Columbia, MO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Columbia, MO Metro in January 2026 was $1,918.262. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -3.97%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Columbia, MO metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Columbia, MO metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Columbia, MO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Columbia, MO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 854.6089563836608 NaN NaN
Feb 2012 854.93549735957 0.04 NaN
Mar 2012 861.6959310469274 0.79 NaN
Apr 2012 860.1932673940432 -0.17 NaN
May 2012 853.569286424102 -0.77 NaN
Jun 2012 846.4276029047505 -0.84 NaN
Jul 2012 839.7422449535259 -0.79 NaN
Aug 2012 845.0841588563295 0.64 NaN
Sep 2012 838.8145095967484 -0.74 NaN
Oct 2012 832.004835144793 -0.81 NaN
Nov 2012 830.7623959955124 -0.15 NaN
Dec 2012 831.4533356895404 0.08 NaN
Jan 2013 837.1828019745803 0.69 -2.04
Feb 2013 848.4208856746545 1.34 -0.76
Mar 2013 854.4625657587565 0.71 -0.84
Apr 2013 849.5627963810311 -0.57 -1.24
May 2013 858.1957791273676 1.02 0.54
Jun 2013 899.176815383488 4.78 6.23
Jul 2013 925.773881037712 2.96 10.25
Aug 2013 936.7297973568002 1.18 10.85
Sep 2013 942.158592976125 0.58 12.32
Oct 2013 921.3617950319322 -2.21 10.74
Nov 2013 926.5123033861263 0.56 11.53
Dec 2013 942.0106536591932 1.67 13.30
Jan 2014 939.7238742034755 -0.24 12.25
Feb 2014 930.4905965313643 -0.98 9.67
Mar 2014 935.4877174747139 0.54 9.48
Apr 2014 937.7186527212175 0.24 10.38
May 2014 929.8278426376253 -0.84 8.35
Jun 2014 930.1785538628544 0.04 3.45
Jul 2014 931.8025711072781 0.18 0.65
Aug 2014 934.4409812348356 0.28 -0.24
Sep 2014 941.3603373299545 0.74 -0.08
Oct 2014 933.843434869855 -0.80 1.36
Nov 2014 933.3418515121623 -0.05 0.74
Dec 2014 926.8991009511432 -0.69 -1.60
Jan 2015 916.6990007272394 -1.10 -2.45
Feb 2015 924.1124060277978 0.81 -0.68
Mar 2015 932.7338596270594 0.93 -0.29
Apr 2015 929.6880421781425 -0.33 -0.86
May 2015 945.8689152105826 1.74 1.73
Jun 2015 959.4335340688588 1.43 3.15
Jul 2015 966.7098461646096 0.76 3.75
Aug 2015 958.3567465059928 -0.86 2.56
Sep 2015 959.9099443343484 0.16 1.97
Oct 2015 954.30838950239 -0.58 2.19
Nov 2015 965.8869586285452 1.21 3.49
Dec 2015 969.0497309817076 0.33 4.55
Jan 2016 959.1867290425096 -1.02 4.64
Feb 2016 946.0720885602024 -1.37 2.38
Mar 2016 949.385163828975 0.35 1.79
Apr 2016 942.185614536178 -0.76 1.34
May 2016 941.7034548829165 -0.05 -0.44
Jun 2016 941.2316689750118 -0.05 -1.90
Jul 2016 933.9382165967825 -0.77 -3.39
Aug 2016 937.2213789210775 0.35 -2.20
Sep 2016 943.0378697121853 0.62 -1.76
Oct 2016 949.271788504567 0.66 -0.53
Nov 2016 979.2024666565906 3.15 1.38
Dec 2016 1021.6574761870986 4.34 5.43
Jan 2017 1019.0720497127852 -0.25 6.24
Feb 2017 1029.635597177139 1.04 8.83
Mar 2017 1040.352217554808 1.04 9.58
Apr 2017 1035.9843653502885 -0.42 9.96
May 2017 1038.950107127887 0.29 10.33
Jun 2017 1034.3130059659488 -0.45 9.89
Jul 2017 1041.1634926066504 0.66 11.48
Aug 2017 1033.482984301046 -0.74 10.27
Sep 2017 1026.7233921982956 -0.65 8.87
Oct 2017 1033.6730291812796 0.68 8.89
Nov 2017 1036.394093853377 0.26 5.84
Dec 2017 1039.2969305129461 0.28 1.73
Jan 2018 1046.9159416307346 0.73 2.73
Feb 2018 1072.5339864578089 2.45 4.17
Mar 2018 1083.9588456403178 1.07 4.19
Apr 2018 1086.7624549002553 0.26 4.90
May 2018 1098.3870020473976 1.07 5.72
Jun 2018 1096.8734640000746 -0.14 6.05
Jul 2018 1095.1853517702034 -0.15 5.19
Aug 2018 1099.9524982296296 0.44 6.43
Sep 2018 1109.5896557428657 0.88 8.07
Oct 2018 1129.9529585122264 1.84 9.31
Nov 2018 1135.6609880859883 0.51 9.58
Dec 2018 1117.2708153263102 -1.62 7.50
Jan 2019 1107.0294958817678 -0.92 5.74
Feb 2019 1102.3062859320557 -0.43 2.78
Mar 2019 1097.9857911656936 -0.39 1.29
Apr 2019 1092.7079966478107 -0.48 0.55
May 2019 1090.9001605743051 -0.16 -0.68
Jun 2019 1071.551728183489 -1.77 -2.31
Jul 2019 1072.9013301102427 0.13 -2.03
Aug 2019 1065.8924650554263 -0.65 -3.10
Sep 2019 1070.2248964281573 0.41 -3.55
Oct 2019 1084.3731813160957 1.32 -4.03
Nov 2019 1092.3237986216784 0.73 -3.82
Dec 2019 1103.2236986555115 1.00 -1.26
Jan 2020 1090.7237080568252 -1.13 -1.47
Feb 2020 1082.318656038084 -0.77 -1.81
Mar 2020 1086.7736657266726 0.41 -1.02
Apr 2020 1080.021987118878 -0.62 -1.16
May 2020 1079.1792871717257 -0.08 -1.07
Jun 2020 1077.8475939883324 -0.12 0.59
Jul 2020 1070.2624295755663 -0.70 -0.25
Aug 2020 1069.4081756106555 -0.08 0.33
Sep 2020 1075.4188419051113 0.56 0.49
Oct 2020 1082.131948598586 0.62 -0.21
Nov 2020 1089.1709902390307 0.65 -0.29
Dec 2020 1092.951269860805 0.35 -0.93
Jan 2021 1086.7535245972654 -0.57 -0.36
Feb 2021 1100.8575113683191 1.30 1.71
Mar 2021 1134.9073273070092 3.09 4.43
Apr 2021 1144.5998457227552 0.85 5.98
May 2021 1151.544021589354 0.61 6.71
Jun 2021 1173.2222121769996 1.88 8.85
Jul 2021 1179.6082726198406 0.54 10.22
Aug 2021 1187.4915653045637 0.67 11.04
Sep 2021 1198.2641653462406 0.91 11.42
Oct 2021 1220.3545828770611 1.84 12.77
Nov 2021 1226.8129454339273 0.53 12.64
Dec 2021 1238.8491416813172 0.98 13.35
Jan 2022 1270.6934551139327 2.57 16.93
Feb 2022 1325.51780750861 4.32 20.41
Mar 2022 1396.807786611586 5.38 23.08
Apr 2022 1523.6684512385468 9.08 33.12
May 2022 1580.0983973756738 3.70 37.22
Jun 2022 1641.09542717969 3.86 39.88
Jul 2022 1638.652072998273 -0.15 38.92
Aug 2022 1615.9928063227796 -1.38 36.09
Sep 2022 1736.9420315123598 7.49 44.96
Oct 2022 1847.5467273033 6.37 51.39
Nov 2022 1833.230131212264 -0.77 49.43
Dec 2022 1770.6644859176026 -3.41 42.93
Jan 2023 1753.5888525500784 -0.96 38.00
Feb 2023 1748.9999595484992 -0.26 31.95
Mar 2023 1791.0125180112982 2.40 28.22
Apr 2023 1769.7090204199626 -1.19 16.15
May 2023 1798.0695694188025 1.60 13.80
Jun 2023 1859.4928336070363 3.42 13.31
Jul 2023 1892.0533069402563 1.75 15.46
Aug 2023 1933.0363832950911 2.17 19.62
Sep 2023 1955.7854565425314 1.18 12.60
Oct 2023 2019.0733614083163 3.24 9.28
Nov 2023 1990.3349566361528 -1.42 8.57
Dec 2023 1890.8288384782304 -5.00 6.79
Jan 2024 1856.0686235302862 -1.84 5.84
Feb 2024 1882.7760531704578 1.44 7.65
Mar 2024 1902.2392218389984 1.03 6.21
Apr 2024 1943.1466899640404 2.15 9.80
May 2024 1964.298277516125 1.09 9.24
Jun 2024 1949.1345403477583 -0.77 4.82
Jul 2024 1945.5258884668797 -0.18 2.83
Aug 2024 1899.09559035551 -2.39 -1.76
Sep 2024 1863.553752883415 -1.87 -4.72
Oct 2024 1908.268705305669 2.40 -5.49
Nov 2024 1975.8296374201118 3.54 -0.73
Dec 2024 1971.6862921931115 -0.21 4.28
Jan 2025 1997.6482755315765 1.32 7.63
Feb 2025 1988.3899489619373 -0.46 5.61
Mar 2025 1963.80585720528 -1.24 3.24
Apr 2025 1977.5335516725677 0.70 1.77
May 2025 1994.1463473857673 0.84 1.52
Jun 2025 1995.741774547017 0.08 2.39
Jul 2025 1983.2839126986069 -0.62 1.94
Aug 2025 1965.2419195324564 -0.91 3.48
Sep 2025 1940.030666357231 -1.28 4.10
Oct 2025 1929.4723677832135 -0.54 1.11
Nov 2025 1931.477719764615 0.10 -2.24
Dec 2025 1927.7714773297034 -0.19 -2.23
Jan 2026 1918.2620087868668 -0.49 -3.97