Detroit, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Detroit, MI Metro in January 2026 was $1,730.295. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -2.89%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Detroit, MI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Detroit, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Detroit, MI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Detroit, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Detroit, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 583.0035967623763 | NaN | NaN |
| Feb 2012 | 581.811503106552 | -0.20 | NaN |
| Mar 2012 | 584.7898968681344 | 0.51 | NaN |
| Apr 2012 | 585.7935443331792 | 0.17 | NaN |
| May 2012 | 585.8778699906861 | 0.01 | NaN |
| Jun 2012 | 587.3490854040225 | 0.25 | NaN |
| Jul 2012 | 589.75533492887 | 0.41 | NaN |
| Aug 2012 | 598.0671179712022 | 1.41 | NaN |
| Sep 2012 | 600.91445768348 | 0.48 | NaN |
| Oct 2012 | 602.8841131098541 | 0.33 | NaN |
| Nov 2012 | 607.8037334899316 | 0.82 | NaN |
| Dec 2012 | 613.0829198975171 | 0.87 | NaN |
| Jan 2013 | 796.3574344465025 | 29.89 | 36.60 |
| Feb 2013 | 810.1858944733241 | 1.74 | 39.25 |
| Mar 2013 | 822.4942491158758 | 1.52 | 40.65 |
| Apr 2013 | 831.5011181386604 | 1.10 | 41.94 |
| May 2013 | 853.1315617899375 | 2.60 | 45.62 |
| Jun 2013 | 895.5636650693555 | 4.97 | 52.48 |
| Jul 2013 | 928.1816386998952 | 3.64 | 57.38 |
| Aug 2013 | 950.7380454870488 | 2.43 | 58.97 |
| Sep 2013 | 970.0816525393742 | 2.04 | 61.43 |
| Oct 2013 | 973.512629788084 | 0.35 | 61.48 |
| Nov 2013 | 990.4031374296039 | 1.74 | 62.95 |
| Dec 2013 | 1012.989169536502 | 2.28 | 65.23 |
| Jan 2014 | 625.3164231075241 | -38.27 | -21.48 |
| Feb 2014 | 627.0383200406147 | 0.28 | -22.61 |
| Mar 2014 | 637.174290557067 | 1.62 | -22.53 |
| Apr 2014 | 645.4735578357788 | 1.30 | -22.37 |
| May 2014 | 645.8869754472626 | 0.06 | -24.29 |
| Jun 2014 | 651.7298543239158 | 0.91 | -27.23 |
| Jul 2014 | 655.4992902466804 | 0.58 | -29.38 |
| Aug 2014 | 657.7601607896472 | 0.35 | -30.82 |
| Sep 2014 | 662.5519112973205 | 0.73 | -31.70 |
| Oct 2014 | 656.9091763163558 | -0.85 | -32.52 |
| Nov 2014 | 656.6126283302982 | -0.04 | -33.70 |
| Dec 2014 | 651.4716676060866 | -0.78 | -35.69 |
| Jan 2015 | 766.7827237424546 | 17.70 | 22.62 |
| Feb 2015 | 773.2444898280487 | 0.84 | 23.32 |
| Mar 2015 | 781.9931217838302 | 1.13 | 22.73 |
| Apr 2015 | 783.1453142694529 | 0.15 | 21.33 |
| May 2015 | 799.9170320597573 | 2.14 | 23.85 |
| Jun 2015 | 814.8984590479713 | 1.87 | 25.04 |
| Jul 2015 | 824.1339024159049 | 1.13 | 25.73 |
| Aug 2015 | 820.785119379068 | -0.41 | 24.79 |
| Sep 2015 | 824.3936114009143 | 0.44 | 24.43 |
| Oct 2015 | 823.8402686909974 | -0.07 | 25.41 |
| Nov 2015 | 836.8726115757943 | 1.58 | 27.45 |
| Dec 2015 | 843.2680814657886 | 0.76 | 29.44 |
| Jan 2016 | 819.986370841197 | -2.76 | 6.94 |
| Feb 2016 | 814.8509837884387 | -0.63 | 5.38 |
| Mar 2016 | 822.9140257643347 | 0.99 | 5.23 |
| Apr 2016 | 823.8363685372319 | 0.11 | 5.20 |
| May 2016 | 829.4853394332708 | 0.69 | 3.70 |
| Jun 2016 | 834.4492638451669 | 0.60 | 2.40 |
| Jul 2016 | 831.1102328804541 | -0.40 | 0.85 |
| Aug 2016 | 834.181074124082 | 0.37 | 1.63 |
| Sep 2016 | 838.9316430187778 | 0.57 | 1.76 |
| Oct 2016 | 843.513379219217 | 0.55 | 2.39 |
| Nov 2016 | 867.3106115762397 | 2.82 | 3.64 |
| Dec 2016 | 900.8954950153287 | 3.87 | 6.83 |
| Jan 2017 | 846.3477558546911 | -6.05 | 3.22 |
| Feb 2017 | 854.070153528322 | 0.91 | 4.81 |
| Mar 2017 | 863.1281237653164 | 1.06 | 4.89 |
| Apr 2017 | 860.049918528386 | -0.36 | 4.40 |
| May 2017 | 864.0454493175816 | 0.47 | 4.17 |
| Jun 2017 | 863.1755092595029 | -0.10 | 3.44 |
| Jul 2017 | 873.3537379303957 | 1.18 | 5.08 |
| Aug 2017 | 872.9802617609917 | -0.04 | 4.65 |
| Sep 2017 | 872.1262754450424 | -0.10 | 3.96 |
| Oct 2017 | 882.7621198797367 | 1.22 | 4.65 |
| Nov 2017 | 889.9088328189306 | 0.81 | 2.61 |
| Dec 2017 | 898.2175032837068 | 0.93 | -0.30 |
| Jan 2018 | 935.314038560506 | 4.13 | 10.51 |
| Feb 2018 | 964.4310529108975 | 3.11 | 12.92 |
| Mar 2018 | 981.8236567311096 | 1.80 | 13.75 |
| Apr 2018 | 991.9177268287756 | 1.03 | 15.33 |
| May 2018 | 1008.8950399884255 | 1.71 | 16.76 |
| Jun 2018 | 1013.3441333057284 | 0.44 | 17.40 |
| Jul 2018 | 1016.0829667845258 | 0.27 | 16.34 |
| Aug 2018 | 1021.7970532958825 | 0.56 | 17.05 |
| Sep 2018 | 1031.4480978986508 | 0.95 | 18.27 |
| Oct 2018 | 1048.4523215692411 | 1.65 | 18.77 |
| Nov 2018 | 1053.367779713575 | 0.47 | 18.37 |
| Dec 2018 | 1038.470229204307 | -1.41 | 15.62 |
| Jan 2019 | 1036.2615242587613 | -0.21 | 10.79 |
| Feb 2019 | 1037.6570110579103 | 0.14 | 7.59 |
| Mar 2019 | 1039.3135975096125 | 0.16 | 5.86 |
| Apr 2019 | 1037.7629206574275 | -0.15 | 4.62 |
| May 2019 | 1038.5797724500496 | 0.08 | 2.94 |
| Jun 2019 | 1022.1028144767013 | -1.59 | 0.86 |
| Jul 2019 | 1021.8412144853036 | -0.03 | 0.57 |
| Aug 2019 | 1011.0451505443455 | -1.06 | -1.05 |
| Sep 2019 | 1009.3507870195087 | -0.17 | -2.14 |
| Oct 2019 | 1016.1895506330682 | 0.68 | -3.08 |
| Nov 2019 | 1019.2558867036485 | 0.30 | -3.24 |
| Dec 2019 | 1024.5880868462389 | 0.52 | -1.34 |
| Jan 2020 | 1049.100707496772 | 2.39 | 1.24 |
| Feb 2020 | 1042.3520220487965 | -0.64 | 0.45 |
| Mar 2020 | 1047.9774499490545 | 0.54 | 0.83 |
| Apr 2020 | 1042.8666540564764 | -0.49 | 0.49 |
| May 2020 | 1039.9315881022235 | -0.28 | 0.13 |
| Jun 2020 | 1035.5798034124196 | -0.42 | 1.32 |
| Jul 2020 | 1025.487807708585 | -0.97 | 0.36 |
| Aug 2020 | 1023.4404938937957 | -0.20 | 1.23 |
| Sep 2020 | 1028.4332949951906 | 0.49 | 1.89 |
| Oct 2020 | 1035.5133985211542 | 0.69 | 1.90 |
| Nov 2020 | 1044.3752929126404 | 0.86 | 2.46 |
| Dec 2020 | 1052.2453908481293 | 0.75 | 2.70 |
| Jan 2021 | 985.4419734689732 | -6.35 | -6.07 |
| Feb 2021 | 1005.8315863871314 | 2.07 | -3.50 |
| Mar 2021 | 1044.2660647776606 | 3.82 | -0.35 |
| Apr 2021 | 1058.6908781740442 | 1.38 | 1.52 |
| May 2021 | 1066.2947019808375 | 0.72 | 2.54 |
| Jun 2021 | 1082.9306352934418 | 1.56 | 4.57 |
| Jul 2021 | 1084.3524372825277 | 0.13 | 5.74 |
| Aug 2021 | 1086.8084123704966 | 0.23 | 6.19 |
| Sep 2021 | 1090.967408534453 | 0.38 | 6.08 |
| Oct 2021 | 1104.347973699479 | 1.23 | 6.65 |
| Nov 2021 | 1104.574895422185 | 0.02 | 5.76 |
| Dec 2021 | 1109.9861630399605 | 0.49 | 5.49 |
| Jan 2022 | 1140.3145242468186 | 2.73 | 15.72 |
| Feb 2022 | 1186.127016017779 | 4.02 | 17.93 |
| Mar 2022 | 1248.324896626109 | 5.24 | 19.54 |
| Apr 2022 | 1355.8451537423764 | 8.61 | 28.07 |
| May 2022 | 1402.3095546771988 | 3.43 | 31.51 |
| Jun 2022 | 1449.9895029466722 | 3.40 | 33.90 |
| Jul 2022 | 1442.7085771166821 | -0.50 | 33.05 |
| Aug 2022 | 1418.1575493783016 | -1.70 | 30.49 |
| Sep 2022 | 1512.2901987080347 | 6.64 | 38.62 |
| Oct 2022 | 1599.5614237574052 | 5.77 | 44.84 |
| Nov 2022 | 1583.6281242829282 | -1.00 | 43.37 |
| Dec 2022 | 1528.4894989892402 | -3.48 | 37.70 |
| Jan 2023 | 1514.2231795687317 | -0.93 | 32.79 |
| Feb 2023 | 1512.626758560697 | -0.10 | 27.53 |
| Mar 2023 | 1549.5930532491961 | 2.44 | 24.13 |
| Apr 2023 | 1533.4256092077762 | -1.04 | 13.10 |
| May 2023 | 1553.256407913163 | 1.29 | 10.76 |
| Jun 2023 | 1599.7144756640298 | 2.99 | 10.33 |
| Jul 2023 | 1626.2037617845092 | 1.66 | 12.72 |
| Aug 2023 | 1665.130643758472 | 2.39 | 17.42 |
| Sep 2023 | 1689.537849942308 | 1.47 | 11.72 |
| Oct 2023 | 1750.7300703838696 | 3.62 | 9.45 |
| Nov 2023 | 1734.085931399582 | -0.95 | 9.50 |
| Dec 2023 | 1659.1963451313775 | -4.32 | 8.55 |
| Jan 2024 | 1645.0809188678659 | -0.85 | 8.64 |
| Feb 2024 | 1669.6387612932267 | 1.49 | 10.38 |
| Mar 2024 | 1688.1819860264666 | 1.11 | 8.94 |
| Apr 2024 | 1726.664950770059 | 2.28 | 12.60 |
| May 2024 | 1746.081823054405 | 1.13 | 12.41 |
| Jun 2024 | 1732.5106084848812 | -0.78 | 8.30 |
| Jul 2024 | 1724.8529335985468 | -0.44 | 6.07 |
| Aug 2024 | 1681.2063332045464 | -2.53 | 0.97 |
| Sep 2024 | 1649.02404094138 | -1.91 | -2.40 |
| Oct 2024 | 1684.511438994988 | 2.15 | -3.78 |
| Nov 2024 | 1737.4790926099256 | 3.14 | 0.20 |
| Dec 2024 | 1732.5801137217936 | -0.28 | 4.42 |
| Jan 2025 | 1781.888594314217 | 2.85 | 8.32 |
| Feb 2025 | 1774.7619036478964 | -0.40 | 6.30 |
| Mar 2025 | 1753.9932247203922 | -1.17 | 3.90 |
| Apr 2025 | 1765.8753475077342 | 0.68 | 2.27 |
| May 2025 | 1779.454896895128 | 0.77 | 1.91 |
| Jun 2025 | 1782.725733929279 | 0.18 | 2.90 |
| Jul 2025 | 1776.3732922927825 | -0.36 | 2.99 |
| Aug 2025 | 1764.854948688774 | -0.65 | 4.98 |
| Sep 2025 | 1745.020736851116 | -1.12 | 5.82 |
| Oct 2025 | 1735.46495518657 | -0.55 | 3.03 |
| Nov 2025 | 1737.713304367711 | 0.13 | 0.01 |
| Dec 2025 | 1737.2772664021522 | -0.02 | 0.27 |
| Jan 2026 | 1730.2948766300558 | -0.40 | -2.89 |
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