Columbia, MO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Columbia, MO Metro in January 2026 was $1,918.262. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -3.97%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Columbia, MO metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Columbia, MO metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 854.6089563836608 | NaN | NaN |
| Feb 2012 | 854.93549735957 | 0.04 | NaN |
| Mar 2012 | 861.6959310469274 | 0.79 | NaN |
| Apr 2012 | 860.1932673940432 | -0.17 | NaN |
| May 2012 | 853.569286424102 | -0.77 | NaN |
| Jun 2012 | 846.4276029047505 | -0.84 | NaN |
| Jul 2012 | 839.7422449535259 | -0.79 | NaN |
| Aug 2012 | 845.0841588563295 | 0.64 | NaN |
| Sep 2012 | 838.8145095967484 | -0.74 | NaN |
| Oct 2012 | 832.004835144793 | -0.81 | NaN |
| Nov 2012 | 830.7623959955124 | -0.15 | NaN |
| Dec 2012 | 831.4533356895404 | 0.08 | NaN |
| Jan 2013 | 837.1828019745803 | 0.69 | -2.04 |
| Feb 2013 | 848.4208856746545 | 1.34 | -0.76 |
| Mar 2013 | 854.4625657587565 | 0.71 | -0.84 |
| Apr 2013 | 849.5627963810311 | -0.57 | -1.24 |
| May 2013 | 858.1957791273676 | 1.02 | 0.54 |
| Jun 2013 | 899.176815383488 | 4.78 | 6.23 |
| Jul 2013 | 925.773881037712 | 2.96 | 10.25 |
| Aug 2013 | 936.7297973568002 | 1.18 | 10.85 |
| Sep 2013 | 942.158592976125 | 0.58 | 12.32 |
| Oct 2013 | 921.3617950319322 | -2.21 | 10.74 |
| Nov 2013 | 926.5123033861263 | 0.56 | 11.53 |
| Dec 2013 | 942.0106536591932 | 1.67 | 13.30 |
| Jan 2014 | 939.7238742034755 | -0.24 | 12.25 |
| Feb 2014 | 930.4905965313643 | -0.98 | 9.67 |
| Mar 2014 | 935.4877174747139 | 0.54 | 9.48 |
| Apr 2014 | 937.7186527212175 | 0.24 | 10.38 |
| May 2014 | 929.8278426376253 | -0.84 | 8.35 |
| Jun 2014 | 930.1785538628544 | 0.04 | 3.45 |
| Jul 2014 | 931.8025711072781 | 0.18 | 0.65 |
| Aug 2014 | 934.4409812348356 | 0.28 | -0.24 |
| Sep 2014 | 941.3603373299545 | 0.74 | -0.08 |
| Oct 2014 | 933.843434869855 | -0.80 | 1.36 |
| Nov 2014 | 933.3418515121623 | -0.05 | 0.74 |
| Dec 2014 | 926.8991009511432 | -0.69 | -1.60 |
| Jan 2015 | 916.6990007272394 | -1.10 | -2.45 |
| Feb 2015 | 924.1124060277978 | 0.81 | -0.68 |
| Mar 2015 | 932.7338596270594 | 0.93 | -0.29 |
| Apr 2015 | 929.6880421781425 | -0.33 | -0.86 |
| May 2015 | 945.8689152105826 | 1.74 | 1.73 |
| Jun 2015 | 959.4335340688588 | 1.43 | 3.15 |
| Jul 2015 | 966.7098461646096 | 0.76 | 3.75 |
| Aug 2015 | 958.3567465059928 | -0.86 | 2.56 |
| Sep 2015 | 959.9099443343484 | 0.16 | 1.97 |
| Oct 2015 | 954.30838950239 | -0.58 | 2.19 |
| Nov 2015 | 965.8869586285452 | 1.21 | 3.49 |
| Dec 2015 | 969.0497309817076 | 0.33 | 4.55 |
| Jan 2016 | 959.1867290425096 | -1.02 | 4.64 |
| Feb 2016 | 946.0720885602024 | -1.37 | 2.38 |
| Mar 2016 | 949.385163828975 | 0.35 | 1.79 |
| Apr 2016 | 942.185614536178 | -0.76 | 1.34 |
| May 2016 | 941.7034548829165 | -0.05 | -0.44 |
| Jun 2016 | 941.2316689750118 | -0.05 | -1.90 |
| Jul 2016 | 933.9382165967825 | -0.77 | -3.39 |
| Aug 2016 | 937.2213789210775 | 0.35 | -2.20 |
| Sep 2016 | 943.0378697121853 | 0.62 | -1.76 |
| Oct 2016 | 949.271788504567 | 0.66 | -0.53 |
| Nov 2016 | 979.2024666565906 | 3.15 | 1.38 |
| Dec 2016 | 1021.6574761870986 | 4.34 | 5.43 |
| Jan 2017 | 1019.0720497127852 | -0.25 | 6.24 |
| Feb 2017 | 1029.635597177139 | 1.04 | 8.83 |
| Mar 2017 | 1040.352217554808 | 1.04 | 9.58 |
| Apr 2017 | 1035.9843653502885 | -0.42 | 9.96 |
| May 2017 | 1038.950107127887 | 0.29 | 10.33 |
| Jun 2017 | 1034.3130059659488 | -0.45 | 9.89 |
| Jul 2017 | 1041.1634926066504 | 0.66 | 11.48 |
| Aug 2017 | 1033.482984301046 | -0.74 | 10.27 |
| Sep 2017 | 1026.7233921982956 | -0.65 | 8.87 |
| Oct 2017 | 1033.6730291812796 | 0.68 | 8.89 |
| Nov 2017 | 1036.394093853377 | 0.26 | 5.84 |
| Dec 2017 | 1039.2969305129461 | 0.28 | 1.73 |
| Jan 2018 | 1046.9159416307346 | 0.73 | 2.73 |
| Feb 2018 | 1072.5339864578089 | 2.45 | 4.17 |
| Mar 2018 | 1083.9588456403178 | 1.07 | 4.19 |
| Apr 2018 | 1086.7624549002553 | 0.26 | 4.90 |
| May 2018 | 1098.3870020473976 | 1.07 | 5.72 |
| Jun 2018 | 1096.8734640000746 | -0.14 | 6.05 |
| Jul 2018 | 1095.1853517702034 | -0.15 | 5.19 |
| Aug 2018 | 1099.9524982296296 | 0.44 | 6.43 |
| Sep 2018 | 1109.5896557428657 | 0.88 | 8.07 |
| Oct 2018 | 1129.9529585122264 | 1.84 | 9.31 |
| Nov 2018 | 1135.6609880859883 | 0.51 | 9.58 |
| Dec 2018 | 1117.2708153263102 | -1.62 | 7.50 |
| Jan 2019 | 1107.0294958817678 | -0.92 | 5.74 |
| Feb 2019 | 1102.3062859320557 | -0.43 | 2.78 |
| Mar 2019 | 1097.9857911656936 | -0.39 | 1.29 |
| Apr 2019 | 1092.7079966478107 | -0.48 | 0.55 |
| May 2019 | 1090.9001605743051 | -0.16 | -0.68 |
| Jun 2019 | 1071.551728183489 | -1.77 | -2.31 |
| Jul 2019 | 1072.9013301102427 | 0.13 | -2.03 |
| Aug 2019 | 1065.8924650554263 | -0.65 | -3.10 |
| Sep 2019 | 1070.2248964281573 | 0.41 | -3.55 |
| Oct 2019 | 1084.3731813160957 | 1.32 | -4.03 |
| Nov 2019 | 1092.3237986216784 | 0.73 | -3.82 |
| Dec 2019 | 1103.2236986555115 | 1.00 | -1.26 |
| Jan 2020 | 1090.7237080568252 | -1.13 | -1.47 |
| Feb 2020 | 1082.318656038084 | -0.77 | -1.81 |
| Mar 2020 | 1086.7736657266726 | 0.41 | -1.02 |
| Apr 2020 | 1080.021987118878 | -0.62 | -1.16 |
| May 2020 | 1079.1792871717257 | -0.08 | -1.07 |
| Jun 2020 | 1077.8475939883324 | -0.12 | 0.59 |
| Jul 2020 | 1070.2624295755663 | -0.70 | -0.25 |
| Aug 2020 | 1069.4081756106555 | -0.08 | 0.33 |
| Sep 2020 | 1075.4188419051113 | 0.56 | 0.49 |
| Oct 2020 | 1082.131948598586 | 0.62 | -0.21 |
| Nov 2020 | 1089.1709902390307 | 0.65 | -0.29 |
| Dec 2020 | 1092.951269860805 | 0.35 | -0.93 |
| Jan 2021 | 1086.7535245972654 | -0.57 | -0.36 |
| Feb 2021 | 1100.8575113683191 | 1.30 | 1.71 |
| Mar 2021 | 1134.9073273070092 | 3.09 | 4.43 |
| Apr 2021 | 1144.5998457227552 | 0.85 | 5.98 |
| May 2021 | 1151.544021589354 | 0.61 | 6.71 |
| Jun 2021 | 1173.2222121769996 | 1.88 | 8.85 |
| Jul 2021 | 1179.6082726198406 | 0.54 | 10.22 |
| Aug 2021 | 1187.4915653045637 | 0.67 | 11.04 |
| Sep 2021 | 1198.2641653462406 | 0.91 | 11.42 |
| Oct 2021 | 1220.3545828770611 | 1.84 | 12.77 |
| Nov 2021 | 1226.8129454339273 | 0.53 | 12.64 |
| Dec 2021 | 1238.8491416813172 | 0.98 | 13.35 |
| Jan 2022 | 1270.6934551139327 | 2.57 | 16.93 |
| Feb 2022 | 1325.51780750861 | 4.32 | 20.41 |
| Mar 2022 | 1396.807786611586 | 5.38 | 23.08 |
| Apr 2022 | 1523.6684512385468 | 9.08 | 33.12 |
| May 2022 | 1580.0983973756738 | 3.70 | 37.22 |
| Jun 2022 | 1641.09542717969 | 3.86 | 39.88 |
| Jul 2022 | 1638.652072998273 | -0.15 | 38.92 |
| Aug 2022 | 1615.9928063227796 | -1.38 | 36.09 |
| Sep 2022 | 1736.9420315123598 | 7.49 | 44.96 |
| Oct 2022 | 1847.5467273033 | 6.37 | 51.39 |
| Nov 2022 | 1833.230131212264 | -0.77 | 49.43 |
| Dec 2022 | 1770.6644859176026 | -3.41 | 42.93 |
| Jan 2023 | 1753.5888525500784 | -0.96 | 38.00 |
| Feb 2023 | 1748.9999595484992 | -0.26 | 31.95 |
| Mar 2023 | 1791.0125180112982 | 2.40 | 28.22 |
| Apr 2023 | 1769.7090204199626 | -1.19 | 16.15 |
| May 2023 | 1798.0695694188025 | 1.60 | 13.80 |
| Jun 2023 | 1859.4928336070363 | 3.42 | 13.31 |
| Jul 2023 | 1892.0533069402563 | 1.75 | 15.46 |
| Aug 2023 | 1933.0363832950911 | 2.17 | 19.62 |
| Sep 2023 | 1955.7854565425314 | 1.18 | 12.60 |
| Oct 2023 | 2019.0733614083163 | 3.24 | 9.28 |
| Nov 2023 | 1990.3349566361528 | -1.42 | 8.57 |
| Dec 2023 | 1890.8288384782304 | -5.00 | 6.79 |
| Jan 2024 | 1856.0686235302862 | -1.84 | 5.84 |
| Feb 2024 | 1882.7760531704578 | 1.44 | 7.65 |
| Mar 2024 | 1902.2392218389984 | 1.03 | 6.21 |
| Apr 2024 | 1943.1466899640404 | 2.15 | 9.80 |
| May 2024 | 1964.298277516125 | 1.09 | 9.24 |
| Jun 2024 | 1949.1345403477583 | -0.77 | 4.82 |
| Jul 2024 | 1945.5258884668797 | -0.18 | 2.83 |
| Aug 2024 | 1899.09559035551 | -2.39 | -1.76 |
| Sep 2024 | 1863.553752883415 | -1.87 | -4.72 |
| Oct 2024 | 1908.268705305669 | 2.40 | -5.49 |
| Nov 2024 | 1975.8296374201118 | 3.54 | -0.73 |
| Dec 2024 | 1971.6862921931115 | -0.21 | 4.28 |
| Jan 2025 | 1997.6482755315765 | 1.32 | 7.63 |
| Feb 2025 | 1988.3899489619373 | -0.46 | 5.61 |
| Mar 2025 | 1963.80585720528 | -1.24 | 3.24 |
| Apr 2025 | 1977.5335516725677 | 0.70 | 1.77 |
| May 2025 | 1994.1463473857673 | 0.84 | 1.52 |
| Jun 2025 | 1995.741774547017 | 0.08 | 2.39 |
| Jul 2025 | 1983.2839126986069 | -0.62 | 1.94 |
| Aug 2025 | 1965.2419195324564 | -0.91 | 3.48 |
| Sep 2025 | 1940.030666357231 | -1.28 | 4.10 |
| Oct 2025 | 1929.4723677832135 | -0.54 | 1.11 |
| Nov 2025 | 1931.477719764615 | 0.10 | -2.24 |
| Dec 2025 | 1927.7714773297034 | -0.19 | -2.23 |
| Jan 2026 | 1918.2620087868668 | -0.49 | -3.97 |