Decatur, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Decatur, AL Metro in January 2026 was $1,403.748. The month over month percentage change (MoM) was -0.50%, and the year over year percentage change (YoY) was -5.60%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Decatur, AL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Decatur, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Decatur, AL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Decatur, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Decatur, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 482.67274740594314 | NaN | NaN |
| Feb 2012 | 482.8059116630598 | 0.03 | NaN |
| Mar 2012 | 490.16679053867665 | 1.53 | NaN |
| Apr 2012 | 495.1709874299024 | 1.02 | NaN |
| May 2012 | 501.18130742792505 | 1.21 | NaN |
| Jun 2012 | 509.9328343508597 | 1.75 | NaN |
| Jul 2012 | 521.2883843603237 | 2.23 | NaN |
| Aug 2012 | 539.3749152303653 | 3.47 | NaN |
| Sep 2012 | 550.1286325378643 | 1.99 | NaN |
| Oct 2012 | 558.4174998900386 | 1.51 | NaN |
| Nov 2012 | 570.2833505290799 | 2.13 | NaN |
| Dec 2012 | 578.3662903775453 | 1.42 | NaN |
| Jan 2013 | 580.5896892704654 | 0.38 | 20.29 |
| Feb 2013 | 589.7719247603054 | 1.58 | 22.16 |
| Mar 2013 | 595.3969052375953 | 0.95 | 21.47 |
| Apr 2013 | 593.4931931144345 | -0.32 | 19.86 |
| May 2013 | 604.756652849508 | 1.90 | 20.67 |
| Jun 2013 | 640.8732693940781 | 5.97 | 25.68 |
| Jul 2013 | 665.3259818032172 | 3.82 | 27.63 |
| Aug 2013 | 676.2004377442563 | 1.63 | 25.37 |
| Sep 2013 | 683.1316593979456 | 1.02 | 24.18 |
| Oct 2013 | 669.6848760530207 | -1.97 | 19.93 |
| Nov 2013 | 675.3083416210877 | 0.84 | 18.42 |
| Dec 2013 | 686.9978532686059 | 1.73 | 18.78 |
| Jan 2014 | 684.6245923599134 | -0.34 | 17.92 |
| Feb 2014 | 677.8760983354559 | -0.99 | 14.94 |
| Mar 2014 | 680.8486427598091 | 0.44 | 14.35 |
| Apr 2014 | 682.0518277366231 | 0.18 | 14.92 |
| May 2014 | 673.9639528866294 | -1.19 | 11.44 |
| Jun 2014 | 674.2867139391641 | 0.05 | 5.21 |
| Jul 2014 | 673.7618776708604 | -0.08 | 1.27 |
| Aug 2014 | 673.7394962078373 | 0.00 | -0.36 |
| Sep 2014 | 675.5348069295895 | 0.27 | -1.11 |
| Oct 2014 | 665.9716336917306 | -1.42 | -0.55 |
| Nov 2014 | 662.0819803088787 | -0.58 | -1.96 |
| Dec 2014 | 652.7632239606437 | -1.41 | -4.98 |
| Jan 2015 | 643.8342449664942 | -1.37 | -5.96 |
| Feb 2015 | 644.6093924246943 | 0.12 | -4.91 |
| Mar 2015 | 648.6842991410352 | 0.63 | -4.72 |
| Apr 2015 | 647.0303473934877 | -0.25 | -5.13 |
| May 2015 | 660.6881318078431 | 2.11 | -1.97 |
| Jun 2015 | 672.9950665157756 | 1.86 | -0.19 |
| Jul 2015 | 679.2745857851546 | 0.93 | 0.82 |
| Aug 2015 | 673.389155842626 | -0.87 | -0.05 |
| Sep 2015 | 673.4487284013038 | 0.01 | -0.31 |
| Oct 2015 | 670.6616252756769 | -0.41 | 0.70 |
| Nov 2015 | 680.8789203470553 | 1.52 | 2.84 |
| Dec 2015 | 684.9165373705182 | 0.59 | 4.93 |
| Jan 2016 | 669.2651468808602 | -2.28 | 3.95 |
| Feb 2016 | 659.8305560355334 | -1.41 | 2.36 |
| Mar 2016 | 662.1901152393373 | 0.36 | 2.08 |
| Apr 2016 | 657.5925845998089 | -0.69 | 1.63 |
| May 2016 | 657.0720054889728 | -0.08 | -0.55 |
| Jun 2016 | 656.682693041005 | -0.06 | -2.42 |
| Jul 2016 | 649.7752794699854 | -1.05 | -4.34 |
| Aug 2016 | 650.240095633957 | 0.07 | -3.44 |
| Sep 2016 | 653.3629295690951 | 0.48 | -2.98 |
| Oct 2016 | 656.6571352872878 | 0.50 | -2.09 |
| Nov 2016 | 677.002795910489 | 3.10 | -0.57 |
| Dec 2016 | 705.7941013669832 | 4.25 | 3.05 |
| Jan 2017 | 706.4748088311544 | 0.10 | 5.56 |
| Feb 2017 | 711.3779783466564 | 0.69 | 7.81 |
| Mar 2017 | 714.9231500151486 | 0.50 | 7.96 |
| Apr 2017 | 706.3547521354028 | -1.20 | 7.42 |
| May 2017 | 704.0536250645034 | -0.33 | 7.15 |
| Jun 2017 | 697.5295093902444 | -0.93 | 6.22 |
| Jul 2017 | 701.6130957392936 | 0.59 | 7.98 |
| Aug 2017 | 697.6778743558406 | -0.56 | 7.30 |
| Sep 2017 | 695.8668542459154 | -0.26 | 6.51 |
| Oct 2017 | 704.5375856052002 | 1.25 | 7.29 |
| Nov 2017 | 709.638386675875 | 0.72 | 4.82 |
| Dec 2017 | 714.8262356228495 | 0.73 | 1.28 |
| Jan 2018 | 723.9587946434747 | 1.28 | 2.48 |
| Feb 2018 | 746.3418441734348 | 3.09 | 4.92 |
| Mar 2018 | 757.1250828591174 | 1.45 | 5.90 |
| Apr 2018 | 759.9834062605776 | 0.38 | 7.59 |
| May 2018 | 768.4788290128835 | 1.12 | 9.15 |
| Jun 2018 | 767.667441237061 | -0.11 | 10.06 |
| Jul 2018 | 766.4328650489214 | -0.16 | 9.24 |
| Aug 2018 | 769.6314036244396 | 0.42 | 10.31 |
| Sep 2018 | 777.4635843273682 | 1.02 | 11.73 |
| Oct 2018 | 792.8971798314624 | 1.99 | 12.54 |
| Nov 2018 | 798.4286550070597 | 0.70 | 12.51 |
| Dec 2018 | 786.2771380551426 | -1.52 | 10.00 |
| Jan 2019 | 788.2693887055851 | 0.25 | 8.88 |
| Feb 2019 | 790.3841100257025 | 0.27 | 5.90 |
| Mar 2019 | 792.6466085071913 | 0.29 | 4.69 |
| Apr 2019 | 791.2271283762432 | -0.18 | 4.11 |
| May 2019 | 790.4987755653965 | -0.09 | 2.87 |
| Jun 2019 | 775.214302838117 | -1.93 | 0.98 |
| Jul 2019 | 776.2987333319314 | 0.14 | 1.29 |
| Aug 2019 | 770.7493135948148 | -0.71 | 0.14 |
| Sep 2019 | 773.4024157681303 | 0.34 | -0.52 |
| Oct 2019 | 782.610190795129 | 1.19 | -1.30 |
| Nov 2019 | 787.2771883051862 | 0.60 | -1.40 |
| Dec 2019 | 794.6981126010301 | 0.94 | 1.07 |
| Jan 2020 | 788.4992257269093 | -0.78 | 0.03 |
| Feb 2020 | 784.3329212679013 | -0.53 | -0.77 |
| Mar 2020 | 791.1511903187778 | 0.87 | -0.19 |
| Apr 2020 | 789.5281916528928 | -0.20 | -0.21 |
| May 2020 | 790.718536467377 | 0.15 | 0.03 |
| Jun 2020 | 790.2714473011156 | -0.06 | 1.94 |
| Jul 2020 | 783.4503745923656 | -0.86 | 0.92 |
| Aug 2020 | 781.0124948472678 | -0.31 | 1.33 |
| Sep 2020 | 783.035578212578 | 0.26 | 1.25 |
| Oct 2020 | 785.4835063834016 | 0.31 | 0.37 |
| Nov 2020 | 789.1420433331631 | 0.47 | 0.24 |
| Dec 2020 | 791.9610035953441 | 0.36 | -0.34 |
| Jan 2021 | 798.8310623069951 | 0.87 | 1.31 |
| Feb 2021 | 813.3159100608012 | 1.81 | 3.70 |
| Mar 2021 | 843.0072897449118 | 3.65 | 6.56 |
| Apr 2021 | 852.1963435225188 | 1.09 | 7.94 |
| May 2021 | 854.5348356777415 | 0.27 | 8.07 |
| Jun 2021 | 865.87454920685 | 1.33 | 9.57 |
| Jul 2021 | 867.7956679327572 | 0.22 | 10.77 |
| Aug 2021 | 877.2272316024389 | 1.09 | 12.32 |
| Sep 2021 | 891.4981669032982 | 1.63 | 13.85 |
| Oct 2021 | 912.7355184038637 | 2.38 | 16.20 |
| Nov 2021 | 920.4362224798122 | 0.84 | 16.64 |
| Dec 2021 | 931.8008034464845 | 1.24 | 17.66 |
| Jan 2022 | 977.0180371837423 | 4.85 | 22.31 |
| Feb 2022 | 1011.0035833193203 | 3.48 | 24.31 |
| Mar 2022 | 1053.70499974812 | 4.22 | 24.99 |
| Apr 2022 | 1140.4576537777634 | 8.23 | 33.83 |
| May 2022 | 1176.4622092112165 | 3.16 | 37.67 |
| Jun 2022 | 1219.7114584894616 | 3.68 | 40.87 |
| Jul 2022 | 1214.523182413995 | -0.42 | 39.96 |
| Aug 2022 | 1197.2335153218478 | -1.42 | 36.48 |
| Sep 2022 | 1288.8613015043043 | 7.65 | 44.57 |
| Oct 2022 | 1372.1258098406465 | 6.46 | 50.33 |
| Nov 2022 | 1357.0430376999964 | -1.10 | 47.44 |
| Dec 2022 | 1306.7689472998336 | -3.70 | 40.24 |
| Jan 2023 | 1293.1750218908842 | -1.04 | 32.36 |
| Feb 2023 | 1292.8825698340122 | -0.02 | 27.88 |
| Mar 2023 | 1328.7742181305882 | 2.78 | 26.11 |
| Apr 2023 | 1315.6513490059715 | -0.99 | 15.36 |
| May 2023 | 1338.1027405472469 | 1.71 | 13.74 |
| Jun 2023 | 1382.405777482655 | 3.31 | 13.34 |
| Jul 2023 | 1404.4347951225325 | 1.59 | 15.64 |
| Aug 2023 | 1435.0501621386697 | 2.18 | 19.86 |
| Sep 2023 | 1452.4560266091808 | 1.21 | 12.69 |
| Oct 2023 | 1504.7010426295437 | 3.60 | 9.66 |
| Nov 2023 | 1486.8533014885766 | -1.19 | 9.57 |
| Dec 2023 | 1415.660759221826 | -4.79 | 8.33 |
| Jan 2024 | 1391.195683486289 | -1.73 | 7.58 |
| Feb 2024 | 1406.7129085248519 | 1.12 | 8.80 |
| Mar 2024 | 1417.5913486547556 | 0.77 | 6.68 |
| Apr 2024 | 1451.113726675562 | 2.37 | 10.30 |
| May 2024 | 1470.8263157194583 | 1.36 | 9.92 |
| Jun 2024 | 1461.1534067755863 | -0.66 | 5.70 |
| Jul 2024 | 1457.332745741121 | -0.26 | 3.77 |
| Aug 2024 | 1418.7282483046686 | -2.65 | -1.14 |
| Sep 2024 | 1390.1728898256724 | -2.01 | -4.29 |
| Oct 2024 | 1419.1139236219065 | 2.08 | -5.69 |
| Nov 2024 | 1463.762934477393 | 3.15 | -1.55 |
| Dec 2024 | 1458.9682191648435 | -0.33 | 3.06 |
| Jan 2025 | 1486.952176216334 | 1.92 | 6.88 |
| Feb 2025 | 1477.4400177131208 | -0.64 | 5.03 |
| Mar 2025 | 1454.3761522835125 | -1.56 | 2.60 |
| Apr 2025 | 1461.6097087246044 | 0.50 | 0.72 |
| May 2025 | 1472.7752946829478 | 0.76 | 0.13 |
| Jun 2025 | 1473.5983065473106 | 0.06 | 0.85 |
| Jul 2025 | 1462.3801004683824 | -0.76 | 0.35 |
| Aug 2025 | 1443.6899835497736 | -1.28 | 1.76 |
| Sep 2025 | 1421.6577733259355 | -1.53 | 2.27 |
| Oct 2025 | 1410.3998040790373 | -0.79 | -0.61 |
| Nov 2025 | 1411.9623111786677 | 0.11 | -3.54 |
| Dec 2025 | 1410.8457233034533 | -0.08 | -3.30 |
| Jan 2026 | 1403.7478511270165 | -0.50 | -5.60 |
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