Decatur, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Decatur, IL Metro in January 2026 was $922.98. The month over month percentage change (MoM) was 0.31%, and the year over year percentage change (YoY) was 1.76%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Decatur, IL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Decatur, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Decatur, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Decatur, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Decatur, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 526.2012670186125 | NaN | NaN |
| Feb 2012 | 529.2301236493195 | 0.58 | NaN |
| Mar 2012 | 536.8408142580531 | 1.44 | NaN |
| Apr 2012 | 539.7921757774491 | 0.55 | NaN |
| May 2012 | 539.7636962959172 | 0.00 | NaN |
| Jun 2012 | 537.707961980574 | -0.38 | NaN |
| Jul 2012 | 533.9697602866879 | -0.69 | NaN |
| Aug 2012 | 533.1533118624443 | -0.15 | NaN |
| Sep 2012 | 527.2143165553807 | -1.11 | NaN |
| Oct 2012 | 522.1168403581013 | -0.97 | NaN |
| Nov 2012 | 521.7335894861428 | -0.07 | NaN |
| Dec 2012 | 521.9568084259727 | 0.04 | NaN |
| Jan 2013 | 528.9825354443518 | 1.35 | 0.53 |
| Feb 2013 | 531.8953360099657 | 0.55 | 0.50 |
| Mar 2013 | 531.0881927032643 | -0.15 | -1.07 |
| Apr 2013 | 526.132770133943 | -0.93 | -2.53 |
| May 2013 | 528.4926447970101 | 0.45 | -2.09 |
| Jun 2013 | 547.024350253602 | 3.51 | 1.73 |
| Jul 2013 | 557.0273888509505 | 1.83 | 4.32 |
| Aug 2013 | 561.0332047738392 | 0.72 | 5.23 |
| Sep 2013 | 564.2148151847989 | 0.57 | 7.02 |
| Oct 2013 | 557.684486852106 | -1.16 | 6.81 |
| Nov 2013 | 561.7792102621722 | 0.73 | 7.68 |
| Dec 2013 | 568.6081799492529 | 1.22 | 8.94 |
| Jan 2014 | 560.8666943905699 | -1.36 | 6.03 |
| Feb 2014 | 553.4756484989816 | -1.32 | 4.06 |
| Mar 2014 | 552.0003916688215 | -0.27 | 3.94 |
| Apr 2014 | 550.7467530293873 | -0.23 | 4.68 |
| May 2014 | 544.4895395093922 | -1.14 | 3.03 |
| Jun 2014 | 543.8164654888121 | -0.12 | -0.59 |
| Jul 2014 | 543.8980408387483 | 0.02 | -2.36 |
| Aug 2014 | 545.52867634114 | 0.30 | -2.76 |
| Sep 2014 | 548.758953008742 | 0.59 | -2.74 |
| Oct 2014 | 546.1542396733544 | -0.47 | -2.07 |
| Nov 2014 | 546.2808418374334 | 0.02 | -2.76 |
| Dec 2014 | 543.8511319169511 | -0.44 | -4.35 |
| Jan 2015 | 543.42350189176 | -0.08 | -3.11 |
| Feb 2015 | 541.656066589376 | -0.32 | -2.14 |
| Mar 2015 | 540.6434909649624 | -0.19 | -2.06 |
| Apr 2015 | 536.6376835210331 | -0.74 | -2.56 |
| May 2015 | 544.7949133673114 | 1.52 | 0.06 |
| Jun 2015 | 553.8111721860722 | 1.66 | 1.84 |
| Jul 2015 | 561.3440829868753 | 1.36 | 3.21 |
| Aug 2015 | 559.1970205677973 | -0.38 | 2.51 |
| Sep 2015 | 560.5645268084172 | 0.25 | 2.15 |
| Oct 2015 | 558.961006654586 | -0.29 | 2.35 |
| Nov 2015 | 565.2776750578485 | 1.13 | 3.48 |
| Dec 2015 | 566.2682052111338 | 0.18 | 4.12 |
| Jan 2016 | 570.0003934621949 | 0.66 | 4.89 |
| Feb 2016 | 562.6721869404132 | -1.29 | 3.88 |
| Mar 2016 | 562.2246406726374 | -0.08 | 3.99 |
| Apr 2016 | 557.1847860794605 | -0.90 | 3.83 |
| May 2016 | 554.8134176763315 | -0.43 | 1.84 |
| Jun 2016 | 553.3477663706005 | -0.26 | -0.08 |
| Jul 2016 | 548.1724193594127 | -0.93 | -2.35 |
| Aug 2016 | 547.2072219611771 | -0.18 | -2.14 |
| Sep 2016 | 546.412937600733 | -0.14 | -2.52 |
| Oct 2016 | 545.7580896940128 | -0.12 | -2.36 |
| Nov 2016 | 555.3231435611881 | 1.75 | -1.76 |
| Dec 2016 | 570.4399518416494 | 2.72 | 0.74 |
| Jan 2017 | 568.536780556974 | -0.33 | -0.26 |
| Feb 2017 | 569.7231416458703 | 0.21 | 1.25 |
| Mar 2017 | 570.4657559593788 | 0.13 | 1.47 |
| Apr 2017 | 565.7485140086553 | -0.83 | 1.54 |
| May 2017 | 564.2437847982433 | -0.27 | 1.70 |
| Jun 2017 | 560.8817717272416 | -0.60 | 1.36 |
| Jul 2017 | 563.2719955647027 | 0.43 | 2.76 |
| Aug 2017 | 559.3047122132223 | -0.70 | 2.21 |
| Sep 2017 | 555.4667619795583 | -0.69 | 1.66 |
| Oct 2017 | 557.6231749487271 | 0.39 | 2.17 |
| Nov 2017 | 558.6048667066218 | 0.18 | 0.59 |
| Dec 2017 | 560.5390691515413 | 0.35 | -1.74 |
| Jan 2018 | 560.2489506299521 | -0.05 | -1.46 |
| Feb 2018 | 568.9987925972081 | 1.56 | -0.13 |
| Mar 2018 | 570.5359443155346 | 0.27 | 0.01 |
| Apr 2018 | 571.3534029443898 | 0.14 | 0.99 |
| May 2018 | 578.5798566219247 | 1.26 | 2.54 |
| Jun 2018 | 581.2911758449488 | 0.47 | 3.64 |
| Jul 2018 | 583.8928381328244 | 0.45 | 3.66 |
| Aug 2018 | 586.8196453406922 | 0.50 | 4.92 |
| Sep 2018 | 592.0622763436138 | 0.89 | 6.59 |
| Oct 2018 | 598.7762794570135 | 1.13 | 7.38 |
| Nov 2018 | 600.3808138436436 | 0.27 | 7.48 |
| Dec 2018 | 592.5086453034842 | -1.31 | 5.70 |
| Jan 2019 | 581.3976177062175 | -1.87 | 3.78 |
| Feb 2019 | 582.7284335246597 | 0.23 | 2.41 |
| Mar 2019 | 585.5469831426889 | 0.48 | 2.63 |
| Apr 2019 | 586.5751808001735 | 0.18 | 2.66 |
| May 2019 | 583.8225149401602 | -0.47 | 0.91 |
| Jun 2019 | 570.2285778938415 | -2.33 | -1.90 |
| Jul 2019 | 565.7817903269929 | -0.78 | -3.10 |
| Aug 2019 | 561.0814451910073 | -0.83 | -4.39 |
| Sep 2019 | 561.6870385086522 | 0.11 | -5.13 |
| Oct 2019 | 566.352241835094 | 0.83 | -5.41 |
| Nov 2019 | 568.6940444232541 | 0.41 | -5.28 |
| Dec 2019 | 573.4174917981566 | 0.83 | -3.22 |
| Jan 2020 | 570.8285676980154 | -0.45 | -1.82 |
| Feb 2020 | 567.1847521436027 | -0.64 | -2.67 |
| Mar 2020 | 567.7770746777942 | 0.10 | -3.03 |
| Apr 2020 | 565.721152639346 | -0.36 | -3.55 |
| May 2020 | 564.1912515485806 | -0.27 | -3.36 |
| Jun 2020 | 562.8900495051319 | -0.23 | -1.29 |
| Jul 2020 | 559.3340943592219 | -0.63 | -1.14 |
| Aug 2020 | 560.5146506147279 | 0.21 | -0.10 |
| Sep 2020 | 565.5459163462568 | 0.90 | 0.69 |
| Oct 2020 | 569.0944331007054 | 0.63 | 0.48 |
| Nov 2020 | 571.8677520326887 | 0.49 | 0.56 |
| Dec 2020 | 571.84205445452 | 0.00 | -0.28 |
| Jan 2021 | 561.3412904047879 | -1.84 | -1.66 |
| Feb 2021 | 570.1091448290734 | 1.56 | 0.52 |
| Mar 2021 | 587.442973518971 | 3.04 | 3.46 |
| Apr 2021 | 591.2572211364079 | 0.65 | 4.51 |
| May 2021 | 588.8561392523501 | -0.41 | 4.37 |
| Jun 2021 | 589.5916286130164 | 0.13 | 4.74 |
| Jul 2021 | 585.9452723196509 | -0.62 | 4.76 |
| Aug 2021 | 585.2733517158471 | -0.11 | 4.42 |
| Sep 2021 | 588.745579870033 | 0.59 | 4.10 |
| Oct 2021 | 597.5147951977042 | 1.49 | 4.99 |
| Nov 2021 | 599.2995549406821 | 0.30 | 4.80 |
| Dec 2021 | 601.8599559055757 | 0.43 | 5.25 |
| Jan 2022 | 617.8404328826357 | 2.66 | 10.07 |
| Feb 2022 | 634.4749534798848 | 2.69 | 11.29 |
| Mar 2022 | 655.7372785000207 | 3.35 | 11.63 |
| Apr 2022 | 696.4452497467812 | 6.21 | 17.79 |
| May 2022 | 711.3202746743118 | 2.14 | 20.80 |
| Jun 2022 | 728.3466658566113 | 2.39 | 23.53 |
| Jul 2022 | 723.6314920588325 | -0.65 | 23.50 |
| Aug 2022 | 710.991493665942 | -1.75 | 21.48 |
| Sep 2022 | 746.0467021758622 | 4.93 | 26.72 |
| Oct 2022 | 778.1099685081632 | 4.30 | 30.22 |
| Nov 2022 | 771.9594881527378 | -0.79 | 28.81 |
| Dec 2022 | 752.4643077946307 | -2.52 | 25.02 |
| Jan 2023 | 745.7867888215239 | -0.89 | 20.71 |
| Feb 2023 | 748.1731173644073 | 0.32 | 17.92 |
| Mar 2023 | 767.8162049443779 | 2.63 | 17.09 |
| Apr 2023 | 767.2986825116459 | -0.07 | 10.17 |
| May 2023 | 781.7517345484302 | 1.88 | 9.90 |
| Jun 2023 | 807.7199900079306 | 3.32 | 10.90 |
| Jul 2023 | 821.9116514647451 | 1.76 | 13.58 |
| Aug 2023 | 841.3405876903985 | 2.36 | 18.33 |
| Sep 2023 | 853.6232692065839 | 1.46 | 14.42 |
| Oct 2023 | 880.7766737084733 | 3.18 | 13.19 |
| Nov 2023 | 876.7559663666772 | -0.46 | 13.58 |
| Dec 2023 | 846.8225746514076 | -3.41 | 12.54 |
| Jan 2024 | 837.4374607172915 | -1.11 | 12.29 |
| Feb 2024 | 848.9552108908772 | 1.38 | 13.47 |
| Mar 2024 | 861.1518052046442 | 1.44 | 12.16 |
| Apr 2024 | 881.2201912930545 | 2.33 | 14.85 |
| May 2024 | 894.2154747867885 | 1.48 | 14.39 |
| Jun 2024 | 890.5198082753884 | -0.41 | 10.25 |
| Jul 2024 | 886.4579343913927 | -0.46 | 7.85 |
| Aug 2024 | 864.7536372686964 | -2.45 | 2.78 |
| Sep 2024 | 847.9287747389146 | -1.95 | -0.67 |
| Oct 2024 | 862.8480379698174 | 1.76 | -2.04 |
| Nov 2024 | 887.8896537337052 | 2.90 | 1.27 |
| Dec 2024 | 888.5966200059809 | 0.08 | 4.93 |
| Jan 2025 | 907.0508199293428 | 2.08 | 8.31 |
| Feb 2025 | 903.5348120573631 | -0.39 | 6.43 |
| Mar 2025 | 896.8869869684021 | -0.74 | 4.15 |
| Apr 2025 | 905.7936928224516 | 0.99 | 2.79 |
| May 2025 | 917.3101520195024 | 1.27 | 2.58 |
| Jun 2025 | 921.6862561600519 | 0.48 | 3.50 |
| Jul 2025 | 920.1510118930322 | -0.17 | 3.80 |
| Aug 2025 | 916.2313462298613 | -0.43 | 5.95 |
| Sep 2025 | 911.4710180793918 | -0.52 | 7.49 |
| Oct 2025 | 910.8431570547609 | -0.07 | 5.56 |
| Nov 2025 | 915.4556269859027 | 0.51 | 3.11 |
| Dec 2025 | 920.0932469611558 | 0.51 | 3.55 |
| Jan 2026 | 922.9795507523947 | 0.31 | 1.76 |
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