Denver, CO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Denver, CO Metro in January 2026 was $3,485.43. The month over month percentage change (MoM) was -0.80%, and the year over year percentage change (YoY) was -9.18%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Denver, CO metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Denver, CO metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Denver, CO (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Denver, CO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Denver, CO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1118.1007300061397 | NaN | NaN |
| Feb 2012 | 1117.189332694599 | -0.08 | NaN |
| Mar 2012 | 1125.2671318671717 | 0.72 | NaN |
| Apr 2012 | 1121.9580127375866 | -0.29 | NaN |
| May 2012 | 1113.2548840221648 | -0.78 | NaN |
| Jun 2012 | 1106.6202365115873 | -0.60 | NaN |
| Jul 2012 | 1102.896416631163 | -0.34 | NaN |
| Aug 2012 | 1119.0997599422412 | 1.47 | NaN |
| Sep 2012 | 1121.0332417614022 | 0.17 | NaN |
| Oct 2012 | 1121.7217772092465 | 0.06 | NaN |
| Nov 2012 | 1130.287527528235 | 0.76 | NaN |
| Dec 2012 | 1139.8802196043077 | 0.85 | NaN |
| Jan 2013 | 1146.4649025054935 | 0.58 | 2.54 |
| Feb 2013 | 1168.4542448786228 | 1.92 | 4.59 |
| Mar 2013 | 1179.4653081941153 | 0.94 | 4.82 |
| Apr 2013 | 1173.3468244873263 | -0.52 | 4.58 |
| May 2013 | 1190.7404131464325 | 1.48 | 6.96 |
| Jun 2013 | 1260.7615291314303 | 5.88 | 13.93 |
| Jul 2013 | 1308.4059247183186 | 3.78 | 18.63 |
| Aug 2013 | 1332.5857980115734 | 1.85 | 19.08 |
| Sep 2013 | 1350.147822732043 | 1.32 | 20.44 |
| Oct 2013 | 1327.0197059877623 | -1.71 | 18.30 |
| Nov 2013 | 1345.43297107204 | 1.39 | 19.04 |
| Dec 2013 | 1380.1242372072682 | 2.58 | 21.08 |
| Jan 2014 | 1390.34820791729 | 0.74 | 21.27 |
| Feb 2014 | 1383.1355673003984 | -0.52 | 18.37 |
| Mar 2014 | 1395.8050517962781 | 0.92 | 18.34 |
| Apr 2014 | 1404.1223887276178 | 0.60 | 19.67 |
| May 2014 | 1395.3453163096333 | -0.62 | 17.18 |
| Jun 2014 | 1401.6557362625995 | 0.45 | 11.18 |
| Jul 2014 | 1407.6543627433314 | 0.43 | 7.59 |
| Aug 2014 | 1415.6551012062591 | 0.57 | 6.23 |
| Sep 2014 | 1433.60783625654 | 1.27 | 6.18 |
| Oct 2014 | 1430.3118942722133 | -0.23 | 7.78 |
| Nov 2014 | 1439.8256628097377 | 0.67 | 7.02 |
| Dec 2014 | 1438.171831605111 | -0.11 | 4.21 |
| Jan 2015 | 1407.1499288227383 | -2.16 | 1.21 |
| Feb 2015 | 1431.4904746539962 | 1.73 | 3.50 |
| Mar 2015 | 1457.8258073094448 | 1.84 | 4.44 |
| Apr 2015 | 1461.623890901051 | 0.26 | 4.10 |
| May 2015 | 1500.3672505506208 | 2.65 | 7.53 |
| Jun 2015 | 1535.8953556557092 | 2.37 | 9.58 |
| Jul 2015 | 1561.1726288861291 | 1.65 | 10.91 |
| Aug 2015 | 1557.079374476846 | -0.26 | 9.99 |
| Sep 2015 | 1571.527642182456 | 0.93 | 9.62 |
| Oct 2015 | 1573.4051731816128 | 0.12 | 10.00 |
| Nov 2015 | 1610.1054006685904 | 2.33 | 11.83 |
| Dec 2015 | 1628.0408102051656 | 1.11 | 13.20 |
| Jan 2016 | 1621.9362328631244 | -0.37 | 15.26 |
| Feb 2016 | 1604.4372591477002 | -1.08 | 12.08 |
| Mar 2016 | 1623.6665061707763 | 1.20 | 11.38 |
| Apr 2016 | 1625.147133841972 | 0.09 | 11.19 |
| May 2016 | 1638.56749935101 | 0.83 | 9.21 |
| Jun 2016 | 1646.8625985652052 | 0.51 | 7.23 |
| Jul 2016 | 1637.9836677398898 | -0.54 | 4.92 |
| Aug 2016 | 1645.7360972238673 | 0.47 | 5.69 |
| Sep 2016 | 1657.038312334983 | 0.69 | 5.44 |
| Oct 2016 | 1667.5198006121643 | 0.63 | 5.98 |
| Nov 2016 | 1727.4324703866196 | 3.59 | 7.29 |
| Dec 2016 | 1813.3018521976392 | 4.97 | 11.38 |
| Jan 2017 | 1836.837036187608 | 1.30 | 13.25 |
| Feb 2017 | 1856.646500237652 | 1.08 | 15.72 |
| Mar 2017 | 1878.3517406589513 | 1.17 | 15.69 |
| Apr 2017 | 1869.5211734462202 | -0.47 | 15.04 |
| May 2017 | 1877.3688924399116 | 0.42 | 14.57 |
| Jun 2017 | 1868.5863487371794 | -0.47 | 13.46 |
| Jul 2017 | 1884.4327746083832 | 0.85 | 15.05 |
| Aug 2017 | 1872.7136682081014 | -0.62 | 13.79 |
| Sep 2017 | 1864.7352303878745 | -0.43 | 12.53 |
| Oct 2017 | 1888.497937273923 | 1.27 | 13.25 |
| Nov 2017 | 1904.3371161866085 | 0.84 | 10.24 |
| Dec 2017 | 1923.0852228329857 | 0.98 | 6.05 |
| Jan 2018 | 1948.050145535693 | 1.30 | 6.06 |
| Feb 2018 | 2017.3771034590266 | 3.56 | 8.66 |
| Mar 2018 | 2053.5189995604587 | 1.79 | 9.33 |
| Apr 2018 | 2071.3518064795744 | 0.87 | 10.80 |
| May 2018 | 2106.78147164938 | 1.71 | 12.22 |
| Jun 2018 | 2113.046132457537 | 0.30 | 13.08 |
| Jul 2018 | 2114.6010309493795 | 0.07 | 12.21 |
| Aug 2018 | 2126.2755809030027 | 0.55 | 13.54 |
| Sep 2018 | 2148.814933453788 | 1.06 | 15.23 |
| Oct 2018 | 2194.1916571327474 | 2.11 | 16.19 |
| Nov 2018 | 2206.8609713824108 | 0.58 | 15.89 |
| Dec 2018 | 2168.6452130285593 | -1.73 | 12.77 |
| Jan 2019 | 2145.970763188567 | -1.05 | 10.16 |
| Feb 2019 | 2139.7339474418905 | -0.29 | 6.07 |
| Mar 2019 | 2132.0417470460793 | -0.36 | 3.82 |
| Apr 2019 | 2118.896265871741 | -0.62 | 2.30 |
| May 2019 | 2110.0777679273565 | -0.42 | 0.16 |
| Jun 2019 | 2061.203199577576 | -2.32 | -2.45 |
| Jul 2019 | 2055.5831893991185 | -0.27 | -2.79 |
| Aug 2019 | 2031.0044845893517 | -1.20 | -4.48 |
| Sep 2019 | 2032.8358198416297 | 0.09 | -5.40 |
| Oct 2019 | 2055.050624699187 | 1.09 | -6.34 |
| Nov 2019 | 2065.348064026833 | 0.50 | -6.41 |
| Dec 2019 | 2080.490917566563 | 0.73 | -4.07 |
| Jan 2020 | 2075.462436052727 | -0.24 | -3.29 |
| Feb 2020 | 2057.8587738254264 | -0.85 | -3.83 |
| Mar 2020 | 2070.22355889739 | 0.60 | -2.90 |
| Apr 2020 | 2057.390133943789 | -0.62 | -2.90 |
| May 2020 | 2049.949943551893 | -0.36 | -2.85 |
| Jun 2020 | 2037.2294358056527 | -0.62 | -1.16 |
| Jul 2020 | 2009.4781707223674 | -1.36 | -2.24 |
| Aug 2020 | 2001.8765897416256 | -0.38 | -1.43 |
| Sep 2020 | 2010.802068958115 | 0.45 | -1.08 |
| Oct 2020 | 2023.9570126874437 | 0.65 | -1.51 |
| Nov 2020 | 2037.648641644441 | 0.68 | -1.34 |
| Dec 2020 | 2047.5923355345094 | 0.49 | -1.58 |
| Jan 2021 | 2033.055195951516 | -0.71 | -2.04 |
| Feb 2021 | 2075.2030938190455 | 2.07 | 0.84 |
| Mar 2021 | 2166.306346463005 | 4.39 | 4.64 |
| Apr 2021 | 2203.819920570168 | 1.73 | 7.12 |
| May 2021 | 2227.6263867374046 | 1.08 | 8.67 |
| Jun 2021 | 2272.664142726309 | 2.02 | 11.56 |
| Jul 2021 | 2281.9846953982233 | 0.41 | 13.56 |
| Aug 2021 | 2297.2860198518765 | 0.67 | 14.76 |
| Sep 2021 | 2321.339463405217 | 1.05 | 15.44 |
| Oct 2021 | 2371.694730568229 | 2.17 | 17.18 |
| Nov 2021 | 2390.112388345328 | 0.78 | 17.30 |
| Dec 2021 | 2421.1304252686223 | 1.30 | 18.24 |
| Jan 2022 | 2551.026315552284 | 5.37 | 25.48 |
| Feb 2022 | 2680.4188242610985 | 5.07 | 29.16 |
| Mar 2022 | 2851.8180368523626 | 6.39 | 31.64 |
| Apr 2022 | 3142.144407383877 | 10.18 | 42.58 |
| May 2022 | 3267.946072988488 | 4.00 | 46.70 |
| Jun 2022 | 3386.007120131495 | 3.61 | 48.99 |
| Jul 2022 | 3352.729289569691 | -0.98 | 46.92 |
| Aug 2022 | 3271.085947394504 | -2.43 | 42.39 |
| Sep 2022 | 3498.715205523883 | 6.96 | 50.72 |
| Oct 2022 | 3708.2271239373476 | 5.99 | 56.35 |
| Nov 2022 | 3653.927172836775 | -1.46 | 52.88 |
| Dec 2022 | 3500.1451000901943 | -4.21 | 44.57 |
| Jan 2023 | 3457.6761557520404 | -1.21 | 35.54 |
| Feb 2023 | 3435.295739780687 | -0.65 | 28.16 |
| Mar 2023 | 3505.755499636018 | 2.05 | 22.93 |
| Apr 2023 | 3440.3838811812034 | -1.86 | 9.49 |
| May 2023 | 3468.2583048198735 | 0.81 | 6.13 |
| Jun 2023 | 3567.415257059431 | 2.86 | 5.36 |
| Jul 2023 | 3623.123620365015 | 1.56 | 8.07 |
| Aug 2023 | 3712.5092029651314 | 2.47 | 13.50 |
| Sep 2023 | 3768.733748235528 | 1.51 | 7.72 |
| Oct 2023 | 3913.5633250212913 | 3.84 | 5.54 |
| Nov 2023 | 3864.626575842697 | -1.25 | 5.77 |
| Dec 2023 | 3673.828488030987 | -4.94 | 4.96 |
| Jan 2024 | 3653.7983501781787 | -0.55 | 5.67 |
| Feb 2024 | 3695.6390135381303 | 1.15 | 7.58 |
| Mar 2024 | 3713.7273551847875 | 0.49 | 5.93 |
| Apr 2024 | 3778.0239010592045 | 1.73 | 9.81 |
| May 2024 | 3804.0749956404657 | 0.69 | 9.68 |
| Jun 2024 | 3758.123953174312 | -1.21 | 5.35 |
| Jul 2024 | 3734.0200207049775 | -0.64 | 3.06 |
| Aug 2024 | 3627.684710835258 | -2.85 | -2.28 |
| Sep 2024 | 3546.2395029140835 | -2.24 | -5.90 |
| Oct 2024 | 3624.7597884358793 | 2.21 | -7.38 |
| Nov 2024 | 3745.242753759538 | 3.32 | -3.09 |
| Dec 2024 | 3722.992579886494 | -0.59 | 1.34 |
| Jan 2025 | 3837.8793881044817 | 3.09 | 5.04 |
| Feb 2025 | 3793.023655778812 | -1.17 | 2.64 |
| Mar 2025 | 3715.3358097636383 | -2.05 | 0.04 |
| Apr 2025 | 3715.0223659958137 | -0.01 | -1.67 |
| May 2025 | 3719.050742962052 | 0.11 | -2.23 |
| Jun 2025 | 3700.5357585890824 | -0.50 | -1.53 |
| Jul 2025 | 3657.303478855566 | -1.17 | -2.06 |
| Aug 2025 | 3611.654351469631 | -1.25 | -0.44 |
| Sep 2025 | 3553.2067597480554 | -1.62 | 0.20 |
| Oct 2025 | 3527.80300491953 | -0.71 | -2.67 |
| Nov 2025 | 3526.1885631477303 | -0.05 | -5.85 |
| Dec 2025 | 3513.7030778037843 | -0.35 | -5.62 |
| Jan 2026 | 3485.4298667848366 | -0.80 | -9.18 |
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