 2018 931.9459004774103 0.67 12.64
Sep 2018 943.0696330491432 1.19 14.12
Oct 2018 962.8762655880419 2.10 14.96
Nov 2018 968.150138854347 0.55 14.73
Dec 2018 952.5676934138486 -1.61 12.02
Jan 2019 940.66087893307 -1.25 9.70
Feb 2019 937.435483433537 -0.34 5.77
Mar 2019 934.0545283913402 -0.36 3.51
Apr 2019 929.4306055434258 -0.49 2.22
May 2019 929.3844924888183 0.00 0.71
Jun 2019 912.3431629659108 -1.83 -1.31
Jul 2019 913.5226145465585 0.13 -1.32
Aug 2019 904.8223100438263 -0.95 -2.91
Sep 2019 907.1390414555012 0.26 -3.81
Oct 2019 919.1592718707725 1.33 -4.54
Nov 2019 926.3517160252704 0.78 -4.32
Dec 2019 935.9803440730475 1.04 -1.74
Jan 2020 928.1481449274834 -0.84 -1.33
Feb 2020 920.2171998461483 -0.85 -1.84
Mar 2020 923.5194965235248 0.36 -1.13
Apr 2020 916.9443978252248 -0.71 -1.34
May 2020 916.4239119550443 -0.06 -1.39
Jun 2020 915.2968131755005 -0.12 0.32
Jul 2020 909.0300292742243 -0.68 -0.49
Aug 2020 910.8026372836757 0.20 0.66
Sep 2020 919.0356106493343 0.90 1.31
Oct 2020 928.0102338012588 0.98 0.96
Nov 2020 935.9500894686166 0.86 1.04
Dec 2020 940.9882096733525 0.54 0.54
Jan 2021 943.5189852041422 0.27 1.66
Feb 2021 962.0131791019053 1.96 4.54
Mar 2021 998.9847843340863 3.84 8.17
Apr 2021 1010.9508286451226 1.20 10.25
May 2021 1016.7102809684972 0.57 10.94
Jun 2021 1036.6927371908478 1.97 13.26
Jul 2021 1045.2953261251635 0.83 14.99
Aug 2021 1057.5479207250123 1.17 16.11
Sep 2021 1074.0448327789552 1.56 16.87
Oct 2021 1100.573067081365 2.47 18.60
Nov 2021 1114.8538083407589 1.30 19.11
Dec 2021 1134.8833390614875 1.80 20.61
Jan 2022 1168.0639011371582 2.92 23.80
Feb 2022 1222.4784726247376 4.66 27.08
Mar 2022 1288.6655890179318 5.41 29.00
Apr 2022 1406.9893996618016 9.18 39.17
May 2022 1453.8345654257926 3.33 42.99
Jun 2022 1507.2279483428465 3.67 45.39
Jul 2022 1502.443511353322 -0.32 43.73
Aug 2022 1482.1968959719768 -1.35 40.15
Sep 2022 1600.908510000356 8.01 49.05
Oct 2022 1707.4874948183704 6.66 55.15
Nov 2022 1690.3249897219375 -1.00 51.62
Dec 2022 1626.107878763787 -3.80 43.28
Jan 2023 1606.7988453493167 -1.19 37.56
Feb 2023 1610.2634743656001 0.22 31.72
Mar 2023 1659.1842310881952 3.04 28.75
Apr 2023 1643.9428275036876 -0.92 16.84
May 2023 1667.452747715798 1.43 14.69
Jun 2023 1723.1904416854236 3.34 14.33
Jul 2023 1753.70436980517 1.77 16.72
Aug 2023 1801.3233625891355 2.72 21.53
Sep 2023 1831.895438620602 1.70 14.43
Oct 2023 1908.2553819541408 4.17 11.76
Nov 2023 1892.0647959650883 -0.85 11.94
Dec 2023 1805.3209700925324 -4.58 11.02
Jan 2024 1778.3202945248206 -1.50 10.68
Feb 2024 1803.537247749071 1.42 12.00
Mar 2024 1820.582886723861 0.95 9.73
Apr 2024 1863.569853098284 2.36 13.36
May 2024 1891.7719705605168 1.51 13.45
Jun 2024 1881.331652159011 -0.55 9.18
Jul 2024 1877.8128453335519 -0.19 7.08
Aug 2024 1825.8168752643992 -2.77 1.36
Sep 2024 1784.5754363186604 -2.26 -2.58
Oct 2024 1824.638900317432 2.25 -4.38
Nov 2024 1883.7149650782005 3.24 -0.44
Dec 2024 1874.162701432816 -0.51 3.81
Jan 2025 1918.416953656254 2.36 7.88
Feb 2025 1905.0339540721216 -0.70 5.63
Mar 2025 1873.1955062150146 -1.67 2.89
Apr 2025 1878.6393213246542 0.29 0.81
May 2025 1887.2006273596546 0.46 -0.24
Jun 2025 1883.1965241626483 -0.21 0.10
Jul 2025 1865.232297881994 -0.95 -0.67
Aug 2025 1842.4520460580534 -1.22 0.91
Sep 2025 1815.7148915971434 -1.45 1.75
Oct 2025 1806.4803569562882 -0.51 -0.99
Nov 2025 1811.7685633043398 0.29 -3.82
Dec 2025 1810.835147098835 -0.05 -3.38
Jan 2026 1802.8497418630554 -0.44 -6.02