Cumberland, MD (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Cumberland, MD Metro in January 2026 was $1,044.554. The month over month percentage change (MoM) was -0.71%, and the year over year percentage change (YoY) was -3.51%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Cumberland, MD metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Cumberland, MD metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 540.0078526298603 | NaN | NaN |
| Feb 2012 | 536.1742025613728 | -0.71 | NaN |
| Mar 2012 | 546.3102865248431 | 1.89 | NaN |
| Apr 2012 | 545.2399281274945 | -0.20 | NaN |
| May 2012 | 539.6850801412802 | -1.02 | NaN |
| Jun 2012 | 533.2724959634627 | -1.19 | NaN |
| Jul 2012 | 527.2174953714632 | -1.13 | NaN |
| Aug 2012 | 528.6401980785042 | 0.27 | NaN |
| Sep 2012 | 523.9797382422865 | -0.88 | NaN |
| Oct 2012 | 518.8841083861871 | -0.97 | NaN |
| Nov 2012 | 517.6344404017536 | -0.24 | NaN |
| Dec 2012 | 517.1568778519054 | -0.09 | NaN |
| Jan 2013 | 520.5462391898301 | 0.66 | -3.60 |
| Feb 2013 | 523.3930595658552 | 0.55 | -2.38 |
| Mar 2013 | 522.481146551782 | -0.17 | -4.36 |
| Apr 2013 | 515.2862880842918 | -1.38 | -5.49 |
| May 2013 | 520.3667613883806 | 0.99 | -3.58 |
| Jun 2013 | 545.568396909634 | 4.84 | 2.31 |
| Jul 2013 | 560.4434268248772 | 2.73 | 6.30 |
| Aug 2013 | 565.5444476968913 | 0.91 | 6.98 |
| Sep 2013 | 567.1397937349566 | 0.28 | 8.24 |
| Oct 2013 | 553.9933173111763 | -2.32 | 6.77 |
| Nov 2013 | 555.2563483462819 | 0.23 | 7.27 |
| Dec 2013 | 563.5945617634452 | 1.50 | 8.98 |
| Jan 2014 | 602.194022579343 | 6.85 | 15.69 |
| Feb 2014 | 597.23373397282 | -0.82 | 14.11 |
| Mar 2014 | 598.8499132953482 | 0.27 | 14.62 |
| Apr 2014 | 600.1175809817285 | 0.21 | 16.46 |
| May 2014 | 595.3242376693786 | -0.80 | 14.41 |
| Jun 2014 | 597.5687771544315 | 0.38 | 9.53 |
| Jul 2014 | 600.9125062954053 | 0.56 | 7.22 |
| Aug 2014 | 605.137948889107 | 0.70 | 7.00 |
| Sep 2014 | 611.0674008956131 | 0.98 | 7.75 |
| Oct 2014 | 606.1106026722617 | -0.81 | 9.41 |
| Nov 2014 | 604.525937125403 | -0.26 | 8.87 |
| Dec 2014 | 598.8431655631362 | -0.94 | 6.25 |
| Jan 2015 | 579.758647865897 | -3.19 | -3.73 |
| Feb 2015 | 579.5102532824249 | -0.04 | -2.97 |
| Mar 2015 | 580.1567133714696 | 0.11 | -3.12 |
| Apr 2015 | 576.1410773485713 | -0.69 | -3.99 |
| May 2015 | 585.1470176149533 | 1.56 | -1.71 |
| Jun 2015 | 593.1046470721813 | 1.36 | -0.75 |
| Jul 2015 | 596.5364042501903 | 0.58 | -0.73 |
| Aug 2015 | 590.8755953169577 | -0.95 | -2.36 |
| Sep 2015 | 590.3407361809686 | -0.09 | -3.39 |
| Oct 2015 | 586.5858609232127 | -0.64 | -3.22 |
| Nov 2015 | 592.6927960023485 | 1.04 | -1.96 |
| Dec 2015 | 594.2016981622985 | 0.26 | -0.77 |
| Jan 2016 | 562.7612867280902 | -5.29 | -2.93 |
| Feb 2016 | 554.121063535831 | -1.53 | -4.38 |
| Mar 2016 | 554.8409628590795 | 0.13 | -4.36 |
| Apr 2016 | 550.0778044991862 | -0.86 | -4.52 |
| May 2016 | 549.973848684046 | -0.02 | -6.01 |
| Jun 2016 | 550.6148451671731 | 0.12 | -7.16 |
| Jul 2016 | 545.3105200242616 | -0.96 | -8.59 |
| Aug 2016 | 545.0678923911428 | -0.04 | -7.75 |
| Sep 2016 | 545.5748098126746 | 0.09 | -7.58 |
| Oct 2016 | 547.212489702222 | 0.30 | -6.71 |
| Nov 2016 | 562.5984359003655 | 2.81 | -5.08 |
| Dec 2016 | 584.9043194464984 | 3.97 | -1.56 |
| Jan 2017 | 595.8032162566686 | 1.86 | 5.87 |
| Feb 2017 | 595.3647057189698 | -0.07 | 7.44 |
| Mar 2017 | 594.1747014156892 | -0.20 | 7.09 |
| Apr 2017 | 586.3324520934923 | -1.32 | 6.59 |
| May 2017 | 585.3838359542854 | -0.16 | 6.44 |
| Jun 2017 | 581.6994684005786 | -0.63 | 5.65 |
| Jul 2017 | 584.9368621833789 | 0.56 | 7.27 |
| Aug 2017 | 580.5511194036587 | -0.75 | 6.51 |
| Sep 2017 | 575.9054509264288 | -0.80 | 5.56 |
| Oct 2017 | 579.192345768172 | 0.57 | 5.84 |
| Nov 2017 | 580.2928085854918 | 0.19 | 3.15 |
| Dec 2017 | 582.4156456792798 | 0.37 | -0.42 |
| Jan 2018 | 600.5285945573181 | 3.11 | 0.79 |
| Feb 2018 | 616.4610566989924 | 2.65 | 3.54 |
| Mar 2018 | 625.5794947792215 | 1.48 | 5.29 |
| Apr 2018 | 631.2762104041362 | 0.91 | 7.67 |
| May 2018 | 641.0840236924016 | 1.55 | 9.52 |
| Jun 2018 | 642.1905016208215 | 0.17 | 10.40 |
| Jul 2018 | 641.2246565661972 | -0.15 | 9.62 |
| Aug 2018 | 642.2399902217093 | 0.16 | 10.63 |
| Sep 2018 | 647.7048560150641 | 0.85 | 12.47 |
| Oct 2018 | 659.1248143396738 | 1.76 | 13.80 |
| Nov 2018 | 664.703442436208 | 0.85 | 14.55 |
| Dec 2018 | 657.2455275083441 | -1.12 | 12.85 |
| Jan 2019 | 668.0748351025596 | 1.65 | 11.25 |
| Feb 2019 | 670.439102238088 | 0.35 | 8.76 |
| Mar 2019 | 673.6117348658499 | 0.47 | 7.68 |
| Apr 2019 | 675.2304484938438 | 0.24 | 6.96 |
| May 2019 | 676.0252880860133 | 0.12 | 5.45 |
| Jun 2019 | 665.1653521084993 | -1.61 | 3.58 |
| Jul 2019 | 664.4842550535686 | -0.10 | 3.63 |
| Aug 2019 | 657.7390570026047 | -1.01 | 2.41 |
| Sep 2019 | 656.44347648602 | -0.20 | 1.35 |
| Oct 2019 | 659.9431861973565 | 0.53 | 0.12 |
| Nov 2019 | 660.704321226335 | 0.12 | -0.60 |
| Dec 2019 | 664.5287546920032 | 0.58 | 1.11 |
| Jan 2020 | 656.471775123966 | -1.21 | -1.74 |
| Feb 2020 | 651.8379654101828 | -0.71 | -2.77 |
| Mar 2020 | 653.6502765154407 | 0.28 | -2.96 |
| Apr 2020 | 650.0597150792751 | -0.55 | -3.73 |
| May 2020 | 649.1744367080571 | -0.14 | -3.97 |
| Jun 2020 | 647.4327145936368 | -0.27 | -2.67 |
| Jul 2020 | 642.1207926832159 | -0.82 | -3.37 |
| Aug 2020 | 641.3157745886313 | -0.12 | -2.50 |
| Sep 2020 | 645.0396902499974 | 0.58 | -1.74 |
| Oct 2020 | 650.5913493358678 | 0.86 | -1.42 |
| Nov 2020 | 656.912211253903 | 0.97 | -0.57 |
| Dec 2020 | 661.6185562462038 | 0.72 | -0.44 |
| Jan 2021 | 651.4505677353698 | -1.54 | -0.76 |
| Feb 2021 | 662.4884753074981 | 1.69 | 1.63 |
| Mar 2021 | 685.1664899280174 | 3.42 | 4.82 |
| Apr 2021 | 690.5209861062638 | 0.78 | 6.22 |
| May 2021 | 690.8735759752736 | 0.05 | 6.42 |
| Jun 2021 | 697.8060202439158 | 1.00 | 7.78 |
| Jul 2021 | 697.393508533053 | -0.06 | 8.61 |
| Aug 2021 | 698.7612184879079 | 0.20 | 8.96 |
| Sep 2021 | 702.8792450513045 | 0.59 | 8.97 |
| Oct 2021 | 715.2712491621382 | 1.76 | 9.94 |
| Nov 2021 | 722.6812487466875 | 1.04 | 10.01 |
| Dec 2021 | 731.7428175746406 | 1.25 | 10.60 |
| Jan 2022 | 758.8343241267016 | 3.70 | 16.48 |
| Feb 2022 | 785.3860585796021 | 3.50 | 18.55 |
| Mar 2022 | 817.7701282138989 | 4.12 | 19.35 |
| Apr 2022 | 877.1948534354837 | 7.27 | 27.03 |
| May 2022 | 900.9727468116064 | 2.71 | 30.41 |
| Jun 2022 | 931.436494501713 | 3.38 | 33.48 |
| Jul 2022 | 930.5455210587891 | -0.10 | 33.43 |
| Aug 2022 | 916.8693529050272 | -1.47 | 31.21 |
| Sep 2022 | 974.9295113787311 | 6.33 | 38.71 |
| Oct 2022 | 1029.8712737651297 | 5.64 | 43.98 |
| Nov 2022 | 1023.3857973435095 | -0.63 | 41.61 |
| Dec 2022 | 995.535138426435 | -2.72 | 36.05 |
| Jan 2023 | 989.9045917583751 | -0.57 | 30.45 |
| Feb 2023 | 991.5013714494683 | 0.16 | 26.24 |
| Mar 2023 | 1014.8244785186146 | 2.35 | 24.10 |
| Apr 2023 | 999.6288882691329 | -1.50 | 13.96 |
| May 2023 | 1010.4668760486461 | 1.08 | 12.15 |
| Jun 2023 | 1039.039618156562 | 2.83 | 11.55 |
| Jul 2023 | 1054.9137430553822 | 1.53 | 13.37 |
| Aug 2023 | 1075.827565525495 | 1.98 | 17.34 |
| Sep 2023 | 1085.7440544902483 | 0.92 | 11.37 |
| Oct 2023 | 1117.7367078815582 | 2.95 | 8.53 |
| Nov 2023 | 1104.7925270843036 | -1.16 | 7.96 |
| Dec 2023 | 1057.831191478318 | -4.25 | 6.26 |
| Jan 2024 | 1046.4616491595536 | -1.07 | 5.71 |
| Feb 2024 | 1060.988102187672 | 1.39 | 7.01 |
| Mar 2024 | 1071.663918711096 | 1.01 | 5.60 |
| Apr 2024 | 1096.4601510036407 | 2.31 | 9.69 |
| May 2024 | 1109.776502894066 | 1.21 | 9.83 |
| Jun 2024 | 1104.7232025531757 | -0.45 | 6.32 |
| Jul 2024 | 1102.9050118023201 | -0.16 | 4.55 |
| Aug 2024 | 1077.3803422522208 | -2.31 | 0.14 |
| Sep 2024 | 1059.092881328113 | -1.70 | -2.45 |
| Oct 2024 | 1081.7070758345062 | 2.13 | -3.22 |
| Nov 2024 | 1116.0306330070018 | 3.17 | 1.02 |
| Dec 2024 | 1115.4025774843453 | -0.06 | 5.44 |
| Jan 2025 | 1082.5558587526923 | -2.94 | 3.45 |
| Feb 2025 | 1076.3645352155615 | -0.57 | 1.45 |
| Mar 2025 | 1063.834920573131 | -1.16 | -0.73 |
| Apr 2025 | 1072.7538836168435 | 0.84 | -2.16 |
| May 2025 | 1084.7731598467285 | 1.12 | -2.25 |
| Jun 2025 | 1088.0717253125965 | 0.30 | -1.51 |
| Jul 2025 | 1085.4992374426145 | -0.24 | -1.58 |
| Aug 2025 | 1079.524555452747 | -0.55 | 0.20 |
| Sep 2025 | 1070.6525822220335 | -0.82 | 1.09 |
| Oct 2025 | 1062.462390728041 | -0.76 | -1.78 |
| Nov 2025 | 1058.1383946711153 | -0.41 | -5.19 |
| Dec 2025 | 1052.0209953286248 | -0.58 | -5.68 |
| Jan 2026 | 1044.5540663224433 | -0.71 | -3.51 |