Columbia, SC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Columbia, SC Metro in January 2026 was $1,544.199. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -5.57%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Columbia, SC metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Columbia, SC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Columbia, SC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Columbia, SC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Columbia, SC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 700.4701706898011 | NaN | NaN |
| Feb 2012 | 698.7904347374885 | -0.24 | NaN |
| Mar 2012 | 703.1005144105554 | 0.62 | NaN |
| Apr 2012 | 701.0141480637122 | -0.30 | NaN |
| May 2012 | 694.7838257864502 | -0.89 | NaN |
| Jun 2012 | 687.4523119656923 | -1.05 | NaN |
| Jul 2012 | 679.7048535548099 | -1.13 | NaN |
| Aug 2012 | 681.0150451291349 | 0.19 | NaN |
| Sep 2012 | 673.2002658544694 | -1.15 | NaN |
| Oct 2012 | 665.512690112362 | -1.14 | NaN |
| Nov 2012 | 662.0626266395675 | -0.52 | NaN |
| Dec 2012 | 659.8553823704738 | -0.33 | NaN |
| Jan 2013 | 655.0525552141228 | -0.73 | -6.48 |
| Feb 2013 | 661.8655000073195 | 1.04 | -5.28 |
| Mar 2013 | 664.35535706185 | 0.38 | -5.51 |
| Apr 2013 | 657.8967626431479 | -0.97 | -6.15 |
| May 2013 | 663.7773382177256 | 0.89 | -4.46 |
| Jun 2013 | 696.0795493287796 | 4.87 | 1.25 |
| Jul 2013 | 715.080014042928 | 2.73 | 5.20 |
| Aug 2013 | 721.332893170811 | 0.87 | 5.92 |
| Sep 2013 | 723.8566347404428 | 0.35 | 7.53 |
| Oct 2013 | 706.9806139877819 | -2.33 | 6.23 |
| Nov 2013 | 711.3484696567996 | 0.62 | 7.44 |
| Dec 2013 | 724.9239930066726 | 1.91 | 9.86 |
| Jan 2014 | 723.6792919614169 | -0.17 | 10.48 |
| Feb 2014 | 718.4579447813883 | -0.72 | 8.55 |
| Mar 2014 | 723.2843534529633 | 0.67 | 8.87 |
| Apr 2014 | 725.591434112746 | 0.32 | 10.29 |
| May 2014 | 719.5239979125386 | -0.84 | 8.40 |
| Jun 2014 | 719.5790734264806 | 0.01 | 3.38 |
| Jul 2014 | 718.4280663947395 | -0.16 | 0.47 |
| Aug 2014 | 716.9836125544927 | -0.20 | -0.60 |
| Sep 2014 | 718.4941395747973 | 0.21 | -0.74 |
| Oct 2014 | 708.2485281760314 | -1.43 | 0.18 |
| Nov 2014 | 703.9868257614928 | -0.60 | -1.03 |
| Dec 2014 | 695.4279835868736 | -1.22 | -4.07 |
| Jan 2015 | 682.2495410267004 | -1.89 | -5.72 |
| Feb 2015 | 685.7361546820381 | 0.51 | -4.55 |
| Mar 2015 | 690.5090990041324 | 0.70 | -4.53 |
| Apr 2015 | 686.904486728537 | -0.52 | -5.33 |
| May 2015 | 699.5911334554415 | 1.85 | -2.77 |
| Jun 2015 | 710.6040793928075 | 1.57 | -1.25 |
| Jul 2015 | 716.5853886403484 | 0.84 | -0.26 |
| Aug 2015 | 710.1572037523418 | -0.90 | -0.95 |
| Sep 2015 | 711.1217317746255 | 0.14 | -1.03 |
| Oct 2015 | 708.518603115737 | -0.37 | 0.04 |
| Nov 2015 | 719.8031471669599 | 1.59 | 2.25 |
| Dec 2015 | 724.1835570489254 | 0.61 | 4.14 |
| Jan 2016 | 721.7150622296933 | -0.34 | 5.79 |
| Feb 2016 | 712.3163280148717 | -1.30 | 3.88 |
| Mar 2016 | 716.5822330334265 | 0.60 | 3.78 |
| Apr 2016 | 713.0956979871387 | -0.49 | 3.81 |
| May 2016 | 714.3356926423146 | 0.17 | 2.11 |
| Jun 2016 | 714.7863569177416 | 0.06 | 0.59 |
| Jul 2016 | 708.941854847219 | -0.82 | -1.07 |
| Aug 2016 | 710.7515884572772 | 0.26 | 0.08 |
| Sep 2016 | 715.2849984568934 | 0.64 | 0.59 |
| Oct 2016 | 718.3608906499958 | 0.43 | 1.39 |
| Nov 2016 | 740.6732805924678 | 3.11 | 2.90 |
| Dec 2016 | 771.1406303502102 | 4.11 | 6.48 |
| Jan 2017 | 771.2721800375945 | 0.02 | 6.87 |
| Feb 2017 | 774.2105469234983 | 0.38 | 8.69 |
| Mar 2017 | 777.8975459827773 | 0.48 | 8.56 |
| Apr 2017 | 770.1975270965995 | -0.99 | 8.01 |
| May 2017 | 769.5442068438776 | -0.08 | 7.73 |
| Jun 2017 | 764.9250610643262 | -0.60 | 7.02 |
| Jul 2017 | 771.525707260831 | 0.86 | 8.83 |
| Aug 2017 | 768.236656437736 | -0.43 | 8.09 |
| Sep 2017 | 766.0348942194406 | -0.29 | 7.10 |
| Oct 2017 | 773.9805444685329 | 1.04 | 7.74 |
| Nov 2017 | 778.715065174779 | 0.61 | 5.14 |
| Dec 2017 | 783.5836240418919 | 0.63 | 1.61 |
| Jan 2018 | 787.1925529116496 | 0.46 | 2.06 |
| Feb 2018 | 810.6815825243924 | 2.98 | 4.71 |
| Mar 2018 | 822.1452517944458 | 1.41 | 5.69 |
| Apr 2018 | 826.7772849091431 | 0.56 | 7.35 |
| May 2018 | 837.4401366679778 | 1.29 | 8.82 |
| Jun 2018 | 836.9935837426774 | -0.05 | 9.42 |
| Jul 2018 | 835.9237767155421 | -0.13 | 8.35 |
| Aug 2018 | 840.2364559020152 | 0.52 | 9.37 |
| Sep 2018 | 849.3331580508569 | 1.08 | 10.87 |
| Oct 2018 | 867.0732301500509 | 2.09 | 12.03 |
| Nov 2018 | 873.341147556671 | 0.72 | 12.15 |
| Dec 2018 | 860.322199304887 | -1.49 | 9.79 |
| Jan 2019 | 868.577209656425 | 0.96 | 10.34 |
| Feb 2019 | 865.377439865535 | -0.37 | 6.75 |
| Mar 2019 | 861.248517935657 | -0.48 | 4.76 |
| Apr 2019 | 855.6957342396332 | -0.64 | 3.50 |
| May 2019 | 853.4438019875598 | -0.26 | 1.91 |
| Jun 2019 | 836.939848972278 | -1.93 | -0.01 |
| Jul 2019 | 836.7196309898598 | -0.03 | 0.10 |
| Aug 2019 | 829.3627029201373 | -0.88 | -1.29 |
| Sep 2019 | 831.7172999090612 | 0.28 | -2.07 |
| Oct 2019 | 841.2751928420586 | 1.15 | -2.97 |
| Nov 2019 | 846.5537597572268 | 0.63 | -3.07 |
| Dec 2019 | 853.5773052977863 | 0.83 | -0.78 |
| Jan 2020 | 846.5970410565178 | -0.82 | -2.53 |
| Feb 2020 | 839.019072471242 | -0.89 | -3.05 |
| Mar 2020 | 842.0034897823116 | 0.36 | -2.23 |
| Apr 2020 | 834.939601569186 | -0.84 | -2.43 |
| May 2020 | 832.4108495668073 | -0.30 | -2.46 |
| Jun 2020 | 829.6392555697632 | -0.33 | -0.87 |
| Jul 2020 | 822.1883818762446 | -0.90 | -1.74 |
| Aug 2020 | 821.2187925105704 | -0.12 | -0.98 |
| Sep 2020 | 824.9194494044987 | 0.45 | -0.82 |
| Oct 2020 | 829.3573065600852 | 0.54 | -1.42 |
| Nov 2020 | 833.2221658668057 | 0.47 | -1.57 |
| Dec 2020 | 836.0375933205999 | 0.34 | -2.06 |
| Jan 2021 | 824.2407569106774 | -1.41 | -2.64 |
| Feb 2021 | 838.8147252252468 | 1.77 | -0.02 |
| Mar 2021 | 869.4954684138311 | 3.66 | 3.27 |
| Apr 2021 | 877.6523821268806 | 0.94 | 5.12 |
| May 2021 | 881.8747388149621 | 0.48 | 5.94 |
| Jun 2021 | 897.5908949153436 | 1.78 | 8.19 |
| Jul 2021 | 902.5931456256313 | 0.56 | 9.78 |
| Aug 2021 | 909.8443681689837 | 0.80 | 10.79 |
| Sep 2021 | 919.0986324580706 | 1.02 | 11.42 |
| Oct 2021 | 937.6619882594212 | 2.02 | 13.06 |
| Nov 2021 | 944.1453865169701 | 0.69 | 13.31 |
| Dec 2021 | 954.8341183216966 | 1.13 | 14.21 |
| Jan 2022 | 981.6080417117109 | 2.80 | 19.09 |
| Feb 2022 | 1029.8463548165214 | 4.91 | 22.77 |
| Mar 2022 | 1092.7132433402421 | 6.10 | 25.67 |
| Apr 2022 | 1199.7458494113864 | 9.80 | 36.70 |
| May 2022 | 1250.2138713242293 | 4.21 | 41.77 |
| Jun 2022 | 1305.1196924453275 | 4.39 | 45.40 |
| Jul 2022 | 1309.8477749947124 | 0.36 | 45.12 |
| Aug 2022 | 1299.4543392977928 | -0.79 | 42.82 |
| Sep 2022 | 1408.0885370038736 | 8.36 | 53.20 |
| Oct 2022 | 1508.1132479042155 | 7.10 | 60.84 |
| Nov 2022 | 1500.665714640785 | -0.49 | 58.94 |
| Dec 2022 | 1450.0396593259327 | -3.37 | 51.86 |
| Jan 2023 | 1419.2965781149164 | -2.12 | 44.59 |
| Feb 2023 | 1417.0190105565075 | -0.16 | 37.60 |
| Mar 2023 | 1453.6504065202746 | 2.59 | 33.03 |
| Apr 2023 | 1435.1535956569055 | -1.27 | 19.62 |
| May 2023 | 1453.6297983613238 | 1.29 | 16.27 |
| Jun 2023 | 1500.6677508621065 | 3.24 | 14.98 |
| Jul 2023 | 1526.3266601669973 | 1.71 | 16.53 |
| Aug 2023 | 1564.4714386881733 | 2.50 | 20.39 |
| Sep 2023 | 1586.7401107107626 | 1.42 | 12.69 |
| Oct 2023 | 1648.3805765242078 | 3.89 | 9.30 |
| Nov 2023 | 1632.355711849504 | -0.97 | 8.78 |
| Dec 2023 | 1557.2007279824256 | -4.60 | 7.39 |
| Jan 2024 | 1536.6903090397673 | -1.32 | 8.27 |
| Feb 2024 | 1557.6107221118878 | 1.36 | 9.92 |
| Mar 2024 | 1569.9694556426296 | 0.79 | 8.00 |
| Apr 2024 | 1601.7648754886013 | 2.03 | 11.61 |
| May 2024 | 1616.3832970992719 | 0.91 | 11.20 |
| Jun 2024 | 1601.9202981043316 | -0.89 | 6.75 |
| Jul 2024 | 1596.8574158315328 | -0.32 | 4.62 |
| Aug 2024 | 1555.2513071255391 | -2.60 | -0.59 |
| Sep 2024 | 1522.6488246136794 | -2.10 | -4.04 |
| Oct 2024 | 1555.266989298409 | 2.14 | -5.65 |
| Nov 2024 | 1604.29812746851 | 3.15 | -1.72 |
| Dec 2024 | 1597.1902851706955 | -0.44 | 2.57 |
| Jan 2025 | 1635.2169199440718 | 2.38 | 6.41 |
| Feb 2025 | 1625.7250791628846 | -0.58 | 4.37 |
| Mar 2025 | 1602.2656852094428 | -1.44 | 2.06 |
| Apr 2025 | 1610.097600129745 | 0.49 | 0.52 |
| May 2025 | 1620.548281854841 | 0.65 | 0.26 |
| Jun 2025 | 1618.2670997839166 | -0.14 | 1.02 |
| Jul 2025 | 1603.9680940473213 | -0.88 | 0.45 |
| Aug 2025 | 1585.3097619555706 | -1.16 | 1.93 |
| Sep 2025 | 1563.0686176081679 | -1.40 | 2.66 |
| Oct 2025 | 1552.929112989767 | -0.65 | -0.15 |
| Nov 2025 | 1554.0551132860687 | 0.07 | -3.13 |
| Dec 2025 | 1551.1596261749912 | -0.19 | -2.88 |
| Jan 2026 | 1544.1990613516443 | -0.45 | -5.57 |
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