Cumberland, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Cumberland, MD Metro in January 2026 was $1,044.554. The month over month percentage change (MoM) was -0.71%, and the year over year percentage change (YoY) was -3.51%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Cumberland, MD metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Cumberland, MD metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Cumberland, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Cumberland, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 540.0078526298603 NaN NaN
Feb 2012 536.1742025613728 -0.71 NaN
Mar 2012 546.3102865248431 1.89 NaN
Apr 2012 545.2399281274945 -0.20 NaN
May 2012 539.6850801412802 -1.02 NaN
Jun 2012 533.2724959634627 -1.19 NaN
Jul 2012 527.2174953714632 -1.13 NaN
Aug 2012 528.6401980785042 0.27 NaN
Sep 2012 523.9797382422865 -0.88 NaN
Oct 2012 518.8841083861871 -0.97 NaN
Nov 2012 517.6344404017536 -0.24 NaN
Dec 2012 517.1568778519054 -0.09 NaN
Jan 2013 520.5462391898301 0.66 -3.60
Feb 2013 523.3930595658552 0.55 -2.38
Mar 2013 522.481146551782 -0.17 -4.36
Apr 2013 515.2862880842918 -1.38 -5.49
May 2013 520.3667613883806 0.99 -3.58
Jun 2013 545.568396909634 4.84 2.31
Jul 2013 560.4434268248772 2.73 6.30
Aug 2013 565.5444476968913 0.91 6.98
Sep 2013 567.1397937349566 0.28 8.24
Oct 2013 553.9933173111763 -2.32 6.77
Nov 2013 555.2563483462819 0.23 7.27
Dec 2013 563.5945617634452 1.50 8.98
Jan 2014 602.194022579343 6.85 15.69
Feb 2014 597.23373397282 -0.82 14.11
Mar 2014 598.8499132953482 0.27 14.62
Apr 2014 600.1175809817285 0.21 16.46
May 2014 595.3242376693786 -0.80 14.41
Jun 2014 597.5687771544315 0.38 9.53
Jul 2014 600.9125062954053 0.56 7.22
Aug 2014 605.137948889107 0.70 7.00
Sep 2014 611.0674008956131 0.98 7.75
Oct 2014 606.1106026722617 -0.81 9.41
Nov 2014 604.525937125403 -0.26 8.87
Dec 2014 598.8431655631362 -0.94 6.25
Jan 2015 579.758647865897 -3.19 -3.73
Feb 2015 579.5102532824249 -0.04 -2.97
Mar 2015 580.1567133714696 0.11 -3.12
Apr 2015 576.1410773485713 -0.69 -3.99
May 2015 585.1470176149533 1.56 -1.71
Jun 2015 593.1046470721813 1.36 -0.75
Jul 2015 596.5364042501903 0.58 -0.73
Aug 2015 590.8755953169577 -0.95 -2.36
Sep 2015 590.3407361809686 -0.09 -3.39
Oct 2015 586.5858609232127 -0.64 -3.22
Nov 2015 592.6927960023485 1.04 -1.96
Dec 2015 594.2016981622985 0.26 -0.77
Jan 2016 562.7612867280902 -5.29 -2.93
Feb 2016 554.121063535831 -1.53 -4.38
Mar 2016 554.8409628590795 0.13 -4.36
Apr 2016 550.0778044991862 -0.86 -4.52
May 2016 549.973848684046 -0.02 -6.01
Jun 2016 550.6148451671731 0.12 -7.16
Jul 2016 545.3105200242616 -0.96 -8.59
Aug 2016 545.0678923911428 -0.04 -7.75
Sep 2016 545.5748098126746 0.09 -7.58
Oct 2016 547.212489702222 0.30 -6.71
Nov 2016 562.5984359003655 2.81 -5.08
Dec 2016 584.9043194464984 3.97 -1.56
Jan 2017 595.8032162566686 1.86 5.87
Feb 2017 595.3647057189698 -0.07 7.44
Mar 2017 594.1747014156892 -0.20 7.09
Apr 2017 586.3324520934923 -1.32 6.59
May 2017 585.3838359542854 -0.16 6.44
Jun 2017 581.6994684005786 -0.63 5.65
Jul 2017 584.9368621833789 0.56 7.27
Aug 2017 580.5511194036587 -0.75 6.51
Sep 2017 575.9054509264288 -0.80 5.56
Oct 2017 579.192345768172 0.57 5.84
Nov 2017 580.2928085854918 0.19 3.15
Dec 2017 582.4156456792798 0.37 -0.42
Jan 2018 600.5285945573181 3.11 0.79
Feb 2018 616.4610566989924 2.65 3.54
Mar 2018 625.5794947792215 1.48 5.29
Apr 2018 631.2762104041362 0.91 7.67
May 2018 641.0840236924016 1.55 9.52
Jun 2018 642.1905016208215 0.17 10.40
Jul 2018 641.2246565661972 -0.15 9.62
Aug 2018 642.2399902217093 0.16 10.63
Sep 2018 647.7048560150641 0.85 12.47
Oct 2018 659.1248143396738 1.76 13.80
Nov 2018 664.703442436208 0.85 14.55
Dec 2018 657.2455275083441 -1.12 12.85
Jan 2019 668.0748351025596 1.65 11.25
Feb 2019 670.439102238088 0.35 8.76
Mar 2019 673.6117348658499 0.47 7.68
Apr 2019 675.2304484938438 0.24 6.96
May 2019 676.0252880860133 0.12 5.45
Jun 2019 665.1653521084993 -1.61 3.58
Jul 2019 664.4842550535686 -0.10 3.63
Aug 2019 657.7390570026047 -1.01 2.41
Sep 2019 656.44347648602 -0.20 1.35
Oct 2019 659.9431861973565 0.53 0.12
Nov 2019 660.704321226335 0.12 -0.60
Dec 2019 664.5287546920032 0.58 1.11
Jan 2020 656.471775123966 -1.21 -1.74
Feb 2020 651.8379654101828 -0.71 -2.77
Mar 2020 653.6502765154407 0.28 -2.96
Apr 2020 650.0597150792751 -0.55 -3.73
May 2020 649.1744367080571 -0.14 -3.97
Jun 2020 647.4327145936368 -0.27 -2.67
Jul 2020 642.1207926832159 -0.82 -3.37
Aug 2020 641.3157745886313 -0.12 -2.50
Sep 2020 645.0396902499974 0.58 -1.74
Oct 2020 650.5913493358678 0.86 -1.42
Nov 2020 656.912211253903 0.97 -0.57
Dec 2020 661.6185562462038 0.72 -0.44
Jan 2021 651.4505677353698 -1.54 -0.76
Feb 2021 662.4884753074981 1.69 1.63
Mar 2021 685.1664899280174 3.42 4.82
Apr 2021 690.5209861062638 0.78 6.22
May 2021 690.8735759752736 0.05 6.42
Jun 2021 697.8060202439158 1.00 7.78
Jul 2021 697.393508533053 -0.06 8.61
Aug 2021 698.7612184879079 0.20 8.96
Sep 2021 702.8792450513045 0.59 8.97
Oct 2021 715.2712491621382 1.76 9.94
Nov 2021 722.6812487466875 1.04 10.01
Dec 2021 731.7428175746406 1.25 10.60
Jan 2022 758.8343241267016 3.70 16.48
Feb 2022 785.3860585796021 3.50 18.55
Mar 2022 817.7701282138989 4.12 19.35
Apr 2022 877.1948534354837 7.27 27.03
May 2022 900.9727468116064 2.71 30.41
Jun 2022 931.436494501713 3.38 33.48
Jul 2022 930.5455210587891 -0.10 33.43
Aug 2022 916.8693529050272 -1.47 31.21
Sep 2022 974.9295113787311 6.33 38.71
Oct 2022 1029.8712737651297 5.64 43.98
Nov 2022 1023.3857973435095 -0.63 41.61
Dec 2022 995.535138426435 -2.72 36.05
Jan 2023 989.9045917583751 -0.57 30.45
Feb 2023 991.5013714494683 0.16 26.24
Mar 2023 1014.8244785186146 2.35 24.10
Apr 2023 999.6288882691329 -1.50 13.96
May 2023 1010.4668760486461 1.08 12.15
Jun 2023 1039.039618156562 2.83 11.55
Jul 2023 1054.9137430553822 1.53 13.37
Aug 2023 1075.827565525495 1.98 17.34
Sep 2023 1085.7440544902483 0.92 11.37
Oct 2023 1117.7367078815582 2.95 8.53
Nov 2023 1104.7925270843036 -1.16 7.96
Dec 2023 1057.831191478318 -4.25 6.26
Jan 2024 1046.4616491595536 -1.07 5.71
Feb 2024 1060.988102187672 1.39 7.01
Mar 2024 1071.663918711096 1.01 5.60
Apr 2024 1096.4601510036407 2.31 9.69
May 2024 1109.776502894066 1.21 9.83
Jun 2024 1104.7232025531757 -0.45 6.32
Jul 2024 1102.9050118023201 -0.16 4.55
Aug 2024 1077.3803422522208 -2.31 0.14
Sep 2024 1059.092881328113 -1.70 -2.45
Oct 2024 1081.7070758345062 2.13 -3.22
Nov 2024 1116.0306330070018 3.17 1.02
Dec 2024 1115.4025774843453 -0.06 5.44
Jan 2025 1082.5558587526923 -2.94 3.45
Feb 2025 1076.3645352155615 -0.57 1.45
Mar 2025 1063.834920573131 -1.16 -0.73
Apr 2025 1072.7538836168435 0.84 -2.16
May 2025 1084.7731598467285 1.12 -2.25
Jun 2025 1088.0717253125965 0.30 -1.51
Jul 2025 1085.4992374426145 -0.24 -1.58
Aug 2025 1079.524555452747 -0.55 0.20
Sep 2025 1070.6525822220335 -0.82 1.09
Oct 2025 1062.462390728041 -0.76 -1.78
Nov 2025 1058.1383946711153 -0.41 -5.19
Dec 2025 1052.0209953286248 -0.58 -5.68
Jan 2026 1044.5540663224433 -0.71 -3.51